<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-2660269290287055125</id><updated>2011-04-21T18:03:27.466-07:00</updated><title type='text'>Standard Stroller</title><subtitle type='html'>Wide Selection of Strollers</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default?start-index=101&amp;max-results=100'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>245</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-5083048467324584497</id><published>2009-06-07T02:25:00.001-07:00</published><updated>2009-06-07T02:25:44.074-07:00</updated><title type='text'>Prom And Homecoming Dresses For The 2006 Season.</title><content type='html'>&lt;p&gt;Now is the time to start searching for prom and homecoming dresses for 2006. It?s nice to allow yourself plenty of time, so you can relax and enjoy checking out all those gorgeous dresses before you decide which one is going to be absolutely perfect.&lt;br&gt;&lt;br&gt;Before you begin searching for your prom or homecoming dress, you should have a clear idea in your mind of whether you?re looking for a full formal, semi-formal or dressy casual style. Most high school proms are full formal, so it?s the perfect opportunity to wear that full length ball gown you?ve always dreamed of, or the kind of sophisticated formal dress you would reserve for the most glamorous occasions.&lt;br&gt;&lt;br&gt;A homecoming dance or event will usually be less formal, but the dress code will depend on the event and on your particular school?s tradition. The best way to get an idea of the kind of outfit which will be most appropriate is to just ask the senior students, or graduates if you know any.&lt;br&gt;&lt;br&gt;Now is the time of year when the major trends are beginning to emerge for the coming season. There are a number of looks which are shaping up to be the big trends for 2006, so you have plenty of choice.&lt;br&gt;&lt;br&gt;Prom and Homecoming Fashion Trends for 2006&lt;br&gt;&lt;br&gt;Black is the new black. Of course, classic black never really goes out of style, but the sophisticated black dress will be one of the strongest trends for the 2006 prom season. Slinky shapes with glamorous floor length skirts are the main focus.&lt;br&gt;&lt;br&gt;Bold, dramatic black and white will also be an important look, in particular the classic black and white paneled bodice with a solid white A-line skirt. We?ll also see solid black dresses with dramatic white detailing.&lt;br&gt;&lt;br&gt;Winter white is still an important look, particularly with silvery beads and details.&lt;br&gt;&lt;br&gt;Colors for 2006 will be bold and dramatic. Soft pastels have most definitely made way for striking rich reds, dazzling blues, sparkling golds, sunset yellows and even tangy citrus orange tones. If you like to be really daring with color, this will be the year for bold contrasts of two or more strong colors.&lt;br&gt;&lt;br&gt;The sexy Grecian style gown is tipped to be a particularly hot look for the 2006 season, after Kelly Clarkson really turned heads with the stunning gold silk dress she wore at the VMA Awards in August. If you have a sensational figure, now is the time to really show it off!&lt;br&gt;&lt;br&gt;Strapless ball gowns were the main attraction at the Golden Globe Awards in 2005, worn by everyone from Kim Kattrall of ?Sex and the City? to ?Friends? favorite Lisa Kudrow, so we?ll be seeing a lot of this fabulous celebrity style in the upcoming prom season.&lt;br&gt;&lt;br&gt;Fabrics will be shining, lustrous and glamorous, with satin and silk the main focus. We?ll also see lots of flowing chiffon, classic taffeta and gorgeous organza.&lt;br&gt;&lt;br&gt;Beads, sequins, rhinestones, glitter, embroidery and and specialty detailing will also be a major trend, so if you love a little glamour it?s definitely going to be your year. There will be lots of beautifully beaded necklines and embroidered bodices. Extravagantly romantic lace, ribbons, tie-backs and bows will also be very much in vogue.&lt;br&gt;&lt;br&gt;There?s no single strong trend in hemlines; it?s really a case of anything goes, be it a full floor length skirt, tea length, short or daringly short. We?ll also see everything from cheeky handkerchief hems to classic A-line shapes, long skirts with trains, funky asymmetrical hemlines, sexy slit dresses, and even elegant ballerina skirts. It?s really a matter of choosing the skirt shape and length which best suits your figure and shows off your assets.&lt;br&gt;&lt;br&gt;Prom and Homecoming Accessories&lt;br&gt;&lt;br&gt;Beads and embroidery will also be in very much in vogue for prom and homecoming accessories. There will be lots of beautifully designed beaded and embroidered purses and shawls to complement the season?s gowns.&lt;br&gt;&lt;br&gt;You can never go wrong with strappy mid to high-heel shoes to complement evening wear. Bear in mind when you?re choosing your shoes that you not only want to look sensational, you also want to keep dancing all night, so look for evening shoes which are comfortable as well as stylish.&lt;br&gt;&lt;br&gt;An alternative shoe style which will make a surprise appearance in 2006 will be ballet shoes. There will be lots of prom shoes in ballet styles, but there?s no reason why you can?t wear real ballet shoes, which are inexpensive and easy to find. With the right dress, they?ll look absolutely gorgeous.&lt;br&gt;&lt;br&gt;And the hot tip for jewelry is chandelier earrings, which look great particularly worn with your hair up to show them off. This will be the year for bold, extravagant, sparkling jewelry, including brooches, necklaces, bracelets, rings and tiaras with every kind of jewel, from dazzling rubies and emeralds to classic diamonds and pearls.&lt;/p&gt;&lt;br&gt;&lt;p style=ackground-color: #FFFFFF; width: 100%; padding: 0px; class=ext&gt;About the Author: Lynn Donn is the webmaster for http://www.1st-in-formal-dresses.com Her website offers tips and information on all the latest trends in prom, homecoming dresses and formal dresses.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-5083048467324584497?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/5083048467324584497/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=5083048467324584497' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5083048467324584497'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5083048467324584497'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/prom-and-homecoming-dresses-for-2006.html' title='Prom And Homecoming Dresses For The 2006 Season.'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6758571577189604534</id><published>2009-06-06T02:25:00.001-07:00</published><updated>2009-06-06T02:25:43.230-07:00</updated><title type='text'>Sarasota Real Estate: Benefits of Directories to Visitors</title><content type='html'>&lt;p&gt;Most people who are looking for a particular telephone number would flip open the Yellow Pages. Directories are so much a part of our mundane living that its presences is usually taken for granted. There are several types of directories. The building directory helps one find the right office or apartment. The employee directory will helps one find the right person in the right department. A film directory helps one find a particular by title, subject, actors, director or producer.&lt;/p&gt;&lt;p&gt;Another type of directory that is relevant for Sarasota real estate investors is the real estate directory. What is it exactly? Like most online directories found on the Internet, a real estate directory is a listing of Web sites, which are classified and indexed in some particular order in order to facilitate searching. Depending on the real estate directory, the listings available will be indexed according to region, agent, type of property or price ? and often all of the above. Other sections will be clearly labeled as well?a comprehensive real estate directory offers more than just properties for sale. You?ll find listings for appraisers, inspectors, home improvement sites, contractors?almost anything that has to do with real estate.&lt;/p&gt;&lt;p&gt;Unlike a single realtor site, a Sarasota real estate directory will cover listings from various sources. Thus, it gives a searcher the widest possible variety of listings to search through. A trip through a Sarasota real estate directory will give a good feel for the general market conditions in Sarasota. It also facilitates searching of a realtor who is listing the properties one is interested in buying.&lt;/p&gt;&lt;p&gt;While traditional search engines are good venues to start seeking for home listings, one will often have to browse through several pages to get past the listings for home mortgage companies, a few dozen single realtors, several realty listing sites that only lead to more realty listing sites. On the other hand, by going directly to a real estate directory, one cuts out the sifting through pages of unrelated info and get straight to what is being searched for. An indexed directory of current real estate listings in Sarasota simply makes it easy to find the homes one wants to buy in this sunny city in Florida.&lt;/p&gt;&lt;p&gt;Finally, the best Sarasota real estate directory does not end with providing listings of homes for sale like many realtor sites do. One will usually find listings for Web sites that talk about how to prepare a home for sale, how to put a home on the market, which home improvements offer the most return on investment, mortgage and loan companies and so much more.&lt;/p&gt;&lt;p&gt;Earl Juanico http://sarasota-realestate.biz&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6758571577189604534?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6758571577189604534/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6758571577189604534' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6758571577189604534'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6758571577189604534'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/sarasota-real-estate-benefits-of.html' title='Sarasota Real Estate: Benefits of Directories to Visitors'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-531097455164310370</id><published>2009-06-05T02:25:00.001-07:00</published><updated>2009-06-05T02:25:45.675-07:00</updated><title type='text'>Baby Names  Choosing Trendy Or Traditional</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-531097455164310370?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/531097455164310370/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=531097455164310370' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/531097455164310370'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/531097455164310370'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/baby-names-choosing-trendy-or.html' title='Baby Names  Choosing Trendy Or Traditional'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6274757780655324269</id><published>2009-06-04T02:25:00.001-07:00</published><updated>2009-06-04T02:25:43.861-07:00</updated><title type='text'>The hottest tip on getting a web site listed quickly by Yahoo Inktomi MSN FAST Altavista and Hot</title><content type='html'>Anne-Marie KillerEvery webmaster knows that the free search engines are a major source of traffic.  &lt;br&gt;&lt;br&gt;They also know that applying all the SEO techniques in the world will not in itself get their web pages spidered, indexed and listed.  Yes, sure, a perfect page, once indexed and listed will surely rank high for its keywords but unless it is found by the spiders, it is pretty useless.&lt;br&gt;&lt;br&gt;It is no secret that the process of a web page being found by the spiders can be helped by placing links to that web site on other web sites (e.g. by doing a links exchange with other web sites, by putting one's URL in one's signature file when posting on a forum, by writing and submitting articles for free distribution and placing one's URL in the author's resource block etc.)  All of this will surely work but it can take months before anything happens.  The webmaster has no option but to be patient and wait...and wait...and wait.&lt;br&gt;&lt;br&gt;Now there is something very easy and very effective one can do to speed up this process.  Actually, using this method, will get a web page indexed and listed in less than 48 hours.  And the whole process is controlled by the webmaster.  It is easy, fast in terms of setting it all up and what's more it is free!&lt;br&gt;&lt;br&gt;Here is what one does:&lt;br&gt;Go to http://www.blogger.com and sign up for a new account (free - they even host the blog on their server at no cost)&lt;br&gt;Give your blog a name.&lt;br&gt;Navigate to 'Settings' and then choose 'Site Feed'&lt;br&gt;Check that the 'Publish Site Feed' option is set to 'Yes'&lt;br&gt;Copy the 'Site Feed URL' to the clip board (you can paste is some where .. you're going to use it when you've set up your my.yahoo account)&lt;br&gt;Save your changes&lt;br&gt;Navigate to 'Posting' and create your first entry.&lt;br&gt;What should you write?  Anything, actually - your words do not make that much of a difference.  what is important is that you add the URL of each page you want listed to the blog.  Remember to add them as live links (to enable all the spiders to follow them!) As a suggestion, why not make your blog a log of this experiment?&lt;br&gt;Publish your blog by hitting the 'Publish' button.&lt;br&gt;&lt;br&gt;Sorry, we're not done yet...&lt;br&gt;&lt;br&gt;Now you have to go to http://www.yahoo.com and open a My Yahoo! account.  Just follow Yahoo's very clear instructions.&lt;br&gt;Click on the 'Add Content' button.&lt;br&gt;Click the 'Add RSS by URL' link.&lt;br&gt;Paste the 'Site Feed URL' you've copied earlier in the 'URL' field and hit 'Add'.&lt;br&gt;You have just added your site's news feed to your My Yahoo! account.  &lt;br&gt;&lt;br&gt;Mmm, you don't know what a news feed is?  I've written a document explaining it all.  You can read it here: http://perfect-party-ideas.blogspot.com/2005/01/what-is-orange-xml-or-rss-icon-i-see.html&lt;br&gt;&lt;br&gt;Last step: go to http://www.pingomatic.com&lt;br&gt;Enter your blog's name and URL (similar to mine: http://www.perfect-party-ideas.blogspot.com)&lt;br&gt;Select all the services to ping (of which My Yahoo! is one) and click the 'Submit Pings' button.&lt;br&gt;Navigate back to your My Yahoo! account and refresh your browser.  &lt;br&gt;Scroll to the bottom of the page where you'll see your blog's feed appearing.&lt;br&gt;&lt;br&gt;Your job is done - the spider bait is ready!&lt;br&gt;&lt;br&gt;Now for a bit of excitement.  Start watching your web site's stat's to see how quickly the spiders find their way to your web site. You could even throw a free stats counter on your blog and watch the spiders visiting your blog.&lt;br&gt;&lt;br&gt;Next step: Play log-and-ping every day or so.  More often if you have the time!  Whenever you feel like it, add another posting to your blog.  Remember to throw in some links to specific pages on your web site.  &lt;br&gt;&lt;br&gt;Let me know how successful you were - use my 'Contact Me' page on my web site.&lt;br&gt; &lt;br&gt;  About the author:&lt;br&gt; &lt;br&gt;  Anne-Marie Killer is a mother of two step teenagers and a toddler. She is the webmaster and owner of Perfect Party Ideas &lt;br&gt;Read her blog where she documents the process of setting up Perfect Party Ideas &lt;br&gt;&lt;br&gt;  &lt;br&gt;  &lt;br&gt;  Web-site designing Pillars (part2)Pavel LenshinWEB-SITE DESIGNING PILLIARS (part 2)&lt;br&gt;&lt;br&gt;------------------------------------------------------------&lt;br&gt;copyright (c) Pavel Lenshin&lt;br&gt;------------------------------------------------------------&lt;br&gt;&lt;br&gt;&lt;br&gt;USABILITY&lt;br&gt;&lt;br&gt;Usability is what makes your WS pleasant to deal with.&lt;br&gt;While everyone defines personally for her(him)self how to&lt;br&gt;make design nice to look at, memorable (in respect to&lt;br&gt;branding) and serve customer/business needs in the best way&lt;br&gt;possible, the technical side of usability can and should be&lt;br&gt;corrected using the standard requirements.&lt;br&gt;&lt;br&gt;SOURCE CODE OPTIMIZATION&lt;br&gt;&lt;br&gt;Firstly about the four problems that come to my mind with&lt;br&gt;dirty HTML source code:&lt;br&gt;&lt;br&gt;1. Potential cross-browser conflicts as some particular&lt;br&gt;useless Tags (a piece of HTML source code) may be neglected&lt;br&gt;by one browser but create some visual errors, when viewed in&lt;br&gt;other browser.&lt;br&gt;2. The more useless HTML Tags web-page has, the more drive&lt;br&gt;space it occupies.&lt;br&gt;3. As the derivative of the previous problem, the more size&lt;br&gt;of that web-page, the longer it takes to visitor to load and&lt;br&gt;view it.&lt;br&gt;4. Search engines like plain and clear textual information&lt;br&gt;for easy search and scan. By having a lot of useless pieces&lt;br&gt;of HTML code, you prevent SE spiders to proper index your&lt;br&gt;web-pages. The result is the obvious decreasing of your&lt;br&gt;Search Engine rankings. That is why Meta Tags correcting is&lt;br&gt;not the only thing you should pay attention to.&lt;br&gt;&lt;br&gt;Statistic shows that more then 85% of all WSs online demands&lt;br&gt;graphics or HTML code optimization. That is actually a&lt;br&gt;common problem, the core of which lies in the use of highly&lt;br&gt;popular home web editors like FrontPage or other.&lt;br&gt;&lt;br&gt;The winner among the worst is well-known Netscape&lt;br&gt;Composer, due to the extremely dirty HTML code it&lt;br&gt;generates while editing old or creating new web-pages. If&lt;br&gt;you have ever used Composer and no one have cleaned those&lt;br&gt;web-pages afterwards, they definitely contain a lot of HTML&lt;br&gt;garbage.&lt;br&gt;&lt;br&gt;Based on my own experience every 50Kb Netscape Composer's&lt;br&gt;web-page can be easily optimized to the 40Kb file size or&lt;br&gt;less, as a simple result of the deleting junk HTML tags. If&lt;br&gt;you implement Cascade Style Sheet and HTML compressor you&lt;br&gt;will get the same, but clean &amp; shiny web-page totaling&lt;br&gt;25-30Kb (40-50% space savings) with the enhanced visual&lt;br&gt;effects.&lt;br&gt;&lt;br&gt;The example above shows saving on a single web-page, but if&lt;br&gt;we speak in terms of 50-60 pages WS, that occupy (without&lt;br&gt;graphics) 3-5Mb of hard drive space, the potential savings&lt;br&gt;as a result of HTML optimization may reach 1-3Mb.&lt;br&gt;So if you are experiencing the lack of hard drive space with&lt;br&gt;your hosting provider, the solution to that problem lies in&lt;br&gt;simple WS optimization. It doesn't only save a lot of space,&lt;br&gt;but, as we know, eliminates potential cross-browser&lt;br&gt;mistakes, helps SE spiders to properly index your web-pages&lt;br&gt;and make your visitors' surfing more quick and smooth and&lt;br&gt;therefore pleasant.&lt;br&gt;&lt;br&gt;GRAPHICS OPTIMIZATION&lt;br&gt;&lt;br&gt;When we speak about poorly optimized graphics we get two&lt;br&gt;problems: more occupied space and worse load time. Given&lt;br&gt;that the first obstacle may be overcome by acquiring&lt;br&gt;personal server with several Gigabytes of hard drive space,&lt;br&gt;the letter problem will continue to exist as the majority of&lt;br&gt;web visitors have low speed dial-up connection.&lt;br&gt;&lt;br&gt;To make your graphics optimized on the basic level, you&lt;br&gt;should save it in the proper graphic format. Many popular&lt;br&gt;pictures of eBook covers can be easily optimized simply by&lt;br&gt;re-saving .JPG format into .GIF or vice versa depending on&lt;br&gt;particular file. That tactic alone can bring 15Kb file to&lt;br&gt;occupy 7-10Kb in the matter of 2 min.&lt;br&gt;&lt;br&gt;The basic math shows that 10 optimized pictures (without&lt;br&gt;HTML optimization) on a web-page are capable to decrease the&lt;br&gt;overall size of it from 120Kb to 70Kb with no visual loss in&lt;br&gt;the quality of picture. Are you aware of statistics how many&lt;br&gt;visitors leave your site just because they are tired to wait&lt;br&gt;until all pictures load? It doesn't mean that you have to&lt;br&gt;simply delete these pictures completely as some people&lt;br&gt;suggest, what it does mean is that they are better to be&lt;br&gt;optimized because in case with eBook covers, they proved to&lt;br&gt;triple selling potential and their absence will be hardly&lt;br&gt;compensated by new visitors.&lt;br&gt;&lt;br&gt;To choose the right format, follow one simple rule:&lt;br&gt;If the target picture is more likely to be a photo, with&lt;br&gt;many colors, unshaped objects and different lights, this&lt;br&gt;file should be saved in .JPG format. If, on the contrary, a&lt;br&gt;picture is more likely to consists of a number of vector&lt;br&gt;objects like circles, triangles, squares, doesn't have too&lt;br&gt;many colors or similar to some drown comics, then .GIF&lt;br&gt;format is the best to use.&lt;br&gt;&lt;br&gt;If it is hard to determine, then save it in both formats and&lt;br&gt;compare quality/size ratio. Not much work, big effect.&lt;br&gt;&lt;br&gt;Having semi- or fully professional graphic editors will&lt;br&gt;allow you to get even better results by selecting&lt;br&gt;compression rate, smoothness, sharpness of edges  if we&lt;br&gt;speak about .JPG format; or palette, colors, rate of&lt;br&gt;transparency, animation features etc.  if we deal with .GIF&lt;br&gt;format.&lt;br&gt;&lt;br&gt;Today's technological opportunities are vast, so it is you&lt;br&gt;to decide how deeply you want to dive in.&lt;br&gt;&lt;br&gt;CROSS-BROWSER &amp;&lt;br&gt;SCREEN RESOLUTION OPTIMIZATION&lt;br&gt;&lt;br&gt;The numbers are the following:&lt;br&gt;- 2% have outdated 14'' with 640*480 pixels in width and&lt;br&gt;height respectively.&lt;br&gt;- 49% of web-surfers use 15 monitors with preferable&lt;br&gt;standard screen resolution of 800*600 pixels;&lt;br&gt;- 45% surf the web with 17 monitors with reasonable&lt;br&gt;1024*768 resolution;&lt;br&gt;- 4% of users enjoy 18-19 monitors with 1152*864-1280*1024&lt;br&gt;screen settings.&lt;br&gt;&lt;br&gt;What should these numbers tell you? The very simple thing &lt;br&gt;if you created the WS on your 15 monitor, don't assume that&lt;br&gt;it will look as good on other monitors as on yours.&lt;br&gt;&lt;br&gt;Let me draw several notes here about the tendency that&lt;br&gt;monitor market will follow in the nearest future.&lt;br&gt;First is that all 14 monitors are gradually going to their&lt;br&gt;deserved eternal rest. Even the share of notebooks with 15&lt;br&gt;TFT screens growing exponentially. There are even several&lt;br&gt;new versions with 16 active matrixes. Don't also forget&lt;br&gt;that notebooks' 14 TFT screen have almost the same diagonal&lt;br&gt;inches as usual 15 CRT (Cathode-ray tube) monitors.&lt;br&gt;Secondly, the number of 15 monitors is also decreasing, due&lt;br&gt;to growing number of 17 monitor owners that is the third&lt;br&gt;point.&lt;br&gt;&lt;br&gt;One sentence conclusion of the above statistics is that your&lt;br&gt;WS should look fine, at least, under 800*600 and 1024*768&lt;br&gt;resolutions. This is a market demand to your WS and, as we&lt;br&gt;know, you better not joke with The Market.&lt;br&gt;&lt;br&gt;Without going deep into theory, there are two ways:&lt;br&gt;- more simple;&lt;br&gt;- more complex.&lt;br&gt;&lt;br&gt;Both correct, both satisfy the demand above but the letter&lt;br&gt;way, given it is more complex, usually perfectly fits any&lt;br&gt;screen resolution, whether it is 14 or 21 and more&lt;br&gt;favorable to WS space usage.&lt;br&gt;&lt;br&gt;The easier way would be to make the borders of your web-page&lt;br&gt;(tables of your web-page) to be fixed with certain number of&lt;br&gt;pixels.&lt;br&gt;The most popular settings are something between 650 to 750&lt;br&gt;pixels just to fit that 800 pixels width screen under the&lt;br&gt;most popular 15 monitor 800*600 resolution. If you go that&lt;br&gt;way your web-page will have the same look under different&lt;br&gt;sets of resolutions.&lt;br&gt;If we try to see it at 14 monitor with 640 pixels in width,&lt;br&gt;the unpleasant horizontal scroller would appear because our&lt;br&gt;fixed setting in 700 pixels is wider then 640 and it just&lt;br&gt;won't fit in it. If, on the other hand, we look at our&lt;br&gt;imaginable site under 1152*864 or 1280*1024, it will look&lt;br&gt;too narrow, as it will occupy only 60% of the screen width&lt;br&gt;(our 700 in comparison to 1200 screen pixels width).&lt;br&gt;Why does this designing way simpler? You just won't have any&lt;br&gt;problems building it: no need for resolution or&lt;br&gt;cross-browser optimization, as fixed pixels are read&lt;br&gt;correctly under almost every browser.&lt;br&gt;&lt;br&gt;The more complex way is to have width of one or several HTML&lt;br&gt;tables columns on your site to be set in percents like 75%&lt;br&gt;or 100% and, therefore, poses the ability to automatically&lt;br&gt;broaden or narrow according to the specified percents,&lt;br&gt;depending on what screen resolution the site is being viewed&lt;br&gt;under.&lt;br&gt;If you have 600*800 screen settings (the screen width is 600&lt;br&gt;pixels) and one of the table width of your site is set to&lt;br&gt;100%, then this particular table along with all included&lt;br&gt;text and graphic will narrow to 600 pixels, if we set the&lt;br&gt;monitor to 1200*1024 resolution, i.e. having 1200 pixels&lt;br&gt;wide, our site's table will stretch to the specified 100%,&lt;br&gt;in that case, 1200 pixels.&lt;br&gt;That's why it looks more attractive under different&lt;br&gt;resolutions but demands additional optimization, including&lt;br&gt;cross-browser optimization, as Netscape Navigator browser&lt;br&gt;has some problems with proper interpreting of percent&lt;br&gt;settings in multi column tables. Which way to choose depends&lt;br&gt;on the tasks and your preference.&lt;br&gt;&lt;br&gt;I wish you endless creativity and no more then 70Kb per page&lt;br&gt;&lt;br&gt;------------------------------------------------------------&lt;br&gt; &lt;br&gt;  About the author:&lt;br&gt; &lt;br&gt;  Pavel Lenshin is an Internet entrepreneur, web-developer and &lt;br&gt;marketer, founder of the entrepreneurship portal, where you &lt;br&gt;can find discounted Internet services, marketing solutions, &lt;br&gt;FREE ebooks, FREE reports and finally uncover innovative &lt;br&gt;business strategies through FREE NET Business Magazine. &lt;br&gt;Visit: http://asbone.com&lt;br&gt;  &lt;br&gt;  &lt;br&gt;  Web-site designing Pillars (part1)Pavel LenshinWEB-SITE DESIGNING PILLIARS (part1)&lt;br&gt;&lt;br&gt;------------------------------------------------------------&lt;br&gt;copyright (c) Pavel Lenshin&lt;br&gt;------------------------------------------------------------&lt;br&gt;&lt;br&gt;&lt;br&gt;It is a hot opinion that it's the words that sell, not a&lt;br&gt;design and that you should invest all your money into&lt;br&gt;writing a good sales copy and what is left (if anything)&lt;br&gt;into web-site. I can give you 99 out of 100 that authors of&lt;br&gt;these claims are copywriters, web-designers usually don't&lt;br&gt;write articles. It is like asking football player what game&lt;br&gt;he enjoys more: football or hockey? :0)&lt;br&gt;&lt;br&gt;I don't want to argue that statement about the importance of&lt;br&gt;copywriting, on the contrary, I think that it is totally&lt;br&gt;true, but under one condition  your Web-Site (WS hereafter)&lt;br&gt;is already implied to make your visitors feel, at least,&lt;br&gt;comfortable.&lt;br&gt;&lt;br&gt;It could never be counted, how many times I closed down the&lt;br&gt;browser without reading a single word, just because of the&lt;br&gt;amateurish and clumsy look those WSs had.&lt;br&gt;&lt;br&gt;No need to emphasize on importance of the professional WS.&lt;br&gt;It is obvious, at the same time you won't read there, that&lt;br&gt;web-design is everything and that professional sales letter&lt;br&gt;or text message is nothing, because it is like answering the&lt;br&gt;question  what is better to have skin or heart cancer? To&lt;br&gt;my mind, it is better to be totally healthy.&lt;br&gt;&lt;br&gt;Business WS usually plays the role of virtual office, shop,&lt;br&gt;informational dep., marketing dep. and service dep. It is a&lt;br&gt;main representative and the core of your business  the&lt;br&gt;final proof, the image of your company is based on.&lt;br&gt;&lt;br&gt;-----What it is all about-----&lt;br&gt;&lt;br&gt;The target is set  to make your WS as good as it can&lt;br&gt;possibly be. Here I pointed the crucial pillars of designing&lt;br&gt;a professional looking WS. You will not find there basic&lt;br&gt;HTML teaching or how to use particular web-editor. The&lt;br&gt;knowledge of HTML will help, but is not compulsory, as&lt;br&gt;WYSIWYG (What You See Is What You Get) editors will make all&lt;br&gt;HTML coding work ehind the scene for you.&lt;br&gt;&lt;br&gt;You require general understanding of what HTML is and&lt;br&gt;ability to use one or several WYSIWYG web-editors, that is&lt;br&gt;three hour learning process. The feeling of style and taste&lt;br&gt;is also advisable; otherwise you will have to consult a&lt;br&gt;designer.&lt;br&gt;&lt;br&gt;The problem with design How to.. is that WS design is 90%&lt;br&gt;creative work, where is no two identical WS (unless copied),&lt;br&gt;that is why there cannot be any step-by-step study, the same&lt;br&gt;way there is no step-by-step study on how to paint a&lt;br&gt;masterpiece paint.&lt;br&gt;&lt;br&gt;What we can teach is how to hold a brush, but it is you,&lt;br&gt;who should paint Mona Lisa and become Leonardo da Vinci.&lt;br&gt;&lt;br&gt;-----What your WS should look like?-----&lt;br&gt;&lt;br&gt;+ Stylish. Consider it as an exterior and interior of your&lt;br&gt;whole off-line business premises, starting from hall&lt;br&gt;(main-index web-page) and ending with your personal office&lt;br&gt;(about me web-page). It has to have its unique feel and&lt;br&gt;style. Don't also forget about branding features your WS&lt;br&gt;represent.&lt;br&gt;&lt;br&gt;+ Clear structure. Imagine a shopper who wants to make a&lt;br&gt;purchase at your offline store, but in order to enter it, he&lt;br&gt;has to go through warehouse, service department and all&lt;br&gt;kinds of office premises. Don't allow your web visitor feel&lt;br&gt;like that shopper.&lt;br&gt;&lt;br&gt;+ Harmonically allocated design elements like graphics and&lt;br&gt;text. The WS is united entity and your brand. Every element&lt;br&gt;on the WS is to be blend with exterior, no separated&lt;br&gt;elements or graphics like a number of flashy banners.&lt;br&gt;&lt;br&gt;+ High usability standards and complete WS optimization&lt;br&gt;including clear HTML code and optimized web graphics that&lt;br&gt;are similar to clear shop. The more dirt your web-pages&lt;br&gt;contains, the more time it will take to load them, the more&lt;br&gt;potential errors it may show in different browsers, and the&lt;br&gt;harder it will be for Search Engine spiders to index your&lt;br&gt;WS. We will discuss these issues later on.&lt;br&gt;Pay also attention to broken links, as it is similar to wall&lt;br&gt;behind the door of your off-line shop. Let your visitors&lt;br&gt;find good resources with your help, rather than an Error&lt;br&gt;404 Page not found.&lt;br&gt;&lt;br&gt;+ Absence of grammatical errors. It concerns grammatical&lt;br&gt;correctness of textual information. The importance of&lt;br&gt;correct grammar is clear, no one wants to deal with&lt;br&gt;uneducated people, especially if they represent businesses.&lt;br&gt;&lt;br&gt;-----What programs you will need-----&lt;br&gt;&lt;br&gt;First of all you will need to equip yourself with right&lt;br&gt;armament, that are mostly WYSISWG (What You See Is What&lt;br&gt;You Get) web-editors. The download links and short&lt;br&gt;description you can find below:&lt;br&gt;&lt;br&gt;Macromedia Dreamveawer -&lt;br&gt;http://www.macromedia.com/software/dreamweaver/ - considered&lt;br&gt;to be the best WYSIWYG HTML editor. Ideal for beginners as&lt;br&gt;well as professional users. Anything you can only imagine&lt;br&gt;has already been included :0) 30 days trial version.&lt;br&gt;&lt;br&gt;EzyPage - http://www.ezyware.com/ - very simple drag&amp;drop&lt;br&gt;web-page creator for beginners. Although it has several very&lt;br&gt;interesting features build in like dropdown menu or&lt;br&gt;scrolling table. Free distribution.&lt;br&gt;&lt;br&gt;Stepzilla - http://www.stepzilla.com/ - the software's&lt;br&gt;motto - step by step to the web - tells everything for&lt;br&gt;itself.&lt;br&gt;&lt;br&gt;1st page 2000 v.2 final - http://www.evrsoft.com/products/ -&lt;br&gt;very pleasant HTML editor for beginners as well as advanced&lt;br&gt;webmasters. Has ability to choose the interface that will be&lt;br&gt;more suitable. Available HTML cleaning option, XML&lt;br&gt;converter, build in FTP-client and preview function. A lot&lt;br&gt;of ready to use Javasript, VBScript, DHTML, Perl&lt;br&gt;applications. The software is being distributed for free.&lt;br&gt;&lt;br&gt;Hot Dog Professional -&lt;br&gt;http://sausage.com/products/index.html - three HTML&lt;br&gt;editors - HotDog Junior for kids, PageWiz for beginners and&lt;br&gt;Professional ver.6 for advanced users. Convenient interface&lt;br&gt;with easy to access HTML functions. Includes CSS editor,&lt;br&gt;checker for tag errors and many others. All three editors&lt;br&gt;allow to download 30-days trial version.&lt;br&gt;&lt;br&gt;CoffeCup HTML editors - http://www.coffeecup.com/software/ -&lt;br&gt;another offer with several versions of softwares for&lt;br&gt;beginners as well as advanced users. Pre-made JavaScript&lt;br&gt;applications libraries, Flash effects, font creator, HTML&lt;br&gt;code cleaner, FTP-client, and many more. Collection of&lt;br&gt;web-pictures, backgrounds, icons. Available 30-days trial&lt;br&gt;PRO or free version.&lt;br&gt;&lt;br&gt;AceHTML 5.0 Pro - http://www.visicommedia.com/ -&lt;br&gt;professional HTML editor. DHTML ? JavaScript libraries.&lt;br&gt;Build in CSS editor, HTML, JavaScript, CSS checker, supports&lt;br&gt;XHTML, XML, Perl and WML documents. HTML code optimizer,&lt;br&gt;link checker. Available 30-days trial version.&lt;br&gt;&lt;br&gt;-----PILLARS OF PROPER DESIGNING-----&lt;br&gt;&lt;br&gt;TASKS DEFINING.&lt;br&gt;&lt;br&gt;You next step after setting up the appropriate web-design&lt;br&gt;program is to set the list of tasks your site should solve.&lt;br&gt;You should answer the following questions:&lt;br&gt;&lt;br&gt;1. Are your WS a sales letter or a content rich project?&lt;br&gt;Depending on your answer you have or don't have to pay&lt;br&gt;attention to the structure and flexibility of navigational&lt;br&gt;menu, as it may bring new challenges, as your content-rich&lt;br&gt;WS will grow. Consider to reserve WS space to future&lt;br&gt;informational blocks like announcements, exclusive offers,&lt;br&gt;visitors voting, polls, that you may like to include&lt;br&gt;sometime in future. Don't make the page layout look too&lt;br&gt;tight, as you will require redesigning the whole page just&lt;br&gt;to insert a small table for visitors' voting.&lt;br&gt;&lt;br&gt;2. What kind of integrated services you are planning to use?&lt;br&gt;Whether it is going to be shopping cart, discussion board,&lt;br&gt;chat or separate section totally devoted to the WS&lt;br&gt;newsletter, it should fit overall site layout and design.&lt;br&gt;Think in prospective, as it will take several hours now, but&lt;br&gt;avoid several weeks of headache in the future. Make sure&lt;br&gt;that the foundation of your online empire will bear all&lt;br&gt;possible additional storeys, without need of demolishing the&lt;br&gt;whole uilding and strengthening the foundation.&lt;br&gt;&lt;br&gt;3. What market sector your WS belongs to in general and what&lt;br&gt;product/service you are going to offer in particular? If&lt;br&gt;your WS is an entertainment portal, full of flash games,&lt;br&gt;casino offers and reviews of upcoming PC games, it is&lt;br&gt;obvious that design and layout plays extremely important&lt;br&gt;role as a representative of more than 50% of all&lt;br&gt;information. Be sure that boring graphics in that case would&lt;br&gt;cut the roots of your WS growth. If, on the other hand, you&lt;br&gt;are working at corporate business-to-business online sector&lt;br&gt;(B2B), there is absolutely no need in complex graphics&lt;br&gt;elements or flashy stars in the top-left corner. Online&lt;br&gt;businesses always experience lack of time, therefore, they&lt;br&gt;need quick answers of who you are, what you are and why are&lt;br&gt;you, rather than waiting till your welcome 300Kb flash clip&lt;br&gt;will load. The answer to efficient finding partners among&lt;br&gt;businesses is textual and to the point information that is&lt;br&gt;easy to access and that is, usually, represented in business&lt;br&gt;white-gray-black color scheme.&lt;br&gt;&lt;br&gt;VISUALLY FINISHED.&lt;br&gt;&lt;br&gt;Anybody can do that, although the broader imagination you&lt;br&gt;have, the simpler it will be. What you need is comfortable&lt;br&gt;seat, paper and a pen. Put your feet on the table, close&lt;br&gt;your eyes and imagine your WS.&lt;br&gt;&lt;br&gt;Let me only tell you one of my favorite jokes concerning&lt;br&gt;technique mentioned above.&lt;br&gt;&lt;br&gt;There was a group of foreign visitors coming to see a very&lt;br&gt;prosperous and profitable company.&lt;br&gt;At the end of their excursion one of the visitors asked&lt;br&gt;their guide:&lt;br&gt;You know, your company is really perfect, with the best&lt;br&gt;technology I've ever seen, everybody is working very hard,&lt;br&gt;but, tell me, who is that man in the biggest room on the top&lt;br&gt;floor doing nothing but relaxing on the soft armchair with&lt;br&gt;his feet crossed on the table, sipping Cola and listening to&lt;br&gt;music?&lt;br&gt;Oh, that man came up with the idea last year, that earned us&lt;br&gt;$1.000.000, and, as far as I remember, during that time he&lt;br&gt;was also sipping Cola with his feet on the table.&lt;br&gt;&lt;br&gt;So follow this man and don't allow anybody disturb you&lt;br&gt;during this work!&lt;br&gt;&lt;br&gt;Don't make any mistakes about it. You may be surprised, but&lt;br&gt;it is the most challenging and crucial part of your WS&lt;br&gt;creation. The brighter efforts you put into your paper, the&lt;br&gt;more beneficial result you will get. No need for degree in&lt;br&gt;painting, just basic elements on paper as a background of&lt;br&gt;your future WS building, the rest in mind.&lt;br&gt;&lt;br&gt;Don't be afraid to experiment! It's a pleasant time spending&lt;br&gt;anyway. Remember  all great works of all times are&lt;br&gt;considered to be masterpieces, only because they, firstly,&lt;br&gt;perfectly reflect the depth of their creators' souls and,&lt;br&gt;secondly, they are unique in their nature. There is no&lt;br&gt;masterpiece based on well-known standards. They are good in,&lt;br&gt;let's say, decreasing production costs, but they are not&lt;br&gt;welcomed in the art creation process, which the design&lt;br&gt;surely is.&lt;br&gt;&lt;br&gt;On the other hand, you should always keep in mind that the&lt;br&gt;experiment ends exactly when the web-surfer disappointment&lt;br&gt;starts.&lt;br&gt;&lt;br&gt;ELEMENTS.&lt;br&gt;&lt;br&gt;The key point, while visualizing your full color WS, is to&lt;br&gt;decide what and where will you place 3 basic elements:&lt;br&gt;1. Header.&lt;br&gt;2. Navigational menu.&lt;br&gt;3. Space for main text.&lt;br&gt;&lt;br&gt;The following list represents possible WS elements that you&lt;br&gt;consider to have as a result of previously conducted Task&lt;br&gt;Defining. Designer should also reserve a proper place and&lt;br&gt;harmonically blend them with the rest of WS elements:&lt;br&gt;1. Banner ads;&lt;br&gt;2. Menu mirror at the bottom;&lt;br&gt;3. Additional text for news column, announcements,&lt;br&gt;testimonials etc.;&lt;br&gt;4. Email forms, visitor polls, questionnaire etc.;&lt;br&gt;5. Any other items you consider to include.&lt;br&gt;&lt;br&gt;It must be stressed that all the main elements of the WS as&lt;br&gt;well as any other WS items, which should be added at your&lt;br&gt;sole discretion ought to be put in mind while visualizing,&lt;br&gt;and therefore written down on paper to be sure there is no&lt;br&gt;forgotten element left behind. If it occurs at the next&lt;br&gt;stage you will have to start from the very beginning as&lt;br&gt;there is no way to move further. So don't quadruple your&lt;br&gt;work with your own hands. Make sure you have put every&lt;br&gt;present into the box you want to receive on Christmas. ;0)&lt;br&gt;&lt;br&gt;WS STRUCTURE AND LAYOUT&lt;br&gt;&lt;br&gt;Draw the scheme of your WS structure. How you are planning&lt;br&gt;to arrange, link and create logically relations between&lt;br&gt;sections or stand alone web-pages. It is easy to navigate&lt;br&gt;four-page sales letter WS, but everything changes when we&lt;br&gt;are exploring 100 spontaneously linked WS. It is easier to&lt;br&gt;get out of Sahara desert rather than to find what you need.&lt;br&gt;&lt;br&gt;Your navigational structure could be linear or functional.&lt;br&gt;There are unlimited number of variations, just pay close&lt;br&gt;attention and follow one simple rule:&lt;br&gt;The more difficult for you to write a WS structure, the&lt;br&gt;more difficult it will be for potential user to navigate&lt;br&gt; it!&lt;br&gt;&lt;br&gt;It doesn't depend on number of web pages rather then logical&lt;br&gt;sequence and connection of different parts or sections of&lt;br&gt;your site.&lt;br&gt;&lt;br&gt;COLORS&lt;br&gt;&lt;br&gt;I've also read numerous times, that Headlines is what the&lt;br&gt;visitor sees first, when comes to your site. Wrong! The&lt;br&gt;first thing a surfer sees on the WS, while it loads, is the&lt;br&gt;color and, sometimes, design appearance. Don't underestimate&lt;br&gt;the importance of color influence. With the help of color&lt;br&gt;play you can easily create a feeling of excitement or grief&lt;br&gt;even before s/he will see the first letter of your Headline.&lt;br&gt;&lt;br&gt;One note should be also mentioned: try, if possible, to&lt;br&gt;avoid main colors  green, red, yellow, blue. They are very&lt;br&gt;Day-Glo and very annoying while using them in the company&lt;br&gt;Logo sometimes considered to be enticing.&lt;br&gt;&lt;br&gt;Don't use aggressive color scheme, make it to be polite&lt;br&gt;to your customer's perception. By doing so, you don't, at&lt;br&gt;least, make your visitor be irritated. Just experiment with&lt;br&gt;hues and brightness and you will get the color you need.&lt;br&gt;Follow this rule if you are not intend to sell clown noses&lt;br&gt;in the circus tent. :0)&lt;br&gt;&lt;br&gt;Text color is also ought to match the background color.&lt;br&gt;Please, avoid red text on green color, dark blue on black&lt;br&gt;etc.&lt;br&gt;&lt;br&gt;(to be continued...)&lt;br&gt;------------------------------------------------------------&lt;br&gt; &lt;br&gt;  About the author:&lt;br&gt; &lt;br&gt;  Pavel Lenshin is an Internet entrepreneur, web-developer and &lt;br&gt;marketer, founder of the entrepreneurship portal, where you &lt;br&gt;can find discounted Internet services, marketing solutions, &lt;br&gt;FREE ebooks, FREE reports and finally uncover innovative &lt;br&gt;business strategies through FREE NET Business Magazine. &lt;br&gt;Visit: http://asbone.com&lt;br&gt;  &lt;br&gt;  &lt;br&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6274757780655324269?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6274757780655324269/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6274757780655324269' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6274757780655324269'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6274757780655324269'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/hottest-tip-on-getting-web-site-listed.html' title='The hottest tip on getting a web site listed quickly by Yahoo Inktomi MSN FAST Altavista and Hot'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-2918848434442419449</id><published>2009-06-03T02:25:00.001-07:00</published><updated>2009-06-03T02:25:44.159-07:00</updated><title type='text'>Why Go In For Dental Surgery In Panama?</title><content type='html'>&lt;p&gt;Dental surgery in Panama is all about world-class treatment facilities, caring staff and top-notch post-operative facilities. While, treating dental implant surgery or cosmetic dental surgery, you would rather head off for Panama when the need of the hour is overseas surgery.&lt;/p&gt;&lt;p&gt;How Does Panama Qualify As An Ideal Dental Surgery Destination&lt;/p&gt;&lt;p&gt;The reasons for getting your dental surgery done in Panama are numerous, like:&lt;br&gt;&lt;/p&gt;&lt;p&gt;?Most of the practicing dental surgeons in Panama speak English&lt;br&gt;  ?Panama has excellent facilities for diagnosis and testing services.&lt;br&gt;   ?Most of the doctors are trained in USA&lt;br&gt; ?It costs far less to have your surgery done in Panama than in USA or any other Western country, for that matter.&lt;br&gt;  ?US dollar can be used&lt;br&gt; ?And above all, your postoperative care is complimented by a visit to the pristine beaches and virgin forests of Panama.&lt;/p&gt;&lt;p&gt;The Many Forms of Dental Surgeries Undertaken In Panama&lt;/p&gt;&lt;p&gt;Tooth extraction is the most common form of dental surgery in Panama. However, extractions can be both simple and complicated. For a simple one, a dentist will softly remove the affected teeth with local anesthesia. On the other hand, in complicated cases the dentist goes for special surgical treatments like making a slit into the gum to reach the tooth. Such dental gum surgeries cost far more in USA and other European countries.&lt;/p&gt;&lt;p&gt;Tooth implantation by inserting a fake tooth is another popular dental surgery and the dentists in Panama have proved to be experts in such cases.&lt;/p&gt;&lt;p&gt;Other types of dental surgeries done in Panama are&lt;/p&gt;&lt;p&gt;?For fitting braces on extremely uneven teeth surfaces ? This is mainly done for a proper dental synchronization&lt;br&gt;  ?For fitting permanent dentures&lt;br&gt;  ?For root canal treatment&lt;br&gt; ?Repair and dental gum surgery&lt;br&gt;   ?Cosmetic dental surgery&lt;br&gt;  ?Preparation for bridges or prosthetics&lt;/p&gt;&lt;p&gt;The reasons may vary but the intention is the same ? an overseas surgery for a sound dental condition at reasonable costs.&lt;/p&gt;&lt;p&gt;Some More Reasons To Opt For Panama&lt;/p&gt;&lt;p&gt;If you want to allow your teeth to go through a dental surgery in Panama, you can either pay an official visit to a doctor just for an amount of $10, or you can plan to get admitted in a private hospital at a cost of $800 with includes facilities and services. The dental care provided in the Panama City is no less when compared to the US facilities but the cost is indeed low. Thus, an effective overseas surgery at a reasonable cost attracts most travelers to this Latin American City.&lt;/p&gt;&lt;p&gt;If you plan to come for a dental surgery in Panama, you can take direct flights to and from Miami, Los Angeles, Houston, New York and other cities. In Panama, some of the best professionals of dental surgery have come together to provide the highest quality dental treatments and services.&lt;/p&gt;&lt;p&gt;The standards of dental surgery in Panama have reached new heights in the recent past.&lt;/p&gt;&lt;p&gt;http://www.panama-health.com Low cost dental and surgical treatment in Panama. Health tourism and medical tourism is taking off in Panama.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-2918848434442419449?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/2918848434442419449/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=2918848434442419449' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/2918848434442419449'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/2918848434442419449'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/why-go-in-for-dental-surgery-in-panama.html' title='Why Go In For Dental Surgery In Panama?'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-266899437132319255</id><published>2009-06-02T02:25:00.001-07:00</published><updated>2009-06-02T02:25:25.422-07:00</updated><title type='text'>Troy Smith  2007 Draft Day Picks</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-266899437132319255?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/266899437132319255/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=266899437132319255' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/266899437132319255'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/266899437132319255'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/troy-smith-2007-draft-day-picks.html' title='Troy Smith  2007 Draft Day Picks'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-1501362159406654796</id><published>2009-06-01T02:25:00.001-07:00</published><updated>2009-06-01T02:25:28.993-07:00</updated><title type='text'>World Traffic Safety Symposium Awards Volvo For Child Booster Cushion System</title><content type='html'>&lt;p&gt;Volvo Cars? new booster cushion system is the automaker?s gateway to get the World Traffic Safety Symposium awards. The new system from the automaker is engineered to help protect children who have outgrown their toddler seats.&lt;/p&gt;&lt;p&gt;At the 2007 World Traffic Safety Symposium, a panel of judges from the Dept. of Transportation, the National Highway Traffic Safety Administration (NHTSA), the Automobile Association of America Foundation for Traffic Safety, the National Road Safety Foundation, and the New York Police Department Traffic Safety Division awarded Volvo the first prize in the Automotive Manufacturer category for this innovative safety feature. The award stands among three other safety acknowledgements: Public Service, Media Activity and Aftermarket Product Design.&lt;/p&gt;&lt;p&gt;The Swedish automaker has contributed several safety milestones in the industry including the Volvo brake caliper, seat belts, and airbags among many others. The latest, so far, is the booster cushion system which is a combination of the tougher side body structure, load limiting seat belts, inflatable curtain and other reliable parts to deliver a distinctive engineering solution that ensures safety and comfy travel experience. Volvo?s innovation is the world?s first two-step integrated booster cushion. This is why it deserves to receive a prestigious international commendation.&lt;/p&gt;&lt;p&gt;Our goal is to help protect occupants. This award acknowledges our efforts to help protect our smallest passengers, our children, noted Thomas Broberg, the Senior Safety Advisor for the Volvo Car Corporation in Sweden. This new seat, in conjunction with our refinements in side body structure and the inflatable curtain will have a significant reduction in child injuries.&lt;/p&gt;&lt;p&gt;The seat belt positioning is one of the essential considerations when ensuring safety of children of different heights. Several studies have shown that proper positioning with the use of a booster cushion helps lessen abdominal injuries caused by the child slipping under the seat belt. Field data in several studies supports these findings and stresses the significance of booster seats. Studies point out that the booster be designed to hold the belt snugly across the pelvis or thighs during a frontal impact.&lt;/p&gt;&lt;p&gt;The overall effectiveness of booster seats is estimated as 31 percent as compared to utilizing only a seat belt and as high as 75 percent as compared to no restraint at all. Getting all children of appropriate age and size to use booster cushion delivers a potentially noteworthy safety benefit.&lt;/p&gt;&lt;p&gt;According to a study carried out by the National Highway Traffic Safety Administration (NHTSA), 39.5 percent of the 664 children inspected in belt-positioning booster cushion were considered as critical misuse. The most common misuse was improper fitment of the shoulder belt followed by loose belt, improper fit of the lap belt and inappropriate age/fit.&lt;/p&gt;&lt;p&gt;We took into account the child's physical size and weight, seat belt misuse, child physiology, along with redesigning our vehicle side body structure and side impact inflatable curtain to come up with this new integrated two-step booster seat, said Broberg. There will be better fitment of our three-point seat belt, a wider age and weight range, and better attitude for the child who can now easily see outside with the added benefit of reducing driver distraction. Hopefully we will hear less often: 'Are we there yet?'&lt;/p&gt;&lt;p&gt;Glady Reign is a 32 year old is a consultant for an automotive firm based in Detroit, Mi.  she is a native of the motor city and grew up around cars hence her expertise in the automotive field.  You can visit Volvo brake caliper for more information.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-1501362159406654796?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/1501362159406654796/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=1501362159406654796' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1501362159406654796'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1501362159406654796'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/06/world-traffic-safety-symposium-awards.html' title='World Traffic Safety Symposium Awards Volvo For Child Booster Cushion System'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-1665454369144487317</id><published>2009-05-31T02:25:00.001-07:00</published><updated>2009-05-31T02:25:23.513-07:00</updated><title type='text'>What Type of Car Seat Should I Get My Child?</title><content type='html'>&lt;p&gt;It's a law in every state that children need to be in a safety car seat until they are 4 feet and 9 inches tall, or about 8 years old.  That's when you can use the car's safety strap.  But if your infant has gotten to big for their baby safety seat what type of seat should you get next?  And how can you tell if your child has outgrown their safety seat?  This article is about choosing the right booster seat for your child.  There are many choices and you want to make the right one.  So let's get started.&lt;/p&gt;&lt;p&gt;Age is not the best determining factor but a good rule of thumb is about age 4.  Size is a better judge, so at 40 pounds your child should be using a booster seat.&lt;/p&gt;&lt;p&gt;The different types of booster seat you will most likely run into are:&lt;/p&gt;&lt;p&gt;?High back booster seat&lt;br&gt; ?No-back booster&lt;br&gt; ?Convertible seat&lt;br&gt; ?Overlap seat&lt;br&gt; ?Integrated seat&lt;/p&gt;&lt;p&gt;When picking a booster compare it to the models side by side so you can see the differences.  Remember safety is your number one concern so never buy used.  Also make sure you understand the directions and that it is put in correctly.&lt;/p&gt;&lt;p&gt;Make sure it fits in your car.  And that the child is conferable in it.  A crying kid in a car can be tuff for parents and the child.&lt;/p&gt;&lt;p&gt;A booster chair can last until the child is 8 or about 4 feet and 9 inches tall before they use a safety strap.  So your investment will be for 4 years.  The cost can be anywhere from 50 to 200 dollars.  we have seen leather ones that can cost as much as 290.  How much should you pay?  I would pay as much as I could for safety.  300 dollars over 4 years is about 8 bucks a month that?s less than the coffee you get at your local coffee hut in a week.&lt;/p&gt;&lt;p&gt;Just do your research and make sure you have a 30 day return on anything that you buy just in case the child hates it.&lt;/p&gt;&lt;p&gt;Remember all new baby car seats sold in the U.S. have to pass safety tests to be sold.  That means that if you buy new you will be getting a seat that has passed the standards that the government has put on all child safety seats.  That's why we recommend that you buy new and not used.  Used you have no idea how old it is or if it was involved in an accident.  Safety first should be your motto.&lt;/p&gt;&lt;p&gt;For more information on this article or others go to Articles on baby seats.&lt;/p&gt;&lt;p&gt;Debbie Dee is a work at home mom who has 3 children and 2 dogs.  She writes for  Articles on babies and runs her own baby shop online.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-1665454369144487317?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/1665454369144487317/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=1665454369144487317' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1665454369144487317'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1665454369144487317'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/what-type-of-car-seat-should-i-get-my.html' title='What Type of Car Seat Should I Get My Child?'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3981583386274750692</id><published>2009-05-30T02:25:00.001-07:00</published><updated>2009-05-30T02:25:26.823-07:00</updated><title type='text'>7 Tips to Real Estate Agent's Success: Tip #7  Find a Mentor or Real Estate Coach</title><content type='html'>&lt;p&gt;In real estate, going it alone is not easy.  Taking the time to find a mentor can help you steer through some of the known obstacles and support you during those peaks and valleys. If you have the resources, you may wish to hire a real estate coach or an executive coach who specializes in small business help.&lt;/p&gt;&lt;p&gt;Given the explosive growth of the real estate market creating a highly competitive marketplace, achieving sustainable success is not easy for today?s real estate agents. One of the potential solutions in overcoming the obstacles such as competition, marketing or revenue is to find a mentor and possibly even hire a real estate coach.&lt;/p&gt;&lt;p&gt;Real estate coaches are a direct result of the real estate market.  These individuals specialize in helping small business owners who are in the real estate industry meet and exceed their performance goals.  Given that some executive coaches specialize in business performance improvement, their understanding of the variety of issues that small business owners face regardless of industry allows them to work with real estate agents.&lt;/p&gt;&lt;p&gt;Regardless of the type of coach, the real challenge is to find a coach who understands:&lt;/p&gt;&lt;p&gt;&lt;ul&gt; &lt;li&gt;How to achieve sustainable performance improvement&lt;/li&gt; &lt;li&gt;How processes and tools must be in alignment with the strategic plan&lt;/li&gt; &lt;li&gt;How to define the desired results&lt;/li&gt; &lt;/ul&gt;&lt;/p&gt;&lt;p&gt;When a coach understands how to leverage your K.A.S.H. Box for Sustainable Change to create even more cash, then you have indeed found the right coach. Each individual has Knowledge, Skills, Attitudes and Habits.  Unfortunately, many individuals and even organizations focus their energies on obtaining more knowledge and skills while they fail to address the necessary supporting attitudes and habits. The question for any real estate agent is to ask regarding their success is not Do I know how to do it? but Do I want to do it? The desire or the want to will always exceed the knowing because if I want to, then I will do what I need to do.  However, if I don't want to, then I won't do want I need to do.&lt;/p&gt;&lt;p&gt;Everything must work together from the processes and the tools to even the skills and attitudes. Alignment helps to create balance and keep performance improvement on track.&lt;/p&gt;&lt;p&gt;Stephen Covey is cited as the source for Begin with the end in mind.  This is not a new concept as Plato, Socrates and Aristotle all understood that you need to have a specific destination in mind before starting any endeavor.  An effective (doing the right thing) coach will help you, the real estate agent, define the desired results using measurements (numbers). Then, working together, a plan of action will be constructed and executed by you the agent with the coach monitoring your progress.&lt;/p&gt;&lt;p&gt;Coaches can greatly improve the success of real estate agents provided the real estate agent is truly committed to making the changes necessary for success. Remember the words of Peter Drucker: Unless commitment is made, there are only promises and hopes?but no plans.&lt;/p&gt;&lt;p&gt;P.S. Read the previous tip, Tip #6 - Make Managing Yourself a Priority&lt;/p&gt;&lt;p&gt;Leanne Hoagland-Smith quickly doubles results for her clients from individuals (small businesses owners, entrepreneurs and young people) to large organizations by creating executable strategic action plans along with the necessary business skills to pull it off. By closing the gap between today's unsatisfactory performance to tomorrow's goals, limited resources are maximized with waste including time being reduced. Please feel free to contact Leanne at 219.759.5601 or visit http://www.processspecialist.com/ and explore how she can help you.&lt;/p&gt;&lt;p&gt;One quick question,if you could secure one new client or breakthrough that one roadbloack holding you back from success, what would that mean to you? Then, take a risk and give a call at 219.759.5601 to experience incredible results.&lt;/p&gt;&lt;p&gt;Mention that you read this article and receive the free E-Book: 7 Tips to Real Estate Success&lt;/p&gt;&lt;p&gt;P.S. If you are seeking an affordable speaker for that special event, Leanne may help fit your current speaking need.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3981583386274750692?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3981583386274750692/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3981583386274750692' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3981583386274750692'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3981583386274750692'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/7-tips-to-real-estate-agents-success_30.html' title='7 Tips to Real Estate Agent&apos;s Success: Tip #7  Find a Mentor or Real Estate Coach'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8892451206609286227</id><published>2009-05-29T02:25:00.001-07:00</published><updated>2009-05-29T02:25:25.990-07:00</updated><title type='text'>Residential Units Specified</title><content type='html'>&lt;p&gt;The word residence can be used to describe all sorts of properties used for living. In prehistoric times, one?s residence could be a cave, a tree house, or a simple post and lintel structure. Today, not much has changed. Different structures can still be considered as residential units. Generally, residential units can be divided into two categories, namely: Apartments and Houses.&lt;/p&gt;&lt;p&gt;The most common residential unit is the house. This structure is normally detached (not attached to anything) and is traditionally built for only one family. However, there are houses that are specifically built to accommodate two families. These are called duplexes. In duplexes, the features found on one half of the house are mirrored on the other half, thus giving each occupant the same amenities.&lt;/p&gt;&lt;p&gt;Since houses normally cost quite a hefty some, those who cannot afford to purchase one yet, opt to live in the next best residential type: the apartments. Apartments are multi-storey edifices that can house several families. Apartments are further subdivided into several categories, those that are built for mass housing (tenements) and those that are more upscale (condominiums, etc). Apart from the socio-economic determinants, apartments can also be classified according to the number of rooms each unit has. There are single room units called studios, and larger multi-room (and possibly, even multi-storey) units.&lt;/p&gt;&lt;p&gt;Each type of dwelling has its own pros and cons ? it?s up to you to evaluate and weigh these based on your needs and the needs of your family.  So if you are out looking for your new home, make your selection based on your needs. If you will be living alone, it may be more economical if you just stayed in a studio apartment. If it?s just you and your partner, a one-room apartment or a one-bedroom house (2-bedroom if you want extra space) may do the trick. If you have a large family, it will be better if you sourced around for a single detached house with enough rooms to accommodate your family. The kind of dwelling hardly ever matters. Remember that the structure does not make a house a home; it?s the people that live in it that make the difference.&lt;/p&gt;&lt;p&gt;This is article is brought to you by Gloria Smith at LegalHomeForms.com. Created by a former, licensed Real Estate Agent, LegalHomeForms.com was designed to offer instant access to the most sought after type of real estate forms. For the cost of what others charge for one real estate contract, you can have instant access to over 60 downloadable real estate forms.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8892451206609286227?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8892451206609286227/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8892451206609286227' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8892451206609286227'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8892451206609286227'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/residential-units-specified.html' title='Residential Units Specified'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8250792772885109536</id><published>2009-05-28T02:25:00.001-07:00</published><updated>2009-05-28T02:25:27.299-07:00</updated><title type='text'>Home Search Merges with Google Maps</title><content type='html'>&lt;p&gt;Searching for a home online?  MLS home search systems are now merging the features of real property listings with mapping features such as Google Maps.&lt;/p&gt;&lt;p&gt;First impressions are Wow! Why had someone not done this before?  More and more services are being provided online that don't require any online registration or jump through hoops of any sort? all you have to do is click on one of many online MLS home search systems to begin your search.&lt;/p&gt;&lt;p&gt;Maps used to be buried several clicks away from the listings. Now, the listings are being plotted for you on Google maps first up front.  You pick the area on the map you are interested in looking to buy a home and then drill down to find the house that meets your needs in those areas.&lt;/p&gt;&lt;p&gt;The way it works is really pretty easy ? locate an MLS Search site that features a mapping system such as Google maps for the area you are interested in purchasing property in. Different colored pins or flags indicate the city and another color pins or flags indicate the individual listing details. Hover your mouse over the pins to see how many listings are available in each town/city. Click on the pins to see the individual listings and you will be able to see the ?More Details?.&lt;/p&gt;&lt;p&gt;If the pins are too close together, simply change the view by clicking on ?Zoom Out? or ?Zoom In?.  Click on the area of the map you are interested in looking to re-center the map.&lt;/p&gt;&lt;p&gt;You may find it useful to select the desired ?Search Criteria? adjacent to the map.  The more information you can narrow the search down with the better.  It?s best to start with a narrow search and then broaden your search to find more results.&lt;/p&gt;&lt;p&gt;As you select the ?Search Criteria? remember to click the ?Redraw Map? or Refresh button to automatically update the map to match your search. Clicking on the pins will instantly open a thumbnail summary of the listings. Click on the summary information for complete property details.&lt;/p&gt;&lt;p&gt;Although, many home search systems don?t require you to sign up, register or jump through hoops of any sort to use the MLS Home Search, alot of home search systems allow you to register for a free account so that you can keep track of your search, or get automated email alerts on new or updated listings that match your criteria.&lt;/p&gt;&lt;p&gt;Roman Alfaro and Randy Watson of Cowboy, REALTORS - Home and Ranch continually strive to give their clients increasingly better and much more useful tools when searching for real estate information such as the San Antonio MLS Homesearch. Visit  http://www.satxproperty.com. Se habla espanol ? Agente de Bienes Raices en San Antonio.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8250792772885109536?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8250792772885109536/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8250792772885109536' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8250792772885109536'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8250792772885109536'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/home-search-merges-with-google-maps.html' title='Home Search Merges with Google Maps'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-4371425815157304028</id><published>2009-05-27T02:25:00.001-07:00</published><updated>2009-05-27T02:25:41.991-07:00</updated><title type='text'>Get Business Fit One Minute At A Time</title><content type='html'>&lt;p&gt;Too many online entrepreneurs spend long hours working online to think about their health and fitness. Your online success is related to your energy levels. How fit are you? Have you looked at your hips or butt lately? We all know that we need to balance building a million dollar online business with keeping the mind and body fit and sharp. You need to train your mind and body for success. But I can hear you saying, Id love to exercise but I dont have the time or Id love to expand my knowledge but I dont have the time.&lt;p&gt;You must find time to exercise your mind and body. You must train your mind and body for business like a soldier trains to be mentally and physically fit for combat. How? By training your mind and body one minute at a time. Here some ways for the online entrepreneur to stay physically and mentally fit using the one-minute principle.&lt;p&gt;Exercise For One Minute.&lt;p&gt;No matter where your computer is located in the world, you can still exercise for one minute. Forget about the past 60 minutes or the next 59 minutes. Focus on the next one minute. Perhaps do a deep breathing exercise. One minute of push-ups. One minute of sit-ups. Do one minute of something. Start to get yourself in better shape one minute at a time.&lt;p&gt;After a while you may do two minutes then three minutes. Wow, you have just made a 200% improvement. If you think one minute of exercise is easy, then try this. Take in a big breath. Hold this breath and pull in your navel. Now put both arms in front of you. Imagine pulling and pushing a heavy train. Do this for one minute while holding your breath. You will be sucking and gasping for air by the end of one minute or sooner. Easy minute, yeah right.&lt;p&gt;Yet this simple one-minute exercise strengthens your chest, shoulder and arm muscles using sustained contractions. It increases your chi energy fields by heating and compressing the air in your lungs. It also teaches you to focus your mind for one minute. So take a minutes break from surfing the net, do a minute of exercise instead.&lt;p&gt;Train Your Mind For One Minute.&lt;p&gt;Your mind is like a muscle. It grows stronger when you exercise and use its full potential. For example, the image-nation is a wonderful place to visit. I am at a beautiful tropical beach. The sun is warm on my skin. I smell the sea breeze and hear the gulls circling above me. I am floating on a raft a short distance from shore. I am floating upwards into the clear blue sky, circling, spiralling upwards on warm currents of air. It feels blissful. Yet I am still sitting at my desk.&lt;p&gt;An online entrepreneur needs to regularly unplug and disconnect from the web, mobile phones, laptops and PDAs. Some people do not know how to unwind. The brain becomes hyperactive and wired. After a while it needs a clean up and a defrag so that it can delete rubbish thoughts and expired programmes.&lt;p&gt;Your mind is a world, a theatre, a paradise that you can easily visit within one minute. You can go there to relax and clear your mind whenever you choose. In a hotel lobby, a plane, a taxi or at your desk. You can then rejoin this world feeling a lot calmer and cleaner.&lt;p&gt;Change Your References For One Minute.&lt;p&gt;Your references are those internal processes, patterns and memories you use to make sense and meaning of the world around you. For example, do you speak two or more languages? You then have more references to interpret and decode the world around you. This is so important in setting up an online business that will have global customers. Is English the preferred language of your customers? For example China is predicted to be the new economic power over the next decade. So it may be beneficial to think from a Chinese frame of reference.&lt;p&gt;We can open up our world-view by changing our frames of references for one minute. Go outside your normal self for one minute. Act the opposite of who you are for one minute. Think outside your normal thinking. Think in a different language. Think like a different person. Perhaps think like a powerful creature. Do this for one minute then put your normal head back on your shoulders.&lt;p&gt;Think of a business problem you have. Now choose a different frame of reference to look at your problem. Look at it through the eyes of someone you admire. How does the problem feel now? Or think with the head of an Albert Einstein. How do you perceive this problem now?&lt;p&gt;Use this change of references to solve problems, explore creative insights and expand the limits of your business thinking.&lt;p&gt;Fit One Hour Into One Minute.&lt;p&gt;Ask yourself, how can you fit one hour into one minute? Start by examining your time wastage and inefficiencies. Start at the end with your desired outcome and then reverse engineer your solutions such that what took one hour now takes one minute. Keep asking yourself the question, how can I do things better? Start by chopping off one minute at a time. Use a military acronym, AIMO (Adapt, Improvise, Modify, Overcome). Apply this type of thinking to your online marketing and business operations.&lt;p&gt;So start to apply the power of one minute to your online business and marketing efforts. You will be surprised at the incredible focus you can achieve when concentrate for one minute.&lt;p&gt;Copyright 2005 Hirini Reedy&lt;p&gt;&lt;p&gt;About The Author&lt;br&gt;&lt;p&gt;Hirini Reedy is a native Maori author, civil engineer, retired military officer, martial arts black belt, NLP master practitioner and internet entrepreneur. He creates accelerated mind-body fitness solutions for modern life. Check http://www.instantfitnessplans.com.&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-4371425815157304028?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/4371425815157304028/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=4371425815157304028' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4371425815157304028'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4371425815157304028'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/get-business-fit-one-minute-at-time.html' title='Get Business Fit One Minute At A Time'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6513908726469877000</id><published>2009-05-26T02:25:00.001-07:00</published><updated>2009-05-26T02:25:28.839-07:00</updated><title type='text'>Monopoly Board Games  Business and Real Estate  How Monopoly Made These Things Interesting</title><content type='html'>When the Parker Brothers published the board game Monopoly in 1935, it became a sensation. No one would have guessed a game about buying, renting, banking, real estate, and business would become a worldwide success. In fact, since 1935, Monopoly has been played by 750 million people across the globe. The Guinness Book of Records even cited Monopoly for the number of people who have played the game. Games Magazine also inducted Monopoly into its Hall of Fame.&lt;br /&gt;&lt;br /&gt;History&lt;br /&gt;&lt;br /&gt;The origin of Monopoly however, was way before 1935. Its roots can even be traced in 1904. A Quaker woman by the name Elizabeth J. Magie Phillips created an educational board game hoping it would be a better tool to teach people about the single tax theory of Henry George. The game was subsequently called The Landlord's Game, and it was published a few years later.&lt;br /&gt;&lt;br /&gt;Thereafter, many games patterned on it came out in the market. Elizabeth Phillips, in fact, also patented a fresher version of her game in 1924. A little over ten years later, the Parker Brothers came out with Monopoly. Since then, several people across America have been contributing to its design and development. This made what Monopoly is today. But despite the alterations in look and style, the fundamental and rudimentary rules of the game have hardly changed.&lt;br /&gt;&lt;br /&gt;In the 1970s, however, Monopoly's history greatly suffered when it was believed that a man named Charles Darrow was the sole creator of the board game. The distortion of Monopoly's history caused several court cases throughout the years. Various historians and company owners of Monopoly have switched loyalties from the Parker Brothers and Charles Darrow. Luckily, some people have seen the importance of Monopoly in society. They have spent their time researching the true history of the world's most played board game.&lt;br /&gt;&lt;br /&gt;Monopoly and the Nazis&lt;br /&gt;&lt;br /&gt;Across the 20th century, Monopoly has given people different ways of entertainment, comfort, and even escape. In 1941, British Secret Service had a special kind of Monopoly created for prisoners of war held by the Nazis. Their Monopoly contained real money, maps, compasses, and other materials useful for escaping. These were actually distributed by the International Red Cross.&lt;br /&gt;&lt;br /&gt;Rich Uncle Pennybags&lt;br /&gt;&lt;br /&gt;It has also been said that the trademark of Monopoly, Rich Uncle Pennybags, was patterned on J.P. Morgan-a name still familiar to American financing and philanthropy.&lt;br /&gt;&lt;br /&gt;Multifaceted Monopoly&lt;br /&gt;&lt;br /&gt;Monopoly also adjusted to the environment and popular culture. For example, a London based Monopoly is quite different from an Atlantic City version, and it all falls to certain rules-like how a player can spend time in jail-to the name changes in streets and avenues. There is even a McDonalds Monopoly for promotional purposes. There is a Monopoly game that caters to the adult upper class, which can range from the gilded to silver plated versions that can cost up to 100,000 dollars. Also, there is a version for kids called Monopoly Junior.&lt;br /&gt;&lt;br /&gt;Monopoly has also crossed over to virtual reality with the game Monopoly Tycoon, Monopoly Casino, and even Monopoly Star Wars. Throughout the years there had been add-ons to the board game itself. Even a short-lived TV show came out in the 1990s. Now, Oscar-nominated director Ridley Scott plans to make a movie based on Monopoly.&lt;br /&gt;&lt;br /&gt;These different versions are testaments that Monopoly is an extremely popular game. It can be a wonder at times why a game that never ends can be the most widely played contemporary board game. It is simply that fun. Examining the age bracket it caters to, it seems to never lose its freshness. Not to mention that the game incorporates business sensibilities among players.&lt;br /&gt;&lt;br /&gt;Visit Board Games Store A Place Where You Can Find Huge Selection Of Monopoly Board Games Which You Can Also Get Free Downloads Monopoly 3 And Free Downloads Monopoly Tycoon&lt;br /&gt;&lt;br /&gt;By Robert Diarioti  &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6513908726469877000?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6513908726469877000/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6513908726469877000' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6513908726469877000'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6513908726469877000'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/monopoly-board-games-business-and-real.html' title='Monopoly Board Games  Business and Real Estate  How Monopoly Made These Things Interesting'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-7679209295762697591</id><published>2009-05-25T02:25:00.000-07:00</published><updated>2009-05-25T02:40:47.613-07:00</updated><title type='text'>Basic Rules of Preconstruction Investment Real Estate</title><content type='html'>&lt;p&gt;Although the preconstruction real estate investing option has been around for many years and is nothing new, it just recently became well known to the masses and real estate investors all over the world are scouring the web for the best new construction and preconstruction real estate projects in areas where real estate prices are skyrocketing (Baja Mexico, Costa Rica, Bulgaria, Cabo San Lucas, Orlando). While the sudden increase in demand has influenced many legitimate developers to offer more projects and developments, it has also seen the emergence of many ill-prepared developers into the market. Here are just a few ways you can properly screen your preconstruction real estate developer / brokerage and make sure you are not signing with a less then reputable developer:&lt;/p&gt;&lt;p&gt;1. Read Small Print ? Before investing in a development, be sure not to fall victim to the curse of the small print. Avoid ending up the subject of those horror stories about real estate investors who are suckered into scandalous contracts with real estate developers. Some real estate developers will not let you sell the property until years after it is finished and others will charge huge penalties if the property is sold early. Always, have an attorney look at every contract before you sign anything.&lt;/p&gt;&lt;p&gt;2. Find a Preconstruction Brokerage ? Unless you are VERY well connected in the area's preconstruction market, it's a good idea to go through a real estate brokerage that specializes in preconstruction real estate developments. There are several reasons why using a quality brokerage can help you, but most importantly, they know the developers and can discern between which can ensure quality and which are accident prone.&lt;/p&gt;&lt;p&gt;3. Research the Developer's Past Projects ? If the developer has had huge delays in past preconstruction projects, it will probably happen in the next several projects. Remember that your time is money ? even if you get your full deposit back 2 years later, because of constant delays you may lose hundreds of thousands of dollars worth of wasted time and resources.&lt;/p&gt;&lt;p&gt;***Note*** As real estate developers have learned that the word preconstruction alone can sell out a project, they have created a new trend in the industry by labeling every phase of the project a preconstruction phase. Often these are low-quality condo conversions or condotels that are not worth half the asking price. BE SURE you are buying in the actual preconstruction phase before purchasing!!!&lt;/p&gt;&lt;p&gt;Just remember, the bigger the preconstruction real estate market gets, the more you have to watch out for fly-by-night developers and unethical brokerages that don't have your best interests in mind.&lt;/p&gt;&lt;p&gt;Phil Laboon 412-253-0841  For more Real Estate Investment Information please visit our website. For a complete run down of how to find the right preconstruction real estate brokerage, agent, broker, or developer, visit our Real Estate Investment Information website and browse our huge collection of free preconstruction news, information, and advice.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-7679209295762697591?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/7679209295762697591/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=7679209295762697591' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7679209295762697591'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7679209295762697591'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/basic-rules-of-preconstruction.html' title='Basic Rules of Preconstruction Investment Real Estate'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-7886613825236975115</id><published>2009-05-24T02:25:00.001-07:00</published><updated>2009-05-24T02:25:32.639-07:00</updated><title type='text'>Nevada Mortgage Applications Rise</title><content type='html'>&lt;p&gt;Mexico?s geographic location, natural beauty and low real estate prices are contributing to its growing status as one of the premier real estate hubs.&lt;/p&gt;&lt;p&gt;There are currently over one million Americans living in Mexico, most of whom are retirees, with about 20 percent of them residing in the concentrated area of Baja California. The LIMRA study conducted by the U.S. Census Bureau also estimated that 8,000 citizens turn 60 years old (baby boomers) every day, seizing a combined total of over $11 trillion in retirement savings. According to www.bestretirementspots.com, Mexico is recognized as one of the most popular retirement destinations in the world.&lt;/p&gt;&lt;p&gt;To further illustrate the growing popularity of the Mexico market, Donald Trump recently announced plans to build an ocean resort which will promote development and marketability in the area. Columnist, Nellie Day posted the October 5, 2006 article, ?Trump Ventures Into Mexico? on globest.com, which explains how Trump?s realization of the Mexico market may lead more developers and investors south of the border. ?Trump Ocean Resort Baja Mexico, a 526-suite luxury condominium-hotel resort, will be rising south of the border over the next few years, according to information released by Donald Trump. The resort is located just south of San Diego and will be the first property along the peninsula to combine luxury resort amenities and services with real estate ownership.?&lt;/p&gt;&lt;p&gt;Financial services companies, such as San Diego-based Lyons Enterprises Incorporated (LEI), have been growing more interested in the Mexico market as the U.S. has been feeling a cold front in their housing sector since the beginning of 2006.  In fact, LEI has developed the branch LEI Mexico, with a specific focus on Mexico real estate and financing.&lt;/p&gt;&lt;p&gt;The Mexico market is growing with a prospective boom expected in the next couple of years. Major developers, such as Trump are taking advantage of the open land and freshness of the area while they can.&lt;/p&gt;&lt;p&gt;??Trump Ocean Resort Baja will redefine the standard of premier property ownership and service excellence for all of Northern Mexico,? says Trump. ?I?ve always said, ?location is everything,? and being just 30 minutes from Downtown San Diego makes this an ideal locale for a premier resort property.??&lt;/p&gt;&lt;p&gt;Trump, who is the CEO of the Trump Organization, partnered with Irongate, a Los Angeles-based real estate development and investment company to develop the luxury hotel-condominium resort.  Trump Ocean Resort Baja Mexico will cater to owners and guests with a plethora of luxury resort amenities expected from a Trump property, ?such as an owner?s concierge, lobby bar and lounge, spa, fitness center, tennis courts, and resort, lap and family pools.? Trump has also realized the need to keep condominium prices reasonable to help support the Mexico economy. ?Prices for studios and one-, two-, and three-bedroom residences start in the mid-$200,000s and will range from 532 square feet to more than 2,200 square feet of indoor and outdoor space.?&lt;/p&gt;&lt;p&gt;Construction for the new resort is schedule to begin by the end of 2006, with the first tower expected to be complete by late 2008. The entire project is expected to be completed by 2011.&lt;/p&gt;&lt;p&gt;So if you want to find out more about Mexico Real Estate or even about Mexican Homes, you should click these links. You will also find valuable information about Mortgage Mexico, too.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-7886613825236975115?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/7886613825236975115/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=7886613825236975115' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7886613825236975115'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7886613825236975115'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/nevada-mortgage-applications-rise.html' title='Nevada Mortgage Applications Rise'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-1868240439173262005</id><published>2009-05-23T02:25:00.001-07:00</published><updated>2009-05-23T02:25:29.563-07:00</updated><title type='text'>How To Find Age Appropriate Toys For Children</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-1868240439173262005?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/1868240439173262005/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=1868240439173262005' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1868240439173262005'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1868240439173262005'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/how-to-find-age-appropriate-toys-for.html' title='How To Find Age Appropriate Toys For Children'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3688923357949075002</id><published>2009-05-22T02:25:00.001-07:00</published><updated>2009-05-22T02:25:30.510-07:00</updated><title type='text'>Some Of The Car Seat Covers You Should Consider For Your Baby</title><content type='html'>Wool is the softest and most comfortable material that can be used for Car Seat Covers and Baby Buntings. Organic cotton flannel, unbleached cotton flannel and regular cotton flannel are choice backings for wool car seat covers and baby Buntings.&lt;br /&gt;&lt;br /&gt;Wool car seat Covers swaddle baby in security and warmth. Therefore, Wool is a choice material in the construction of these covers because of its softness and insulating qualities. The outer cells of the fiber repel water while the inner cells absorb moisture. Wool is highly absorbent, and can retain up to 25 percent of its weight in moisture. As wool slowly absorbs moisture from the air, the cover becomes warmer to baby. Wool will take on a lot of moisture before it feels damp. It also dries slowly so as not to chill baby by drying too quickly. Because of Wool's tendency to retain moisture, Wool is naturally flame-retardant.&lt;br /&gt;&lt;br /&gt;Many of the synthetic fabrics and fillers used to make Car Seat Covers and Baby Buntings do not breathe. Over time they can emit toxic fumes during the aging process, thus posing respiratory and allergic reactions as well as asthma like symptoms.&lt;br /&gt;&lt;br /&gt;Wool is a natural fiber and naturally hypoallergenic; as are the cottons used to back Car Seat Covers and Baby buntings. It helps keep the baby warmer in cool temperatures, and cooler in warmer temperatures. Plush Merino wool provides an extremely soft surface.&lt;br /&gt;&lt;br /&gt;Cleaning Wool&lt;br /&gt;&lt;br /&gt;The oil extracted from the leaves of the Australian Tea Tree (Melaleuca Alternifolia) is well known to be effective against dust mites, a cause of allergens for asthma sufferers, and particularly infants. Tea Tree Oil is also noted for its general beneficial qualities such as being a natural fungicide. It also helps in the healing of wounds and reduces skin irritation. Kookaburra Woolwash also works well for laundering bed linens and clothing for asthma sufferers where dust mite feces is a critical matter.&lt;br /&gt;&lt;br /&gt;Good Padding Important for Infants&lt;br /&gt;&lt;br /&gt;A good feel with a tad of pressure would deem the use of padding necessary for Baby Car Seats, High Chairs and Infant Rocking Seats. It would seem that proper padding would add more in the name of safety to car seats. Wool products will place a barrier between baby and the synthetic unknowns of the factory provided products.&lt;br /&gt;&lt;br /&gt;The car manufacturer's concerns are with the highest possible safety performance of the car seat for baby's safety, not the health concerns that may be posed by the liners used to soften the hard plastic of such baby accessories. Because synthetics have only come about in the last century or so, the mother's of yesterday had little concern in the products they purchased for baby. Today's moms must research and take full responsibility for understanding the products that come in contact with their baby.&lt;br /&gt;&lt;br /&gt;Give a Gift of Wool for Baby&lt;br /&gt;&lt;br /&gt;A gift of wool for baby whether it is a Car Seat Cover, a Bunting or a Wool Fleece Blanket is a gift of quality. The next time you are purchasing a baby gift consider making it something wool!&lt;br /&gt;&lt;br /&gt;Gregg Hall is an author living in Navarre Florida. Find more about this as well as baby car seat covers at http://www.jansbedding.com&lt;br /&gt;&lt;br /&gt;By Gregg Hall &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3688923357949075002?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3688923357949075002/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3688923357949075002' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3688923357949075002'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3688923357949075002'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/some-of-car-seat-covers-you-should.html' title='Some Of The Car Seat Covers You Should Consider For Your Baby'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3618920270055143806</id><published>2009-05-21T02:25:00.001-07:00</published><updated>2009-05-21T02:25:30.804-07:00</updated><title type='text'>Spending My Weekend at the Sea Side Researching Property</title><content type='html'>&lt;p&gt;This last weekend I spend at the seaside. What I enjoy doing in my free time is walking around looking at property for sale. I take mental notes on when each property comes on the market. Also I note the ones that have been sitting around for a long time.&lt;/p&gt;&lt;p&gt;One thing that always comes to mind is why a property is for sale and also why is hasn?t sold yet. Is the property in a good location? Has it been presented properly? Is it priced to sell? Etc. As a real estate investor these are the series of questions I ask myself when researching an area. It will be the same for all areas. People are people and properties are properties. What I have developed is a series of questions that I ask myself to find out what is the properties potential... It is a mini check list. I find out a lot about property and the area in general by talking to the local agents. They are a gold mine of information. If you treat them right and show them respect they will freely divulge loads of nuggets regarding the property, the area and the owners. This line of questions will lead to the best real estate investment properties in the area.&lt;/p&gt;&lt;p&gt;When you start with this research, you are starting to use your brain. The more you ask, the more it will find ways to the answers. Our brain is the most powerful computer on earth, so the more you exercise it, the more efficient it will become in providing you with the necessary answers. I have found this to be a valuable tool in my real estate investing. I now do this unconsciously and most times you do it automatically without being aware I am doing it. When you are genuinely interested in a certain topic, you love spending time finding out as much as you can about that interest. This is when you will learn the fastest. It is not difficult to concentrate and spend time doing this.&lt;/p&gt;&lt;p&gt;What better way to spend time at a sea side location doing research on your real estate investing interests. I have an agent in a sea side town I catch up with every time I am down there. Last time I was talking to Russell, he told me about the new health care precinct zoning for the town. That was a very valuable piece of information I can now use for my real estate investing for that area.&lt;/p&gt;&lt;p&gt;http://www.therealestateinvester.com      I am an experienced and passionate investor. I buy typical mum and dad type houses that give me cash flow and capital growth.  My website offers helpful tips and ideas for any type of investor to help you with your wealth creation. Using my site will help to prevent you falling into the traps the inexperienced investors do.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3618920270055143806?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3618920270055143806/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3618920270055143806' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3618920270055143806'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3618920270055143806'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/spending-my-weekend-at-sea-side.html' title='Spending My Weekend at the Sea Side Researching Property'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6733996581944461973</id><published>2009-05-20T02:25:00.001-07:00</published><updated>2009-05-20T02:25:31.377-07:00</updated><title type='text'>Where Will Your Marketing Dollars Get The Best Return on Investment?</title><content type='html'>&lt;p&gt;During your training as a new Realtor, you undoubtedly received coaching from managers and brokers on many subjects designed to help you build your business. Despite this, many Realtors don't do all of the exercises that they promised themselves they'd do. As a result, many agents find themselves doing the same marketing plans month after month without analyzing how hard their advertising dollars are working for them.&lt;/p&gt;&lt;p&gt;Ask a Simple Question With Big Results&lt;/p&gt;&lt;p&gt;Nearly everything that a Realtor spends money on is designed to promote him or herself as an agent. Direct mail, ads, websites, promotional items, even your yard signs, are all speaking to clients on your behalf. But not all of these things are equally effective, and it's important to determine which of your marketing materials are working hardest for you.&lt;/p&gt;&lt;p&gt;All it takes is a little research to determine what's working, and what can be cut back or eliminated altogether. Create a spreadsheet on your computer, or even use a notebook divided into columns, and list every form of self-promotion that you use - even those that you don't pay for. Be disciplined and ask each and every potential buyer or seller that you speak to, How did you hear about me?&lt;/p&gt;&lt;p&gt;Use Your Money Wisely&lt;/p&gt;&lt;p&gt;Once you've collected data for an entire month, review your results. Let's say that your data breaks down to five leads from referrals, one lead from your weekly newspaper ad, five leads from your website, and four leads from the promotional calendars that you sent out to your farming area. If you?re spending a significant portion of your budget on your newspaper ad, you might want to put that money into other areas of advertising. You?re not getting the return on investment that you should from a newspaper ad.&lt;/p&gt;&lt;p&gt;In addition, a good real estate website should be generating many more leads than just five. Invest in a professional, fully-customized website and you will generate the bulk of your leads online. Once you?ve made the initial investment, your website will work for you 24 hours a day, 365 days a year. A truly professional website requires very little upkeep and maintenance on your part. This is fortunate, since you will be busy with all of the new clients who find you online.&lt;/p&gt;&lt;p&gt;Brett Miller is the founder of HoopJumper.com and has created the best lead generating real estate websites in the industry and helped hundreds of real estate professionals make the most of their Internet presence. Call 888-Hoop-Jumper for a complimentary web analysis today or visit http://www.HoopJumper.com to see how HoopJumper can help you grow your business.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6733996581944461973?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6733996581944461973/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6733996581944461973' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6733996581944461973'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6733996581944461973'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/where-will-your-marketing-dollars-get.html' title='Where Will Your Marketing Dollars Get The Best Return on Investment?'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3750381817732603569</id><published>2009-05-19T02:25:00.000-07:00</published><updated>2009-05-19T03:34:47.053-07:00</updated><title type='text'>Choosing the Right Catchers Mitt</title><content type='html'>&lt;p&gt;The catcher kneels behind the plate, and pounds his catchers mitt then gives the pitcher the sign.  The bang of the crowd, the rush of the game, the rush of victory. The agony of sensitive muscles, the torment of suspense, the torture of defeat. These are all notion and emotions that run through the head of a major league baseball player as he stands there in the field. Ready. Waiting. Striving to achieve that glory instant that for so long he has dreamed of. Or perhaps he is a rookie, wanting desperately to prove himself to his teammates, the veterans of the field.  In either context, one thing is for sure. You better be playing with the right glove.&lt;/p&gt;&lt;p&gt;Thats where Akadema comes in. Akadema is the baseball glove of choice for over 200 colleges and universities, and for good reason. Known as being on the cutting edge of sports technology, and backed by Hall of Famers galore, Akadema knows baseball. Their designs have been approved by Famers Ozzie Smith, Carl Yastrzemski, Gary Carter and Bob Feller.  And when you select an Akadema glove, you are choosing the good word of these and other big names of the game. How do you find the glove that is right for you? It is easier than it looks despite the wide selection and variety out on the market right now.&lt;/p&gt;&lt;p&gt;The first thing to ask yourself, is what position will you be playing? Are you known on your team as the superstar of just one, or will you be playing through them all? As the game has developed, so has the gloves. There are now mitts for all fielders, not just first basemen and pitchers anymore. It is important to go to a honest dealer like Akadema to make sure that you get the proper size and fit for you.&lt;/p&gt;&lt;p&gt;Secondly you should look at the web of the mitt. There is only one thing that really matters when it comes to this component. Can you see through it? This will help you to be useable and rid you of soil and other interferences during the game. Webs that are solid work best if you need a sun shield for fly balls.&lt;/p&gt;&lt;p&gt;Next think about what performs best for you  an open back or closed back. Just like the web, this comes down to personal choice and comfort. If you tend to overheat out there on the field, an open back will keep you a little cooler, while also offering you choices such as an adjustable wrist strap. Closed backs are a little more solid and offer less breathing room and yet more support.  The final ingredient that should be reasoned is the price of the baseball mitt. Nobody wants to spend a lot, but also consider that what you spend also reflects caliber and advanced baseball mitt technology in a lot of cases. The bigger the brand name, the larger the price tag, so keep that in mind when shopping. Small, well known manufacturers such as Akadema can ofttimes offer the same quality (or better) for a more reasonable price.&lt;/p&gt;&lt;p&gt;Scott Peters is an avid baseball and softball fan, and a sports equipment retailer.  Please go to catchers mitt for more information&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3750381817732603569?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3750381817732603569/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3750381817732603569' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3750381817732603569'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3750381817732603569'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/choosing-right-catchers-mitt.html' title='Choosing the Right Catchers Mitt'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8278697882229383764</id><published>2009-05-18T02:25:00.001-07:00</published><updated>2009-05-18T02:25:33.694-07:00</updated><title type='text'>Ten Famous Toy Recalls</title><content type='html'>&lt;p&gt;The number of recalls issued by toy manufacturers is staggering. Today there seems to be little attention and thought in the design of children's toys, other than to make them as cheaply as possible. The design level is certainly lacking the element of making safety first. It is apparent the parents or those buying the toys are purchasing them without the knowledge of reading the box which will say Parts that can cause a choking accident. We have to be more vigilant in the supervision of children and look to see if a situation is life threatening.&lt;br&gt;&lt;br&gt;Here is a list of a few products that have been listed on the top ten list of recalls:&lt;br&gt;&lt;br&gt;1. Toy Mobile Phones Recalled for Choking Hazard&lt;br&gt;International Playthings Inc., of Parsippany, N.J. recalled 50,500 iPlay My First Mobile Phones. The toy phone's yellow antenna could detach and posed a choking hazard to young children.&lt;br&gt;&lt;br&gt;2. Next Marketing Inc. Recalls Youth Hooded Fleece with Drawstring for Strangulation Hazard&lt;br&gt;&lt;br&gt;Next Marketing Inc., of Wabash, Ind. recalled 22,000 Youth Hooded Fleeces with Drawstrings. The drawstring, which went through the hood of the fleece, posed a strangulation hazard to children. In February 1996, CPSC issued guidelines to help prevent children from strangling or getting entangled on the neck and waist by drawstrings in upper garments, such as jackets and sweatshirts.&lt;br&gt;&lt;br&gt;3. Simplicity Cribs&lt;br&gt;&lt;br&gt;After the death of a 19-month baby in Myrtle Creek, Ore., the U.S. Consumer Product Safety Commission and Simplicity Inc., of Reading Pa., renewed their search for recalled Aspen 3 in 1 Cribs with Graco logos. The child died on Jan. 6, 2006, after two of the mattress support slats came out of his recalled crib. The infant was trapped between the mattress and the foot board of the crib and suffocated.&lt;br&gt;&lt;br&gt;4. Fisher-Price Infant Musical Toy ChairHazard&lt;br&gt;&lt;br&gt;Fisher-Price, one of the most well-known toy manufacturers in the world, voluntarily recalled about 614,000 Fisher-Price Laugh &amp; Learn &amp; Trade Musical Learning Chairs. It was possible for a child to get stuck between the back of the seat and the side table attached to the chair, which could cause the child's neck to become stuck as well and posed a strangulation hazard.&lt;br&gt;&lt;br&gt;5. Mattel Polly Pocket magnetic play sets&lt;br&gt;&lt;br&gt;Mattel Inc. recalled 4.4 million Polly Pocket magnetic play sets after they found out that three children had been hospitalized with serious injuries after swallowing tiny magnets which fell off of the toys.&lt;br&gt;&lt;br&gt;6. Mega Brands Inc. Magnetix Magnetic Building Sets&lt;br&gt;&lt;br&gt;3.8 million of these Magnetix sets were recalled after a 19-month old, and three other children were injured from parts of the toy, one fatally. The magnets were distributed loose in the box and were fairly small. If swallowed, several of them could magnetically bond together inside the digestive track and cause serious blockage.&lt;br&gt;&lt;br&gt;7. Riding Toys&lt;br&gt;&lt;br&gt;There were 20 toy-related deaths and 152,400 toy-related injuries involving children under age 15. Although no deaths occurred, The majority of injuries were sustained from riding toys.&lt;br&gt;&lt;br&gt;8. KFC Tangled Treeples Toy&lt;br&gt;&lt;br&gt;These toys came with KFC kids meals in June and July of 2000. The container the toys came in could fit over a child's nose and mouth, posing a suffocation hazard to children.&lt;br&gt;&lt;br&gt;9. Playskool Toy Tool Bench&lt;br&gt;&lt;br&gt;Playskool voluntarily recalled this toy after it resulted in the death of two toddlers.&lt;br&gt;&lt;br&gt;10. Children's Cooking Sets&lt;br&gt;&lt;br&gt;A popular Children's Cooking Set was recalled because the glass lids were considered a laceration Hazard.&lt;br&gt;&lt;br&gt;When it comes to children, toy manufacturers need to think safety first. Children are vulnerable and need constant supervision, but parents have learned to depend on and trust the judgment of companies like Playskool and Fisher Price. Like it or not, those companies have, at least in the opinion of this writer, a responsibility that is inherent to the industry they've chosen.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p style=ackground-color: #ffffff; width: 100%; padding: 0px; class=ext&gt;About the Author:&lt;br&gt;&lt;br&gt; Alex consults for a hobby shop mainly for older kids, but their model cars appeal to car lovers of all ages and their plush toys can light up the smile of any child.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8278697882229383764?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8278697882229383764/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8278697882229383764' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8278697882229383764'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8278697882229383764'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/ten-famous-toy-recalls.html' title='Ten Famous Toy Recalls'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3871315654675877509</id><published>2009-05-17T02:25:00.001-07:00</published><updated>2009-05-17T02:25:36.840-07:00</updated><title type='text'>Get Fit with a Jogging Stroller</title><content type='html'>&lt;br&gt;&lt;p&gt;Having a baby is one of the most joyous times of your life and if you were careful during your pregnancy, you probably only gained in the vicinity of about thirty pounds of extra weight. &lt;p&gt;&lt;br /&gt;Women who spaced their children widely apart, say having a baby in their twenties and then another when they were in their thirties; frequently comment that the weight was much easier to lose when they had their first child. There are many factors that contribute to this. &lt;p&gt;&lt;br /&gt;Women in their twenties are generally more energetic than their peers that are a little older. Women also tend to be a little more sedentary in their thirties and this can cause their metabolisms to run a little more slowly. If you've ruled out any physical problems that can make exercising out of the question for yourself and you have your doctor's okay to begin working out again-get a jogging stroller and run your way back to your smaller size clothes. &lt;p&gt;&lt;br /&gt;This is a great activity that you can do with your baby and many jogging strollers have excellent shock systems that give the baby a smooth ride no matter how rough the sidewalk can feel. Additionally, many babies find the rhythm of the running very soothing and take a nap while you get fit. &lt;p&gt;&lt;br /&gt;If you decide to run with your baby during the months when it gets darker earlier; make sure that you're visible. Even if you just jog in the neighborhood. People let their guards down and that's when accidents can happen. Use reflective strips on both yourself and your jogging stroller to ensure you can be seen and avoid accidents during your jaunts with your baby.&lt;br&gt;About the Author&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3871315654675877509?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3871315654675877509/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3871315654675877509' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3871315654675877509'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3871315654675877509'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/get-fit-with-jogging-stroller.html' title='Get Fit with a Jogging Stroller'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-9123942710311159436</id><published>2009-05-16T02:25:00.001-07:00</published><updated>2009-05-16T02:25:39.027-07:00</updated><title type='text'>Buying Your First Home?</title><content type='html'>&lt;p&gt;You?ve finally decided to take the plunge and buy your first home.  While the journey may feel terrifying and confusing, there are some basic steps you can?and should?take before hitting the pavement in search of your future home.  Instead of feeling overwhelmed you can arm yourself with the knowledge you?ll need to make informed decisions as you begin your path to home ownership.&lt;/p&gt;&lt;p&gt;Becoming educated in the common practices in your area is the absolutely number one objective on your list.  Pick up the phone and call local real estate agents, bank loan officers, and mortgage brokers.  Be warned, some will attempt to coerce you into making an appointment?this is not necessary at this stage?and is their way of getting you to sign an agreement you are not ready to sign.  Explain clearly that you are in research mode only and need no more than 15 minutes of their time to get your questions answered.  It?s important to talk to several professionals as different perspectives and viewpoints will give you a broader spectrum of information in which to base your decisions on.&lt;/p&gt;&lt;p&gt;What to ask&lt;/p&gt;&lt;p&gt;1.Find out what disclosures (facts that materially affect the value of the property) the seller is required by your state to disclose.  This varies state to state, so it is extremely important you know what your state laws mandate.  Realize that in most cases, the seller is only required to disclose information he/she already knows about the property.  What this means is the seller is not obligated to hire professionals, but is required to disclose in ?good faith? any personal knowledge on the property which may affect its financial worth.&lt;/p&gt;&lt;p&gt;2.Ask about standard home inspections.  A standard home inspection will give you information on the physical structure itself and the systems inside the home.  You need to know what the average cost is in your state, who usually pays for it, and when it is commonly done.  Most standard home inspections are paid for by the buyer, but sometimes the seller will split the costs.  If you?re in a repressed market or the homeowner is anxious to sell, he may pay for the inspection fully.&lt;/p&gt;&lt;p&gt;3.A title search will have to be performed to rule out any issues with the deed of the property.  Who conducts this search and what is the average cost?&lt;/p&gt;&lt;p&gt;4. What are other potential costs you should be aware of?  Taxes, settlement agent fees, and commissions are just a few of the ?other? costs you should ask about.&lt;/p&gt;&lt;p&gt;5.It?s also a good idea to find out the average amount of time it takes for a loan to close once an offer has been accepted.  This can, and will, vary, because often it has more to do with the personal preferences of the buyer and/or the seller.  Be aware of potential time sinks before you begin your search.&lt;/p&gt;&lt;p&gt;6.If you do choose to use a real estate agent to assist you in locating your future home, find out if they?ll help you compose an offer when you?re ready to make one.  If they use a standard form, find out if you can get a copy for your own reference.  Always be informed on what the agent is giving to the seller.&lt;/p&gt;&lt;p&gt;What?s next?&lt;/p&gt;&lt;p&gt;Get a copy of your credit report, from several sources if possible, and make sure it is correct.  If there is incorrect information on your credit report, contact the reporting credit agency and ask for a dispute form.  Once you receive the form, fill it out and send it back certified with return receipt requested.  When applying for loans your credit score will be the determining factor in getting you the lowest percentage interest rate possible.  Make sure the information is factual and then work with what you have.  A low score does not mean you can?t buy a house.  If this is a concern of yours, find out what programs are available for less than perfect credit.&lt;/p&gt;&lt;p&gt;How much can you afford?  You may already know this, but if you don?t, figure it out.  The standard rule is your mortgage payment, taxes, and homeowners insurance shouldn?t be more than 28% of your gross income.  However, this still may be too much, depending on your other financial obligations.  Be honest with yourself and what you can afford to pay out each month.  Consider any possible extra costs with home ownership; i.e. new appliances, new carpet, landscaping, and normal home maintenance.  Don?t dig yourself into a financial hole you may not be able to get out of.&lt;/p&gt;&lt;p&gt;What type of loan should you get?  This is not an easy question to answer, and the best course of action is more research.  There are multiple mortgage internet sites you can start with to educate yourself on the types of loans available.  In fact, you should definitely pick up the phone once again to make sure you completely understand the loans you are considering.  Mortgage brokers and bank loan officers want your business?they will be more than happy to answer your questions and even send you specific loan information.&lt;/p&gt;&lt;p&gt;With this basic, yet important, information at your disposal; you are ready to begin the search for your future home.  Always remember that knowledge is key in every aspect of purchasing a home, do not be hesitate in getting the facts you need in any area of the process.  Ask questions, be informed, and you will arrive at the other end the confident owner of a new home.&lt;/p&gt;&lt;p&gt;? Copyright: Tracy Leigh Ritts&lt;br&gt; http://www.TracyLeighWrites.com&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-9123942710311159436?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/9123942710311159436/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=9123942710311159436' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/9123942710311159436'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/9123942710311159436'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/buying-your-first-home.html' title='Buying Your First Home?'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-5470196167458006053</id><published>2009-05-15T02:25:00.001-07:00</published><updated>2009-05-15T02:25:37.946-07:00</updated><title type='text'>A Writing Enterprise</title><content type='html'>Judith and Garfield Reeves-Stevens came to Hollywood to write. While in town, they managed to tear down some common entertainment industry assumptions.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Common wisdom says husbands and wives shouldn't work together. But, they are a very successful and inseparable writing team. Industry tradition holds that you have to be 20 years old and fresh out of college to write for television. However, there's no way anyone fresh out of college could have piled up the credits this pair did before arriving in network TV. Finally, Hollywood insists that the nice guys finish last ? while the Reeves-Stevenses get work as much for their professional pleasant temperament as their considerable talent.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;As co-producers on Enterprise, the last production in Paramount Star Trek television franchise, they were part of a team charged with recharging a series that struggled in its third season. They helped to improve the show by leaps and bounds, though the ratings damage was already too late.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;At first impressions, the Reeves-Stevenses seem an unlikely choice for such an important TV task as forging the plot-lines of Star Trek. They seem far too nice to have found so much success in Hollywood. They're the kind of polite, soft-spoken Canadians you'd expect to find running a bed and breakfast in Niagara ? not writing screenplays, TV scripts, novels and non-fiction books.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;As writers, we didn't make changes to the show, Garfield said. Executive producers Rick Berman and Brannon Braga and show-runner Manny Coto planned the overall direction of the series and made any changes to the mythos.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Our job was to provide good stories that stick to Star Trek continuity. It's to our benefit that we know that continuity after writing Star Trek books for 10 years. In TV, we're telling a more compact story with clearer rules. For television, we were writing a Star Trek tale in a more linear mode, but the themes remain the same ? the ideas of exploration and an optimistic future.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;He added, Those themes played a big role with Enterprise because this world is still new.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Both writers said there was no over-riding plan or need to recreate Enterprise after its first three years.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The entire team felt that it was more a matter of taking what had been established in seasons 1, 2 and 3 and making sense out of that rather than recreating the show into season 4, Garfield said. In Next Generation, halfway through the series, they made a deliberate decision to invoke the name of Spock ? finally naming a character from the original series. They wanted to establish that show as distinct before introducing other past elements.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The same decision was made for Enterprise. If the first season had been so devoted to prequels and tie-ins, it never would have got on its feet for the same story.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Before being recruited onto the Paramount lot, the Reeves-Stevens wrote several Trek novels, including several with William Shatner featuring the continued adventures of James T. Kirk. On, their own, they're a pair of New York Times and Los Angeles Times bestselling novelists with dual fascinations with NASA and science fiction. Their books are published in the United States, Canada, and England, and in translation in Czechoslovakia, France, Germany, Holland, Israel, Italy, Japan, Poland, Russia, Spain, and the Ukraine.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;In TV, the Reeves-Stevenses were staff writers for the second season of Sir Arthur Conan Doyle's The Lost World - the syndicated one-hour action-adventure series from New Line. For the series' third season, the Reeves-Stevenses returned as supervising producers on location in Australia. In other episodic work, the Reeves-Stevenses have written for John Woo's Once a Thief, The Hitchhiker, MTV's Catwalk, and Beyond Reality.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The team's experience in science fiction made them a natural choice for work on Enterprise: It was easier for us to come into Star Trek than it might be for other sci-fi writers, Judith said. Even though they are all very talented and very well-informed on sci-fi, they might not be up to date on all of the Star Trek continuity.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;While writing the Star Trek books, you explain events in the mythos that are still open to interpretation. Now, Enterprise is doing the same thing ? such as explaining the origin of Klingon head bumps from the original series to the Star Trek movies.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Garfield explained that in Star Trek lore, what happens on screen is considered narrative canon, while anything in books, comics or video games is superfluous.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;It was a challenge for us to add to the ?canon,' he said.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Judith added, Writing for Star Trek was interesting for us also because we'd written for all of the other Star Trek eras, but we hadn't written for these characters yet. We wondered how quickly we could get the voices of these characters. But, we had the ability to go down to set and watch the actors.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;According to Judith, there were other adjustments the pair had to make to their writing and working routine: Well, we had to start getting up in the morning and going into an office. We obviously write our books out of our home.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Garfield added that Enterprise also offers a much faster process than their book work. The team has three books coming out this year, and the writing of one (Going to Mars) was a six-year process.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Writing for TV is great for almost instant gratification because you write a script, and ? five weeks later ? it's on TV. During that process, you're coming into the office, working on a script and taking meetings only on the script you're working on. But, you watch the sets get built, watch the dailies, come in, etc.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;It helps that it was the 25th season of Star Trek in production, he added. So it was a well-oiled system we were watching.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The nicest thing for us was that we knew the people involved through writing the books over 10 years, Judith said. We were talking to them about their jobs. We were able to see all aspects of the working company. We were able to ask questions that a writer working on a script might not be able to ask.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;So, we came on board as writers and co-producers, it felt as though we were really joining old friends.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-5470196167458006053?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/5470196167458006053/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=5470196167458006053' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5470196167458006053'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5470196167458006053'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/writing-enterprise.html' title='A Writing Enterprise'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-693125123527063966</id><published>2009-05-14T02:25:00.001-07:00</published><updated>2009-05-14T02:25:37.058-07:00</updated><title type='text'>Computer Backgammon</title><content type='html'>&lt;br&gt;&lt;p&gt;The first strong computer opponent was BKG 9.8. It was programmed by Hans Berliner in the late 1970s on a PDP-10 as an experiment in evaluating board positions. Early versions of BKG played badly even against poor players, but Berliner noticed that the critical mistakes the program made were always at phase changes. He applied basic principles of fuzzy logic to smooth out the transition between phase changes, and by July 1979, BKG 9.8 was ready to play against then current world champion Luigi Villa. It won the match, 7-1, becoming the first computer program to defeat a world champion in any game, although this was mostly a matter of luck, as the computer happened to get better dice rolls than its opponent in that match.&lt;p&gt;&lt;br /&gt;Beginning in the late 1980s, creators of backgammon-playing software began to have even more success with a neural network approach. TD-Gammon, developed by Gerald Tesauro of IBM, was the first of these computer programs to play at or near the expert level. This program's neural network was trained using Temporal Difference learning applied to data generated from self-play.&lt;p&gt;&lt;br /&gt;This line of research has resulted in two modern commercial programs, Jellyfish and Snowie, the shareware BGBlitz (implemented in Java), and the free software GNU Backgammon, that play on a par with the best human players in the world. It is worth noting that without their associated weights tables which represent hours or even months of tedious neural net training, these programs play no better than a human child.&lt;p&gt;&lt;br /&gt;It is interesting to contrast the development of backgammon software with that of chess software:&lt;p&gt;&lt;br /&gt;For backgammon, neural networks work better than any other methods so far. For chess, brute force searching, with sophisticated pruning and other refinements, works better than neural networks.&lt;p&gt;&lt;br /&gt;Every advance in the power of computer hardware has significantly improved the strength of chess programs. In contrast, additional computing power appears to improve the strength of backgammon software only marginally.&lt;p&gt;&lt;br /&gt;For both backgammon and chess, it is at present unclear whether the best computer or the best human is best overall. For most other games, one or the other is unambiguously stronger.&lt;br&gt;About the Author&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-693125123527063966?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/693125123527063966/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=693125123527063966' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/693125123527063966'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/693125123527063966'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/computer-backgammon.html' title='Computer Backgammon'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-5853195690513179199</id><published>2009-05-13T02:25:00.000-07:00</published><updated>2009-05-13T02:31:51.660-07:00</updated><title type='text'>Candy Makes Recognition Events Sweeter</title><content type='html'>&lt;p&gt;Andy Warhol may have been correct when he said everyone would get to be famous for 15 minutes. Or at least he was close. It seems that almost every professional, volunteer, teacher, healthcare worker, librarian or basic employee has a special day or week when they get recognized for their contributions to their organization, community or country.&lt;/p&gt;&lt;p&gt;While compensation is always appreciated, a pat on the back is often just as important. Throwing a party, luncheon or dinner to recognize individuals who have gone above and beyond the call of duty is appreciated and it builds morale.&lt;/p&gt;&lt;p&gt;So what kind of party should you throw. Should you buy balloons and streamers? Serve pizza and ice cream? Sure. The more fun the better - it's a happy occasion!&lt;/p&gt;&lt;p&gt;Speaking of fun, what's more fun then candy?  Chocolate bars, lollipops, mints and cookies make tasteful and tasty treats that make your celebration even more festive.  Do you know that you can get candy and chocolate treats with special messages to honor your staff?  There are specially engraved and wrapped chocolate bars, lollipops with imprinted sticks, shaped chocolates and much more.&lt;/p&gt;&lt;p&gt;So many important recognition events will be here in the coming months such as National Volunteer Week, Teacher Appreciation Week, Nurses Week, EMS Week, Safety Month and Nursing Home Week. And many companies have their own special employee appreciation events.  Decorate your celebration event with delicious chocolates and candies and watch the smiles.&lt;/p&gt;&lt;p&gt;Visit Celebration Candy to learn more about recognition candy and gifts.&lt;/p&gt;&lt;p&gt;Michael Lerner is a noted expert on celebrating national recognition and awareness events.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-5853195690513179199?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/5853195690513179199/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=5853195690513179199' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5853195690513179199'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5853195690513179199'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/candy-makes-recognition-events-sweeter.html' title='Candy Makes Recognition Events Sweeter'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8400385127573960320</id><published>2009-05-12T02:25:00.001-07:00</published><updated>2009-05-12T02:25:37.095-07:00</updated><title type='text'>How to Prevent and Overcome Mastitis  Healthy Breastfeeding Tips</title><content type='html'>&lt;br&gt;&lt;p&gt;&lt;p&gt; Having your baby can be one of the most emotionally fulfilling experiences. Life just takes a dramatic turn with the arrival of your little one. If you have a newborn, your first priority now is to feed your baby. If you have decided that bonding and providing essential nutrients from your bosom is for you, then you need to know how to prevent or rid yourself of mastitis. Nothing should get in the way of a mother's ability to breastfeed her baby.&lt;/p&gt;&lt;br /&gt;How to Avoid Mastitis&lt;br /&gt;&lt;p&gt; Mastitis is an infection caused by a clogged duct in the nipple of a nursing mother. To reduce the chances of developing clogs in the ducts of your nipples, avoid wearing bras or tight fitting tops that constrict your breasts. Sleep on your back or side as a clog may occur by sleeping on your stomach.&lt;/p&gt;&lt;br /&gt;&lt;p&gt; Make sure that you are feeding your baby breast milk on a regular basis. Missed feedings can cause your breasts to become engorged, which can cause your ducts to clog. Breast compression or breast massage before latching is one of the most effective ways to avoid clogged ducts all together. Using a breast feeding pillow can help ensure you are feeding in a good position.&lt;/p&gt;&lt;br /&gt;&lt;p&gt; Warning Signs &lt;/p&gt;&lt;br /&gt;&lt;p&gt; There are many indicators of a possible case of mastitis that every breastfeeding mom should be wary of. These are just a few:&lt;/p&gt;&lt;br /&gt;&lt;p&gt;&lt;br /&gt; -- What may begin as a tingling sensation in the nipple and quickly develops into pain while the baby is nursing may be mean mastitis. However, not every case of mastitis results in significant pain so a nursing mother should pay attention to other indicators as well. &lt;br /&gt; -- Soreness and redness around the area of suckling could be caused by mastitis; the site of the clogged duct develops a very pronounced red spot, which is extremely painful to the touch and holding, or carrying your baby on this side may become unbearable. There may also be a lump visible or detectable by touch. &lt;br /&gt; -- A breastfeeding mother may experience flu-like symptoms such as fever with chills and body aches. Mastitis may also cause exhaustion as many women report with mastitis have reported a sharp decline in energy. &lt;br /&gt;&lt;/p&gt;&lt;br /&gt; Tips for Reducing the Effects of Mastitis &lt;br /&gt;&lt;p&gt; As soon as you suspect you have mastitis, &lt;/p&gt;&lt;br /&gt;&lt;p&gt;&lt;br /&gt; -- Go to sleep as soon as possible and get good rest! Sitting quietly for a few hours without much activity can help shorten the duration of mastitis. &lt;br /&gt; -- Take Echinacea and Vitamin C to enhance your immune system and help fight the infection. If the infection persists beyond a few days, you should consult a physician. &lt;br /&gt; -- Apply warm water to the site of the clogged duct. Use warm tap water or immerse your breast in a pot of warm water. A warm shower or bath can work wonders as well. &lt;br /&gt; -- Try to nurse and if you do not succeed at first, try and try again. Attempt to nurse the baby on the side of the clogged duct as often and as long as possible to work out the clog. (If you are away from your baby for a period, you might try using a breast pump, to find one locate a good breast feeding supply store near you). Massaging the breast while the baby suckles may also help. &lt;br /&gt;&lt;/p&gt;&lt;br /&gt;Article By Michelle O'Connor, Breast Feeding Questions&lt;/p&gt;&lt;br /&gt;&lt;br&gt;About the Author&lt;br /&gt;&lt;p&gt;Advice Columnist&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8400385127573960320?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8400385127573960320/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8400385127573960320' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8400385127573960320'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8400385127573960320'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/how-to-prevent-and-overcome-mastitis.html' title='How to Prevent and Overcome Mastitis  Healthy Breastfeeding Tips'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-7382410012761510167</id><published>2009-05-11T02:25:00.001-07:00</published><updated>2009-05-11T02:25:44.581-07:00</updated><title type='text'>Arizona Real Estate Agent Fees</title><content type='html'>&lt;p&gt;Northern Arizona offers reasonable land prices in the Southwest. It has good weather and nice views of trees and water, offering solitude and accessibility at the same time. You can reach northern Arizona by way of Route 66 and Highway 93.&lt;/p&gt;&lt;p&gt;You may wish to consult with real estate personnel who know the market and can help you find the best value for your money. If you are a home seller, consider consulting a marketing expert to help you find the best deal for your home.&lt;/p&gt;&lt;p&gt;All that is expected from you is to find the Arizona community that is perfect for you and your family and allow these agents to find your dream home that is right for your budget and lifestyle.&lt;/p&gt;&lt;p&gt;Some real estate agents really spend time getting to know the general real estate landscape of each community. If you are relocating to Phoenix from another state or just transferring from a nearby city, a good agent can help you find what you're looking for. Whether you are looking for a winter get-away place or a second house, real estate agents have the knowledge and experience to aid you in your search.&lt;/p&gt;&lt;p&gt;Whether you are fond of art, sports, shopping or other adventures, Arizona offers all these and more. The agents will find a perfect home to fit your lifestyle and budget. They will also help you determine how much you can spend on your new home and even help you find the best mortgage loan.&lt;/p&gt;&lt;p&gt;After finding the home of your choice, the agents will negotiate a very good price for you. They will not only show you an Arizona home in your price range but will also show you properties that meet both your personal and financial needs.&lt;/p&gt;&lt;p&gt;Some real estate agents offer their services for free since the home sellers are the ones footing the bill. Be sure to check with your property brokerage firms for agent fees prior to actual consultation.&lt;/p&gt;&lt;p&gt;Arizona Real Estate provides detailed information on Arizona Real Estate, Tucson Arizona Real Estate, Phoenix Arizona Real Estate, Arizona Real Estate Agents and more. Arizona Real Estate is affiliated with Arizona Vacation Rentals.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-7382410012761510167?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/7382410012761510167/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=7382410012761510167' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7382410012761510167'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7382410012761510167'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/arizona-real-estate-agent-fees.html' title='Arizona Real Estate Agent Fees'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8365974926149983087</id><published>2009-05-10T02:25:00.001-07:00</published><updated>2009-05-10T02:25:37.786-07:00</updated><title type='text'>Plan A Swashbuckling Fun Pirate Party</title><content type='html'>&lt;p&gt;Pirate themes have always been a fun choice for parties, but even more so now with the popularity of the blockbuster Pirates of the Caribbean movies.  Johnny Depp has certainly given new life to the fantasy of playing a pirate, adding fun and comedy to the already exciting seafaring adventures.  So, why not plan an adventure of your own this year and host a swashbuckling fun pirate party.   &lt;br&gt;&lt;br&gt;Make a list of friends and acquaintances you would like to invite to your pirate party and assign each one of them their own pirate name.  Use online pirate lingo translators to create fun names like Butterfingers Alena and Ian Deadbones.  &lt;br&gt;&lt;br&gt;Include  pirate  wording on your invitations and print them on aged paper. If it's a costume party, be sure to include that information also.&lt;br&gt;&lt;br&gt;Ahoy thar Mateys! &lt;br&gt;Ye`re invited t'a pirate party &lt;br&gt;(date, time and location)&lt;br&gt;Take Note Ye Scalliwags... &lt;br&gt;Dress like a buccaneer if ye dare. &lt;br&gt;We have PRIZES fer best pirate costume.&lt;br&gt;&lt;br&gt;Roll up the printed invitations and tie them with some burlap twine.  Put each invitation in a bottle and attach a pirate label with the pirate name of the invited guest, along with an aka mention of their real name.  (Mini champagne bottles work  well for this.)   Pour some sand or salt in the bottles along with a few small seashells and the invitation.  Hand deliver the invitations to friends or use plastic bottles instead so that you can address and mail them.&lt;br&gt;&lt;br&gt;If you have the creativity and means, decorate a room with old chests, barrels and tables made from weathered wood.  Borrow or buy uniquely shaped bottles from second hand shops and flea markets.  Clean them thoroughly and fill them with party beverages like cola and gingerale.  Label them with fun pirate stickers, like Non-Groggy Pirate's Rum.  Mix up a disgusting variety of liquids like vinegar, cherry juice and hot sauce and label the bottle, Drink if You Dare.  &lt;br&gt;&lt;br&gt;Pirate-themed games and activities will make your party complete.  &lt;br&gt;. Set up tables for playing cards and Liar's Dice.  &lt;br&gt;. Throw in a Pirates of the Caribbean trivia competition and then watch one of the movies.  &lt;br&gt;. Have guests try and decipher the meanings of various pirate words.&lt;br&gt;. Send your guests on a pirate scavenger hunt that leads to a treasure chest of delicious treats. &lt;br&gt;. Instead of bobbing for apples, try searching for a candy eyeball in a gooey mess of jello and pasta.&lt;br&gt;. Challenge your guests to a sword fight dual on a low balance beam (use safety precautions).&lt;br&gt;. Hand out pirate coins to use for various challenges and bets throughout the night and give a prize to the person with the most coins at the end of the party.  &lt;br&gt;&lt;br&gt;When it's time to send your guests home, a great favor to give is a game of Liar's Dice.  Print and roll up the instructions and place them in an opaque cup (They have great antique looking one's at the dollar store).  Include 5 dice, some chocolate coins, candy eyeballs, and whatever treats or trinkets you wish to include.  Wrap the cups with clear cellophane, tie with burlap twine and finally, attach a pirate sticker or thank you tag.&lt;br&gt;&lt;br&gt;So, what ye be waitin' fer?  Start plannin' yer swashbucklin' fun pirate party.&lt;/p&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;p style=ackground-color: #ffffff; width: 100%; padding: 0px; class=ext&gt;About the Author:&lt;br&gt;&lt;br&gt; The author has hosted hundreds of events, showers, and parties over the last 25 years. If you are planning a pirate party visit http://www.diva-girl-parties-and-stuff.com for games and ideas.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8365974926149983087?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8365974926149983087/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8365974926149983087' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8365974926149983087'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8365974926149983087'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/plan-swashbuckling-fun-pirate-party.html' title='Plan A Swashbuckling Fun Pirate Party'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-908994459539385281</id><published>2009-05-09T02:25:00.001-07:00</published><updated>2009-05-09T02:25:40.950-07:00</updated><title type='text'>Fitness Equipment Apparel  Your Gym Garb Guide</title><content type='html'>&lt;br&gt;&lt;p&gt;What to wear, and what not to wear to the gym? When this million-dollar fitness equipment apparel question presents itself on gym days, even the strongest muscles turn to jelly.&lt;p&gt;&lt;br /&gt;Fitness equipment apparel has the potential to become the make-or-break factor in a fitness program - especially if you are just starting out with your get-in-shape routine.&lt;p&gt;&lt;br /&gt;The idea isn't to make your fitness equipment apparel part of your workout-routine. This can easily happen if you are constantly lifting straps, instead of weights; tying laces, instead of being tied up at the workstation; doing pull-downs, instead of pull-ups; or giving an entirely new meaning to doing push-ups.&lt;p&gt;&lt;br /&gt;You don't want to be wrestling to improve the flexibility of your fitness equipment apparel, instead of your body's. If your clothes have some stretch in them, it will be much easier to stretch yourself to the limit!&lt;p&gt;&lt;br /&gt;Let's start with fitness equipment apparel fabrics. To make the most of your time in the gym, you have to feel completely comfortable. Dryness, tear and abrasion resistance, stretch, ventilation, ease of movement, and durability are all factors to keep in mind.&lt;p&gt;&lt;br /&gt;Look for labels with references to materials such as Supplex, Lycra, Spandex, Cotton, Polyamide, Coolmax, Dri-Fit, or a combination of these. Cotton on its own is usually not the best choice. It tends to hold on to moisture, becoming unpleasantly clammy and heavy. Who goes through the workout effort in order to g&amp;#65533;&amp;#65533;n weight?&lt;p&gt;&lt;br /&gt;If you want to keep your cool, it is important to choose light-weight, tight-fitting fitness equipment apparel. The materials should have the characteristic of pulling sweat away from your body, transporting it to the outside of the material. The moisture can then evaporate, leaving you dry and comfortable.&lt;p&gt;&lt;br /&gt;An example of this is the Nike Dri-Fit range, where a high-performance microfiber polyester fabric with this quality is used. On a hot day, you wont need more than this. On a cold day, a base layer can be added for extra warmth.&lt;p&gt;&lt;br /&gt;For superb ventilation, knit-in mesh panels under the arms, and at the back are incorporated into some fitness equipment apparel ranges. Make sure you have no excuse to throw in the towel during those first, demanding weeks, by checking for tubular seamless body construction, and flat stitching. You don't want a seam chafing you raw in an unmentionable place!&lt;p&gt;&lt;br /&gt;The bottom-line in fitness equipment apparel usually consists of shorts. If you don't feel comfortable in these, choose easy-to-wear calf-length or full length workout pants. A good choice is Moving Comfort's range. DriLayer fabric, a mixture of Polyester and Lycra, will keep you cool, and it remains almost pill-free even with repeated washing.&lt;p&gt;&lt;br /&gt;You can also try the Adidas fitness equipment apparel range. Their &amp;#65533;Mind Body&amp;#65533; Moisture-Wicking Pants, will keep you cool and dry. These come with an elasticated waist, and a drawcord. It has handy on-seam pockets. The hem is open for comfort.&lt;p&gt;&lt;br /&gt;A fitted t-shirt or tank top takes care of the top half of your fitness equipment apparel search. Try a stylish, Nike Rock 'n Sport Top for women. A nice touch is the sleek racer back.&lt;p&gt;&lt;br /&gt;A vital part of your fitness equipment apparel is your shoes. Cross-trainers may be your best choice for the gym. Look for good support, flexibility, and cushioning.&lt;p&gt;&lt;br /&gt;The Optima is a good shoe to start with. It is durable and receives excellent reviews. It offers a 5mm sole. The breathable canvas upper ensures comfort, and a good fit.&lt;p&gt;&lt;br /&gt;Another sensible choice would be New Balance. With ABZORB cushioning in the heel, you are assured of excellent shock absorption. Leather upper offers comfort and breathability. Durability is improved with the solid rubber outsole.&lt;p&gt;&lt;br /&gt;The Nike Shox range includes lighter, flexible shoes in their fitness equipment apparel. These are excellent for workouts. Nike concentrated on cushioning and impact protection in the design. Internal stitching, and a one-piece tongue and innersleeve prevent chafing.&lt;p&gt;&lt;br /&gt;The four Nike Shox columns are made of a resilient foam that enhances the durability of the shoe. The shoe has an extremely responsive feel. Lightness is added with a lattice design.&lt;p&gt;&lt;br /&gt;It is a good idea to keep the color scheme of your fitness equipment apparel on the dark side throughout. This will give you a more streamlined look. A loose t-shirt for before and after the workout, may also lessen any self-consciousness. All the major manufacturers such as Adidas, Reebok, and Nike, offer quality, moisture-wicking gym wear.&lt;p&gt;&lt;br /&gt;When you buy fitness equipment apparel, little thought goes into the research behind the brandname. Nike's laboratory, for instance, has some of the most sophisticated scientific equipment to enable researchers to come up with the best designs and materials for peak performance.&lt;p&gt;&lt;br /&gt;The processes involved in testing include motion analysis, kinetics, foot-pressure measurement, ankle range of motion, heart-rate monitors, high-speed video, temperature sensors, and much more. All this to bring you the best possible shoes, shorts, or tops.&lt;p&gt;&lt;br /&gt;If you are partial to a particular equipment range, why not show your loyalty by wearing fitness equipment apparel with their brand name? Companies such as Cybex and Nautilus offer all you need to be able to make the most of your time in the gym. Nautilus offers the Dri-Release&amp;#65533; range, with shorts, tanks, and other apparel choices for your workout.&lt;p&gt;&lt;br /&gt;You have to feel so comfortable that you are able to forget about your attire. You can't work on your own flexibility if your clothes doesn't show some flexibility first! Your fitness equipment apparel has to be able to MOOOVE with you..&lt;p&gt;&lt;br /&gt;For more information visit Best-Gym-Equipment.com&lt;br&gt;About the Author&lt;br /&gt;&lt;p&gt;Rika Susan of Article-Alert.com researches, writes, and publishes full-time on the Web. Copyright of this article: 2006 Rika Susan. This article may be reprinted if the resource box and hyperlinks are left intact.&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-908994459539385281?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/908994459539385281/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=908994459539385281' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/908994459539385281'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/908994459539385281'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/fitness-equipment-apparel-your-gym-garb.html' title='Fitness Equipment Apparel  Your Gym Garb Guide'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-5592206182464161767</id><published>2009-05-08T02:25:00.001-07:00</published><updated>2009-05-08T02:25:40.682-07:00</updated><title type='text'>The New Breed  Content to Infect Mankind With Ignorance</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-5592206182464161767?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/5592206182464161767/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=5592206182464161767' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5592206182464161767'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/5592206182464161767'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/new-breed-content-to-infect-mankind.html' title='The New Breed  Content to Infect Mankind With Ignorance'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-577049939795636272</id><published>2009-05-07T02:25:00.001-07:00</published><updated>2009-05-07T02:25:47.301-07:00</updated><title type='text'>7 Tips to Real Estate Agent?s Success: Tip #2  Embrace a Planning Attitude</title><content type='html'>&lt;p&gt;As a real estate agent, if you don?t have a real estate business plan, then you are on some else?s plan ? usually the successful real estate agent. Most people place more value in planning a trip to the grocery store or a vacation than planning their lives either professionally or personally.&lt;/p&gt;&lt;p&gt;Think of a recent vacation or even a simple trip to the grocery store.&lt;/p&gt;&lt;p&gt;&lt;ul&gt; &lt;li&gt;How much time did you take to plan that special vacation?&lt;/li&gt;   &lt;li&gt;How much time did you spend in writing that grocery list?&lt;/li&gt; &lt;li&gt;What happened when you left the grocery list at home? &lt;/li&gt; &lt;/ul&gt;&lt;/p&gt;&lt;p&gt;Now think about taking that time and directing that time towards your real estate business.&lt;/p&gt;&lt;p&gt;&lt;ul&gt; &lt;li&gt;How much more successful could you be?&lt;/li&gt;   &lt;li&gt;How would you reallocate your resources if you had taken the time to adequately plan the use of those resources?&lt;/li&gt; &lt;/ul&gt;&lt;/p&gt;&lt;p&gt;Consistent planning begins with an attitude.  When individuals embrace a planning attitude, their behaviors will demonstrate the results of that attitude. Of course, attitudes begin within our belief systems ? those foundational thought processes that have evolved from all of our experiences.&lt;/p&gt;&lt;p&gt;Positive attitudes can be developed and maintained by understanding that we as individuals have total control over what we keep in our brains. If we think that planning is not necessary, then we will develop negative attitudes about planning and those attitudes will be demonstrated through behaviors that do not include planning. However, if we embrace positive attitudes about planning, then planning will be part of our behaviors.&lt;/p&gt;&lt;p&gt;Within the real estate business, planning is not new. Real estate agents enlist planning from showing homes to making offers to closing the sale.  The challenge is to take those skills and integrate them into planning the business.&lt;/p&gt;&lt;p&gt;To infuse planning with your real estate business start with one bite instead of trying to eat the entire elephant. Begin by writing down short lists of what you what to accomplish each day and how best to use that time. Then, take the time to develop a strategic plan indicating who does what by when.&lt;/p&gt;&lt;p&gt;If you came into the real estate business from another profession that required you to work 40 hours, then you should be spending the same amount of time working in your business with another 5 hours per week working on your business.&lt;/p&gt;&lt;p&gt;The ON focuses on planning and execution with the desired results being as least as successful as you were in your previous professional life. Remember, no one plans to fail, they just fail to plan.&lt;/p&gt;&lt;p&gt;P.S. Read  7 Tips to Real Estate Agent?s Success: Tip #1 - First and Foremost YOU are a Business&lt;/p&gt;&lt;p&gt;Leanne Hoagland-Smith quickly doubles results for her clients from individuals (small businesses owners, entrepreneurs and young people) to large organizations by creating executable strategic action plans along with the necessary business skills to pull it off. By closing the gap between today's unsatisfactory performance to tomorrow's goals, limited resources are maximized with waste including time being reduced. Please feel free to contact Leanne at 219.759.5601 or visit http://www.processspecialist.com/ and explore how she can help you.&lt;/p&gt;&lt;p&gt;One quick question,if you could secure one new client or breakthrough that one roadbloack holding you back from success, what would that mean to you? Then, take a risk and give a call at 219.759.5601 to experience incredible results.&lt;/p&gt;&lt;p&gt;Mention that you read this article and receive the completed E-Book - 7 Tips to Real Estate Agent's Success&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-577049939795636272?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/577049939795636272/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=577049939795636272' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/577049939795636272'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/577049939795636272'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/7-tips-to-real-estate-agents-success.html' title='7 Tips to Real Estate Agent?s Success: Tip #2  Embrace a Planning Attitude'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-7314475163460556772</id><published>2009-05-06T02:25:00.001-07:00</published><updated>2009-05-06T02:25:46.032-07:00</updated><title type='text'>A Party in Oakland</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-7314475163460556772?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/7314475163460556772/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=7314475163460556772' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7314475163460556772'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7314475163460556772'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/party-in-oakland.html' title='A Party in Oakland'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-4837534477631591663</id><published>2009-05-05T02:25:00.001-07:00</published><updated>2009-05-05T02:25:43.189-07:00</updated><title type='text'>Gent Tourist Information</title><content type='html'>&lt;br&gt;&lt;p&gt;General summary of city:&lt;br&gt;&lt;br&gt;&lt;br /&gt;Gent, also known as Ghent, is an incredibly popular destination in Belgium. The word Gent is actually the Dutch spelling for the city of Ghent and the two terms are often used interchangeably. Gent is filled with exciting things to see and do and travellers will not be disappointed by the recreational offerings in Gent. Travellers can immerse themselves in the culture and history of Belgium by seeing the myriad abbeys, beguinages, churches, castles, historic landmarks, and museums strewn throughout the city of Gent.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Gent was, at one time, second only to Paris in terms of popularity and size. In the 1830s, Gent showed the significant signs of industrialization, as more and more factories were established within the city. Gent is a thriving city, one that possesses a population of well over 500,000 people. It is also estimated that well over 30,000 people travel into Gent each day, for work and social activities. Since 1950, the city has undergone a significant phase of revival: the canal has brought many businesses into Gent. Currently, with its transportation network and many working opportunities, the city of Gent continues to thrive and it is the capital of East Flanders, Belgium.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Places of interest:&lt;br&gt;&lt;br&gt;&lt;br /&gt;The city of Gent holds so many things to see in do. Travellers can get the perfect scenic overview of the entire city by touring the Belfry or the Castle of Counts in the historic city of Gent. In fact, from the top of either location, other famous sites are easily viewable; sites that include the Veerleplein, the Vleeshallen, the St. Niklaas Church, the Library of the University, The medieval harbour, St. Michiels Church and Gent's shopping centre.&lt;br&gt;&lt;br&gt;&lt;br /&gt;In the heart of Gent, travelers will also find St. Baafs Cathedral, a historic building filled with biblical artwork. The artwork in St. Baafs Cathedral includes images of Adam, Eve, and the Serpent in the Garden of Eden; the Tree of Life; the Holy Cross, and the images of the different counts of Flanders also appear in the Cathedral. Further, the cathedral holds the tombs of the Flemisch Bishops and houses four pillars that were a gift from the Tudors of Britain. Finally, the cathedral possesses some of the most stunning stain-glass art imaginable.&lt;br&gt;&lt;br&gt;&lt;br /&gt;While in Gent, travelers shouldn't miss out on touring the fifteenth century canon, now a monument, located near the Vrijdagmarkt. The Vrijdagmarkt is a square in Gent, offering opportunity for the travellers and residents of Gent to get a taste of medieval life by viewing the existing medieval architecture.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Things to do:&lt;br&gt;&lt;br&gt;&lt;br /&gt;While staying in Gent, there is certainly no lack of things to do. First, travellers will want to make sure they see as many of the churches and cathedrals as possible, because no two churches are exactly alike; each church holds its own unique artwork and architecture, thereby making each religious site seeing destination more difficult to pass up while touring the city!&lt;br&gt;&lt;br&gt;&lt;br /&gt;The Sint-Baafskathedraal Cathedral was built in the fourteenth century. Sint-Baafskathedraal in St. Bavo's Square has no entrance fee, unless the traveller is looking to view The Adoration of the Lamb, a prized and cherished painting by Jan Van Eyck. The entrance fee to see Van Eyck's work is nominal, and the cathedral is open from 8:30 a.m. to 6:00 p.m. daily.&lt;br&gt;&lt;br&gt;&lt;br /&gt;The Gravensteen, also known as the Castle of the Counts of Flanders, at Sint-Veerleplein 11 was built by Philip of Alsace in the late 1100's. The word Gravensteen is actually Dutch which, when literally translated means castle of the counts. It is the very first stone castle erected in Gent. Prior to the Gravensteen, only wood structures existed. Finally, the Gravensteen has been restored to its former glory and a number of medieval displays can be viewed within the castle: offering viewing enjoyment for the entire family.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Food &amp; Drink:&lt;br&gt;&lt;br&gt;&lt;br /&gt;Those in the mood for seafood can dine at Vier Tafels on Plotergracht 6. The Vier Tafels is a bar and a restaurant, offering international delicacies, wines, cocktails, fresh seafood, salad, rice, salmon, Gambas, mussels and more. Vier Tafels is honoured for its universal cuisine, so there is something for everyone's palate.&lt;br&gt;&lt;br&gt;&lt;br /&gt;'T Keteltje at Nederkouter 1 is the perfecting dining spot if one is looking for a romantic dinner while staying in Gent. Fully dressed tables and a variety of season dishes make the 'T Keteltje one of the finest places to dine in Belgium. Likewise, the De Foyer Brasserie at Sint-Baafsplein 17, is housed in the former Royal Dutch Theater. The De Foyer serves fine dishes like tomato crevettes, grey shrimp, chicken waterzooi, cr?me brulee, chocolate mousse, tiramisu, and tarts, among other incredible desserts.&lt;br&gt;&lt;br&gt;&lt;br /&gt;The Chez Leotine Restaurant at Groentenmarkt # 10-11 also serves Waterzooi, Flemish Beef Stew, and frites. Waterzooi is a unique Belgium dish, much like Cream of Chicken Soup, that has chicken, carrots, celery and onions in the mix. After having your meal at the Chez Leotine Restaurant, travellers may find that the size of the servings offered there has left little to no room for dessert!&lt;br&gt;&lt;br&gt;&lt;br /&gt;Hotels &amp; Accommodation:&lt;br&gt;&lt;br&gt;&lt;br /&gt;&lt;li&gt;Minotel Gravensteen&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Hotel Den Yzer Gent&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Hotel Ibis Gent Centrum Opera&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Holiday Inn Gent&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Campanile Gent / Gand&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Hotel Monasterium PoortAckere&lt;/li&gt;&lt;br /&gt;&lt;li&gt;Carlton&lt;/li&gt;&lt;br /&gt;Entertainment:&lt;br&gt;&lt;br&gt;&lt;br /&gt;Travellers looking for entertainment can enjoy the nightlife of Gent when they stop into the Het Waterhuis aan de Bierkant. The Het Waterhuis aan de Bierkant at Groente Markt 9 offers a fine choice of beers, both guest and seasonal. Weary travellers can rest and relax as they sip at the beer of their choosing and take in the scenic view of the canal.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Families can also take in a little culture when site seeing at the Alijnhuis, a museum located at Kraanlei 65, that offers hours of viewing entertainment and enjoyment. With craft rooms, displays portraying medieval life in Gent; bridal artifacts and the like, the Alijnhuis proves entertaining for the entire family. Finally, some children's games are offered at the Alijnhuis.&lt;br&gt;&lt;br&gt;&lt;br /&gt;The Friday Market in the city centre of Gent, is an outdoor market that gives travellers a chance to enjoy a day of shopping. Olives, fresh fish, sausages, chicken, cheeses, fruits and vegetables, breads, and bakery items are offered at many of the booths in the market. Further, travellers can purchase souvenirs, clothing, furniture, woodcarvings, knick-knacks and an array of items are sold every Friday. The Friday market surrounds one of the popular monuments in Gent's city square: the Jacob Van Artevelde, a monument to one of Gent's formidable political figures.&lt;br&gt;&lt;br&gt;&lt;br /&gt;Biography:&lt;br /&gt;Author: Meredith Booney Website: http://www.belgiumcities.info Meredith Booney is a freelance travel writer with over 20 years of experience writing for travel journals, newspapers and magazines. Belgium Tourist Information&lt;br&gt;About the Author&lt;br /&gt;&lt;p&gt;Biography:&lt;br /&gt;Author: Meredith Booney Website: http://www.belgiumcities.info Meredith Booney is a freelance travel writer with over 20 years of experience writing for travel journals, newspapers and magazines. Belgium Tourist Information&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-4837534477631591663?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/4837534477631591663/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=4837534477631591663' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4837534477631591663'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4837534477631591663'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/gent-tourist-information.html' title='Gent Tourist Information'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3919826115699895475</id><published>2009-05-04T02:25:00.001-07:00</published><updated>2009-05-04T02:25:46.403-07:00</updated><title type='text'>TEFL and ESL Board Games For the Classroom</title><content type='html'>Classroom board games are probably one of the most effective teaching tools available. Here we see how to stimulate and motivate students, and provide a welcome change to more standard classroom teaching approaches, giving students a refreshing new focus to practice their spoken English.&lt;br /&gt;A few important points to bear in mind when using board games, which will increase their effectiveness and get the students speaking in English are:&lt;br /&gt;&lt;br /&gt;   1. The first rule to establish is that the game is to be played in English. Give some input vocabulary such as 'Whose turn is it?', 'Pass the dice please' or for a bit of fun 'Hey, stop cheating!'. Then as the game progresses and you see other linguistic requirements, supply them, drill them briefly, and continue to play. I often have students keep a separate booklet for game playing vocabulary. The students motivation is strong, so take advantage of it!&lt;br /&gt;   2. Encourage students to speak in only English by establishing the second rule: not speaking in the target language forfeits a turn. This sounds a little dramatic and harsh, but you'll be amazed how well it works. It also creates an enormous amount of spontaneity of language, resulting in increased fluency and a reduction in response times.&lt;br /&gt;   3. Teachers usually think in terms of one-class time slots, whereby the material to be used is to be finished by the end of the allotted time. This can lead to unnecessarily self-imposed restrictions on the choice of materials. I often let a game run for 3 or 4 lessons in order to let the students become highly familiar with the vocabulary fields as well as letting them build up a sense of momentum to the outcome.&lt;br /&gt;   4. Students should 'earn' the right to take a turn to generate the motive for speaking. This would mean, for example, asking a team to answer a question before being allowed to take a turn. Depending on the the theme of the board game, you may also use relevant video clips, story reconstructions with visuals or maybe role play situations in parallel, which allow students to score points which in turn allow them to throw the dice.&lt;br /&gt;   5. Don't just limit yourself to the rules in the game. Feel free to 'play God' and adjust the rules as you find convenient to make the game move more slowly or faster. It's amazing how our knee-jerk reaction to a game's set of rules sometimes leaves us feeling powerless over how to play the game! Such changes may include giving new consequences to the value of a throw on the dice e.g. 'if a player throws a 5, then they get to throw again'. Wham! You've got a new dimension to the game.&lt;br /&gt;   6. Keep teacher talking time down! Let the students run the game - you just police it from a distance, supplying language as required. Because a board game generates spontaneous situations within a defined linguistic area, this is the perfect opportunity for the teacher to take back stage, and just give 'hot correction' when required. Error feed back and remedial work can be given at intervals as appropriate.&lt;br /&gt;&lt;br /&gt;Adrian Allen is one of the co-founders of http://www.findateacher.es This is a bilingual search tool for private teachers to advertise themselves to students. It can be used either for free, or by paying a small subscription fee for better ranking in the database.&lt;br /&gt;&lt;br /&gt;By Adrian Allen &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3919826115699895475?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3919826115699895475/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3919826115699895475' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3919826115699895475'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3919826115699895475'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/tefl-and-esl-board-games-for-classroom.html' title='TEFL and ESL Board Games For the Classroom'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-4274371869168649564</id><published>2009-05-03T02:25:00.001-07:00</published><updated>2009-05-03T02:25:48.522-07:00</updated><title type='text'>Do You Know Who You Attract to Your Web Site?</title><content type='html'> &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-4274371869168649564?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/4274371869168649564/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=4274371869168649564' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4274371869168649564'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4274371869168649564'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/do-you-know-who-you-attract-to-your-web.html' title='Do You Know Who You Attract to Your Web Site?'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3424888720889455889</id><published>2009-05-02T02:25:00.001-07:00</published><updated>2009-05-02T02:25:46.843-07:00</updated><title type='text'>Style and Grace Befitting Our Country</title><content type='html'>&lt;p&gt;I watched today the ceremonies commemorating the death of our 38th President Gerald R Ford, and was stuck by the dignity and grace of Mrs. Ford during the Eulogies for her husband, whom she married in 1948 a marriage of 59 years. Most people may have known Mrs. Ford for her work after the Presidency founding the Betty Ford Center, but she is a strong woman, who has endured so much in her life, and lives today as a pillar of strength and courage for a country who has lost another leader. That power from a woman who at 89 years old still shows American?s everywhere that there is a special presence to the office of the President, and it?s relatively few occupants and families who have shared it.  I was truly inspired and it is through her grieving eyes our country pays it final respects to the President.&lt;/p&gt;&lt;p&gt;A breast cancer survivor and a person who bravely battled the demons of dependency, from alcohol to pills. She is the living remembrance of a time forgotten by many, who helped lead the country back from a troubled time, and showed us today what she showed the country back then, a compassionate and caring woman, who has just lost her best friend. A person from the Midwest knows this instinctively, but today a new generation got to see it up close, and how fortunate we were to have Betty and Gerald Ford in our history.&lt;/p&gt;&lt;p&gt;It was not lost upon me as well, seeing her looking proudly on as her husbands casket was carried into the Capital Building. I have always thought of the Ford?s as more common people, having the office of President thrust upon them in 1974, and serving for only 896 days. I also recalled how only a few weeks after becoming the First Lady, she had a mastectomy performed on her. She demonstrated great courage through that and her other problems as well, and today though frail and older she showed us a new courage again.&lt;/p&gt;&lt;p&gt;I was never a big fan of Gerald Ford when he was our President, but through his long life after the Presidency, I was allowed to get to know Mr. and Mrs. Ford a little better. That time has made me change my opinion of Gerald R. Ford, and I believe much of that credit comes from his wife Betty Ford, through the many years after they left the White House and culminating with today?s funeral ceremony, Mrs. Ford I was moved watching you today and offer my condolences and deepest respect on this day we said goodbye to our President, and your husband. God Speed and may God Bless you.&lt;/p&gt;&lt;p&gt;Jeffrey Meier of Jam727 Enterprises offers Information Articles and Library Articles on a wide variety of topics at http://www.Jam727.com&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3424888720889455889?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3424888720889455889/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3424888720889455889' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3424888720889455889'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3424888720889455889'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/style-and-grace-befitting-our-country.html' title='Style and Grace Befitting Our Country'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6212118327633197708</id><published>2009-05-01T02:25:00.001-07:00</published><updated>2009-05-01T02:25:46.346-07:00</updated><title type='text'>Real Estate Agent Courses</title><content type='html'>&lt;p&gt;Online real estate courses are offered to potential and licensed real estate agents, real estate brokers, real estate appraisers and real estate investors.  The online schools offer a wide range of services to their students, which include helping the students pass the licensing exams for each field.  Different courses are offered to those who wish to become agents, brokers, appraisers and investors as each has its own specific areas of study.&lt;/p&gt;&lt;p&gt;Courses for Real Estate Agents&lt;/p&gt;&lt;p&gt;The major areas of study that the courses for real estate agents include License Laws, Real Estate Contracts and Law, Escrow, Finance, and the Principles and Practices of Real Estate Math.  These courses are often delivered through various software, CDs and virtual tutorials that the online schools offer their students.  These courses help the students have access to the most up to date state laws with regard to real estate in the areas where they wish to practice their profession and the most up to date techniques and skills that can help them help their future clients.  The students also take exams on these modules as to assess their understanding of the different areas of their study.&lt;/p&gt;&lt;p&gt;Review for licensing exams and license renewal&lt;/p&gt;&lt;p&gt;In addition to the modules that these courses offer, one important service that these online schools provide their students are the reviews that the students can take to help them prepare for the State Real Estate Exams that they will take to become accredited agents.  These reviews are often given to the students in the form of practice exams and supplementary reading that can help the student prepare for the exam.&lt;/p&gt;&lt;p&gt;Apart from offering their services to people who wish to become agents, courses are also offered to licensed real estate agents who need to renew their real estate agent licenses.  Online real estate courses for agents provide high-quality, effective, and convenient classes to future realty agents, that not only give them the most up to date information on real estate but also the best preparation for the State Real Estate Exams.&lt;/p&gt;&lt;p&gt;Real Estate Courses provides detailed information on Online Real Estate Courses, Real Estate Agent Courses, Real Estate Appraisal Courses, Real Estate Broker Courses and more. Real Estate Courses is affiliated with Phoenix Real Estate Schools.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6212118327633197708?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6212118327633197708/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6212118327633197708' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6212118327633197708'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6212118327633197708'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/05/real-estate-agent-courses.html' title='Real Estate Agent Courses'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3358797414076797085</id><published>2009-04-30T02:25:00.001-07:00</published><updated>2009-04-30T02:25:50.911-07:00</updated><title type='text'>Ocean View Property For Sale ? Buy Cheaply and With Big Capital Growth Potential</title><content type='html'>&lt;p&gt;People who took a chance and invested in coastal property in California, Hawaii and some parts of Florida with a $30,000 investment in any one of the three states mentioned above 30 years ago could have returned over $1,000,000.&lt;/p&gt;&lt;p&gt;Today Ocean view properties for sale here are expensive and Americans are looking elsewhere for property that?s cheap and has huge growth potential and getting an affordable slice of paradise&lt;/p&gt;&lt;p&gt;Where are they buying?&lt;/p&gt;&lt;p&gt;Ocean view property for sale can be purchased for just $60,000 and have huge growth potential and Americans are buying in increasing numbers in Central America.&lt;/p&gt;&lt;p&gt;Just a 3 hour flight away and yet ocean view property for sale is up to 70% cheaper than in the USA!&lt;/p&gt;&lt;p&gt;The main market is Costa Rica a safe, stable, friendly country with huge and growing foreign investment. Gains have been stunning for example.&lt;/p&gt;&lt;p&gt;Investors that purchased $30,000 of property in the town of Jaco, just 15 years ago are now worth as much as $750,000.&lt;/p&gt;&lt;p&gt;The Marriot Corporation which built its crown jewel of Latin America Los Suenos Resort and pre sold 50 condos of 2000 square feet for $250,000. The next year Marriot sold another fifty at $350,000. Now this years upper end units are being sold between $450,000 to $850,000.&lt;/p&gt;&lt;p&gt;The same scenario as California, Hawaii &amp; Florida?&lt;/p&gt;&lt;p&gt;The boom in Central America has only just started, record investment and migrants from the US will push prices higher and we could see similar increases here over the next 10 or 15 years as we have seen in the USA.&lt;/p&gt;&lt;p&gt;The boom is set to continue&lt;/p&gt;&lt;p&gt;More Americans than ever are buying second homes and much of the US is expensive, yet Costa Rica remains cheap and gives a high standard of living at lower cost in one of the most beautiful countries on earth.&lt;/p&gt;&lt;p&gt;Buyers of property get the same rights as residents, property tax is minimal and the process of buying and selling is easy.&lt;/p&gt;&lt;p&gt;The capital gains potential&lt;/p&gt;&lt;p&gt;Ocean view property for sale can and does make many savvy investors triple digit annual gains and they are doing this with low risk. Furthermore, they are also able to gain income from the buoyant rental market.&lt;/p&gt;&lt;p&gt;If you are looking for a holiday, a second home or an investment property, then look at the booming ocean view property for sale market in Central America, you will see similar potential for gains that existed in America 30 years ago and the boom has only just begun.&lt;/p&gt;&lt;p&gt;Consider the facts and get on board for big capital gains potential combined with low risk.&lt;/p&gt;&lt;p&gt;FREE REPORT&lt;/p&gt;&lt;p&gt;Showing you all you need to know to make big gains by investing in property&lt;/p&gt;&lt;p&gt;and all the facts about this exciting investment visit http://www.costaricalandlots.com&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3358797414076797085?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3358797414076797085/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3358797414076797085' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3358797414076797085'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3358797414076797085'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/ocean-view-property-for-sale-buy.html' title='Ocean View Property For Sale ? Buy Cheaply and With Big Capital Growth Potential'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-1139245550946414244</id><published>2009-04-29T02:25:00.001-07:00</published><updated>2009-04-29T02:25:49.939-07:00</updated><title type='text'>Budgeting for Baby</title><content type='html'>If you are expecting an addition to your family, or just planning on having a baby in the future, you need to start thinking about how you are going to budget for your little one. &lt;br&gt;Many first-time parents are shocked when they realize how much having a baby can cost. And I am not just talking about the doctor bills. It's all the little things, such as diapers, clothes, formula, baby food, and toys, that add up to cost big bucks! &lt;br&gt;&lt;br&gt;When my wife and I had our first child, we learned a lot about what we really needed and what was a waste of money. So now that we are seasoned veterans and expecting our second baby, we feel confident that we can avoid the same wasteful mistakes we made the first time around. &lt;br&gt;&lt;br&gt;Here is a list of 6 things that your baby can live without, followed by 4 things that we could not have lived without: &lt;br&gt;&lt;br&gt;Baby Wipe Warmer - An unnecessary waste. My daughter never fussed when we used baby wipes that were room temperature. Baby wipe warmers are just an attempt to get parents to spend more money on something they really do not need. &lt;br&gt;&lt;br&gt;Expensive Clothes - You are going to find that your little one will grow out of his or her clothes incredibly fast. It's one thing to spend a little extra for a nice dress or outfit for a holiday or special occasion. But it doesn't make sense to spend a fortune on clothes that will be worn only once or twice. Instead, choose the lower priced items (as long as the quality is satisfactory), especially for little onesies and sleepers. &lt;br&gt;&lt;br&gt;Another tip: don't remove the tags from babys clothes until they are ready to be worn. We have outfits that my daughter grew out of before she even had a chance to wear them. Since we had already removed the tags we were not able to exchange them for a bigger size. &lt;br&gt;&lt;br&gt;Brand Name Goods - Using generic items instead of brand names can save you hundreds of dollars per month. We used the brand name baby formulas for the first few months and then switched to the generic brand after we realized it cost 60% less. Not only did our little girl not mind the change, she actually seemed to prefer it. The generic brand seemed to give her less gas. &lt;br&gt;&lt;br&gt;Toddler Foods - When our baby was first learning to eat solid foods, we tried dozens of different flavors of baby food. We thought it was important for her to adjust to the new foods and to try a variety of flavors. &lt;br&gt;&lt;br&gt;But as soon as she got used to the new texture, we started making our own baby food. Carrots and sweet potatoes worked especially well when mixed in the food processor. &lt;br&gt;&lt;br&gt;And we never even bothered with the 'toddler foods'. They are an expensive waste. Look on the supermarket shelf and you will see the jars of diced fruits and vegetables 'just for baby'. But you know what? You can cut up a pear or a green bean yourself. It will save you money and you will know that the food is fresh. &lt;br&gt;&lt;br&gt;Large and Expensive Toys - When my daughter was born we spent several hundred dollars on toys for her to play with, plus we received many more as gifts. We got her all sorts of giant stuffed animals and high tech toys that danced or played music. &lt;br&gt;&lt;br&gt;Do you know what her favorite toy is? A squeaky bath toy shaped like a crab. It cost $1.49. She regularly pushes aside all of the fantastic toys we bought her for that inexpensive little crab. &lt;br&gt;&lt;br&gt;Now I'm certainly not telling you not to buy your little one anything expensive or fancy. Just keep in mind that she may just push it out of her way so she can play with the box. &lt;br&gt;&lt;br&gt;Baby Walkers - You hardly see these in stores anymore, but they can be found. Skip it. They are dangerous. Stick a baby in one of these and they can wheel themselves into trouble before you know it. There have been horrible incidents of children rolling down a flight of stairs or running into a table and knocking something down on top of themselves. &lt;br&gt;&lt;br&gt;The 4 BEST purchases we made... &lt;br&gt;&lt;br&gt;An ExerSaucer - An exersaucer looks very similar to a walker with one major difference...it doesn't move. The exersaucer stays firmly planted on the ground and allows the baby to 'stand' and play with all sorts of toys that are attached to it, plus any other toys you give to him. &lt;br&gt;&lt;br&gt;My daughter absolutely loved being in her exersaucer and it gave us a chance to get something done around the house while she was occupied. We knew she couldn't get into any trouble and we constantly changed the toys so she would not get bored. &lt;br&gt;&lt;br&gt;But be warned. Once baby becomes mobile he likely won't want to use it anymore. He can have a lot more fun crawling around getting into all sorts of trouble! &lt;br&gt;&lt;br&gt;The Best Car Seat You Can Afford - Keeping your baby safe is no joke. Having a quality car seat is vital in case you get into an accident. Be sure you read the manual and secure baby tightly each time you take her out. &lt;br&gt;&lt;br&gt;Also, contact your local police station and ask them if they offer free car seat installations and inspections. Most towns have a few officers who have received special training on installing car seats. If your town doesn't offer this service they can get you in touch with a neighboring town that does. Even the best car seat is useless if it is not installed correctly. &lt;br&gt;&lt;br&gt;Bundle Me - Unless you live in a climate that is warm all year-round, a Bundle Me is a great timesaver. It is basically a cozy blanket that fits into a car seat or stroller. Rather than bundling baby up in a snowsuit and blankets, just place her in the car seat and zip it up. You'll be surprised how warm she stays. &lt;br&gt;&lt;br&gt;It is especially handy when you have the type of car seat in which the base stays in the car and the seat pops out so you can carry it around. You can have baby all snuggled up inside rather than struggling to do it in the cold. &lt;br&gt;&lt;br&gt;Shopping Cart Cover - You've probably seen them in the supermarket. It's just a cloth or vinyl cover that goes over the top section of a shopping cart. The baby sits in it and it prevents her from touching the shopping cart with her hands or mouth. &lt;br&gt;&lt;br&gt;Many people will argue that this is unnecessary, but I see it as a valuable safety device. Countless numbers of hands have touched those shopping carts and who knows what kinds of germs they left behind. Keeping my little girl healthy is more than worth the $20 expense. &lt;br&gt; &lt;br&gt; &lt;br&gt; About the author:&lt;br&gt;   written by Mike Collins of &lt;br&gt;http://www.saving-money-and-living-debt-free.com&lt;br&gt;  &lt;br&gt;  &lt;br&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-1139245550946414244?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/1139245550946414244/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=1139245550946414244' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1139245550946414244'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/1139245550946414244'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/budgeting-for-baby.html' title='Budgeting for Baby'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-3734948120547438292</id><published>2009-04-28T02:25:00.001-07:00</published><updated>2009-04-28T02:25:47.969-07:00</updated><title type='text'>Avoiding Discriminatory Real Estate Practices</title><content type='html'>&lt;p&gt;Real estate agents should never say or imply that the presence of persons of a particular protected class (race, national origin, etc.) in a neighborhood could or will result in:&lt;/p&gt;&lt;p&gt;lower property values;&lt;/p&gt;&lt;p&gt;a change in the composition of the neighborhood;&lt;/p&gt;&lt;p&gt;a more dangerous neighborhood; or&lt;/p&gt;&lt;p&gt;a decline in the quality of the schools in the neighborhood.&lt;/p&gt;&lt;p&gt;Most real estate agents would not act in an overtly discriminatory way; for example, they wouldn?t raise the listing price because of the race of the prospective buyer. Yet some of these same agents might tell racial or ethnic jokes or make derogatory remarks about a particular group of people.&lt;/p&gt;&lt;p&gt;Although these jokes or remarks don?t necessarily indicate a willingness to actually discriminate in a transaction, a listener might assume that they do. Even listening or going along with inappropriate remarks can give the impression that the agent agrees with these discriminatory attitudes. Agents need to watch out for signs of such attitudes, in order to avoid helping others violate antidiscrimination laws.&lt;/p&gt;&lt;p&gt;Listing agents should make sure the seller is willing to follow the law, and decline to take the listing if the seller is not.Real estate agents should also provide equal service to buyers and sellers without regard to their race, creed, color, religion, national origin, ancestry, sex, marital status, familial status, age, or disability. For example, an agent should never refuse to show a property to a potential buyer based on discriminatory reasons.&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-3734948120547438292?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/3734948120547438292/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=3734948120547438292' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3734948120547438292'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/3734948120547438292'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/avoiding-discriminatory-real-estate.html' title='Avoiding Discriminatory Real Estate Practices'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-4195967171140463333</id><published>2009-04-27T02:25:00.001-07:00</published><updated>2009-04-27T02:25:51.662-07:00</updated><title type='text'>Glimpse On How To Install Infant Car Seats</title><content type='html'>How to install infant car seats is the most important question for all parents as safety is the prime concern especially for infants. So proper car seats should be selected or booster seats so that it gets installed properly and the safety of the passenger is maintained. Infants are generally unaware of the risk of danger and injury in accidents. The head, neck bones and the ligaments remains soft in infants and those areas are prone for injury. So to avoid any kind of injuries in crashes a rear facing seat that support the head and protect the spine, back and neck from the strength of accident is the best suited one. Once the infant car seat is properly installed and safety is maintained it minimizes the menace of fatality by seventy one percent.&lt;br /&gt;&lt;br /&gt;In the rear facing car seat the infant should be placed at the back of the car seat till the baby attains the age of one year and weight reaches to twenty pounds. Infants should be avoided in placing them in front of the car while riding as they can be injured by the side airbag of the passenger. Adults should follow the certain steps while installing infant car seats by taking care of the infant's safety rules.&lt;br /&gt;&lt;br /&gt;Proper installation angles with adjusters should be put up into the car seat and the angle should not be more than 45 degrees from vertical point so that seat is not flat for the infant to slide between straps. While going for a travel in a car the infants should not be wrapped in blankets rather infants should be dresses in proper outfit and the carrying handle should be downwards when the baby is in the car. The seat belts should be locked to ensure the safety of the child as the seat remains tight and while making the belt tight the knee should be placed in the seat and pushed down. It is necessary for al the parents to read the manual before installing proper infant car seat.&lt;br /&gt;&lt;br /&gt;I have been using government and police car auctions for more than 7 years. This is my business. I buy cars at a very low price and resell them later. At the website below you can read a review of the auction which provides me with great car deals every month.&lt;br /&gt;&lt;br /&gt;Police Auction Review&lt;br /&gt;&lt;br /&gt;Article Source: http://EzineArticles.com/?expert=SergeyPopov&lt;br /&gt;&lt;br /&gt;By Sergey Popov &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-4195967171140463333?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/4195967171140463333/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=4195967171140463333' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4195967171140463333'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4195967171140463333'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/glimpse-on-how-to-install-infant-car.html' title='Glimpse On How To Install Infant Car Seats'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6191730239559016926</id><published>2009-04-26T02:25:00.001-07:00</published><updated>2009-04-26T02:25:52.836-07:00</updated><title type='text'>Los Angeles Real Estate Experts: Selling Your Home in All Market Conditions</title><content type='html'>&lt;p&gt;Understanding the real estate market is a complicated task.  Currently, there are a number of areas in the United States that are experiencing a decrease in home sales.  There are many individuals who assume that this is not the time to sell their home, but those individuals may be making a life changing mistake.&lt;/p&gt;&lt;p&gt;If you live in or around the Los Angeles area and if you are interested in selling your home, you should. There may be a wide variety of different reasons why you would want to sell your home.  Whatever your reason for wanting to sell, you are encouraged not to use the real estate market as a guide.  There are a number of other factors that you should first consider.&lt;/p&gt;&lt;p&gt;As previously stated, not selling your home when you want to move could be a costly mistake.  This mistake is most often seen with individuals who need to move to another city or state to accept a new job.  How well your home sells should not be a deciding factor in whether or not you want to accept a new job.&lt;/p&gt;&lt;p&gt;Despite the fact that the Los Angeles area has seen a slight decrease in home sales, it is highly likely that you home will still successfully be sold.  The deciding factor will all depend on the condition of your home, its location, and the individual you turn to for assistance.  This assistance should come from a professional real estate agent.&lt;/p&gt;&lt;p&gt;Professional real estate agents are trained and experienced in the buying and selling of Los Angeles real estate.  Many agents go through extensive training.  This training educates them in ways to target new home buyers and teaches them how to make a traditional home more appealing.  If you are concerned with the status of the current Los Angeles real estate market, an agent could provide you with valuable information and assistance.&lt;/p&gt;&lt;p&gt;If you are interested in finding an agent who specializes in the Los Angeles real estate market, you can do so a number of ways.  Most homeowners search for a real estate agent or company by using the internet and their local phone book.  Each should provide you with a large number of qualified agents in the area.&lt;/p&gt;&lt;p&gt;Since local phone books and the internet are both likely to produce a number of results, there are many homeowners who wonder which agent they should use.  The best way to determine an agent?s experience with the Los Angeles real estate market is to speak with them directly.  It may be possible to schedule a free consultation appointment with a number of real estate agents. Information can also be exchanged over the phone or online.&lt;/p&gt;&lt;p&gt;Taking the time to speak directly with a real estate agent will enable you to determine their experience with the Los Angeles real estate market.  This experience could help you sell your Los Angles home, even at a time when home sales are on the decline.&lt;/p&gt;&lt;p&gt;Brad Horn is a writer for 1 percent realtor where you can find a great resource for information regarding  Los Angeles Real Estate&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6191730239559016926?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6191730239559016926/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6191730239559016926' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6191730239559016926'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6191730239559016926'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/los-angeles-real-estate-experts-selling.html' title='Los Angeles Real Estate Experts: Selling Your Home in All Market Conditions'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8576292087158705324</id><published>2009-04-25T02:25:00.001-07:00</published><updated>2009-04-25T02:25:50.536-07:00</updated><title type='text'>Loan Officer Training: The Truth About Realtor Marketing</title><content type='html'>&lt;p&gt;Why can't I get more loans from realtors? Why are realtors  so difficult to work with? Nearly every loan officer has asked  him/herself one of these questions at some point. Unfortunately, while there  are plenty of companies that claim to offer solutions, many of these so  called solutions turn out to be nothing more than the same  information you have seen a thousand times before.&lt;/p&gt;&lt;p&gt;Thankfully, this article is not the same old information repackaged to  look new. In fact, my goal in writing this article is to open up the  eyes of as many originators as I can to the truth about marketing to  realtors.&lt;/p&gt;&lt;p&gt;With this being such a broad topic, it is difficult to find a good  starting point. I finally decided to begin with a discussion about why  realtors act the way they do. I decided on this as a starting point because  of the fact that so many loan officers seem to complain about the  attitude they seem to encounter when marketing to realtors. Here are the  most common complaints I hear in regards to agents:&lt;/p&gt;&lt;p&gt;*Realtors are too hard to work with&lt;/p&gt;&lt;p&gt;*Realtors already have loan officer relationships&lt;/p&gt;&lt;p&gt;*Realtors stick their nose in my business&lt;/p&gt;&lt;p&gt;*Realtors expect too much&lt;/p&gt;&lt;p&gt;*I can't deal with the condescending attitude&lt;/p&gt;&lt;p&gt;These are just a few of the many complaints I have heard from loan  officers around the country. If you're reading this article then I'm  sure you have some of these complaints as well. Perhaps you contacted a  few realtors yourself only to be greeted with a negative tone and  attitude? If so, then now it is time to find some answers.&lt;/p&gt;&lt;p&gt;Answers, We have some!&lt;/p&gt;&lt;p&gt;In order for us to understand why we are treated the way we are when  attempting to build realtor relationships, we need to experience exactly  what agents experience. We can do this by looking at the past few  years.&lt;/p&gt;&lt;p&gt;In the last few years market conditions have been favorable enough to  allow just about anyone with decent sales skills to enter the field and  earn a very comfortable living. This continued long enough for mortgage  companies to resign themselves to hiring just about anyone with a  breath and a pulse just to keep up with the demand for refinances.&lt;/p&gt;&lt;p&gt;While this may have worked out well for those doing the hiring, it  wreaked havoc on the reputation of those who are in this business for the  long haul. Even under the best of conditions loan officer education  tends to leave the student thirsty for proper education, so you can imagine  the depth of training that is offered when speed is the primary focus.&lt;/p&gt;&lt;p&gt;Let's go a little deeper into this scenario and fast forward to our  current market condition. As interest rates have moved upward and the  easy deals have dried up, many of these loan officers who have survived  on nothing more than refinances for the past year or two are now  receiving a wake up call. With the easy business gown, many of these  originators have either exited the business or attempted to replace the  refinance income with purchase business.&lt;/p&gt;&lt;p&gt;It doesn't take much of an imagination for you to visualize the  outcome of this scenario. Thousands of desperate loan officers who have  never originated a purchase transaction before can easily create a negative  image of our profession. In fact a recent survey was conducted to rate  the level of consumer confidence in various professions. The results  showed that consumer trust in loan officers was only slightly higher than  the profession of used car salesman. What does that tell you?&lt;/p&gt;&lt;p&gt;Now imagine that you are a real estate agent and your paycheck depended  on this group of individuals. Imagine how often these agents have been  hit up for business by desperate loan officers.&lt;/p&gt;&lt;p&gt;In fact, you don't even have to imagine as we have some figures for  you. After conducting a survey with over 100 local real estate agents  (Midwest) we found that the average realtor is contacted for business by  loan officers an average of 35 times per week! Think about that for a  moment.&lt;/p&gt;&lt;p&gt;Whenever you begin to wonder why a realtor is somewhat short with you  on the phone, remind yourself that this could be the 35th time this  agent has been contacted this week. To be fair, I do need to clarify that this number of 35 contacts per  week does include direct mail and email as well. However this does not  include all of the other affiliates who are also looking for business  such as title reps, real estate attorneys and appraisers.&lt;/p&gt;&lt;p&gt;If you were to stop and consider the implications of this information,  you would realize that this means that each month, the average realtor  is receiving around 140 messages that are intended to ask for business  in one way or another.&lt;/p&gt;&lt;p&gt;That's a lot of marketing chatter to filter through! If this agent  has been in business for even one year, this means that he/she has  listened to thousands of messages from other loan officers and has probably  heard just about every beat around the bush approach and promise  you could imagine.&lt;/p&gt;&lt;p&gt;How long do you think it would take for you to build up a wall of sales  resistance in a similar situation? Just think about the way we treat  telemarketers if they call and interrupt dinner a few times in one night?  Are we eager to hear their sales message, or do we blow them off?  Perhaps we even join the Do Not Call list to actively protect ourselves from  hearing these sales messages. Are you beginning to see how agents must  feel?&lt;/p&gt;&lt;p&gt;One other thing to keep in mind is that throughout these thirty five  contacts per week the number 1 most common pitch heard by these agents is  I'm here to help you build your business. or I have leads to  share with you. A close second is We have great service and great  products.&lt;/p&gt;&lt;p&gt;If everyone else is using this approach, what do you think happens when  you do too? You are brushed off as just another loan officer who  over-promises and under-delivers just like everyone else.&lt;/p&gt;&lt;p&gt;This is definitely not the first impression we want to make with  agents. As if this weren't bad enough we also cannot forget about the loan  officers who are willing to do or say anything to get a loan. These are  the people who are giving us a bad name in the industry and destroy our  credibility. Just about every real estate agent has worked one time too  many with a loan officer who caused major problems throughout the  purchase process through lack of communication, and underhanded tactics.&lt;/p&gt;&lt;p&gt;With all of this going on, it's time for us to stand up and take  responsibility for our current situation. If we are using techniques and  scripts that make us appear to be just like every other loan officer out  there, is it any wonder that we keep hearing the same objections over  and over again?&lt;/p&gt;&lt;p&gt;Once we take responsibility for this situation, we are free to do  something about it. The great thing about this process is that once we  minimize this problem, we minimize others as well. For instance, have you  ever worked hard to get an appointment with a real estate agent, work  hard to impress him/her during the meeting, only to hang your head in  frustration as the agent promises to give you business, but never delivers?&lt;/p&gt;&lt;p&gt;The solution to this problem is just about the same as the solution to  the first problem. See, both of these attitude patterns are caused by  either a lack of trust or a lack of credibility, or we simply have not  demonstrated enough value to justify the agent taking the risk of using  a new loan officer.&lt;/p&gt;&lt;p&gt;Whenever a real estate agent uses a new and untested loan officer you  need to realize that not only are they risking an unpleasant process,  but also their entire paycheck, credibility and potential for referrals.  If an agent sends a client to you and things go wrong, the finger of  blame is pointing at both you and the agent.&lt;/p&gt;&lt;p&gt;Now that we have seen some of the causes of the problems we face when  working with realtors, we want to discuss the solution. In the name of  keeping this article relatively short and free of fluff, I have created  a second article dedicated to offering solutions to the problems  discussed here.&lt;/p&gt;&lt;p&gt;You are only moments away from receiving part 2 of this series. To  receive the solution to the problems discussed here, simply forward your  request to averagejoelo@hotmail.com. You will receive part two shortly.  Have you signed up to participate in my free marketing training calls?  Why not sign up for our next call when requesting this article? Space is  limited so RSVP early!&lt;/p&gt;&lt;p&gt;Average Joe L.O. provides marketing solutions that are designed with the 'average' loan officer in mind. If you are tired of the hype, and are looking for real world solutions to generating more business feel free to take advantage of our free articles,videos and audio downloads at http://www.averagejoelo.com&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8576292087158705324?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8576292087158705324/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8576292087158705324' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8576292087158705324'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8576292087158705324'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/loan-officer-training-truth-about.html' title='Loan Officer Training: The Truth About Realtor Marketing'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-8041467736845706179</id><published>2009-04-24T02:25:00.001-07:00</published><updated>2009-04-24T02:25:51.453-07:00</updated><title type='text'>Everything You Need To Know About Tenant Occupied Properties</title><content type='html'>&lt;p&gt;Investor update on where you stand with tenant occupied properties and how they affect your investment.  First things first, the law.  The Residential Tenancy act applies to residential tenancies in British Columbia.  It contains exceptions for tenancies such as not for profit housing cooperatives, accommodation provided to students or employees and living accommodations occupied as vacation or travel accommodations.  However, the residential tenancy act should not be used for commercial properties as it dos not apply.  Also tenancy?s occupied by a mobile home park are regulated by the Manufactured home park tenancy act and not the residential tenancy act.&lt;/p&gt;&lt;p&gt;Here?s what you need to know:&lt;/p&gt;&lt;p&gt;Written tenancy agreements have been in effect since January 1st, 2004.  Every agreement between an landlord and tenant must be in writing.  The act requires that the tenancy agreement set out the standard terms which are included as a schedule to the Residential Tenancy Regulation.  Remember to use legal names of the landlord and the tenant with the address and rental unit, date of tenancy agreement and all agreed terms included into the contract.  You could use your own contract.  However, if you phone a property manager in the British Columbia or Calgary area, you could obtain a contract from one of them.  They can also offer several advantages to managing your property.   Re-Keying Locks is a job that must be preformed by the landlord, if requested by the tenant.  The landlord MUST re-key the locks as to prevent the previous tenant to enter into the rental unit.  The cost of the re-keying or altering the lock must be paid by the landlord and under no circumstance be paid by the tenant in British Columbia Rentals or Alberta Rentals.&lt;/p&gt;&lt;p&gt;A Landlord may also require an additional deposit if the tenant wishes to have a pet.  This deposit permits the tenant to keep the pet in the rented property.  This deposit may not be greater than the equivalent of one half of one months rent.&lt;/p&gt;&lt;p&gt;A Landlord may also require a deposit for keys or access devices.  For example:  garage door openers or security keys.&lt;/p&gt;&lt;p&gt;A landlord can increase the rent annually after giving three months notice.  Rent may be increased by a percentage equal to the consumer price index plus 2%.  This dispute can be made by a tenant in arbitration.  However, if the landlord is within the permitable increase then the landlord is within his rights.&lt;/p&gt;&lt;p&gt;Landlord may enter the property but must provide 24 hours notice to the tenant. However, if the tenant gives permission,  the landlord may enter at the time requested.&lt;/p&gt;&lt;p&gt;An investor or landlord is not required to have pets in his or her investment.  Pets may be restricted or prohibited by a landlord.  Although a landlord can require a pet deposit, the landlord cannot request more then one pet deposit.  The landlord is only allotted one pet deposit which should cover all pets owned by the tenant. Also a tenant can end a tenancy agreement for illegal activity being carried out by the tenant or guest of the tenant.  If this illegal activity has caused or might cause damage to the landlords property then the landlord may end the agreement.  All advice given should not be relied upon in any legal manner and you should always approach your lawyer, realtor or property manager for help in these manners. They are the professionals.&lt;/p&gt;&lt;p&gt;Shane Toews is a Licenced Realtor who helps others to educate themselves on current real estate issues. He also provides assistance on how to locate quality homes, apartments or vacation rentals in Canada's Fraser Valley area. Visit his website RentFraserValley.com for more information on Canada's Fraser Valley Real Estate Market&lt;/p&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-8041467736845706179?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/8041467736845706179/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=8041467736845706179' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8041467736845706179'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/8041467736845706179'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/everything-you-need-to-know-about.html' title='Everything You Need To Know About Tenant Occupied Properties'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-6296681860861824638</id><published>2009-04-23T02:25:00.001-07:00</published><updated>2009-04-23T02:25:53.499-07:00</updated><title type='text'>Warrior Woman  Ida B. WellsBarnett</title><content type='html'>&lt;p&gt;In the latter part of nineteenth century, social theories from Ida B. Wells-Barnett were forceful blows against the mainstream White male ideologies of her time.  Ida Wells was born on July 16, 1862, in Holly Springs, Mississippi. It was the second year of the Civil War and she was born into a slave family. Her mother, Lizzie Warrenton, was a cook; and her father, James, was a carpenter. Ida's parents believed that education was very important and after the War, they enrolled their children in Rust College, the local school set up by the Freedmen's Aid Society (Hine 1993). Founded in 1866, the Society established schools and colleges for recently freed slaves in the South, and it was at Rust College that Ida learned to read and write.&lt;/p&gt;&lt;p&gt;Everything changed for Ida the summer she turned sixteen. Both of her parents and her infant brother died during a yellow fever epidemic, and Ida was left to care for her remaining five siblings. She began teaching at a rural school for $25 a month and, a year later, took a position in Memphis, Tennessee, in the city's segregated black schools. Upon arriving in Memphis were teaching salaries were higher than Mississippi, Wells-Barnett found out that even though there was a stronger demand for literate individuals to teach, there was a stronger need for qualified ones. According to Salley (1993), because she needed qualifications in order to teach, she enrolled into Fisk University and gained her qualification in under a year.             While returning to Memphis from a teaching convention in New York, she was met with racial provocation for the first time while traveling by railway.  Ida was asked by the conductor to move to the segregated car, even though she had paid for a ticket in the ladies coach car.&lt;/p&gt;&lt;p&gt;She refused to leave, and bit the conductor's hand as he forcibly pushed her from the railway car.  She sued the Chesapeake and Ohio Railroad, and was awarded $500 by a local court.  Even though she won the case, the headlines read, ?DARKY DAMSEL GETS DAMAGES,? and the decision was appealed to the Tennessee Supreme Court and was reversed (Bolden, 1996). She was ordered to pay court frees in the amount of $200.  This incident infuriated Ida and spurred her to investigate and report other incidents of racism.            Outraged by the inequality of Black and White schools in Memphis and the unfairness of Jim Crow segregation, Ida became a community activist and began writing articles calling attention to the plight of African Americans. She wrote for a weekly Black newspaper called The Living Way.             Wells-Barnett?s teaching career ended upon her ?dismissal in 1891 for protesting about the conditions in Black schools? (Salley, 1993, p.115).  During her time as a school teacher, Wells-Barnett along with other Black teachers was said to have gathered and ?shared writing and discussion on Friday evening, and produced a newspaper covering the week's events and gossip.? (Lengermann and Niebrugge-Brantley, 1998, p.151). The newspaper was officially established and published and distributed under the name Memphis Free Speech and Headlights throughout the Back community a year after she was dismissed.             It has been said that her motivation to become a social analyst was the results of her involvement with the Memphis Free Speech and Headlights both as editor and columnist under the pen name Lola and as part owner. Unfortunately, her printing press was destroyed and she was run out of town by a White mob (Sally, 1993).             After getting dismissed from her teaching position, her  attention then shifted from schools to the issue that would dominate her work for most of her life; lynching.  Lynching was the brutal and lawless killing of Black men and women, often falsely accused of crimes, and usually perpetrated by sizable violent mobs of Whites.&lt;/p&gt;&lt;p&gt;It was during this Reconstruction Era, after the Civil War, that Black men made immediate civil gains such as voting, holding public office, and owning land. Yet, groups like the Ku Klux Klan (KKK) developed at the turn of the century as a response. They made it difficult for Southern Blacks to vote or live in peace, attempting to maintain White supremacy through coercion and violence, including lynching (Salzman, 2004) .             Infuriated by the Memphis lynching in 1892, which involved a close friend,  Ida expressed her grief in an editorial: ?The city of Memphis has demonstrated that neither character nor standing avails the Negro if he dares to protect himself against the White man or become his rival.  There is nothing we can do about the lynching now, as we are outnumbered and without arms. There is therefore only one thing left we can do; save our money and leave town which will neither protect our lives and property, nor give us a fair trial in the courts, when accused by White persons? (Hine, 1993).&lt;/p&gt;&lt;p&gt;At the same time Wells saw what lynching really was; an excuse to ?keep the nigger down? and execute Blacks ?who acquired wealth and property.? (Duster, 1971)  This sparked her investigation into the causes of lynchings.  Since Whites could no longer hold Blacks as slaves they found in mob violence a different means of maintaining a system of ?economic, psychological, and sexual exploitation? (Duster, 1971).&lt;/p&gt;&lt;p&gt;In addition, the result of her investigation and editorial sparked the Black community to retaliate and encourage all who could to leave, and those who stayed to boycott the city Railroad Company.  Ida saw the success of the boycott, and asserted, ?the appeal to the White man's pocket has ever been more effectual than all appeals ever made to his conscience.? (Duster, 1971.)&lt;/p&gt;&lt;p&gt;As mentioned earlier, because of Well-Barnett's racial identity, her social theory was well shaped by the events unfolding within her community as experienced by the first generation of African-Americans after Emancipation (Lengerman and Niebrugge-Brantley, 1998). According to Lengerman and Niebrugge-Brantley (1998): ?This community took as one assumption that White dominance and its accompanying doctrine of White supremacy had to be confronted. American social Darwinists were giving doctrine of White intellectual legitimacy to Whites, which at this time meant Anglo-Saxon, imperialism abroad and supremacy at home, providing dogma such as that in James K. Hosmer?s?Short History of Anglo-Saxon Freedom?(p. 159).             Wells-Barnett's social theory is considered to be a radical non-Marxian conflict theory with a focus on a ?pathological interaction between differences and power in U.S. society.  A condition they variously label as repression, domination, suppression, despotism, subordination, subjugation, tyranny, and our American conflict.? (Lengerman and Niebrugge-Brantley, 1998, p.161).&lt;/p&gt;&lt;p&gt;Her social theory was also considered ?Black Feminism Sociology,? and according to Lengerman and Niebrugge-Brantley (1998), there was four presented themes within the theory: one, her object of social analysis and of a method appropriate to the project; two, her model of the social world; three, her theory of domination and four, her alternative to domination. Although those four themes were present in her theory, one could assume that the major theme above the four was the implication of a moral form of resistance against oppression, which is not farfetched seeing that oppression was the major theme in her life.&lt;/p&gt;&lt;p&gt;She used an amazingly straight-forward writing style to prove a very bold argument against lynching, discrediting the excuse of rape and other excuses. Wells used specific examples and sociological theories to disprove the justifications of lynching made by Southerners.  Within her pamphlets, Wells portrays the views of African-Americans in the 1890s.             Southerners allowed widespread lynchings while hiding behind the excuse of ?defending the honor of its women.?(Jones-Royster, 1997).&lt;/p&gt;&lt;p&gt;The charge of rape was used in many cases to lynch innocent African-American men. The victim's innocence was often proved after his death. Wells states that the raping of White women by Negro men is an outright lie. Wells supports her statements with several stories about mutual relationships between White women and Black men.  White men are free to have relationships with colored women, but colored men will receive death for relationships with white women (Duster, 1971). As shown by Wells, the excuses used by Whites to torture and murder African-Americans were false. In no way can these kinds of crimes ever be truly justified because of the victim's crimes. Perhaps the most obvious reasons these crimes happened are hate and fear. Differences between groups of people have always caused fear of the unknown, which translates into hate. Whites no longer depended on African-American slave labor for their livelihood. When African Americans were slaves they were considered ?property? and ?obviously, it was more profitable to sell slaves than to kill them?(Jones-Royster, 1997). With all restraint of ?property? and ?profit? lifted, Whites during and after Reconstruction were able to freely give into their fear and hate by torturing and killing African-Americans.&lt;/p&gt;&lt;p&gt;Wells' investigations revealed that regardless of whether one was poor and jobless or middle-class, educated, and successful, all Blacks were vulnerable to lynching.  Black women, too, were victimized by mob violence and terror. Occasionally they were lynched for alleged crimes and insults, but more often these women were left behind as survivors of those lynched. Up to this time, African-Americans had almost never been free from some form of persecution; the period of Reconstruction was particularly difficult. With the occurrences of lynching steadily increasing with no hope of relenting, their new found freedom ensured little safety.             Eventually, Wells was drawn to Chicago in 1893 to protest the racism of the exclusion of African Americans from the World's Fair. With the help of Frederick Douglass, she distributed 20,000 pamphlets entitled ?The Reason Why the Colored American is Not in the Columbian Exposition.? On June 27, 1895, she married Ferdinand Lee Barnett, lawyer and editor of the Chicago Conservator, and continued to write while raising four children with him (Duster, 1971).&lt;/p&gt;&lt;p&gt;Ida believed firmly in the power of the vote to effect change for African-American men and women. She saw enfranchisement as the key to reform and equality, and she integrated the Women's Suffrage movement by marching in the 1913 Suffrage Parade in Washington, D.C., with the all White Illinois delegation (Sterling, 1979).            She continued to write in her later years, and remained one of the most widely syndicated Black columnists in America. She published articles on race issues and injustices that were printed in African-American newspapers nationwide. Toward the end of her life, Ida worked to address the social and political concerns of African-Americans in Chicago. She made an unsuccessful run as an independent candidate for the Illinois State Senate in 1930, and died the next year of the kidney disease uremia (Duster, 1971).            Wells-Barnett's influence was profound. When the federal government built the first low-income housing project in Chicago's ?Black belt? in 1940, it was named in her honor (Sterling, 1979). Her autobiography was published posthumously by her daughter, Alfreda Duster in 1971.             In Chicago, she helped to found a number of Black female and reform organizations, such as the Ida B. Wells Club, the Alpha Suffrage Club of Chicago, and the Chicago Negro Fellowship League. She also served as director of Chicago's Cook County League of Women's Clubs. These clubs were a means for Blacks to join together for support and to organize to effect change (Duster, 1971). At the national level, Wells-Barnett was a central figure in the founding of the National Association of Colored Women, a visible organization that worked for adequate child care, job training, and wage equity, as well as against lynching and transportation segregation.&lt;/p&gt;&lt;p&gt;Ida B. Wells-Barnett's passion for justice made her a tireless crusader for the rights of African Americans and women. She was a social reformer, a suffragist, a civil rights activist, and a philanthropist.   Her writings, regardless of the risk to her safety and life, raised public awareness and involvement to address a number of social ills resulting in the oppression or murder of African Americans.             Her service of time through the creation of myriad clubs and organizations improved the lives of her people. Her work in Chicago, in her final years, focused on providing for the needs of the city's African American population. Modeled after Jane Addams' Settlement House efforts, Wells created urban houses for Black men, where they could live safely and have access to recreational amusements while they searched for employment (Hines, 1993).            Ida B. Wells-Barnett is sometimes referred to as the ?Mother of the Civil Rights movement.? She refused to be moved from the Whites only railway car eighty years before the famous Rosa Parks held her seat on an Alabama bus. She encouraged the Black community to take steps to gain political rights, using the same means that would successfully be used much later during the Civil Rights movement such as economic and transportation boycotts (Hines, 1993).&lt;/p&gt;&lt;p&gt;In similar fashion to Margaret Sanger (of the Birth Control movement) and Susan B. Anthony (of the Women's Suffrage movement), Wells-Barnett was a woman who dedicated her entire life to upholding her firm beliefs about social reform. She began by writing about the disparity in education and school conditions for Black children and spent much of her life working to abolish lynching through public awareness (Hines, 1993). Ida, through her example, writings, speaking, and service in various organizations, elevated the voice of women's equality and suffrage. She was a pioneering Black female journalist, and led a very public life in a time when most women, Black or White, did not actively participate in the male political realm.            Ida B. Wells-Barnett was connected to many prominent leaders and reformers, male and female, during her lifetime. Among them: Jane Addams (1860-1935) was a social reformer, social worker and the founder of Chicago's Hull House, the most famous of the settlement houses. Addams and Wells-Barnett successfully worked together to block the segregation of Chicago's public schools (Sterling, 1979).             She was also connected to W.E.B. DuBois (1868-1963) who was a famous Black scholar, sociologist, researcher, writer, and civil rights activist who voiced opposition to the accomodationist views of his contemporary, Booker T. Washington (1856-1915).  Washington urged African Americans to focus on self-improvement through education and economic opportunity instead of pressing Whites for political rights.&lt;/p&gt;&lt;p&gt;Ida B. Wells outwardly disagreed with Booker T. Washington's position on industrial education and was mortified with his implication that ?Blacks were illiterate and immoral, until the coming of Tuskegee.? (Hine, 1993)   Outraged by his remarks, she considered his rejection of a college education as a ?bitter pill.? (Hine, 1993).  She wrote an article entitled ?Booker T. Washington and His Critics? regarding industrial education.  ?This gospel of work is no new one for the Negro.  It is the South's old slavery practice in a new dress.? (Hine, 1993).&lt;/p&gt;&lt;p&gt;She felt that focusing only on industrial education would limit the opportunities of aspiring young Blacks and she saw Washington as no better than the Whites that justified their actions through lynching.  Wells-Barnett joined DuBois in his belief that African Americans should militantly demand civil rights, and the two worked together on several occasions, most substantially as co-founders of the NAACP.            The National Association for the Advancement of Colored People (NAACP), of which Ida B. Wells-Barnett was a founding member, is still a thriving organization with thousands of members nationwide (Hines, 1993).  The association continues to advocate and litigate for civil rights for African Americans.&lt;/p&gt;&lt;p&gt;Two of the primary issues on which Wells-Barnett worked on, anti-lynching and women's suffrage, are now defunct issues. Lynching is a federal crime and women received the vote in 1920 with the passage of the Nineteenth Amendment to the Constitution. For this reason, related groups that arose at the time, such as the Anti-lynching League, the Freedmen's Aid Society, and the National Association of Colored Women are no longer in existence. Yet, the League of Women Voters was created as an outgrowth of the suffragist movement, and is an organization that still educates men and women about their responsibilities as voters.            Wells-Barnett's contribution to the field of sociology is so significant that her work ?predates or is contemporaneous with the now canonized contributions of White male thinkers like Emile Durkheim, Max Weber, George Simmel, and George Herbert Mead, as well as the contributions of White female sociologists like Adams, Gilman, Marianne Weber, Webb, and the Chicago Women? (Lengerman and Niebrugge-Brantley, 1998, p.171).              Ms. Wells-Barnett is an inspiring example of the power of the written word and the determination to succeed despite the odds.  She was an African American woman, the daughter of slaves and considered the lowest of the low on the historical totem pole in American society and her tenacity, ambition, courage and desire for justice changed history. She was direct and possessed strength during a time when this was unheard of by a woman, especially a Black woman.  A reformer of her time, she believed African-Americans had to organize themselves and fight for their independence against White oppression.  She roused the White South to bitter defense and began the awakening of the conscience of a nation.&lt;/p&gt;&lt;p&gt;Through her campaign, writings, and agitation she raised crucial questions about the future of Back Americans.  Today African-Americans do not rally against oppression like those that came before.  Gone are the days when Blacks organized together; today Blacks live in a society that does not want to get involved as a whole.  What this generation fails to realize is that although the days of Jim Crow have disappeared, it is important to realize that the fight for equality is never over.             In the preface of On Lynching: Southern Horrors, A Red Record and A Mob Rule in New Orleans (a compilation of her major works), she writes, ?The Afro-American is not a bestial race. If this work can contribute in any way toward proving this, and at the same time arouse the conscience of the American people to a demand for justice to every citizen, and punishment by law for the lawless, I shall feel I have done my race a service. Other considerations are of minor importance? (Wells, 1969). &lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-6296681860861824638?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/6296681860861824638/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=6296681860861824638' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6296681860861824638'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/6296681860861824638'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/warrior-woman-ida-b-wellsbarnett.html' title='Warrior Woman  Ida B. WellsBarnett'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-4333865877484101699</id><published>2009-04-22T02:25:00.001-07:00</published><updated>2009-04-22T02:25:51.986-07:00</updated><title type='text'>Alicante Car Rental Made Easy</title><content type='html'>&lt;p&gt;The most popular and convenient way to get around in Alicante, Spain is to rent a car.  Whether you?re traveling up the Costa Blanca to Benidorm, or staying in Alicante to sightsee, it?s great to have a car at your disposal.  Renting is simple to do, and depending on your itinerary, it will generally be more cost-effective than any other mode of transportation.  There are several key things to take note of before you go.&lt;/p&gt;&lt;p&gt;Alicante Car Rental&lt;/p&gt;&lt;p&gt;When you land at the airport in Alicante, you?ll find several different car rental companies to choose from, including worldwide names such as Avis and Hertz, and regional companies like Auriga and Centuaro.  They?re easily accessible from the arrival area.&lt;/p&gt;&lt;p&gt;It?s best to book your car rental before your vacation to ensure you get the best price.  Also, depending on when you?re traveling, it?s a good idea to pre-arrange a car in advance to be sure that you?ll have one when you arrive.  Particularly in the summer, which is peak season in Alicante, you?ll find that rental inventory goes quickly.&lt;/p&gt;&lt;p&gt;You can use several different ways to reserve your car.  You can book online, through a travel agent, or directly with the company you select.  Many times you can find a great deal on a car rental as part of a vacation package.  Be sure to shop several companies for the best rates.  When shopping, include any additional charges, such as insurance, as well as any restrictions that will apply, to get a clear picture when comparing prices.&lt;/p&gt;&lt;p&gt;The car doesn?t always have to be picked up at the airport, though for some, that?s most convenient.  Sometimes you?ll find that renting in town is more affordable than renting at the airport.  Think about where you?ll be picking up and dropping off to ensure that you?ll have transportation to and from the rental location.  If you?re renting from a location other than the airport, most companies offer complimentary transportation to the rental company.&lt;/p&gt;&lt;p&gt;Don?t Forget the Extras&lt;/p&gt;&lt;p&gt;Consider any extra features or charges when renting.  Find out what?s included in the price.  Some rental companies may include insurance in their cost, some may not.&lt;/p&gt;&lt;p&gt;One important issue to address is whether or not you?ll need to bring a child safety seat.  You may have already brought it for the flight, and it?s a simple procedure to get it into the rental car.  Or you may have planned to rent one once you arrived.  Either way, if you have an infant or child in the car, Spanish law states that he or she must be secured in a safety seat.  If a rental company provides it, there?s an additional charge.&lt;/p&gt;&lt;p&gt;Be sure to get a car with air conditioning.  It might be an obvious feature, but one you may not realize you need until you?re in the sweltering heat of Alicante without it.&lt;/p&gt;&lt;p&gt;Careful planning and review of all of your options will ensure you have the best possible car rental experience.&lt;/p&gt;&lt;p&gt;Peter Wilson's detailed articles are found on lots of websites linked to Benidorm. You might find out more about his articles on Alicante car rental over at http://www.alicante-spain.com/alicantecarrental.html and different sources for Alicante car rental news.&lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-4333865877484101699?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/4333865877484101699/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=4333865877484101699' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4333865877484101699'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/4333865877484101699'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/alicante-car-rental-made-easy.html' title='Alicante Car Rental Made Easy'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-814415753118008514</id><published>2009-04-21T02:25:00.001-07:00</published><updated>2009-04-21T02:25:55.512-07:00</updated><title type='text'>The diversity offered by promotional bags</title><content type='html'>&lt;p&gt;There?are a plethora of different styles to choose from when selecting promotional bags for your campaign.&lt;/p&gt;&lt;br /&gt;    &lt;br /&gt;        &lt;br /&gt;      &lt;br /&gt;  &lt;br /&gt;  &lt;P&gt;With such a diverse selection of promotional bags available ? from business bags, laptop bags and backpacks to sports bags, travel bags, tote bags and cooler bags ? the choice can be a bit overwhelming and it may prove difficult to know which bag is the right one to meet your needs. &lt;/P&gt;&lt;br /&gt;&lt;P&gt;Promotional bags are extremely popular with companies looking to reward loyal customers and employees or to make an impact on potential customers at events such as exhibitions, trade shows, conferences, fundraising or sporting events.&lt;/P&gt;&lt;br /&gt;&lt;P&gt;There is a bag for every purpose. Promotional bags range from basic single compartment budget bags to more sophisticated multi-pocketed laptop backpacks, and everything in between. &lt;/P&gt;&lt;br /&gt;&lt;P&gt;Inexpensive tote and drawstring bags are great for everyday use and are particularly popular for use as promotional giveaways at events, whilst conference and document bags are perfect for handing out to delegates at conferences and seminars. All offer instant visibility and brand recognition with a high perceived value relative to their low unit cost.&lt;/P&gt;&lt;br /&gt;&lt;P&gt;Sports bags and travel bags are available in a wide variety of styles and price points. They lend themselves perfectly for use in internal promotional incentives, when a more stylish gift is called for. &lt;/P&gt;&lt;br /&gt;&lt;P&gt;Executive quality leather business and laptop bags offer a superior finish and greater longevity. These premium bags are therefore mainly reserved for use as high class corporate gifts.&lt;/P&gt;&lt;br /&gt;&lt;P&gt;The diversity offered by promotional bags means they are an ideal marketing tool, whether used as promotional giveaways, corporate gifts, for sales promotions or incentives.&lt;/P&gt;&lt;br /&gt;  &lt;p class=xt-small-regular&gt;Source: Free Articles from ArticlesFactory.com&lt;/p&gt;&lt;br /&gt;&lt;br /&gt;    &lt;p&gt;&lt;br /&gt;    ABOUT THE AUTHOR&lt;br /&gt;  &lt;br&gt;&lt;br /&gt;  praveen samra&lt;br /&gt;  &lt;/p&gt;&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-814415753118008514?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/814415753118008514/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=814415753118008514' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/814415753118008514'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/814415753118008514'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/diversity-offered-by-promotional-bags.html' title='The diversity offered by promotional bags'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-7111945981110707663</id><published>2009-04-20T02:25:00.001-07:00</published><updated>2009-04-20T02:25:53.845-07:00</updated><title type='text'>Mental Health Jobs offer Rewarding Career</title><content type='html'>&lt;br&gt;&lt;p&gt;Many people have already found rewarding careers in the field of &lt;br /&gt;mental health, &lt;br /&gt;enhancing and treating the emotional and psychological well being of others. &lt;br /&gt;There are many types of jobs that allow people to work in the field, working &lt;br /&gt;with people of all ages and all types of cases. Positions range from associates &lt;br /&gt;degrees to post-graduate training, with work ranging from research to patient &lt;br /&gt;interaction. . &lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br /&gt;Counselor-Family, child, or marital. Counseling is one of the most prominent fields &lt;br /&gt;in mental health. It requires a master's degree in counseling and well as &lt;br /&gt;licensure and certification. Half of counselors are employed by local or state &lt;br /&gt;government, while others are employed by mental health facilities. Many &lt;br /&gt;counselors work in school providing career and education services, as well as &lt;br /&gt;prevention services and identifying mental health problems in students. &lt;br /&gt;Counselors can work in mental health facilities treating mental and emotional &lt;br /&gt;disorders. In this setting, counselors work with a wide variety of patients and &lt;br /&gt;work closely with other mental health professionals to provide optimum mental &lt;br /&gt;health. There are several other specialized counseling fields including marital &lt;br /&gt;counseling, geriatric, multicultural, or genetic counseling. &lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br /&gt;Psychiatrist-Specialize, MD or DO. Psychiatry is a mental health positions that &lt;br /&gt;requires training as a physician. Physicians complete medical school and &lt;br /&gt;specialize in psychiatry and one of several psychiatric sub-fields. Specialties &lt;br /&gt;include child psychiatry, learning disabilities, forensic psychiatry, emergency &lt;br /&gt;psychiatry, and addiction psychiatry. Other areas also include neuropsychiatry, &lt;br /&gt;pharmacology, and psychoanalysis. Psychiatrists work in a variety of healthcare &lt;br /&gt;setting including hospitals, private practices, and mental health facilities. &lt;br /&gt;Earnings are high for psychiatrists, as with most physicians, with earnings up &lt;br /&gt;to $180,000 annually. &lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br /&gt;Psychologist. People often interchange the terms psychologist and psychiatrist, &lt;br /&gt;but they are in fact quite different. &lt;br /&gt;Psychologists are not physicians, but must &lt;br /&gt;obtain post graduate degrees as PhD or PsyD. Psychologists work in several areas &lt;br /&gt;including clinical psychology, child psychology, school psychology, health &lt;br /&gt;psychology, and research psychology. Psychologists are considered scientists, &lt;br /&gt;and use a variety of methods to perform research, collect data, and publish &lt;br /&gt;studies. Psychologists are subject to certification depending on area of &lt;br /&gt;specialization. They work in schools, business, hospitals, and research centers.&lt;br /&gt;&lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br /&gt;Social Worker. Employment in healthcare and social assistance is one the fastest &lt;br /&gt;growing fields in the US. Social workers are required to have a bachelor's &lt;br /&gt;degree with several years experience, though many have master and PhD level &lt;br /&gt;degrees. Social work involves improving the lives of those who are faced with &lt;br /&gt;serious issues including physical abuse, serious illnesses, or social problems, &lt;br /&gt;such as unemployment, inadequate housing, substance abuse, and domestic &lt;br /&gt;problems. Social workers may work in schools, for government organizations, in &lt;br /&gt;healthcare institutions, or rehabilitation clinics. Earnings for social workers &lt;br /&gt;depends on educational background, years of experience, and type of employer. &lt;br /&gt;Those who work as child or family social workers typically earn more than those &lt;br /&gt;employed in mental or public health.&lt;br&gt;&lt;br /&gt;?&lt;br&gt;&lt;br /&gt;Occupational Therapy. Occupational therapy is an important and rapidly growing &lt;br /&gt;field where healthcare professional aid those with disabilities or disorders in &lt;br /&gt;order to be functional in daily living and working environments. Occupational &lt;br /&gt;therapy offers opportunities as a therapist, requiring a master's degree, or as &lt;br /&gt;aides and assistants, requiring only associates degrees or a diploma &lt;br /&gt;certificate. Occupational therapists perform a wide variety of tasks including &lt;br /&gt;physical exercise and mental exercise, and make plans and strategies to be more &lt;br /&gt;functional according to the type of disability or disorder. Occupational therapy &lt;br /&gt;may focus on a specific age group, or patients with specific disabilities. &lt;br /&gt;Occupational therapy work may be found in home healthcare services, physician's &lt;br /&gt;offices, nursing homes, hospitals, and also in schools. Occupational therapists &lt;br /&gt;can earn up to $60,000 annually, while aides and assistants earn around $35,000 &lt;br /&gt;annually. &lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br /&gt;Recreational Therapy. Recreational therapists like occupational therapists &lt;br /&gt;provide services to those with mental and physical disabilities, but &lt;br /&gt;recreational rather than occupational activities. Activities include games, &lt;br /&gt;sports, art, crafts, and playing with animals, which all aid to reduce &lt;br /&gt;depression, increase confidence, and reduce the ailments of disability and &lt;br /&gt;illness. Many recreational therapists work in nursing homes, while others work &lt;br /&gt;in mental health facilities. Recreational therapists are required to have a &lt;br /&gt;bachelors degree while many institutions also offer a masters and doctoral level &lt;br /&gt;degree. Recreational therapists are also required to be certified and licensed.&lt;br /&gt;&lt;br&gt;&lt;br /&gt;&lt;br&gt;&lt;br&gt;About the Author&lt;br /&gt;&lt;p&gt;Angela Oliver is a contributing writer for Healthcare-TrainingCenter.com, a site offering free information for healthcare training and job opportunities. Please visit the site for more information about training for a career in a mental health.&lt;br /&gt; &lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/2660269290287055125-7111945981110707663?l=standardstroller.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://standardstroller.blogspot.com/feeds/7111945981110707663/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=2660269290287055125&amp;postID=7111945981110707663' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7111945981110707663'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/2660269290287055125/posts/default/7111945981110707663'/><link rel='alternate' type='text/html' href='http://standardstroller.blogspot.com/2009/04/mental-health-jobs-offer-rewarding.html' title='Mental Health Jobs offer Rewarding Career'/><author><name>Cute Kid</name><uri>http://www.blogger.com/profile/12542042075939960569</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-2660269290287055125.post-1084438766761865048</id><published>2009-04-19T02:25:00.001-07:00</published><updated>2009-04-19T02:25:58.065-07:00</updated><title type='text'>Identity Theft Recovery: The Road Back</title><content type='html'>&lt;P&gt;Ever wondered what to give the Person Who Has Everything? A Gift Basket could be just the thing. Have you been from shop to shop and thought Yes This is It and then discounted the gift because it wasn&amp;#39t really what you wanted.&lt;BR&gt;&lt;BR&gt;My best friend has everything and when I say everything, I Mean Everything. She has either been given or purchased every conceivable gadget available in the last 5 years. She loves to shop. One of her motto&amp;#39s is Shop Til you Drop, Spend Til the End. And she lives by that rule!&lt;BR&gt;&lt;BR&gt;When it comes to gifts for my friend -- she is The Hardest Person to Buy For. Oh did I tell you, she even has a kitchen sink on her car key tag !&lt;BR&gt;&lt;BR&gt;It was while looking for a present for my friend that I thought What About A Gift Basket. I was in a specialized shop and the sign said For the Person Who Has Everything and the light turned on.&lt;BR&gt;&lt;BR&gt;I&amp;#39m not sure if you are aware but these days gift baskets have changed. No longer are they the old style cane baskets (although there are some very attractive cane baskets available on today&amp;#39s market). Today Gift Baskets came in all shapes and sizes. In fact, it is basically up to your imagination as to what a Gift Basket should be. You can use old shoes, buckets, calico bags, pot plant holders in fact anything that holds what items you purchase to fill the basket with.&lt;BR&gt;&lt;BR&gt;Gift Baskets are lots of fun to create and very easy to make. Gone are the days of saying... oh I&amp;#39m not creative enough to make a professional looking basket. Anyone can make a professional looking basket -- as long as you have some imagination and a willingness to give it a try.&lt;BR&gt;&lt;BR&gt;If you are stuck for a present for that Person Who Has Everything then a Gift Basket is for you!&lt;BR&gt;&lt;BR&gt;Firstly decide on a theme or if you aren&amp;#39t sure then write down the interests of the recipient ie. golf or tennis, shopping etc. You could even base it around a coming event. Once you have made the list, work your way through it until you find something that stands out that would fit into your Gift Basket heme.&lt;BR&gt;&lt;BR&gt;For today&amp;#39s basket lets say your friend loves to entertain and one of her favorite meals is Italian food.&lt;BR&gt;&lt;BR&gt;You could choose a selection of baskets for this theme; today we will use a large pasta bowl as our asket or a large cooking pot. Our basket needs to be large enough to hold the goodies that we are going to purchase so that we can then turn this into a Professional Looking Gift Basket. If neither of these ideas appeals to you, let your imagination take over and choose something that fits into your theme selection.&lt;BR&gt;&lt;BR&gt;Next take yourself down to the local supermarket or deli who specialize in gourmet foods. Set yourself a budget as to what you want to spend and then go about buying non-perishable items to fill the basket. Speak to the shop attendant to ensure that the items you are purchasing fit into your theme. Buy different colors and types of pasta to give variety of color and shape to your basket.&lt;BR&gt;&lt;BR&gt;Next take yourself to a department store or kitchenware shop and purchase some really great utensils to go with the other items that you have purchased.&lt;/P&gt;&lt;P&gt;You could also add an Easy Step by Step Guide if they need cooking help, or send them to a Cooking Lesson for something extra.&lt;BR&gt;&lt;BR&gt;Once you have gathered these items, it is time to begin to assemble your gift basket.&lt;BR&gt;&lt;BR&gt;Depending upon the type of basket you have chosen you may need to fill the bottom of the basket with some shredded paper, as this will give the basket height. Place the items in the basket to give a layered effect. Layering items at different heights in the basket makes the overall design more pleasing to the eye.&lt;BR&gt;&lt;BR&gt;Use small pieces of tape to hold items in place. Next wrap clear cellophane around the outside of the basket and tie the top with wired ribbon or curling ribbon to match the color scheme of your gift.&lt;BR&gt;&lt;BR&gt;To finish off our basket make a gift tag and tuck a small item into the ribbon around the basket to give a professional look.&lt;BR&gt;&lt;BR&gt;Congratulations, you&amp;#39ve done it... A Present For the Person Who Has Everything -- A Gift Basket!&lt;/P&gt;&lt;P&gt;Copyright  Donna Hamer&lt;/P&gt;&lt;P&gt;About Donna: Donna Hamer is the author and publisher of 101 Gift Basket Ideas. For a Free 5 part Mini Course on how to create your own Personalized Gift Baskets, visit http://www.101giftbasketideas.com&lt;/P&gt;&lt;P&gt;We&amp;#39ve all felt stress in our lives. And we&amp;#39re left wondering what&amp;#39s the best way to try and deal with it.&lt;BR&gt;&lt;BR&gt;Some exercise, others veg out in front of the TV, I however have discovered the amazing zen of charm bracelets.&lt;BR&gt;&lt;BR&gt;Charm bracelets are both a way to collect memories without large obtrusive knick knacks everywhere and is also a fun hobby for people that like collecting things.&lt;BR&gt;&lt;BR&gt;It&amp;#39s almost like a treasure hunt looking for new charms to add to your collection and display like a trophy to everyone you come in contact with for them to admire your work and your chance to tell them all about the history of each charm.&lt;BR&gt;&lt;BR&gt;See, it&amp;#39s not just about collecting the charms simply to collect them, it&amp;#39s about what they mean to you.&lt;BR&gt;&lt;BR&gt;Much like someone that gets many tattoos, there&amp;#39s a story that goes behind them and a memory of when they got it.&lt;BR&gt;&lt;BR&gt;It&amp;#39s the same with charms, there is a certain story, a certain reason for having the charms you have and everytime you look at them, they remind you about the things that are special to you.&lt;BR&gt;&lt;BR&gt;You can collect charms that remind you of a trip you went on, of a certain belief you have, or a special time in your life. And best of all, these can all be worn on your wrist.&lt;BR&gt;&lt;BR&gt;You can even make multiple bracelets for different periods in your life or for different moods.&lt;BR&gt;&lt;BR&gt;It&amp;#39s a relzxing, almost theraputic hobby that will help you relieve stress and live your life with great joy and happiness. And all those memories are a short glance away.&lt;BR&gt;&lt;BR&gt;I would reccomend this hobby to anyone, and once you&amp;#39ve got you&amp;#39re very first charm, you&amp;#39ll know what I mean.&lt;BR&gt;&lt;BR&gt;The charms are endless just like your memories. Carry them with you always.&lt;/P&gt;&lt;P&gt;Copyright  Juliette Adams&lt;/P&gt;&lt;P&gt;About Juliette: Juliette is the nation&amp;#39s leading expert on the creation of charm bracelets and rare charms. Her site is http://www.coolcharmbracelets.com&lt;/P&gt;&lt;P&gt;One of the biggest and hottest growing trends in the art of tattoo design is Hawaiian arm or leg band tattoos. As this trend goes a lot of people think to themselves, well of course. At least that is what I said to myself at first. You can hardly drive more then 10 minutes on the freeway in southern California where I am from and not see a big SUV like a Lincoln Navigator or a Cadillac Escalade and not see a Hawaiian sticker. Things with flowers designs, or turtles, dolphins. Ya see it started off with the sticker and then the car seat covers with hibiscus flowers everywhere and it just grew from there.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;This trend of Hawaiian design has then met it&amp;#39s match with the whole tribal tattoo movement. Tribal tattoos have been the hottest thing in the tattoo world since sliced bread or the old school WWII era Hula dancer. You see these influences have been all around us for a long time my grandpa even has one of those Hula Girls tattoos still. Granted it is a little saggy and faded now but he still has one on his forearm nonetheless.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;So the whole tribal tattoo and the growth in interest for Hawaiian designs have combined to make a hot and growing market for Hawaiian tattoos. This is really an up and coming thing and it not huge yet. However many tattoo artists are spotting the trend and jumping on it already.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Of course there is a lot of controversy on this subject also like anything. If you look on the internet there is a controversy about getting Kanji and Japanese Tattoos also. Anytime you try and take the designs of a culture and do not depict them accurately it creates a sense of bastardization or what I call the Disney Effect towards the culture. I mean how would you feel if you were in China and someone said, oh you should try this hot new restaurant out it serves this great food that is really American. They have fried chicken and apple pie that is the best. Well, at first you would be excited right? Sure it would be nice for a good home cooked meal if you have been out of the US for a long time. However once you get there you see the place has really tacky and awful reproductions of 50&amp;#39s art and the all the food tastes kind of strange. It would probably bee kind of close or resemble what you were thinking of but it would be missing something or a few key ingredients. I bet this would leave you feeling a little sad and like your culture was not totally understood.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Well, I can not speak for you and maybe you will feel different but I was pretty sad when after staying in Japan for 3 months I was invited to a 1950&amp;#39s classic hamburger joint. When we got there it was Elvis with a funny accent playing on the jukebox and when my hamburger came it had a fried egg on top of it with teriyaki sauce. WOW what a surprise that was for me. I kind of felt weird about being in the place that had tried to recreate something from my own culture.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;So, the same controversy rolls on in the world of tattoos. Anytime you get a tattoo design from another culture just make sure you go with a professional. Do not have your friend trace out some Kanji in a book for a tattoo and don&amp;#39t go and rip some design of the internet because it states that it is Hawaiian. Go to a real custom tattoo designer and have them do the research and come up with some designs. After all this is going to be on your body for the rest of your life and since Hawaiian arm band tattoos and leg tattoos are typically big it will be a significant investment in pain, time and money to get the thing done. So you should consult with a professional and get top notch work done.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Chris Ryerson&lt;/P&gt;&lt;P&gt;About Chris: Chris is the owner and webmaster of http://www.designmyattoos.com where you can find custom tattoo artists waiting to design a tattoo for you. Either a Hawaiian Arm Tattoo or some other tattoo design.&lt;/P&gt;&lt;P&gt;This success mistake has cost me so much money that I&amp;#39m almost embarrassed to tell you.&lt;BR&gt;&lt;BR&gt;So Mike, why are you telling me?&lt;BR&gt;&lt;BR&gt;Because I know that if you can steer away from this success mistake, it can help you improve your income and change your life. That&amp;#39s my goal.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s how this came about:&lt;BR&gt;&lt;BR&gt;Yesterday, I was reading a book about investing from the very successful money manager Peter Lynch.&lt;BR&gt;&lt;BR&gt;Even though he was talking about &amp;#39investing&amp;#39, he zeroed in on a success principle that so many people miss.&lt;BR&gt;&lt;BR&gt;I did.for 7+ years and it cost me a fortune.&lt;BR&gt;&lt;BR&gt;And it caused me a bunch of stress.&lt;BR&gt;&lt;BR&gt;What&amp;#39s so interesting is that Warren Buffett used this same success insight to become the 2nd richest person in the world.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s the deal:&lt;BR&gt;&lt;BR&gt;I used to be so &amp;#39short-sighted&amp;#39 and wanted immediate gratification.&lt;BR&gt;&lt;BR&gt;If my new &amp;#39business idea&amp;#39 didn&amp;#39t work out in 30-60 days, I quit.&lt;BR&gt;&lt;BR&gt;Then I&amp;#39d try something else and, after a week, I went onto something else.&lt;BR&gt;&lt;BR&gt;This downward spiral happened for a while because I was &amp;#39ruled&amp;#39 by a short-term vision and the desire for immediate gratification.&lt;BR&gt;&lt;BR&gt;This is how 98% of the world operates.&lt;BR&gt;&lt;BR&gt;THIS is why only 2% of the world live their dreams.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s what Peter Lynch was saying and what Warren Buffet knows.&lt;BR&gt;&lt;BR&gt;Also, Michael Dell knows this, Bill Gates, Donald Trump, Oprah and others all know this.&lt;BR&gt;&lt;BR&gt;***One of the biggest &amp;#39secrets&amp;#39 to success is taking the LONG-TERM VIEW.&lt;BR&gt;&lt;BR&gt;(Let me say that again)&lt;BR&gt;&lt;BR&gt;***One of the biggest &amp;#39secrets&amp;#39 to success is taking the LONG-TERM VIEW.&lt;BR&gt;&lt;BR&gt;When Warren Buffett makes an investment, he&amp;#39s looking 5-15 years out, sometimes more.&lt;BR&gt;&lt;BR&gt;All great entrepreneurs understand that in order to WIN BIG they must take the long-term view.&lt;BR&gt;&lt;BR&gt;3-years, 5-years, 15-years, 20-years+.&lt;BR&gt;&lt;BR&gt;You need to give yourself time for your idea or business to grow.&lt;BR&gt;&lt;BR&gt;Most people never do this - it&amp;#39s unfortunate. AND it&amp;#39s also never too late to start.&lt;BR&gt;&lt;BR&gt;You need to EXPAND your horizon.&lt;BR&gt;&lt;BR&gt;Change your perspective.&lt;BR&gt;&lt;BR&gt;You need to take the NEXT STEP today and keep in mind your long-term view. Not necessarily a specific long term goal, but a longer term VIEW.&lt;BR&gt;&lt;BR&gt;There&amp;#39s a season for everything.&lt;BR&gt;&lt;BR&gt;Take the time to plant the seeds, water them, and be patient for your harvest.&lt;BR&gt;&lt;BR&gt;Stay disciplined.&lt;BR&gt;&lt;BR&gt;I know you can do it.&lt;/P&gt;&lt;P&gt;Copyright  2005 Mike Litman&lt;/P&gt;&lt;P&gt;Resource box: If you&amp;#39re scattered, if you procrastinate too much, and if you want to &amp;#39rev up&amp;#39 your income, see Mike Litman&amp;#39s site at: http://www.powerofconcentration.net&lt;/P&gt;&lt;P&gt;Only about 20% of your copy is going to get read. The rest will simply be scanned. I&amp;#39m sure you&amp;#39ve heard the statistic before. It&amp;#39s nothing new. While it might sound frightening or frustrating, it&amp;#39s a fact of copywriting life. So what do you do next? Give up? What difference does it make if only about 20% will be read anyway?&lt;BR&gt;&lt;BR&gt;It makes a world of difference. Especially if you understand that there are some sections of your copy that are practically guaranteed to get read. If you know what these are and work to reinforce them, you&amp;#39ll see your conversions increase dramatically whether your copy is geared toward online or offline promotions.&lt;BR&gt;&lt;BR&gt;HEADLINES&lt;BR&gt;&lt;BR&gt;Headlines have always been and will always be the most important section in any copy. They are the first thing to get read and have the greatest impact on whether any of the other copy gets read. Those stories you&amp;#39ve seen floating around the Internet about marketers who have made minute changes to a headline and tripled their conversion rates are true. It happens all the time. In fact, it&amp;#39s happened to me.&lt;BR&gt;&lt;BR&gt;Headlines and sub-headlines can guide your visitors to read deeper into your copy. If you set up a structure of progressive headlines (http://www.marketingwords.com/articles/articlesprogressheadlines.html), you&amp;#39ll have a better shot getting your point across. Pay a lot of attention to your headline. It&amp;#39s the powerhouse of your copy.&lt;BR&gt;&lt;BR&gt;CAPTIONS&lt;BR&gt;&lt;BR&gt;Captions started with newspaper journalists. When they would run a picture with a story, they would add a few words underneath to explain what or who the picture was of. People got into the habit of looking for the captions in order to relate the importance of the image with the information they were receiving. This still holds true. Captions in advertising pieces are highly read. Don&amp;#39t waste the space!&lt;BR&gt;&lt;BR&gt;FIRST SENTENCES&lt;BR&gt;&lt;BR&gt;When you scan something -- an article, a book, a newspaper, a magazine, a website -- what do you read? Almost everyone reads the first sentence of each paragraph. These sentences are vitally important in order to get your potential customers interested enough to keep reading. If you create exceptional first sentences, one of two things will happen. One: The prospect will be more likely to continue reading the copy. Two: The first sentences in each paragraph will be enough to convince him/her to buy.&lt;BR&gt;&lt;BR&gt;FIRST IN BULLETED LIST&lt;BR&gt;&lt;BR&gt;Just as with the first sentence in each paragraph, people also almost always read the first entry in a bulleted list. If it hits home, they might keep reading. But, knowing that you have their attention for at least one second, always make sure your first bullet point is extremely powerful and enticing.&lt;BR&gt;&lt;BR&gt;PS&amp;#39s&lt;BR&gt;&lt;BR&gt;Writing a direct mail or Web sales letter? The PS is another hot spot. Take advantage of this real estate. Repeat offers, remind readers of bonuses, reinforce guarantees or recap limited-time offers. This section is the final pitch before your reader either acts or trashes your copy so make it count.&lt;BR&gt;&lt;BR&gt;Have you noticed something about these five sections? Why do you think they are virtually guaranteed to get read in any piece of copy? They are unusual. They are limited. They stand out. They are eye-catching.&lt;BR&gt;&lt;BR&gt;You only have a limited number of headlines and sub-heads in copy. They are almost always offset by bolding or underlining so they easily catch the eye of the reader. Captions only appear when there are images. They do not appear all throughout the copy. First sentences are also rare. Only one sentence in each paragraph can be the first one. This tells the reader to keep going or jump to another section that might be of more interest. First entries in bulleted lists are unusually formatted and catch the eye of the reader. PS&amp;#39s? There&amp;#39s only one, and since it&amp;#39s the last thing on the page, most often, it stands out too.&lt;BR&gt;&lt;BR&gt;These rare elements give you five guaranteed shots at building curiosity, promoting benefits, generating interest and closing sales. If you haven&amp;#39t done it before, now is the time to review your copy to be sure you&amp;#39re making the most out of these opportunities.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Karon Thackston&lt;/P&gt;&lt;P&gt;About Karon: Karon Thackston is a veteran copywriting pro who specializes in SEO copy. Learn how to write SEO copy that impresses the engines and your visitors at http://www.copywritingcourse.com. Get more tips on incorporating keyphrases into your copy with Karon&amp;#39s latest e-report How To Increase Keyword Saturation (Without Destroying the Flow of Your Copy) at http://www.copywritingcourse.com/keyword.&lt;/P&gt;&lt;P&gt;I began the journey of owning a home based business several months ago. Like many others, I found the task of marketing my business overwhelming and frustrating. Without marketing, you don&amp;#39t make sales, and without sales, you can&amp;#39t profitably run your business.&lt;BR&gt;&lt;BR&gt;After spending countless hours on the computer and throwing many dollars down the drain, I learned one very important thing: You must combine mass marketing with a personal touch.&lt;BR&gt;&lt;BR&gt;There are many great marketing tools you can use to achieve mass marketing including pay per click engines, placing ads, buying leads, banner advertising, and exchanging links just to name a few. While these methods can produce positive results, they lack the personal connection many new business owners need to build a true customer base.&lt;BR&gt;&lt;BR&gt;On the other hand, personal touch methods such as emailing your family and friends about your new business can be a great way to start spreading the word, but this approach may not help you reach enough people to give your business the jump start it really needs.&lt;BR&gt;&lt;BR&gt;So where did this lead this flailing entrepreneur? Message boards.&lt;BR&gt;&lt;BR&gt;I initially visited message boards to get help with my marketing dilemma. In the process, I realized this was not only a place to exchange valuable information with other home business owners, but this was also a great place to market my own online business.&lt;BR&gt;&lt;BR&gt;Not only did I find plenty of message board group members willing to give information, I found many interested parties for my own business. Soon, I realized that not only was I becoming a more educated marketing guru, I was introducing my new business to many new friends (and customers).&lt;BR&gt;&lt;BR&gt;By joining message board groups, not only will you find a new outlet to advertise your business, but you will also build credibility among your peers.&lt;BR&gt;&lt;BR&gt;Follow these simple steps to begin utilizing message boards to market your home business today:&lt;/P&gt;&lt;LI&gt;Visit a search engine and do a search on message boards.&lt;/LI&gt;&lt;LI&gt;Click through to the message boards and search for forums related to work from home and/or your specific type of business.&lt;/LI&gt;&lt;LI&gt;Join a few message board groups. (Note: Some message board groups will allow you to post without being a member, but membership increases your credibility).&lt;/LI&gt;&lt;LI&gt;Post information about your business. Remember to give specific instructions about how to reach you including email address, Web URL, etc.&lt;/LI&gt;&lt;P&gt;Message boards are an efficient and effective way to reach a targeted market with direct contact, and, best of all, they are free. As you will soon see, these message boards are quite powerful as there are thousands of subscribers who receive posts from message board groups in their email boxes each day.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Start joining message board groups now and take your home business to new heights!&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Leslie McGuirk&lt;/P&gt;&lt;P&gt;About Leslie: Leslie McGuirk is a CPA and holds a Masters of Business Administration. For additional information on home business and marketing ideas, subscribe to mailto:buckyshome@getresponse.com or http://visit www.buckyshome.com. If you are interested in getting a free website to market your own home business, visit http://www.buckyshome.com/pips.html.&lt;/P&gt;&lt;P&gt;Too often, when we say we are aking care of business, we think about the paperwork, the accounting, the inventory, etc... the trivial things that are important to get done in order for our business to run smoothly and efficiently. While necessary, they are not the most important.&lt;BR&gt;&lt;BR&gt;We need to change our thinking about what aking care of business means. We need to make sales in order to have a profitable business, and we know without our customers or consultants, we don&amp;#39t have a business. They are our lifeblood, they are what keeps us moving forward, and meeting their needs should be our primary mission.&lt;BR&gt;&lt;BR&gt;Without consultants or customers, there are no sales. Without sales, there is no revenue... without revenue, there is no business and we might as well go back and get a j.o.b. It is crucial that we take care of our customers and consultants. CRM (customer-relationship management) is a buzz-word in ig business. Many large corporations have implemented systems and technology to supposedly create customer care. Some have been successful, many have not.&lt;BR&gt;&lt;BR&gt;Most of these systems simply give the illusion of customer care, but have failed miserably in actually providing it.&lt;/P&gt;&lt;P&gt;&lt;BR&gt;How many times have you been through the ound robin of press 1 for this and press 2 for that, only to spend an hour or more and never actually speak to a live person or get your problem solved? You hang up in the phone in frustration and vow never to spend money with XYZ Company again. This approach to customer care continues to baffle me as to why large companies believe this is effective. How can they possibly think that customer relationships can be created and nurtured by a recording?&lt;BR&gt;&lt;BR&gt;Are those who make these decisions that far removed up the corporate ladder they can&amp;#39t see this isn&amp;#39t customer care at all and having the opposite effect?&lt;BR&gt;&lt;BR&gt;Each and every one of our customers and consultants should be made to feel like they are our most important one. If we don&amp;#39t take care of them, someone or some other company will. Small and home businesses have an incredible opportunity to take back customer care and relationships the way it is supposed to be. We are in an incredible position to ake care of business.&lt;BR&gt;&lt;BR&gt;Technology is wonderful. Without technology, there would be no internet and many of us would not be in business. However, there is no technology on this earth that can replace human connections. Technology will never replace our customers knowing that there is someone who truly cares about their needs.&lt;BR&gt;&lt;BR&gt;So, how about you? Are you taking care of business?&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Patty Gale&lt;/P&gt;&lt;P&gt;About Patty: Patty Gale is a successful entrepreneur who specializes in personalization and customer care for all her clients. She exchanged her suits, hose and heels for working at home in her jammies and is on a mission to empower other women to do the same. She can be reached at: http://www.CommuteInYourJammies.com or http://www.PattysPrettyPaper.com&lt;/P&gt;10 Classic E-zine Advertising TipsKen Hill&lt;P&gt;1. Target your advertising.&lt;BR&gt;&lt;BR&gt;The more targeted the e-zine is for your offer, the greater your response will be for your proven ad.&lt;BR&gt;&lt;BR&gt;2. Track your ads.&lt;BR&gt;&lt;BR&gt;Don&amp;#39t leave your ad campaigns to guesswork. Use ad tracking to show you exactly which e-zines and ads are most profitable.&lt;BR&gt;&lt;BR&gt;3. Run your ad for multiple issues.&lt;BR&gt;&lt;BR&gt;You&amp;#39ll get a better response, and possibly save money as many publishers offer special deals on bulk advertising.&lt;BR&gt;&lt;BR&gt;4. Spend lots of time writing your headline.&lt;BR&gt;&lt;BR&gt;An effective headline will successfully grab your reader&amp;#39s attention and target your audience.&lt;BR&gt;&lt;BR&gt;Your winning headline will also get people to read the rest of your ad, leading to more traffic and sales.&lt;BR&gt;&lt;BR&gt;If you&amp;#39re new to writing headlines, and need some help check out my 9 Power Packed Headline Formulas at: http://www.scstats.com/r.cfm?i=5652&lt;BR&gt;&lt;BR&gt;5. Don&amp;#39t try to sell your product from your ad.&lt;BR&gt;&lt;BR&gt;Write your ads to create interest and get people to visit your site.&lt;BR&gt;&lt;BR&gt;From here, your powerful sales page will do the selling for you, and you&amp;#39ll be able to get people to join your e-zine or mailing list for successful follow up.&lt;BR&gt;&lt;BR&gt;6. Don&amp;#39t use all caps in your headline.&lt;BR&gt;&lt;BR&gt;You&amp;#39ll appear like your yelling at your reader, and your ad will come off as amateurish.&lt;BR&gt;&lt;BR&gt;7. Include a call to action.&lt;BR&gt;&lt;BR&gt;At the end of your e-zine ads, include a call to action that tells your reader what you want them to do next (i.e., visit your site or subscribe to your e-zine).&lt;BR&gt;&lt;BR&gt;8. Don&amp;#39t be cute or funny with your ad.&lt;BR&gt;&lt;BR&gt;You might put your reader in a good mood, but don&amp;#39t count on that translating into more visits to your site or more sales.&lt;BR&gt;&lt;BR&gt;9. Offer something for free.&lt;BR&gt;&lt;BR&gt;Provide an incentive for visiting your site such as a free ebook, sample chapter, or trial.&lt;BR&gt;&lt;BR&gt;10. Subscribe to or view the archives of the&lt;BR&gt;e-zines you would like to advertise in.&lt;BR&gt;&lt;BR&gt;You&amp;#39ll be able to see the quality of the content provided, how many ads are published in each issue, and you&amp;#39ll get a good idea of the products those readers are interested in by the ads being run.&lt;/P&gt;&lt;P&gt;Copyright  2005 Ken Hill&lt;/P&gt;&lt;P&gt;About Ken: Ken&amp;#39s articles have been published in numerous e-zines and web sites all over the net. Keep up to date on his latest articles, and get more new valuable tips by visiting him at: http://kenhill.blogspot.com&lt;/P&gt;11 Creative Ways You Can Use AutorespondersShery Ma Belle Arrieta-Russ&lt;P&gt;1. Pick 4 or more articles you&amp;#39ve written that have a common theme and put them in an autoresponder series. Announce it on your site as an e-mail course on the go.&lt;/P&gt;&lt;P&gt;2. If you have a page for related links, create a related links file and put it on autoresponder. This can be a one-page e-mail containing 15-50 links that are of interest to your visitors. Put your own promotional texts or blurbs at the top, middle and bottom of the e-mail.&lt;/P&gt;&lt;P&gt;3. Create a fun or trivia quiz, put it up on your site and put the answers in an autoresponder that your visitors can request. This way, you&amp;#39ll know the people who took your quiz.&lt;/P&gt;&lt;P&gt;4. Write reviews of books, music, e-books, sites, software or anything you can think of and put each review (or related reviews) in an autoresponder. If what you are reviewing have affiliate programs, use your affiliate links in the autoresponder.&lt;/P&gt;&lt;P&gt;5. Run a contest on your site or e-zine, then have your visitors or subscribers send their responses to your autoresponder. This way, you won&amp;#39t have to worry about manually sending them a confirmation receipt.&lt;/P&gt;&lt;P&gt;6. Create a frequently updated autoresponder and let your visitors and/or subscribers know about it. You can put in weekly tips or links to useful resources in the autoresponder and a reminder to the people who request it that you update it every week or on a regular basis (e.g. tell them to request for the same autoresponder again a week from now). You can use this method instead of using autoresponders with limited follow up messages.&lt;/P&gt;&lt;P&gt;7. If you&amp;#39ve written 20 or more articles and you have them on separate autoresponder accounts, create a master list for your articles. In this master list, list the titles of your articles, their autoresponder addresses and their short descriptions. You can then just promote this master list.&lt;/P&gt;&lt;P&gt;8. Put excerpts or free chapters of your e-book, book or paid e-mail courses in an autoresponder series, then include your follow up sales letters at the end.&lt;/P&gt;&lt;P&gt;9. If you&amp;#39re selling your own products, put your testimonials on autoresponder, along with the description of your products, an excerpt or a free chapter. This will increase your credibility.&lt;/P&gt;&lt;P&gt;10. Keep track of people who download your free e-book, e-report, or free software by putting their download links in an autoresponder. When you promote your free product, you can just promote the autoresponder address.&lt;/P&gt;&lt;P&gt;11. Put links to your hidden pages on autoresponder. A hidden page could be the affiliate page where you have all the graphics, text links, promotional articles that interested affiliates can use. Let people know they can have free access to your affiliate page by requesting the autoresponder. This way, you can have a list of people who are interested in becoming your affiliates.&lt;/P&gt;&lt;P&gt;Copyright  2005 Shery Ma Belle Arrieta-Russ&lt;/P&gt;&lt;P&gt;About the author: Shery is the developer of creative, motivating and fun e-mail courses for writers at http://WritingBliss.com. She also authored the e-book that lets you create your own original and profitable E-mail Workshops, eCourses and Tutorials in only 3 days. Visit http://EmailWorkshopsHowTo.com for more info.&lt;/P&gt;&lt;P&gt;Running a contest for your e-zine subscribers or web site visitors is one way you can generate interest and give more exposure for products or services you want to promote.&lt;/P&gt;&lt;P&gt;A contest could be as simple as spotting a word or a set of words within an e-zine&amp;#39s issue or searching for a graphic on a site. A contest can run for one issue, or it can last for a month or more.&lt;/P&gt;&lt;P&gt;If you plan to run a contest, make sure you have a contest management response system in place.&lt;/P&gt;&lt;P&gt;This could be as simple as an automated e-mail receipt to let your participants know their entry has been received.&lt;/P&gt;&lt;P&gt;Run a contest that asks your participants to send their responses to specific e-mail addresses. Then create an automated receipt confirmation for each account. Include a link to your products, affiliate links, or services in your confirmation receipt. Every time someone enters your contest and sends her entry, she receives a confirmation message. Thus, you&amp;#39ve just exposed your products to your contestant.&lt;/P&gt;&lt;P&gt;Encourage multiple entries and your contest participants get exposed to your promotional texts multiple times.&lt;/P&gt;&lt;P&gt;Ok, what about contest prizes?&lt;/P&gt;&lt;P&gt;If you publish an e-zine and you sell advertising space, you can give away free ad space to the winners.&lt;/P&gt;&lt;P&gt;If you have your own product, or a product you have resell rights to, you can give away free copies of it to your winners.&lt;/P&gt;&lt;P&gt;If you have a service, why not put that up as a prize?&lt;/P&gt;&lt;P&gt;In any case, though, let your prospective contestants be interested in the prizes. Yes -- put the complete prize descriptions, along with the contest mechanics, on autoresponder too.&lt;/P&gt;&lt;P&gt;And then include links where they can purchase the prizes. Hey, some people might not want to wait to win your contest! So it&amp;#39s good to cover all bases.&lt;/P&gt;&lt;P&gt;Run a contest that lets autoresponders handle entries and confirmation receipts and you&amp;#39ll have a promotional tool that can bring in profits for you!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Copyright  2005 Shery Ma Belle Arrieta-Russ&lt;/P&gt;&lt;P&gt;About the author: Shery is the developer of creative, motivating and fun e-mail courses for writers at http://WritingBliss.com. She also authored the e-book that lets you create your own original and profitable E-mail Workshops, eCourses and Tutorials in only 3 days. Visit http://EmailWorkshopsHowTo.com for more info.&lt;/P&gt;&lt;P&gt;For many people, interviewing is not a natural act any more than going on a blind date is. You are asked a bunch of questions about your work. You answer them. They ask a bunch more; you answer them. Youre graded on your performance (you receive a job offer or not). Yet interviews are predictable processes and as such can be planned for&lt;BR&gt;&lt;BR&gt;What does an employer want to know about you?&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;Do you have the skills to do the job that needs to be filled?&lt;/LI&gt;&lt;LI&gt;How will you fit in with my company?&lt;/LI&gt;&lt;LI&gt;If I hire you, are you someone I will need to worry about?&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;How does this get determined in an interview?&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;By asking questions about what you have done and how you did it or decided it should be done.&lt;/LI&gt;&lt;LI&gt;By asking behavioral questions that will give an employer a sense of the scope of your experiences&lt;/LI&gt;&lt;LI&gt;By asking concrete questions to ascertain your knowledge&lt;/LI&gt;&lt;LI&gt;By observing your body language or physical response to questioning to observe whether it is consistent with a successful person.&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;The fourth way (observing body language or physical response to questions) is particularly interesting because it is not skill or experience based and is completely subjective and emotional. AND it is part of the decision process.&lt;BR&gt;&lt;BR&gt;And want are firms trying to find out about you? Leadership. Honesty. Trustworthiness.&lt;BR&gt;&lt;BR&gt;You can practice with a friend or family member but they may not be much better than you. So how do you practice you presentation and get immediate feedback in order to improve your presentation and demonstrate these attributes?&lt;BR&gt;&lt;BR&gt;Toastmasters (www.toastmasters.org) offers people an opportunity to practice how to speak throughout their program. Whether you answer extemporaneous questions off the cuff for 1-2 minutes in Table Topics (Its warm! Its summer! People start to go to the beach and spending time outdoors. Tell us about a time you had fun at the beach, Jeff. Notice that you only find out when you will speak at the end when you hear your name) or by doing actual 4-6 minute speeches, Toastmasters offers concrete opportunities to get used to being on the spot as happens in an interview. It also gives you an opportunity to observe others and learn from them and from the evaluations that are given.&lt;BR&gt;&lt;BR&gt;There are Toastmasters clubs throughout the world. To find one, you can go to http://www.toastmasters.org/find/.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Jeff Altman, Concepts in Staffing&lt;BR&gt;&lt;/P&gt;&lt;P&gt;About Jeff: Jeff Altman has successfully assisted many corporations identify management leaders and staff in technology, accounting, finance, sales, marketing and other disciplines since 1971. He is also co-founder of Your Next Job, a networking group focused on assisting technology professionals with their job search, a certified leader of the ManKind Project, a not for profit organization that assists men with life issues, and a practicing psychotherapist. For additional job hunting or hiring tips, go to http://www.newyorkmetrotechnologyjobs.com&lt;BR&gt;&lt;BR&gt;If you would like Jeff and his firm to assist you with hiring staff, or if you would like help with a strategic job change, send an email to him at jeffaltman@cisny.com (If youre looking for a new position, include your resume).&lt;/P&gt;&lt;P&gt;I&amp;#39ve got good news and bad news. The good news is that 98% of businesses are small businesses. That bodes well for the entrepreneurial spirit that has made our nation great. The bad news is that 80%, that&amp;#39s right, four out of five new businesses will fail in their first five years.&lt;BR&gt;&lt;BR&gt;After years of building my own companies and consulting growing businesses, I&amp;#39ve come to the realization that too many business owners can&amp;#39t see their business through an objective eye, which often leads to their demise. It takes an incredible amount of intense drive, determination and a strong ego to breathe life into a business and create products from scratch, but it&amp;#39s also that same ego that won&amp;#39t let a business owner be objective about what their business needs to succeed. The business is up and running at light-speed and management doesn&amp;#39t have the time or willingness to stand back and take a real look at what they have created. They are too close to the problems to see them. Just like a proud parent, they have spent sweat and time creating this aby, and they refuse to believe that it might be less than perfect.&lt;BR&gt;&lt;BR&gt;I call this the usiness parent trap. It is in this trap that business owners often create and introduce products that would not test out in the marketplace. There&amp;#39s an attitude of Hey, it&amp;#39s gotta be great because I thought of it.&lt;BR&gt;&lt;BR&gt;I&amp;#39ve found that there are usually two basic things wrong with a business: the product (the Baby) and the management (the Breath).&lt;BR&gt;&lt;BR&gt;So how do you assess your business? Are your employees going to tell you that you&amp;#39re headed in the wrong direction? Not likely. Occasionally a consultant will be brought in to review the company&amp;#39s performance in a given area. Unfortunately, when management does bring in a consultant, they often are really looking for affirmation  not straight-forward constructive criticism. Sadly, some consultants are more than willing to affirm for a fee.&lt;BR&gt;&lt;BR&gt;If you&amp;#39re going to succeed, then someone needs to tell you if your baby&amp;#39s ugly or you&amp;#39ve got bad (corporate) breath. So here are some blunt yet truthful thoughts for your business, and perhaps you:&lt;BR&gt;&lt;BR&gt; GET OVER YOURSELF: Know yourself, trust yourself, believe in yourself...then Get Over Yourself. You&amp;#39re really not the smartest person in the world. You built the business and know it better than anyone else, but no one else really cares how much you know.&lt;BR&gt;&lt;BR&gt; SPECTATOR SPORT: Conversation with you should not be a spectator sport for others. Remember that there&amp;#39s a huge difference between listening and merely waiting for your turn to talk. You hired your employees and perhaps a consultant because you assumed they had brains, so let them use them. Ask questions and listen to answers.&lt;BR&gt;&lt;BR&gt; JUST ANOTHER PRODUCT Realize that even though you think that your new product or service is the greatest thing since the flip-top beer can, the world just sees one more product and must be convinced. You created this product and you know every function of it, but customers do not buy functions, they buy only benefits. Whether your product is a high tech internet service or office furniture, you must show how it is uniquely beneficial to your customer. Functionality makes your products work, Benefits make them sell.&lt;BR&gt;&lt;BR&gt; PAPER WEIGHT: If you have the high tech inventive skills to create a product, chances are that you don&amp;#39t have the skills to market and sell it. Many small business owners think that marketing and sales are the simplest part of their business, so it is almost an afterthought. There is only one reason that inferior products outsell better ones; and that is successful marketing. Think of your marketing plan as the complete story book that sells your product. If your story book is a best seller, then your product will be a best seller. Without the right story that will build sales and distribution, your wonderful product is just another paper weight head for a land fill.&lt;BR&gt;&lt;BR&gt; STAND BACK: Your competitors are not all stupid. Guess what? They think their babies are cute too, and they may tell better stories that make them look even better than yours. So stand back and look at yourself and your baby and try to look through the eyes of a disinterested party, because believe it or not, the world is a disinterested party.&lt;BR&gt;&lt;BR&gt;Remember, there&amp;#39s an 80% chance that you will not be in business in 5 years. As busy as you are, and successful as you think you are, you must set your ego aside and realize that there are things beyond your control. Successful companies know that the secret to success doesn&amp;#39t lie in knowing everything; it lies in knowing what you don&amp;#39t know, and finding those who do.&lt;BR&gt;&lt;BR&gt;I wish you good luck and great success.&lt;/P&gt;&lt;P&gt;Copyright  2005 Steve Baker&lt;/P&gt;&lt;P&gt;About Steve: Steve Baker is a business advisor who has founded successful start-up companies and specializes in market development. He founded a company that did $500 million the first year and he was sued for $1.4 Billion. He speak on How to be a Successful Failure, and he is the author of the award winning book, PUSHING WATER UPHILL With A Rake; Memoirs of a Successful Failure. He lives in Colorado where he is an avid poor golfer. He can be reached through his website www.PushingWaterUphill.com&lt;/P&gt;&lt;P&gt;Make your products sell quickly by adding a lot of bonuses. You could get the free bonuses for little or no cost by joint venturing with other businesses. You could go to the freebies directories and find things. Then you could ask the legal owner&amp;#39s permission to use the item as a free bonus for your product.&lt;BR&gt;&lt;BR&gt;Keep your loyal customers happy because they are your future profits. Give them discounts and free gifts as often as possible. If you are thoughtful and loyal to your customers, most of them will be your customers forever. They will make up about 80% of your business and profits.&lt;BR&gt;&lt;BR&gt;Test different web site color themes to see which combination will sell your product better. You can also test the size and style of your web site text. For example, red usually signals: stop, anger, excitement, love, sex, fun, etc. Another example, blue usually signals: relaxation, authority, coolness, etc.&lt;BR&gt;&lt;BR&gt;Promise your readers an end result or outcome in your ad. You must give them a solid guarantee that your product will solve their problem. For example, you could say, I personally guarantee you will get over your shyness in 10 days or less or your money back.&lt;BR&gt;&lt;BR&gt;Increase the perceived value of your free things or bonuses by including the retail dollar amount the freebies would normally sell for. For example, you could say, Bonus 1# Marketing Tips Newsletter (a value of $120). Another example, Get 7 Bonuses With A Retail Value Of $345! That more than pays for your purchase!&lt;BR&gt;&lt;BR&gt;Give your customers free shipping. If you can&amp;#39t afford that, you can give free shipping to customers who buy over a certain dollar amount to raise profits. You could also charge other businesses for inserting ads in your product package. This will make up for your free shipping losses.&lt;/P&gt;&lt;P&gt;Copyright  2005 Ed Hammen&lt;/P&gt;&lt;P&gt;About Ed: Ed is the owner of a couple of websites that provides valuable information on how to retire early by using your computer in the comfort of your own home.&lt;BR&gt;http://www.online-home-based-business.biz&lt;BR&gt;http://www.ezinfocenter.com/8614146/SIM&lt;BR&gt;http://1269187225.freestoreclub.com&lt;/P&gt;&lt;P&gt;Cash advance loans are a quick and hassle free way of obtaining some much needed cash. The loan is generally meant to be repaid in the short term.&lt;BR&gt;&lt;BR&gt;Cash advance pay day loans is helpful for those people who have run out of money before the end of the month and need some assistance to sustain them until their next paycheck.&lt;BR&gt;&lt;BR&gt;A cash advance agency will usually pay between $200 to $1000 in increments of $50 or $100. When you repay your loan there will be a fee charged depending on the amount of money loaned.&lt;BR&gt;&lt;BR&gt;Choosing the right cash advance agency requires shopping around to make sure you are getting the best deal. Not all agency offers will be equal. When selecting a firm for cash advance loans you need to find out the following items:&lt;BR&gt;&lt;BR&gt;Will the amount of money you receive be enough to cover your immediate financial needs?&lt;BR&gt;&lt;BR&gt;What fees and interest rate will be charged after obtaining the loan?&lt;BR&gt;&lt;BR&gt;How long with the loan approval process take and how long until the money is made available for you?&lt;BR&gt;&lt;BR&gt;Usually such companies have instant approval and can provide instant money since most of their customers require the cash in a hurry. A majority of cash advance services will not check your credit history before making a loan.&lt;BR&gt;&lt;BR&gt;Using cash advance wisely&lt;BR&gt;&lt;BR&gt;Misusing cash advance loans can be deadly for any individual and can increase their debts and ruin their credit ratings. Cash advance is meant to be short term, convenient loans to get people out of tough situation and not as long term loans. They should be paid off with the next pay check.&lt;BR&gt;&lt;BR&gt;Those people who are unable to pay the loans when they are due will be paying a huge chunk in interest fees. If you know you will not be able to fully repay the loan by the due date, cash advance might not be a good choice and can lead you into a cycle of debt accumulation.&lt;BR&gt;&lt;BR&gt;If you require a long term loan, you should look for other sources for acquiring this loan.&lt;BR&gt;&lt;BR&gt;Many people still find it a valuable source for obtaining much needed cash. Even though there is a fee to pay to borrow the money, it might be helpful for people who are in an emergency. If the costs of the loan are offset by the benefits, such as keeping your phone line or your electricity from being cut, then payday cash advance loans become a viable option for many families.&lt;BR&gt;&lt;BR&gt;Now you can even apply for online cash advance. Borrowing money has become even easier. Cash advance payday loan agencies work hard to make the process of borrowing money easier for their clients and to reduce the amount of red tape surrounding the loan process.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;&lt;P&gt;Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your lifetime.&lt;BR&gt;&lt;BR&gt;Consumer credit counseling can help you better understand your credit situation. It can help you understand the costs associated with misusing a credit card and make you a more informed consumer.&lt;BR&gt;&lt;BR&gt;Consumer credit counseling is especially useful for people suffering from huge debt burdens. They can benefit from consumer credit counseling as it can help them find a way out of their present financial crisis. If you have a weak credit history and low credit ratings, consumer credit counseling can show you ways to repair your credit.&lt;BR&gt;&lt;BR&gt;By making an appointment with a credit counseling agent, you can get all of these advantages and find out what more the agent can do for you.&lt;BR&gt;&lt;BR&gt;Many debt management companies provide consumer credit counseling agents to advise and help individuals find a way out of debt. Debt management agencies help you reduce and consolidate your loans by negotiating with your creditors. Their credit counselors are the ones that teach their clients better ways of avoiding debt in the future and to find ways to saving money to pay back their current debts.&lt;BR&gt;&lt;BR&gt;When selecting a debt management company, be sure that they have qualified credit counseling personnel.&lt;BR&gt;&lt;BR&gt;Their teams of expert and experienced credit counselors, who have wide knowledge in the finance field, can help the layperson better understand their credit situation and how to improve their financial standing.&lt;BR&gt;&lt;BR&gt;The consumer credit counseling agent will first understand the situation you are in. Then they will formulate ways in which you can save more money, become debt free and start on your way towards financial freedom.&lt;BR&gt;&lt;BR&gt;These are just some of the things consumer credit counseling services can do for you:&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;They can teach you how to better manage your household expenses.&lt;/LI&gt;&lt;LI&gt;They can help you deal with harassing collectors.&lt;/LI&gt;&lt;LI&gt;They can teach you understand relevant financial issues surrounding your credit.&lt;/LI&gt;&lt;LI&gt;They can advise you on how to reduce your debt burden.&lt;/LI&gt;&lt;LI&gt;They can help you avoid situations where you may have to declare bankruptcy.&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;The counselors can work with you to create financial plans such as a savings and budget plan, and help you find ways to sticking to them. Comprehensive plans can lead you to better manage your cash inflows and outflows.&lt;BR&gt;&lt;BR&gt;Taking some time for consumer credit counseling can help you get rid of your debt problems and start you on your way to a secure financial future.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;&lt;P&gt;For reasons that escape me now, I kept sort of a diary during my first full year of working at a home based business. It was nothing close to being a complete daily diary, but was more of a collection of scribbles about things that I felt were worthy of note at the time. Since quite a bit of time has passed since then, I decided to revisit these notes.&lt;BR&gt;&lt;BR&gt;In no particular order, here are some of the things that I had made note of.&lt;BR&gt;&lt;BR&gt;Choosing the path...in the beginning, my enthusiasm was very high (perhaps too high?) and I was chasing off on several different home-based business opportunities at the same time (exhibiting the dog in a meat market syndrome, I suppose) and not focusing my efforts enough to be successful at any single one of them. I finally reigned myself in and focused on a single work at home business opportunity.&lt;BR&gt;&lt;BR&gt;In other notes I find reference to emotional and/or psychological issues that I experienced and are probably typical for most people when starting a home based business. When working at home a person can, at times, experience a feeling of isolation which is probably brought on by the lack of interaction of a work force environment.&lt;BR&gt;&lt;BR&gt;There were also periods of doubt in the early going...did I pick a viable business opportunity?...am I doing the right things to develop my business?...when will I start making a profit?, and so on.&lt;BR&gt;&lt;BR&gt;Many of the entries in my so-called diary had to do with the proverbial wo steps forward and one step backward thing and the ever-looming temptation to become discouraged. Although I didn&amp;#39t appreciate it at the time, it is now obvious that as long as you have more steps forward than backward you will eventually get ahead! Isn&amp;#39t hindsight wonderful?&lt;BR&gt;&lt;BR&gt;Other entries reflect the fact that relatively minor events can seem huge in the early stages of developing a work at home business and can really contribute to an emotional roller coaster ride. For example, if you are just starting out and you have two customers/clients and you lose one...that&amp;#39s a 50% drop! However, if you fast-forward in time to the point where you have hundreds of customers/clients and you lose one...that&amp;#39s just a mere fraction of 1%! Same event, just at a different point in time.&lt;BR&gt;&lt;BR&gt;Looking back on it now, some of the stuff I recorded now seems humorous, but I&amp;#39m pretty sure that I was not amused at the time I made the notations.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Kirk Bannerman&lt;/P&gt;&lt;P&gt;About Kirk: Kirk Bannerman operates his own successful home based business and also coaches others seeking to start their own home based business. For more information visit his website, Proven Work At Home Business, at http://www.home-based-business-team.com&lt;/P&gt;&lt;P&gt;Overview&lt;BR&gt;&lt;BR&gt;In the Pre-Budget Report of December 2003 the Chancellor Gordon Brown announced proposals to levy an Income Tax charge from 6th April 2005 in those circumstances where the transferor of an asset retains and interest or continues to benefit from that asset. In the instance of real property, the &amp;#39benefit&amp;#39 envisaged is the transferor continuing to reside in the property he/she has allegedly given away.&lt;BR&gt;&lt;BR&gt;How the Charge Applies&lt;BR&gt;&lt;BR&gt;The Government refer to such assets as &amp;#39pre-owned assets&amp;#39 and, broadly speaking, its intention is to tax the &amp;#39annual value&amp;#39 of such assets as a benefit-in-kind on the former owner still enjoying the use of the asset. The annual value on which the charge is based will be the open-market rental for a property or a fixed percentage of the capital value of most other assets to which the new charge applies. Any amounts which the transferor pays for the use of the asset - rent for example - will be deducted from the annual value in arriving at the taxable benefit.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;The charge will also apply if a person provides the funds to purchase an asset which they go on to enjoy the benefit of after 5th April 2005.&lt;BR&gt;&lt;BR&gt;Rationale Behind the Charge&lt;BR&gt;&lt;BR&gt;The charge is intended to counter many Inheritance Tax planning schemes, but unfortunately, it will also impact many innocent and unintended victims. Thankfully, the legislation has included some exceptions to the application of the charge. The charge will not apply if;&lt;BR&gt;&lt;BR&gt;The asset was gifted before 8th March 1986&lt;BR&gt;&lt;BR&gt;The asset is owned by the transferor&amp;#39s spouse&lt;BR&gt;&lt;BR&gt;The asset is, in fact, still caught by the &amp;#39Gifts with Reservation&amp;#39 rules and as such Inheritance Tax applies instead (hence, the Income Tax charge will not be levied on top).&lt;BR&gt;&lt;BR&gt;The asset was sold at an arm&amp;#39s length price for cash (even if to a connected party).&lt;BR&gt;&lt;BR&gt;The transferor of the asset had themselves inherited it and their ownership had ceased as a result of a Deed of Variation affecting that inheritance.&lt;BR&gt;&lt;BR&gt;The transferor&amp;#39s continued enjoyment of the asset is merely incidental or has arisen only as a result of an unforeseen change in family circumstances.&lt;BR&gt;&lt;BR&gt;The annual taxable benefit (after deducting any contributions by the transferor, where necessary) does not exceed 2,500.&lt;BR&gt;&lt;BR&gt;The Inland Revenue have also confirmed that the charge will not apply in most cases where a taxpayer has funded life insurance policies held on trust. Finally, there is also an &amp;#39Opt Out&amp;#39 option whereby the transferor can opt not to pay the charge provided the asset is included back into their estate and therefore consequently being subject to Inheritance Tax.&lt;BR&gt;&lt;BR&gt;The Implications of the Charge&lt;BR&gt;&lt;BR&gt;Most of the Inheritance Tax Planning techniques usually involve a widow or widower having continued enjoyment of their former spouse&amp;#39s share of the property and thus it would appear on first inspection that in the majority of cases the charge would not apply as the transferor themselves would not be around to continue to enjoy or benefit from the property. &lt;BR&gt;&lt;BR&gt;However, a problem seems to arise where a couple own their property as joint tenants prior to commencing their tax planning strategy and subsequently changing their ownership title to tenants in common. Where the widow or widower formerly owned the property as joint tenants they had a share in ownership of the whole property. This means that the new Income Tax charge could conceivably apply to their continued occupation of the property after their spouse&amp;#39s death.&lt;BR&gt;&lt;BR&gt;A possible consequence of this for the future might mean that instead of acquiring property as joint tenants which has been the general rule, the wise policy would be to own the property as tenants in common instead. But how many people are aware of this distinction? Will legal advisors be prepared to explain the tax implications of acquiring property with the different legal titles?&lt;BR&gt;&lt;BR&gt;Conclusion&lt;BR&gt;&lt;BR&gt;How far will the new charge impact on current Inheritance Tax Planning schemes? As yet, it is too soon to tell, as the rules have not been fully fleshed out and as yet, it is too soon to say with any certainty what will happen and which schemes will be affected.&lt;BR&gt;&lt;BR&gt;But it seem fair to argue that the current Labour Government is doing its utmost to tax its citizens at every possible turn. Inheritance Tax avoidance schemes - indeed any tax avoidance scheme -are not unlawful. Planning for the future does not mean that people are engaging in tax evasion - which IS unlawful. But the policies being employed leave an uncomfortable impression of an angry parent chastising their child simply for being astute and planning for the future!&lt;BR&gt;&lt;BR&gt;Needless to say, the whole approach leaves a somewhat bitter taste in one&amp;#39s mouth.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Janine Byrne, LLB (Hons) LPc.&lt;/P&gt;&lt;P&gt;About Janine: Miss JsByrne holds a Bachelor of Law degree with Honours &amp;amp; a post-graduate diploma in Legal Practice. Also gained qualification in Wills Writing &amp;amp; is the owner/author of www.Draft-Your-Will.com and DYW Wills &amp;amp; Estate Planning Newsletter&lt;/P&gt;&lt;P&gt;There are numerous reasons why people choose to start a home-based business. Some of those reasons include:&lt;BR&gt;&lt;BR&gt;1. Dissatisfied with their present employment situation.&lt;BR&gt;&lt;BR&gt;2. Out of work due to being laid off or downsizing by their employer.&lt;BR&gt;&lt;BR&gt;3. A need to be home more with young children, an infirm family member, or aging parents.&lt;BR&gt;&lt;BR&gt;4. A yearning to be their own boss.&lt;BR&gt;&lt;BR&gt;Whatever your particular reason for exploring a home-based business, there are a few common steps you need to take in order to launch your business.&lt;BR&gt;&lt;BR&gt;First off, you need to come to grips with reality...be realistic in your expectations. Far too many folks read advertisements that are hype and imply quick money, and lots of it, from a home-based business start-up. It will certainly take a year, and in some cases it may take up to three years, before you begin to truly make a significant profit from your business.&lt;BR&gt;&lt;BR&gt;I have helped a large number of people start up their own home-based businesses using the Internet. Over time, I have come to recognize two of the most important factors for identifying people that should NOT start a home based business. If a prospective entrepreneur says something like...&lt;BR&gt;&lt;BR&gt;I&amp;#39m broke and need to make some money, fast!&lt;BR&gt;&lt;BR&gt;or,&lt;BR&gt;&lt;BR&gt;I want to start a home-based business, but I don&amp;#39t want to spend anything on it until after I start earning some money.&lt;BR&gt;&lt;BR&gt;...it is certain that they have not addressed reality and, with that mindset, they will most certainly fail.&lt;BR&gt;&lt;BR&gt;It takes a lot of time to successfully market and promote a new business. If you are planning a home-based business in order to spend a lot of time with young children or care for the elderly, a full-time business (and income) may not be a realistic objective.&lt;BR&gt;&lt;BR&gt;Second, spend some time researching your business idea. Make sure there is truly enough of a market for your product or service. It&amp;#39s easy to fall into the trap of having a hobby or passion for something that you like to do and just assuming that you can turn it into an economically viable business.&lt;BR&gt;&lt;BR&gt;Third, learn as much as you can about small business. There is a wealth of information available on this topic and the US Small Business Administration is probably as good a place to start as any. Just go to http://www.sba.gov/ and navigate to the sections dealing with home based businesses.&lt;BR&gt;&lt;BR&gt;Fourth, write a business plan. It is your roadmap to reaching your objectives. There are numerous articles on the Internet and in libraries that can assist you in developing your business plan as well as addressing the many other issues involved with starting and operating a business from home. As a starting point, here are a couple of Small Business Administration website locations that should prove useful:&lt;BR&gt;&lt;BR&gt;http://www.sba.gov/starting/indexbusplans.html&lt;BR&gt;http://www.sba.gov/library/pubs.html&lt;BR&gt;&lt;BR&gt;And last, but not least, seek the advice of a tax professional. Your first reaction may be that you can&amp;#39t afford such expenses right now; but, in reality, you can&amp;#39t afford not to seek such advice from the very beginning of your home business start-up. They can advise you about ways you may be able to reduce the amount of taxable business income at the end of the year. Paying for an hour or two of consultation with a tax professional at the beginning will probably save you much more than that amount later on down the road.&lt;BR&gt;&lt;BR&gt;I never cease to be amazed at the number of people that seem to think that some magic is somehow created when you put the words home based in front of the word usiness. It&amp;#39s still business...it just happens to be based in the home.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Kirk Bannerman&lt;/P&gt;&lt;P&gt;About Kirk: Kirk Bannerman operates his own successful home based business and also coaches others seeking to start their own home based business. For more information visit his website, Proven Work At Home Business at http://www.home-based-business-team.com&lt;/P&gt;&lt;P&gt;Why is it some people are incredibly successful at utilizing the power of the Internet in their marketing while others can&amp;#39t seem to figure out the winning formula?&lt;BR&gt;&lt;BR&gt;How often do entrepreneurs and salespeople look for that next magic formula to build their business and increasing revenues, never quite making any of it work? Many people make it much more difficult to succeed than it need be while others know exactly what to do -- and they do it.&lt;BR&gt;&lt;BR&gt;Ask anyone who has effectively integrated the use of the Internet into their overall marketing strategy and they will tell you success in building your business, both online and off, is about systems. Simple as that.&lt;BR&gt;&lt;BR&gt;Developing and utilizing systems is nothing new. Yet, the great search for the pot of gold at the end of the rainbow and getting rich quick continues.&lt;BR&gt;&lt;BR&gt;The place you&amp;#39ll find more gold than virtually anywhere else is in doing something many people just don&amp;#39t find appealing. It is in developing and maintaining a solid database. Unfortunately, many people don&amp;#39t find database management sexy enough. So they continually buy into that next secret formula.&lt;BR&gt;&lt;BR&gt;Fact is, with a well-groomed database you can increase your revenues and decrease your marketing costs. You can build customer relations and keep your name fresh in the minds of your market by keeping in touch. This establishes excellent position within your market.&lt;BR&gt;&lt;BR&gt;Most people would be amazed at how simple it is to build an incredibly profitable database by applying a few simple strategies. Remember, simple is not always easy. It will take time, commitment and focus.&lt;BR&gt;&lt;BR&gt;Bigger is not necessarily better when it comes to your database. Depending on your industry and what you sell you may be well served to focus on the few dozen or few hundred who want to buy from you rather than thousands who don&amp;#39t care about what you offer.&lt;BR&gt;&lt;BR&gt;On the other hand, there will be situations where building a massive list is exactly what you need to do. Especially if you have mass quantity products you are selling at a very low price. Then you may want to go for the numbers.&lt;BR&gt;&lt;BR&gt;Driving traffic to your site is an ongoing process as is building and maintaining your database. If you are serious about using the Internet in your marketing you need to lay the groundwork to optimize your opportunities.&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;Develop a fully operational web site&lt;/LI&gt;&lt;LI&gt;Have a way to capture contact information such as a sign up form&lt;/LI&gt;&lt;LI&gt;Give people a reason for leaving their contact information such as an Ezine, free report or ebook, an article of interest to your target market or anything that is of benefit to the reader&lt;/LI&gt;&lt;LI&gt;Develop a series of content driven messages that address your customers&amp;#39 needs&lt;/LI&gt;&lt;LI&gt;Keep your name in front of your market consistently without being annoying&lt;/LI&gt;&lt;LI&gt;Write and distribute articles to various online resources that are pertinent to your market&lt;/LI&gt;&lt;LI&gt;Create a byline that contains your web address&lt;/LI&gt;&lt;LI&gt;Do not make the articles a hard sell. Rather, provide information that positions you as a resource before you are a vendor&lt;/LI&gt;&lt;LI&gt;Develop a list of forums and discussion groups you can participate in&lt;/LI&gt;&lt;LI&gt;Commit to the long-term.&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;By focusing on developing a solid database and providing incredible value to your market you can and will achieve success in your business. Guaranteed!&lt;/P&gt;&lt;P&gt;Copyright  2005 Kathleen Gage&lt;/P&gt;&lt;P&gt;About Kathleen: Kathleen Gage is an award winning keynote speaker, author and business advisor specializing in marketing and promotions. She is the recipient of the Utah 2004 Giant Step Award for business creativity and success. Access Gage&amp;#39s FREE eBook Street Smarts eMarketing Tips Guaranteed to Jump Start Your Internet Presence to Put You Miles Ahead of the Competition at http://www.streetsmartsmarketing.com/free-ebook.htm&lt;/P&gt;&lt;P&gt;Not having enough money for a comfortable retirement tops the list of financial concerns among aging Americans, according to a recent Gallup Poll. It even outweighs peoples&amp;#39 worries about having a serious illness or accident.&lt;BR&gt;&lt;BR&gt;With statistics showing that Americans can expect to live 20 or more years after reaching retirement age and our longevity continuing to inch upward, these fears could be well founded.&lt;BR&gt;&lt;BR&gt;Three out of 10 American workers haven&amp;#39t saved at all for retirement, and among those who do, many have not saved enough, according to another study. The study showed that three out of 10 workers age 55 or older have saved less than $25,000.&lt;BR&gt;&lt;BR&gt;Many of us plan to work past the normal retirement age. But at this rate, we may not have a choice. Some of us in the Baby Boom generation can expect to work beyond age 65, whether we want to or not.&lt;BR&gt;&lt;BR&gt;There is an alternative to having to work full-time until we&amp;#39re in a wheelchair. It&amp;#39s also a smart choice as we get past age 50 and want to slow down a bit, but still stay active and&lt;BR&gt;stimulated. And that&amp;#39s to gradually make the transition from working full-time as an employee to being in business for ourselves on a contract or per-project basis. By planning ahead,&lt;BR&gt;you can gradually turn your job skills into a microbusiness while you are still employed.&lt;BR&gt;&lt;BR&gt;If you have worked in a specific industry for 10, 15 or more years, you are ideally suited for this type of transition. You can set up a home office in a spare bedroom of your home,&lt;BR&gt;get the equipment you need and gradually establish your business.&lt;BR&gt;&lt;BR&gt;When the time comes and you want to make the change, you can do it on your own terms  often by negotiating a contract with your existing employers for 50 percent of your time. There are other ways to make the change, such as&lt;BR&gt;negotiating with your employer for a reduced work week, or working from home as a eleworker for a few days a week.&lt;BR&gt;&lt;BR&gt;Still others have begun their private practice by moonlighting  doing a few projects for other clients on the side at night or on weekends in the year leading up to their departure, and&lt;BR&gt;building up a clientele that way. Provided such work isn&amp;#39t prohibited by your full-time employment contract, it&amp;#39s another smart way to get started.&lt;BR&gt;&lt;BR&gt;Enjoy The freedom&lt;BR&gt;&lt;BR&gt;Being your own boss means you get to choose how hard you work and how much you are compensated. If you want to earn extra cash for an upcoming trip or purchase, you can work a few extra hours per week or take an extra project. If you want to take four weeks off and visit friends in Florida, simply plan ahead,keep your clients informed, and off you go.&lt;BR&gt;&lt;BR&gt;Perhaps that&amp;#39s why people over 50 are much more likely to be self-employed, according to a study commissioned by the American Association of Retired Persons (AARP). The study showed that 16 percent of people over 50 were self-employed, compared with 10 percent of the general workforce. Plus one-third of self-employed seniors were first-time entrepreneurs who began their business after turning 50 and spending many years working for other people.&lt;BR&gt;&lt;BR&gt;Being in business for yourself especially after a lifetime of being an employee for a larger organization is the next best thing to being financially independent while still earning a living.&lt;BR&gt;&lt;BR&gt;You can scale back your hours worked per week to ease into retirement. Or work in bursts of activity to earn extra money for special purchases or travel. And the best part is it often doesn&amp;#39t even feel like work anymore.&lt;/P&gt;&lt;P&gt;Copyright  2005 Barnaby Kalan&lt;BR&gt;&lt;/P&gt;&lt;P&gt;About Barnaby: Barnaby Kalan is an award-winning copywriter and direct marketing consultant who also helps people launch and build their businesses. His book, Outsourcing Yourself, reveals the safest, smartest ways to turn your current job skills into a six-figure income as a self-employed freelancer or consultant. For details, visit www.outsourcing-yourself.com&lt;/P&gt;&lt;P&gt;One of the most effective ways to help your staff succeed is to provide regular, consistent coaching throughout the year. A Progress Review is a specific kind of coaching discussion, tied to the employee&amp;#39s Annual Objectives and Standards. It is an informal discussion in which the manager coaches the direct report to meet any unmet goals that are below target, and praises him or her for goals that are being met. Conducting progress reviews are a very important role for being an effective leader or coach. It is suggested that each of your direct reports receive a progress review discussion from you at least 2-3 times per year.&lt;BR&gt;&lt;BR&gt;An outline of process for conducting a Progress Review is below:&lt;BR&gt;&lt;BR&gt;1. Refer to the annual objectives and standards previously developed. Give a copy to the employee.&lt;BR&gt;&lt;BR&gt;2. Ask the employee to review his or her progress to date.&lt;BR&gt;&lt;BR&gt;3. Praise the employee for all on-target performance.&lt;BR&gt;&lt;BR&gt;4. For below-target performance, ask the employee for suggestions to improve. After all the employee&amp;#39s suggestions have been made, contribute any additional ideas you may have.&lt;BR&gt;&lt;BR&gt;5. Revise and change the standards or objectives where necessary.&lt;BR&gt;&lt;BR&gt;6. Set a date for the next progress review session.&lt;BR&gt;&lt;BR&gt;If you schedule progress reviews with each of your direct report at designated intervals throughout the year, you will find that it helps you remember to conduct these very important coaching discussions. The end result is that your staff will be more productive, and you will be an excellent leader. Don&amp;#39t put them off! Schedule progress reviews today!&lt;/P&gt;&lt;P&gt;Copyright  2005 Susan Cullen&lt;/P&gt;&lt;P&gt;About Susan: Susan Cullen is President of Quantum Learning Solutions, Inc., based in New Jersey. She has over 15 years experience in Organizational Development and is considered an expert in the use of blended learning methodologies for lasting organizational change. For more information go to http://www.quantumlearn.com or you can reach us at (800) 683-0681.&lt;/P&gt;&lt;P&gt;Definition of affiliate marketing:&lt;BR&gt;&lt;BR&gt;Affiliate marketing is taking someone else&amp;#39s product or service and advertising it using your own affiliate website or link in order to make money. The owner of the website/product/service will pay you a percentage of each sale generated through your unique affiliate link or website. Sounds a bit confusing, but in reality is a very simple process with a win/win situation for all parties involved and a fun way to make money online.&lt;BR&gt;&lt;BR&gt;How to get started:&lt;BR&gt;&lt;BR&gt;You have two options to consider when doing affiliate marketing, whether to have a website or to simply advertise using your unique affiliate link. Many affiliates will create an informational website to be used as a basis for related affiliate links. This can be a great option, due to the fact that you would only need to advertise one website in order to make money.&lt;BR&gt;&lt;BR&gt;To go this route, think of something that you are passionate about or something that is a hot topic right now. Once you have determined your theme you need to decide on a website name. To find ideas and keywords to be used as a URL, or domain name, I would recommend using http://wordtracker.com to find appropriate popular keywords related to your theme. It is good to use a popular keyword as your website and domain name so that you will rank higher in search engines.&lt;BR&gt;&lt;BR&gt;Once you have your theme and have chosen a name, you need to register your domain name and obtain website hosting. I recommend using Yahoo for your website hosting needs. They offer a free domain name and website builder that does not require knowledge of html when you purchase website hosting. They also allow you to pay monthly rather than having to pay a year in advance which helps you save with upfront costs.&lt;BR&gt;&lt;BR&gt;Your next step would be to build your website and fill it to the brim with great information related to your theme. A great and easy way to do this is to get articles from free article websites like the ones listed below:&lt;BR&gt;&lt;BR&gt;http://www.1st-in-articles.com/&lt;BR&gt;http://www.advertisingknowhow.com&lt;BR&gt;http://www.amazines.com&lt;BR&gt;http://www.articlecity.com&lt;BR&gt;http://www.ArticleHub.com http://www.articles911.com http://www.articletrades.com&lt;BR&gt;http://www.marketing-seek.com&lt;BR&gt;http://www.parentclicks.com&lt;BR&gt;http://www.zongoo.com&lt;BR&gt;&lt;BR&gt;Then, once you have a great website full of information about your theme, your next step is to work on search engine optimization. Do a search on Google for SEO and you will find lots of free information on how to do this. You also need to offer a free newsletter so that you can establish repeat visitors.&lt;BR&gt;&lt;BR&gt;When your informational website is complete and fully optimized, submit it to all of the major search engines. Google&amp;#39s submit a URL can be found under About Google. This is the main one and the best place to start. Yahoo charges a fee to submit your website to them so this would be something you could do later.&lt;BR&gt;&lt;BR&gt;Now you are ready to start adding affiliate links to your website so you can earn money! Sign up at these free websites and find appropriate websites to affiliate with:&lt;BR&gt;&lt;BR&gt;http://www.LinkShare.com&lt;BR&gt;http://www.CJ.com&lt;BR&gt;http://www.ShareASale.com&lt;BR&gt;http://www.Clickbank.com&lt;BR&gt;&lt;BR&gt;Also, add Google Adsense to your website for added revenue. Advertise using Pay Per Click such as Google.com/Adwords and Overture.com. Continue to add a page of information to your website daily. The more information you have, the higher your chances of ranking with more keywords on the major search engines. Have fun maintaining your website and watching your traffic...and your revenue grow! Affiliate marketing is a great way to make money and your earning potential is almost endless. Affiliate marketing is something you can get started doing today to earn money online.&lt;/P&gt;&lt;P&gt;Copyright  2005 Monica Faircloth&lt;/P&gt;&lt;P&gt;About Monica: Monica Faircloth is a freelance writer and a work at home mentor as well as the owner of: http://www.TheMommySite.com, http://www.HomeBasedMommy.com and http://www.Work-Online.org.&lt;/P&gt;&lt;P&gt;Many students start becoming consumers of credit when they get their first student credit card in college. Student credit cards can give them a highly convenient way of making purchases; however this is also a time of great responsibility as they start their first endeavor into money management.&lt;BR&gt;&lt;BR&gt;You need to be careful when using your student credit card. This is the time you start building your credit report which will come into play when you start needing money to buy a house or a car. It is very easy to misuse credit in college. Usually it is very expensive being a college student nowadays and it can be hard to keep track of bills and pay them on time.&lt;BR&gt;&lt;BR&gt;However a student credit card can also be very convenient. It can teach you better money management skills. If you work hard you can start building a solid credit score. Students can also avoid carrying around cash. Many student credit cards offer protection incase the card gets stolen or lost.&lt;BR&gt;&lt;BR&gt;There is much choice for students when it comes to selecting a card. The first thing when choosing a student credit card is to find one with a low APR.&lt;BR&gt;&lt;BR&gt;Many student credit cards will even allow you to accumulate points from your purchases which you can redeem for DVDs, books, CDs and other cool rewards.&lt;BR&gt;&lt;BR&gt;If you misuse your student credit card and keep making late payments, you will be under a huge debt burden when you graduate and need to buy a home or a car. Student credit cards are not a student loan. Consider them as high interest loans which you should pay off immediately.&lt;BR&gt;&lt;BR&gt;On the other hand by properly managing your payments, you can have a good credit score when you graduate. If you make your payments on time, you can also avoid the interest charges. Be careful of the late fees on your student credit card.&lt;BR&gt;&lt;BR&gt;Student credit cards generally have low interest rates but they might have a smaller maximum credit limit.&lt;BR&gt;&lt;BR&gt;If you are a college student, you may have received a lot of student credit card offers through the mail. Credit card companies want you to get hooked on their card early in life, so that you remain their loyal customer in the future.&lt;BR&gt;&lt;BR&gt;Online applications have made it very convenient to apply for a student credit card. In addition the Internet can let you shop around from a wider selection of cards right from your home. Usually it is a secure way to apply if the online site has a secure server.&lt;BR&gt;&lt;BR&gt;You can qualify for a student credit card if you are at least 18 years of age.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;&lt;P&gt;Everyone can be put at a disadvantage if they have poor credit. Lenders are less likely to loan to people with a poor credit history, therefore it becomes a huge handicap for people looking to buy on credit.&lt;BR&gt;&lt;BR&gt;If you want to buy your car or house on credit, poor credit can be a huge obstacle. Even if you are approved for the loan, it is hard to secure competitively low interest rates in the industry.&lt;BR&gt;&lt;BR&gt;Anyone with a Fico score under 600 is usually considered a person with poor credit. Many people end up with poor credit due to misuse of credit cards. People are usually uninformed about how late payments can negatively affect their credit report. In fact a lot of bankruptcies in the United States are caused by mishandling of credit cards.&lt;BR&gt;&lt;BR&gt;Fixing Poor Credit&lt;BR&gt;&lt;BR&gt;Tired of being rejected for loans? Tired of sky-high interest payments? It is time to repair your poor credit.&lt;BR&gt;&lt;BR&gt;One way you can fix your poor credit is to try to regain control over your debt situation. There are many agencies that can provide debt consolidation or complete debt elimination services. Once you are able to make your debt payments in time, you will reduce the deductions taking place on your credit score.&lt;BR&gt;&lt;BR&gt;Poor credit can be caused by not properly planning your expenses so that you do not have enough money left over to pay your bills on time. By creating financial plans such as a household budget and a savings plan, you can get control over your expenses. Proper organization can help you get rid of your poor credit.&lt;BR&gt;&lt;BR&gt;Credit cards available to people with poor credit usually have lots of fees such as an annual fee and a high APR. However these cards can give you the chance to start repairing your credit. With a good credit score you can become eligible to lower interest rates and fees on any loan you take out, therefore it is certainly very desirous to start fixing your poor credit.&lt;BR&gt;&lt;BR&gt;If you need money in an emergency and are hindered by your poor credit, you can look into a cash advance payday loan. Cash advance agencies usually do not carry out credit checks. However these loans are meant only for the short term and could cost you dearly if you delay the repayment.&lt;BR&gt;&lt;BR&gt;Good credit is not built in a day. It will take persistence on your part to repair your credit. With a good credit you can finally be able to buy the house or car of your dreams. You will find many more doors open to you after you have fixed your poor credit.&lt;BR&gt;&lt;BR&gt;Even with poor credit you may find agencies willing to loan to you. Search the advertised offers from home mortgage companies, auto dealers and credit card agencies where they say they will provide loans even to people with poor credit.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;12 Tips For A Successful Affiliate ProgramKen Hill&lt;P&gt;1. Look around at other competing businesses that offer affiliate programs, and think of ways that you can make your affiliate program more attractive.&lt;BR&gt;&lt;BR&gt;2. Pay your affiliates well for their efforts.&lt;BR&gt;&lt;BR&gt;If you&amp;#39re thinking about offering a 10% commission for sales of your product and a competing business is paying a 50% commission for referrals, you&amp;#39ll lose affiliates to your&lt;BR&gt;competitor.&lt;BR&gt;&lt;BR&gt;3. Make your affiliate program more lucrative by offering residual commissions.&lt;BR&gt;&lt;BR&gt;This is an excellent choice if you offer a product that is paid for on a residual basis such as webhosting or access to your membership site.&lt;BR&gt;&lt;BR&gt;4. Offer lifetime commissions.&lt;BR&gt;&lt;BR&gt;Your affiliates will see the power of lifetime commissions, and work hard to promote your business and send you more sales.&lt;BR&gt;&lt;BR&gt;5. Make your affiliate program two-tier.&lt;BR&gt;&lt;BR&gt;Reward your affiliates by giving them a commission on the sales of people they refer to your affiliate program.&lt;BR&gt;&lt;BR&gt;6. Don&amp;#39t leave your affiliates out in the cold.&lt;BR&gt;&lt;BR&gt;Provide your affiliates with lots of sales items that they can use to successfully promote your products.&lt;BR&gt;&lt;BR&gt;Some items you could offer your affiliates:&lt;BR&gt;&lt;BR&gt;- e-zine ads (sponsor ads, classified ads, 2 liners)&lt;BR&gt;- signature file ads&lt;BR&gt;- sales letters/solo ads&lt;BR&gt;- brandable ebooks&lt;BR&gt;- sample recommendations&lt;BR&gt;- email courses&lt;BR&gt;- your articles that they can reprint with their affiliate URLs in your resource box.&lt;BR&gt;&lt;BR&gt;7. Be quick to respond to your affiliates&amp;#39 emails.&lt;BR&gt;&lt;BR&gt;An easy way to lose your affiliates is to not respond to their questions in a timely manner, or to not respond to their e-mails at all.&lt;BR&gt;&lt;BR&gt;It shows that you don&amp;#39t value them, and since their are tons of other affiliate programs, you would be losing potentially very good affiliates to other businesses.&lt;BR&gt;&lt;BR&gt;8. Provide your own tips and advice.&lt;BR&gt;&lt;BR&gt;Follow up with your affiliates with tips and strategies that they can use to increase their commissions.&lt;BR&gt;&lt;BR&gt;9. Reward your top affiliates with higher commissions and bonuses.&lt;BR&gt;&lt;BR&gt;You&amp;#39ll be able to achieve more sales over the long term because your top affiliates won&amp;#39t jump to another affiliate program where their efforts are more appreciated.&lt;BR&gt;&lt;BR&gt;10. Publish an affiliate&amp;#39s newsletter.&lt;BR&gt;&lt;BR&gt;Your affiliate&amp;#39s newsletter will help you to share your tips with your affiliates, and keep them going in the right direction.&lt;BR&gt;&lt;BR&gt;You could also use your newsletter to keep your top affiliates excited about your program.&lt;BR&gt;&lt;BR&gt;Some effective ways to do this are:&lt;BR&gt;&lt;BR&gt;- Share what your top affiliates do to earn big commission checks.&lt;BR&gt;- Showcase their sites and tell why their sites sell.&lt;BR&gt;- List your 5 or 10 highest earning affiliates for the month.&lt;BR&gt;&lt;BR&gt;11. Track your affiliates&amp;#39 sales accurately.&lt;BR&gt;&lt;BR&gt;Your affiliates will find out if they send you customers and you don&amp;#39t credit them with their commissions.&lt;BR&gt;&lt;BR&gt;Your affiliate program will lose credibility and you&amp;#39ll end up losing your affiliates as word gets around.&lt;BR&gt;&lt;BR&gt;12. Participate in affiliate marketing forums.&lt;BR&gt;&lt;BR&gt;Share your valuable advice and expertise with the members of the forums you participate in.&lt;BR&gt;&lt;BR&gt;Include your signature file that promotes your affiliate program, and always follow the rules of the forums you join.&lt;/P&gt;&lt;P&gt;Copyright  2005 Ken Hill&lt;/P&gt;&lt;P&gt;Resource box: Want To Start Your Own Profit Driving Affiliate Program? Power packed solution has what you need. Includes affiliate program software, shopping cart, ad tracking and easy e-zine management. Automate your online business today at: http://www.scstats.com/r.cfm?i=5029&lt;/P&gt;&lt;P&gt;Here&amp;#39s a quiz question (Not trick question):&lt;BR&gt;&lt;BR&gt;What attracts online success?&lt;BR&gt;&lt;BR&gt;Success is attracted to speed.&lt;BR&gt;&lt;BR&gt;Speed attracts success.&lt;BR&gt;&lt;BR&gt;In fact, because I want to get this message across to you as fast as possible, you&amp;#39ll find grammatical errors because it&amp;#39s not been proof read yet. I just thought of this and you&amp;#39re reading it right now after this tip was manifested from my mind.&lt;BR&gt;&lt;BR&gt;Do you know that ...&lt;BR&gt;&lt;BR&gt;There are millions of other people having the same ideas you have in mind this instant on how make money on the internet?&lt;BR&gt;&lt;BR&gt;Let&amp;#39s say, you saw an opportunity in an online niche market.&lt;BR&gt;&lt;BR&gt;Maybe, you think that writing an ebook about &amp;#39A Guide To Breed Persian Cats&amp;#39 would be a profitable info-product to sell online.&lt;BR&gt;&lt;BR&gt;If this is true, do you think that you are the only person who found or realized this potential?&lt;BR&gt;&lt;BR&gt;I doubt it.&lt;BR&gt;&lt;BR&gt;On the internet, it&amp;#39s not the big that swallows the small, but the fast that beats the slow.&lt;BR&gt;&lt;BR&gt;If you delay your online income stream ideas you have in mind, it&amp;#39s just a matter of time before someone else around the world &amp;#39steal&amp;#39 it away.&lt;BR&gt;&lt;BR&gt;Those who had pioneered the profitable online niche will be the leader of the market. And the leaders will take home big fat checks each month.&lt;BR&gt;&lt;BR&gt;The more time you delay from launching your excellent ideas you have, the higher risk you are exposing yourself from &amp;#39losing&amp;#39 it to someone else.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s another example:&lt;BR&gt;&lt;BR&gt;Have you notice that when a product is &amp;#39hot&amp;#39 in the market, you&amp;#39ll see many marketers promoting it as an affiliate?&lt;BR&gt;&lt;BR&gt;If you are promoting the same product, do you think you&amp;#39ll get more sales if you are the first one who promotes it or the 10th person to do that?&lt;BR&gt;&lt;BR&gt;It&amp;#39s a no-brainer question. The earlier you get to promote it BEFORE EVERYONE ELSE, the higher your chance of getting more sales.&lt;BR&gt;&lt;BR&gt;In a nutshell, speed is very important to be successful online.&lt;BR&gt;&lt;BR&gt;So, if online success is attracted to speed, how are you going to use this to your advantage?&lt;BR&gt;&lt;BR&gt;Always use leverage to save your time whenever you can because the LONGER TIME you take, the SLOWER you&amp;#39ll start your online income stream.&lt;BR&gt;&lt;BR&gt;Like, instead of me thinking on how to write more business tips or create marketing content, I&amp;#39ve purchased Viral Article Tool Kit that allows me to use the content in it. This way, I save time by using other people&amp;#39s time and knowledge.&lt;BR&gt;&lt;BR&gt;Viral Article Tool Kit package includes 199 prewritten articles and 900 business tips that you rebrand or rewrite for your own use for free.&lt;BR&gt;http://www.internetcoachingprogram.com/vat/index.html&lt;BR&gt;&lt;BR&gt;Or you can always hire a ghost writer if you do not have enough time to create content for your website.&lt;BR&gt;&lt;BR&gt;But the most important part is to be able to absorb internet marketing knowledge and information as much as possible at THE SHORTEST PERIOD of time.&lt;BR&gt;&lt;BR&gt;This can be done by using speed-reading strategy. I&amp;#39ve recently tested it and it works.&lt;BR&gt;&lt;BR&gt;If you like a recommendation from me, I&amp;#39ll recommend &amp;#39The 16-Minute Speed-Reading Audio Program&amp;#39 because I&amp;#39ve used it personally.&lt;BR&gt;&lt;BR&gt;You can now DOUBLE your reading speed for all of the internet marketing ebooks that you have. Go to:&lt;BR&gt;&lt;BR&gt;http://www.internetcoachingprogram.com/speedread/index.html&lt;BR&gt;&lt;BR&gt;Now that you realized that speed is very important to attract online success, don&amp;#39t you feel an urgency to start making money online today?&lt;/P&gt;&lt;P&gt;Copyright  2005 Patric Chan&lt;/P&gt;&lt;P&gt;About Patric: Patric Chan is a direct response expert, internet infopreneur, marketing strategist and author. At the age of 24, he had achieved many extraordinary results in the internet marketing world. He had joint-ventured with many famous internet marketing experts in product creations and selling online. http://www.InternetMarketing-Tactics.com&lt;/P&gt;&lt;P&gt;There&amp;#39s good news for public relations execs, marketing professionals and even one-man-band entrepreneurs: journalists are surfing your sites looking for news.&lt;BR&gt;&lt;BR&gt;It&amp;#39s true - while some PR people spend months trying to win over cynical reporters in order to wrangle a company profile or CEO interview (and get nowhere), an army of journalists are proactively hunting for facts, figures and interview candidates.&lt;BR&gt;&lt;BR&gt;Now the bad news: these same journalists say most online press rooms suck. Big time. If you&amp;#39re thinking to yourself: &amp;#39We don&amp;#39t have a press room,&amp;#39 chances are you&amp;#39re missing out on important media opportunities. If you&amp;#39re thinking &amp;#39What&amp;#39s a press room&amp;#39, you need to act fast.&lt;BR&gt;&lt;BR&gt;In an ideal world, a press room is a vibrant, constantly updated section of your corporate website including company backgrounders, executive profiles, news releases (with a comprehensive searchable archive), media mailing list and - perhaps most importantly - clear and concise contact information if journalists need to get in touch.&lt;BR&gt;&lt;BR&gt;Want to see a great press room? As usual, Google pulls it off by keeping things nice and simple:&lt;BR&gt;&lt;BR&gt;http://www.google.com/intl/en/press/index.html&lt;BR&gt;&lt;BR&gt;If you haven&amp;#39t got the time or resources to put together a world-class press room like that, here are a couple of strategies that can help you in the short-term. But keep in mind these are suggested as temporary measures - an accessible, professional press room is no longer a luxury for a company that considers itself professional, it&amp;#39s an absolute necessity.&lt;BR&gt;&lt;BR&gt; Blog It!&lt;BR&gt;&lt;BR&gt;Sign up for a blog at one of the big free providers such as Blogger (http://www.blogger.com). These services are template based and you can have their standard layouts look and feel like your own site in a jiffy. To be honest, even if you use the standard template, change the title and give it the odd tweak here and there you&amp;#39ve still covered the important bases.&lt;BR&gt;&lt;BR&gt;Then place a link on your corporate website to the new blog (perhaps label it as &amp;#39News Blog&amp;#39 or plain old &amp;#39News Room&amp;#39 or &amp;#39Press Room&amp;#39) and you&amp;#39re ready to promote your news. Be sure to include full contact details in the blog&amp;#39s bio section - remember, journalists are always on one deadline or another and they want your input NOW! If you&amp;#39re worried about spambots gathering your email address, include them as &amp;#39name &amp;lt;-at-&amp;gt; domain dot com&amp;#39. If a journalist can&amp;#39t work that out you probably don&amp;#39t want to hear from them anyway.&lt;BR&gt;&lt;BR&gt;Once your blog is up and running, turn it over to one or two key members of your staff. Have them post news releases - and shorter news updates - to the blog as often as possible. The beauty of this solution is that you get free XML/RSS feeds thrown in via the Blogger engine. If you don&amp;#39t go for Blogger, be sure to check on XML/RSS feeds before you select a suitable service.&lt;BR&gt;&lt;BR&gt; The Single-Click Press Room&lt;BR&gt;&lt;BR&gt;Even if your corporate website is a few pages of plain HTML a friend knocked together as a favour and you&amp;#39re unwilling to make any drastic changes to it in order to add a press room, you can still provide visitors with a full list of your press releases with the addition of a single link to your main site.&lt;BR&gt;&lt;BR&gt;First of all, ensure you&amp;#39re making full use of one of the free press release distribution services. For the sake of this example I hope nobody objects if I use our own, ClickPress (http://www.clickpress.com).&lt;BR&gt;&lt;BR&gt;Enter your company name in quotes as a search term - for example: Vegetarian Society. Hit search and you will be presented with the results: press releases about or including references to your company. Click on the link below for a live example using Vegetarian Society:&lt;BR&gt;&lt;BR&gt;http://www.clickpress.com/cgi-bin/releases/search.cgi?query=%22Vegetarian+Society%22&lt;BR&gt;&lt;BR&gt;A search for Your Company will look something like this:&lt;BR&gt;&lt;BR&gt;http://www.clickpress.com/cgi-bin/releases/search.cgi?query=%22Your+Company%22&lt;BR&gt;&lt;BR&gt;Copy that URL (with your own company&amp;#39s name, of course) and there you have it. Well, almost, you still need to add it to your site. Add a link to the URL, label the link &amp;#39Recent Press Releases&amp;#39 and every time you add a new press release to the news distribution site it will be included in the dynamic search - you&amp;#39ve got an automatic, single-click press room.&lt;BR&gt;&lt;BR&gt; Contacts, Contacts. Contacts&lt;BR&gt;&lt;BR&gt;Perhaps the most regular criticism made by web-savvy journalists is a lack of media contact info on most corporate sites. If you do nothing else to your site you should add a few lines explaining who journalists should contact at your company and how they should do it.&lt;BR&gt;&lt;BR&gt;If you&amp;#39re worried about spam, encrypt email addresses as explained above or include them as a graphic rather than a hot link. Provide a landline number and explain between what hours someone will be available to take calls (and be sure to include your time zone, unless you&amp;#39re happy to field calls at three in the morning from a journalist half way around the world).&lt;BR&gt;&lt;BR&gt;There are a wealth of additional cost-free additions you could make to your site to make it media friendly (a press release mailing list hosted by Yahoo! Groups or Topica perhaps), so be sure to check out what other companies are doing.&lt;BR&gt;&lt;BR&gt;Best place to find them? In the results of a news search engine, because they&amp;#39re the ones that have secured media coverage thanks to a proper press room.&lt;BR&gt;&lt;BR&gt;Copyright  2005 George Hopkin&lt;BR&gt;&lt;/P&gt;&lt;P&gt;About George: George Hopkin is a freelance journalist and CEO of ClickPress (http://www.clickpress.com), a free press release distribution service which distributes content to some of the world&amp;#39s most influential news and web search engines. ClickPress is a propery of Pressventures, a provider of free and fee-based services to PR professionals.&lt;/P&gt;&lt;P&gt;Reel them in!&lt;BR&gt;&lt;BR&gt;Think for a moment about newspapers. Have you ever heard the phrase, he headline screamed...? This will probably give you an image of a headline that says, Town demolished by flood, or, Strange virus discovered in water supply. Doesn&amp;#39t it make you want to read on, to find out the details of the story?&lt;BR&gt;&lt;BR&gt;For the purpose of your headline, you do not have to proclaim disaster in order to get attention. In most cases, you won&amp;#39t want disaster mentioned in connection with anything having to do with your business, unless you fix disasters! You also don&amp;#39t have to be overly clever or humorous. The direct approach works best, and is appreciated the most.&lt;BR&gt;&lt;BR&gt;When prospective clients are at the door, invite them in. Here are some steps to help you put together a winning headline, and create not just a reading audience, but a buying audience.&lt;BR&gt;&lt;BR&gt;Define your target market.&lt;BR&gt;&lt;BR&gt;* Who is your target audience?&lt;BR&gt;&lt;BR&gt;* What are the hopes, dreams, wishes, and needs of this audience?&lt;BR&gt;&lt;BR&gt;* Who do you think would buy from you? Are they business people, teenagers, or married&lt;BR&gt;couples? Are they spiritual, health-conscious, or disorganized?&lt;BR&gt;&lt;BR&gt;* Why is your product a good fit for this market? Provide a hook.&lt;BR&gt;&lt;BR&gt;Targeting your target market.&lt;BR&gt;&lt;BR&gt;* Speak directly to your audience, as this is the market that will purchase from you.&lt;BR&gt;&lt;BR&gt;* Use specifics. Tired moms, ime-challenged business owners. Let them know you are talking right to them. Generally, retired people will not be interested in the trendiest t-shirts for the in-crowd at the local high school. Aim for your audience.&lt;BR&gt;&lt;BR&gt;By boiling your business down to its essential parts, you will be better situated to make sure you are reaching the right audience, and grabbing their attention. A buyer needs to feel right away that you are talking directly to them and that you can improve their life in some way, or else they will give you neither their time, nor their dollars.&lt;BR&gt;&lt;BR&gt;On the web, you generally have only one opportunity to not only get someone&amp;#39s attention, but to keep it. If you lose them at the headline, you have just lost your opportunity to convince them why it is such a great idea to do business with you. Grab their interest. If you don&amp;#39t, it&amp;#39s doubtful they will come back again, and you may have lost a great prospect. Make your headline count.&lt;/P&gt;&lt;P&gt;Copyright  2005 David Geer&lt;/P&gt;&lt;P&gt;About David: Visit David Geer&amp;#39s Web site for eBusiness marketing information and resources&lt;BR&gt;http://www.cashflowseller.com/index.html&lt;/P&gt;&lt;P&gt;When you step into a room, you get one free moment. In that moment colleagues and clients are making assumptions of who and what you are all about. If your visual integrity does not reflect your capabilities, it may take many further meetings to undo that first impression.&lt;BR&gt;&lt;BR&gt;Call it impression management, style or good grooming, the business professional knows the power of a positive image. Savvy business style requires more than an expensive suit! Details from your shirt to your shoes, and your hairstyle to your accessories can reveal an approachable, professional harmony or compromise your credibility in the blink of an eye.&lt;BR&gt;&lt;BR&gt;In todays highly competitive market, your image is an investment. Whether corporate or business casual, suitable clothing enhances your personal silhouette, colouring and reflects your current business environment. Business casual does not mean weekend wear. Good quality separates can stretch your wardrobe and still polish your professional look.&lt;BR&gt;&lt;BR&gt;William Thoroulby was the Marlboro man; he became one of Americas first male image consultants. His favourite phrase was you are what to wear. Something to seriously consider...&lt;/P&gt;&lt;P&gt;Copyright  2005 Shelley Brown-Williams&lt;/P&gt;&lt;P&gt;About Shelley: Shelley Brown-Williams is a professional speaker, author and the founder of The Style File Image Consulting System Inc. Visit www.stylefilesystem.com or email info@stylefilesystem.com for more information.&lt;/P&gt;&lt;P&gt;Are you unable to pay your bills? Pick up your phone and call your creditors; you will be surprised at the goodwill most creditors and collectors give the persons who bothers to pick up the phone and make an agreement.&lt;BR&gt;&lt;BR&gt;You should not loose your night sleep or turn into a nervous wreck because of your inability to pay some bills. In most cases you do not even need help from others to solve the problems, a phone call to the bill collectors is usually enough. Yes, you will feel embarrassed when you call some stranger and tell them that you are unable to pay your debt and you will most likely feel like a beggar. The short moment of embarrassment is however, a low price to get your financial issues straightened.&lt;BR&gt;&lt;BR&gt;Here it was you should do. Find your invoice that you are unable to pay, if you have more than one invoice and are unable to pay all of them, choose the invoice with the lowest amount. Find the phone number to the invoice issuer, you will most likely find the phone number at the invoice, and call it. One important notice: you will most likely be transferred between two or more people before you reach someone who can help you. Be prepared to explain your situation more than one time and be prepared to be waiting on hold for a long time. Surprisingly many people give up because of these small, maybe irritating, details. Do not give up; explain, wait, repeat, wait, etc. Accept that this is how it works and don not get frustrated, your mission is too important.&lt;BR&gt;&lt;BR&gt;When you finally reach someone who has the authorities to help you, be humble. Explain the person that you have some economical difficulties this month and that you are unable to pay your debt. Note that you will have a much stronger case if you are able to pay some of your invoiced amount immediate. Here are some of the possible outcomes of your conversation:&lt;BR&gt;&lt;BR&gt;1. You will not reach any agreement. You most probably fear this outcome. You should not; nothing has changed. Your situation has not been worsening, but you have eliminated one solution.&lt;BR&gt;&lt;BR&gt;2. You will make an agreement to pay your invoice later. Most probably, you will have to pay a fee due to the delay.&lt;BR&gt;&lt;BR&gt;3. You will make be able to split the invoices into several smaller invoices.&lt;BR&gt;&lt;BR&gt;You should know what kind of deal you want before you make your call. However, be prepared to accept a deal that is poorer than your suggestion. Most important do not accept a deal that you are unable to fulfill.&lt;BR&gt;&lt;BR&gt;Why does this usually work? There are many reasons, but I will give you three:&lt;BR&gt;&lt;BR&gt;1. Your creditors want the money, and they see that they will get the money faster if they cooperate with you.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;2. The creditors are humans too, and they have no intentions to make your living hard. Most people do not realize this.&lt;BR&gt;&lt;BR&gt;3. You are practicing engagement. You are telling your creditors I have difficulties now, but I do not ignore you. Nobody want to be ignored, especially not when it comes to money.&lt;BR&gt;&lt;BR&gt;There are still a lot of possible solutions if you do not succeed to make an agreement, but you should always try the simple solutions first. I wish you good luck.&lt;/P&gt;&lt;P&gt;Copyright  2005 Fredric Johnson&lt;/P&gt;&lt;P&gt;About Fredric: Fredric Johnson is a contributing writer for Pluto Loans (http://www.pluto-loans.com/), an information site on loans and credits.&lt;/P&gt;&lt;P&gt;Don&amp;#39t you just hate junk mail that screams at you about supposed secrets to success that can be yours for a mere $9.95, $19.95, $99.95 or whatever? Well, here are some real secrets for you -- and there&amp;#39s no price tag attached.&lt;BR&gt;&lt;BR&gt;Ever wonder how other companies keep their sales momentum going? Smart marketing and communications programs are critical. Here are three key marketing strategies you can put to work for your business.&lt;BR&gt;&lt;BR&gt;1) VISIBILITY Awareness is where the selling process starts. After all, it&amp;#39s hard for someone to buy from you if they don&amp;#39t know you exist. Or let&amp;#39s say you&amp;#39re Apple Computer. Your name may be well known, but you need to let people know about your newest product -- the iPod.&lt;BR&gt;&lt;BR&gt;Advertising creates visibility on a broad scale, but it may not be right for your company. To find a tactic that fits, start with these questions. Who&amp;#39s your audience? How can you get your company in front of them? What can your company spend? What return are you looking for?&lt;BR&gt;&lt;BR&gt;2) CONSISTENCY Brand and brand management are major buzzwords in marketing and communications. But what do they really mean? If you&amp;#39re a company like Target or Goodyear, it can mean complex product naming schemes and identity standards&lt;BR&gt;&lt;BR&gt;For many other businesses it boils down to consistency. Determine your message, look and tone and then stick with it. It&amp;#39s a way to increase cost efficiency, plus it&amp;#39s easier to make an impression if you look and sound the same over time.&lt;BR&gt;&lt;BR&gt;3) REPETITION Forget everything you&amp;#39ve heard about the evils of redundancy. The truth is that human beings learn through repetition. In this highly saturated environment it can take seven or more repetitions for a message to sink in.&lt;BR&gt;&lt;BR&gt;Copyright  2005 Clairvoyant Communications, Inc.&lt;BR&gt;&lt;BR&gt;About Claire: Claire Cunningham, president of Clairvoyant Communications, Inc., has 20+ years&amp;#39 experience developing and implementing successful marketing and communications programs. Sign up for Claire&amp;#39s monthly e-newsletter, Communiqu, at http://www.clairvoyantcommunications.com. Claire can be reached at 763-479-3499 (Fax: 763-479-2809, e-mail: claire@claircomm.com)&lt;/P&gt;&lt;P&gt;Your investment club will need to decide what type of entity you&amp;#39re going to adopt for business purposes. You&amp;#39ll have to decide whether you&amp;#39re going to be a corporation, a general partnership, or limited liability partnership. Each of these business models has their own advantages and disadvantages.&lt;BR&gt;&lt;BR&gt; Corporation. Most investment clubs will avoid becoming a corporation. This is because corporations are taxable business entities that require knowledgeable accounting skills to make them run smoothly and in accord with government regulations. A corporation generally means a lot of paperwork. This paperwork can be avoided by choosing another business model for your purpose of running an investment club.&lt;BR&gt;&lt;BR&gt; General partnership. This type of business model requires less paperwork and knowledge about taxes and other financial issues. Most investment clubs choose a general partnership as their choice of a business entity. A general partnership has nominal paperwork and costs associated with it because the taxes are passed to each partner&amp;#39s tax returns. This type of business model will let you accomplish what you need to do to run your investment club with the least amount of tax influence.&lt;BR&gt;&lt;BR&gt; Limited liability corporations. This type of a business model is much like the general partnership but it gives individual members of your investment group a bit more liability protection. Keep in mind that this type of business entity can be expensive and will need more paperwork.&lt;BR&gt;&lt;BR&gt;Members of your investment group will have to decide which of the above business models works best for your club.&lt;BR&gt;&lt;BR&gt;You will have to make a decision one way or the other since establishing a business entity is a requirement for tax purposes.&lt;/P&gt;&lt;P&gt;Copyright  2005 Robert Smith&lt;/P&gt;&lt;P&gt;About Robert: Robert Smith owns a full info site about investment clubs. Check out his site at http://www.ez-investment-clubs.com&lt;/P&gt;&lt;P&gt;When an employer decides to conduct an interview with you, there are certain things that they are looking for from you. Naturally, you are likely to focus on these things during an interview, but you should remember all of the tips in this manual because following those tips is what is going to make the employers see all of those things in you.&lt;BR&gt;&lt;BR&gt;Since everybody wants to have a leg up when it comes to an interview, it naturally seemed to be appropriate to let you in on what the employers are evaluating you on during an interview. So here is that list.&lt;BR&gt;&lt;BR&gt;Your Enthusiasm : Employers want to know that you are willing and eager to be a part of their company. Being fully stocked with knowledge about the company is a sure fire way to show your enthusiasm.&lt;BR&gt;&lt;BR&gt;Your ability to speak clearly : If you approach an interview mumbling and speaking slang, a prospective employer will not see you as a professional.&lt;BR&gt;&lt;BR&gt;Showing your teamwork skills : You should show an example of your ability to work as a team during your interview.&lt;BR&gt;&lt;BR&gt;Leadership skills : You should show your leadership abilities by approaching your interview with an offensive train of thought.&lt;/P&gt;&lt;P&gt;&lt;BR&gt;Problem solving ability : Employers needs to know that you can handle yourself when a problem arrives.&lt;BR&gt;&lt;BR&gt;Work related experience : You definitely want to show that you have some experience in the field already, so that the employer knows that you will not be overwhelmed.&lt;BR&gt;&lt;BR&gt;Community involvement : Employers love to see that you have done volunteer work. It shows that you take pride in your community, and a willingness to be a team player.&lt;BR&gt;&lt;BR&gt;Company knowledge: Again, this stipulates that employers like to see that you have done your research about their company. It shows that your interest in working for them is sincere.&lt;BR&gt;&lt;BR&gt;Flexibility : Employers want to know that you are able to go with the flow. It proves that they can depend on you later.&lt;BR&gt;&lt;BR&gt;Ambition and Motivation : Ambitious people are generally motivated enough to make great improvements in the company as they are working their way up the ladder. Ambition usually means more money for the company.&lt;BR&gt;&lt;BR&gt;People skills : Your ability to get along with others is very important to an employer. They need to know that you won&amp;#39t ruffle any feathers when you are hired.&lt;BR&gt;&lt;BR&gt;Professional appearance : Nobody wants a slob working in their office. Be certain to dress appropriately for the job that you are applying for.&lt;BR&gt;&lt;BR&gt;Ability to Multitask : This is getting to be a very necessary skill in the workplace. Most days, you will be required to multitask. Even if you are not, employers need to know that you can do it without freaking out on them.&lt;BR&gt;&lt;BR&gt;Computer ease : These days, just about every company in the world is running on computers. The ability to work a computer with at least minimal amount of ease is important. It is best to keep a leg up on the most common software like MS Office, Quark Express, and Linux.&lt;BR&gt;&lt;BR&gt;Reliability : Employers want dependable and reliable people to work for them. Your ability to arrive on time is a good place to start when trying to prove that you possess this quality.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Robert Smith&lt;/P&gt;&lt;P&gt;About Robert: Robert Smith owns a site that will teach you how to prepare for your job interview step by step. Check out his website at http://www.job-interview-prep.com&lt;/P&gt;&lt;P&gt;We don&amp;#39t have any competition. We&amp;#39re a truly a one-of-a-kind company. I&amp;#39ve heard that line from clients for years. I wish it were true, but it&amp;#39s simply not. In fact, it wouldn&amp;#39t matter if you held a monopoly on your particular product or service; you&amp;#39d still have competition. How? Because your competition doesn&amp;#39t come from a singular source.&lt;BR&gt;&lt;BR&gt;There may be no other businesses that sell the product or service you sell, but you still have competition. Once that&amp;#39s understood you have a greater advantage when it comes to copywriting. You can recognize the other options your customers have before them and can position yourself as the only logical choice.&lt;BR&gt;&lt;BR&gt;Know Who Your Competition Is&lt;BR&gt;&lt;BR&gt;Competition comes from a variety of sources. Yes, there are those who sell the same things you sell, but there competition comes in other forms, too.&lt;BR&gt;&lt;BR&gt;The Same But Different&lt;BR&gt;&lt;BR&gt;Charitable organizations are a good example of same but different. Your group may be the only one raising funds to save the purple spotted toad of northern Antarctica but that doesn&amp;#39t mean you&amp;#39ll receive a flood of contributions from everyone you call. Why? Because there are a million and a half other charitable organizations out there all vying for the same money from the same people.&lt;BR&gt;&lt;BR&gt;None of these other groups is trying to raise funds to save the purple spotted toad of northern Antarctica, but they are trying to get individuals to donate to their causes. That makes them all your competition.&lt;BR&gt;&lt;BR&gt;How do you get around this problem? Assuming your traffic generating efforts or your mailing list is highly targeted, you&amp;#39ll want to make a strong case for this little toad. In your copy, let the readers know why the purple spotted toad is important to the environment (he&amp;#39s the only toad in existence that carries antibodies that can cure cancer). Tell them why the world would be a much sadder place without our bouncing little friend. (In addition to being the only purple toad in the world, this guy is the only food the frosty wilder beast will eat so he&amp;#39s vital to the food chain).&lt;BR&gt;&lt;BR&gt;Just like with any other type of copywriting, list the benefits of the purple spotted toad. Why is he important to nature, how will the ecology suffer with his demise and what will happen to the rest of Antarctica if he becomes extinct? All of these are vital to convincing your audience that they should favor you with their contributions instead of some other organization.&lt;BR&gt;&lt;BR&gt;Everyone In the Search Results&lt;BR&gt;&lt;BR&gt;Go to your favorite search engine and type in copywriting course (without the quotes). What do you see? There are a lot of options listed on the search results page. Are all these products the same? By all means no!&lt;BR&gt;&lt;BR&gt;Some are live workshops, others are e-courses, some focus strictly on one type of copywriting leaving all others by the wayside, some are correspondence courses while others are downloadable. But because they all appear in response to the query copywriting course, they all have the potential to take sales away. Even if your site falls into the coveted #1 position, the others on the page could potentially grab some of your sales.&lt;BR&gt;&lt;BR&gt;So how do you get surfers to click on your site&amp;#39s listing? Your title and description have to be first rate.&lt;BR&gt;&lt;BR&gt;If your copywriting course has a specialty (sales letters, search engines, catalogs, etc.) say so. Choose the most powerful benefit and a way to set yourself apart (your USP) and use those in the tags for your search results along with your keyphrases. Simply having keywords in your title and description might get you ranked with the engine but it sure won&amp;#39t entice anybody to click to your site.&lt;BR&gt;&lt;BR&gt;Other Options&lt;BR&gt;&lt;BR&gt;There are options and substitutes for practically everything in the world. If people don&amp;#39t want to pay for a computer and Internet access so they can send email, they can write letters or call their friends and family. If customers decide the cost of groceries is out of control, they can plant a garden and eat a vegetarian diet. There are even alternatives to cars: taking a cab (as most do in New York), bicycling (very popular in London) or walking (great exercise). All of these alternatives can be competition for you.&lt;BR&gt;&lt;BR&gt;To overcome the pull of other options, when you write copy be sure emphasize why those other options really aren&amp;#39t viable. The sheer act of writing letters takes time in and of itself. Then you have to mail the letter and wait. If the person wants to respond, they have to get motivated enough to sit down and write a reply and mail it. Then you wait again. The phone? Yes, people could use the phone to talk like they always have, but what about when you want to show the person you&amp;#39re talking with something? A picture of your new grandchild or your new car can&amp;#39t be shown over the phone. You get the idea.&lt;BR&gt;&lt;BR&gt;Drop the egotistical viewpoint that you have no competition and take a good, hard look around. Once you&amp;#39ve realized that there is always an alternative to buying what you offer, you&amp;#39ll be in a better mindset to write copy that outlines why yours is the only option the prospect should consider.&lt;/P&gt;&lt;P&gt;Copyright  2005 Karon Thackston&lt;/P&gt;&lt;P&gt;Resource box: Tired of endlessly searching the &amp;#39Net in hopes of finding the latest copywriting techniques? Need an up-to-date directory filled with the best ways to learn copywriting? Visit http://www.learn-copywriting.com today for the widest collection of the most popular copywriting resources available.&lt;/P&gt;&lt;P&gt;So you have entrepreneurial aspirations, but you&amp;#39re stuck in a job working for someone else. You wake up, commute to work, work hard, pay your bills and then come home exhausted. You repeat the pattern for another four days, becoming increasingly tired as the week progresses. By the time Friday night comes around you are absolutely shattered requiring every second of your weekend just to recover! And just as you start to feel as if you have your life back, your alarm clock goes off on Monday morning, you drag your feet out of bed and you repeat the cycle. Does this scenario sound all too familiar? Is this the way you want to spend the rest of your working life?&lt;BR&gt;&lt;BR&gt;Controlling your thoughts.&lt;BR&gt;&lt;BR&gt;So how do you start to break this monotonous existence? You do so with a single thought. It is said that each one of us has 60,000 thoughts a day, 55,000 of which were exactly the same thoughts as we had yesterday. So I am going to place a simple thought in your mind right now:&lt;BR&gt;&lt;BR&gt; You have the potential to create a profitable business that you are truly passionate about, that fulfils you creatively and that delivers a lot of good in the world. &lt;BR&gt;&lt;BR&gt;If that message resonates with you, you may like to re-read it and hold the thought in your mind for a second time. Really try and experience the meaning in this message. Not just intellectually but emotionally as well. You may also like re-think this thought again tomorrow. And if it feels good tomorrow, you may like to add it to your habitual thoughts.&lt;BR&gt;&lt;BR&gt;Give your new thought some support.&lt;BR&gt;&lt;BR&gt;Once you have held the thought of running your own business in your own mind and you are comfortable with it, you need to start expanding the dynamics of the thought. Ask yourself the following questions:&lt;BR&gt; What sort of business would you like to run?&lt;BR&gt; Would it be a full time business or just a part time one?&lt;BR&gt; What would you call it?&lt;BR&gt; How much time would you like to devote to it?&lt;BR&gt; Who would be your target market?&lt;BR&gt; Who can you get involved to help you get it started?&lt;BR&gt;&lt;BR&gt;Take some action.&lt;BR&gt;&lt;BR&gt;Once you have a few answers for the questions above, you&amp;#39ve got to take some action straight away! Start off small. Get some business cards printed up (vistaprint.co.uk will give you 250 colour business cards for free!) and you may also like to register a web site domain name (you can register web names from as little as 2.59 per year through 123-reg.com). Once you&amp;#39ve got the ball rolling you can start thinking about the bigger action steps that you will need to take.&lt;BR&gt;Seek out other business people.&lt;BR&gt;&lt;BR&gt;Take a look at your social network. If all your friends and family are employees, chance are any conversations about work will be about the 9-5 grind. If this is the case, start adding a few small business people to your social network. Buy them lunch, ask them questions about how they started out in business. I am sure that you will find plenty of inspiration as well as some words of advice about how to run a business. You may also like to consider joining up with groups so you can network with like minded individuals (Toastmasters is excellent start and for online Networking check out ecademy.com)&lt;BR&gt;&lt;BR&gt;The most important consideration.&lt;BR&gt;&lt;BR&gt;One of the most important things to consider when setting up a business is to choose a business that you are passionate about. There are so many different ways you can make money so you might as well do something that excites you.&lt;/P&gt;&lt;P&gt;Copyright  2005 Damien Senn&lt;/P&gt;&lt;P&gt;About Damien: Damien Senn is a Life and Business Coach as well as a fully qualified Chartered Accountant. He helps professionals, artists and entrepreneurs create compelling futures. He is the author of the &amp;#39Senn-Sational Success Journal&amp;#39 and has developed his own coaching model called the &amp;#39Senn-Sational Success System&amp;#39. For your free life coaching tool &amp;#39101 things to do before you die&amp;#39, please click the following link: http://www.senn-sational.com/freeresources.htm&lt;/P&gt;&lt;P&gt;Any time you make changes in your life you are going to be met with opposition from people who would prefer you to stay exactly as you are. Sadly, these people are often the ones that love you the most; your family, friends, partners and even work colleagues. However, in your moments of entrepreneurial seizure, the greatest opposition that you will experience (particularly if you&amp;#39re a seasoned employee) will come from within yourself.&lt;BR&gt;&lt;BR&gt;What&amp;#39s your great business idea?&lt;BR&gt;&lt;BR&gt;They say that each one of us has an unwritten book lying within us. It&amp;#39s my belief that each of us also has a great business idea lying in the depths of who we are as well. However, the reality is that very few of us actually dig deep enough to uncover this aspect of self. Of those who do, fewer still are prepared to inject the passion and enthusiasm necessary to bring these ideas to life.&lt;BR&gt;&lt;BR&gt;Understand your entrepreneurial process.&lt;BR&gt;&lt;BR&gt;If you hold aspirations of transitioning from paid employment to running your own business, I think it is important to understand the mental and emotional process you go through when you experience moments of entrepreneurial inspiration. When you get a business idea, do you immediately think of all the ways you could make it work or are you someone who automatically sabotages yourself by thinking of all the ways it could fail?&lt;BR&gt;&lt;BR&gt;Pushing through entrepreneurial sabotage.&lt;BR&gt;&lt;BR&gt;If you are someone who experiences entrepreneurial sabotage, start to note down your habitual opposing thoughts. Here are some examples of sabotage you may already be familiar with;&lt;BR&gt;&lt;BR&gt;- if the business idea was that good, why hasn&amp;#39t someone thought of it before?&lt;BR&gt;- how can I start a business - I don&amp;#39t have any money?&lt;BR&gt;- what will people think of me if the business fails?&lt;BR&gt;- I&amp;#39m too old / young to start a business.&lt;BR&gt;- how can I start a business if I don&amp;#39t have a business degree?&lt;BR&gt;&lt;BR&gt;Once you have an awareness of your own internal resistance you can start to counteract it. You may like to try experimenting with the following self empowering questions:&lt;BR&gt;&lt;BR&gt;- how can I start this business using none of my own capital?&lt;BR&gt;- what partners do I need to attract to make this business a success?&lt;BR&gt;- how can I communicate my vision to attract a skilled workforce?&lt;BR&gt;- who successfully runs a similar business?&lt;BR&gt;- what would I have to do to imitate their success?&lt;BR&gt;&lt;BR&gt;Leap of faith&lt;BR&gt;&lt;BR&gt;Establishing any kind of venture requires a &amp;#39leap of faith&amp;#39 as there are no certain outcomes in business. When you are starting out spend most of your time focusing on &amp;#39why&amp;#39 you want to run your own business rather than the &amp;#39how&amp;#39. The how will follow naturally once you understand the why.&lt;BR&gt;&lt;BR&gt;There is never a &amp;#39perfect time&amp;#39.&lt;BR&gt;&lt;BR&gt;If you are waiting for the perfect moment to launch your business you&amp;#39ll be waiting a very long time. The only perfect time to start a business is right now. If you&amp;#39ve got a great idea that you are passionate about, don&amp;#39t delay! Immerse yourself into it right now! You don&amp;#39t need any money to start planning and visualising your dream. If you can feel, touch and taste it, all you have to do is get out there and start sharing your vision with as many people as you possibly can. And if you do it effectively and with passion you will attract the right business partners and customers.&lt;BR&gt;&lt;BR&gt;To quote Goethe, whatever you can do or dream you can do, begin it. Boldness has genius, power and magic in it. Begin it now!&lt;/P&gt;&lt;P&gt;Copyright  2005 Damien Senn&lt;/P&gt;&lt;P&gt;About Damien: Damien Senn is a Life and Business Coach as well as a fully qualified Chartered Accountant. He helps professionals, artists and entrepreneurs create compelling futures. He is the author of the &amp;#39Senn-Sational Success Journal&amp;#39 and has developed his own coaching model called the &amp;#39Senn-Sational Success System&amp;#39. For your free life coaching tool &amp;#39101 things to do before you die&amp;#39, please click the following link: http://www.senn-sational.com/freeresources.htm&lt;/P&gt;&lt;P&gt;For the sake of your long term survival and your short term profitability online, you&amp;#39ve got to think of your business as more than just one or more products or services. Getting customers is the hard part, so the best strategy is almost always to gain their business long term.&lt;BR&gt;&lt;BR&gt;Ask yourself or find out from your subscribers what wants and needs they have in common. It&amp;#39s commonly known that the online environment is especially suited to this because it costs you nothing to keep in touch with them. When done correctly, these contacts can be very profitable to you for a long time.&lt;BR&gt;&lt;BR&gt;What&amp;#39s not as well understood is that for this very same reason, your survival may easily depend on how well you execute this strategy. When online businesses get more out of their traffic by doing this, they&amp;#39re willing to pay more for the traffic and so the cost of traffic increases overall.&lt;BR&gt;&lt;BR&gt;And it doesn&amp;#39t matter whether the traffic is free or not. Because when it&amp;#39s free, there will be more businesses out there willing to put in the time to get this free traffic, which leaves less of it for you, at least for the time you put in. All other things being equal, if were to continue to get the same amount of traffic, you would have to put in more time.&lt;BR&gt;&lt;BR&gt;And on-line businesses WILL be doing more of this as word gets around that this kind of strategy is the way to go. So your survival online will increasingly depend on how well you do this.&lt;BR&gt;&lt;BR&gt;For those reasons, opt-in marketing done correctly -- where relationships with your prospects and customers are a top priority - becomes more important every day. These relationships are not much different than any other. They require time. They require the trust of your opt-ins. And they require that the opt-ins see more value in what you send them than most other things they run into online or in their inbox.&lt;BR&gt;&lt;BR&gt;That last part can be pretty tricky without the personal element. As an individual, even if you do have people working for you, you&amp;#39re able to use this to your extreme advantage. When you throw this into the mix, everything you do carries more value - both to you and your subscribers and customers. It becomes easier for you to develop trust and establish credibility this way. These are important because as a marketer, the highest level you can attain is that of a trusted advisor.&lt;BR&gt;&lt;BR&gt;You personally become be most important element in your marketing when your subscribers rely on you for your recommendations and your guidance.&lt;BR&gt;&lt;BR&gt;All of a sudden, the role you take on with your list allows you to take on a whole new perspective in your daily life because if you&amp;#39re tuned in, many things in your work or life outside of that could be informative or serve to illustrate a point to your subscribers. This is stuff your readers just can&amp;#39t get anywhere else!&lt;BR&gt;&lt;BR&gt;When the sight of your email in your subscribers&amp;#39 inbox triggers the idea of you as a person in their minds, you&amp;#39ll naturally get more of your emails read -- which translates directly to more sales. This happens naturally. Your messages will have more of an impact because the readers&lt;BR&gt;aren&amp;#39t putting up their defenses as they normally would. The message can be taken at face value.&lt;BR&gt;&lt;BR&gt;You might think you have to be an expert to attain this kind of position. You really don&amp;#39t. You can still bring value without overstepping the bounds of your knowledge. Anyone can use these elements to build these highly profitable relationships in their list.&lt;BR&gt;&lt;BR&gt;Although I&amp;#39m limited to what I can show you in this article, I cover these things in more depth in my ebook How to Win More Customers That Buy More Product More Often, which is completely FREE. You&amp;#39ll find the link in the resource box below.&lt;/P&gt;&lt;P&gt;Copyright  2005 Laurence Baker&lt;/P&gt;&lt;P&gt;About Laurence: Laurence Baker is the author of How To Win More Customers That Buy More Product More Often, presenting a solution to the biggest obstacle in making more sales on the internet -- a lack of trust. To download a FREE copy, visit http://www.netmarkhome.com?RA&lt;/P&gt;&lt;P&gt;Lack of trust for online businesses, being the biggest problem marketers have, also translates to the biggest opportunity.&lt;BR&gt;&lt;BR&gt;The power in this lies in the fact that affiliate programs have given us easy access to a huge variety of products and services that we can present to potential buyers, opening up an endless number of possibilities.&lt;BR&gt;&lt;BR&gt;And really, you&amp;#39re not limited to affiliate products. Many businesses would be happy to compensate you for bringing them sales.&lt;BR&gt;&lt;BR&gt;But too many people have no reason to believe that out of the multitude of marketing messages they see every day, yours is one they need to pay attention to. You have to provide them with something they&amp;#39d have a hard time finding elsewhere.&lt;BR&gt;&lt;BR&gt;Usually, the easiest, most effective, and most permanent way to first is to earn their trust -that something they&amp;#39d have a hard time finding elsewhere.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s the key thing you must remember...&lt;BR&gt;&lt;BR&gt;Your readers can only benefit from you and you can only benefit from them to the extent that they can trust you!&lt;BR&gt;&lt;BR&gt;These days, not many marketers handle this well. Not because they don&amp;#39t know enough, or don&amp;#39t have certain skills, it&amp;#39s just that, their focus is in the wrong areas.&lt;BR&gt;&lt;BR&gt;That&amp;#39s where you come in. You can grab an early advantage, but marketers will always adapt. It&amp;#39s part of the process. And when they do adapt, it won&amp;#39t be as easy to stand out anymore.&lt;BR&gt;&lt;BR&gt;Not only that, but the ones who don&amp;#39t take advantage of this aren&amp;#39t likely to survive. So the sooner you take advantage of this, the better.&lt;BR&gt;&lt;BR&gt;Everyone has the ability to earn trust, that is, if they&amp;#39re worthy of it. By following these tips, you&amp;#39ll put yourself in a position of influence with your subscribers... and that&amp;#39s a powerful thing!&lt;BR&gt;&lt;BR&gt;1) Keep your focus as narrow as it has to be for you to bring the most value. In other words, focus on those areas where you have something unique to contribute. What your readers will probably read elsewhere... let them read elsewhere.&lt;BR&gt;&lt;BR&gt;2) Find ways to over deliver, exceeding people&amp;#39s expectations. This creates the element of surprise. People will tend to remember this, and by association you. That means better recognition and more influence -- a recipe guaranteed to make sales.&lt;BR&gt;&lt;BR&gt;3) Make your subscribers feel like they know you. By doing this, you make it much easier for them to trust you. It&amp;#39s like adding a third dimension to your marketing. It helps to complete the picture. And no matter how many people you write to, always use a personal, one on one type of style. It should sound like you&amp;#39re talking directly to them.&lt;BR&gt;&lt;BR&gt;Let yourself show through in your marketing, including your opinions, insights, stories, humor, etc. and your intentions will show through, whatever they might be. If that&amp;#39s a bad thing, then you&amp;#39re reading the wrong article.&lt;BR&gt;&lt;BR&gt;4) Don&amp;#39t try to please everyone. This is the biggest mistake you can make. You&amp;#39ll forfeit anything interesting or unique about your marketing if you do this. In other words, you lose your edge and your marketing becomes ineffective. Don&amp;#39t worry about the subscribers that drop off. You&amp;#39re better off connecting with a smaller group on a deeper level.&lt;BR&gt;&lt;BR&gt;5) Through your actions, you have to demonstrate to your subscribers that you don&amp;#39t sacrifice their best interests in the name of profit. Become their trusted advisor. Do what you can to steer them in a direction that&amp;#39s right for them, as individuals. Educate them to be able to make better decisions on their own.&lt;BR&gt;&lt;BR&gt;These are powerful elements, and yet most marketers make compromises or loose sight of them because they see them as a conflict of interest with other profit seeking motives. The problem is, these things will lose their power when any one of them has been compromised. And earning the trust of your subscribers is never a conflict of interest.&lt;BR&gt;&lt;BR&gt;The benefits of a responsive list are tremendous. To start with, you&amp;#39ll make more sales with more profit in each sale. Then, word-of-mouth marketing, always the most effective method, becomes easy, and even more effective. You also put yourself in a position to sell bigger ticket items. Translation - a lot more money from a lot less effort.&lt;BR&gt;&lt;BR&gt;If you have a passion for or enjoy learning about the things that your market values, then developing the kinds of relationships you need to make these sales won&amp;#39t seem like work at all.&lt;BR&gt;&lt;BR&gt;All the while, you&amp;#39ll be growing and becoming more influential.&lt;BR&gt;&lt;BR&gt;All of these things will work together to build your influence at an exponential rate, and your income is sure to follow. Essentially, if you use your power wisely, you&amp;#39ll continue to have more of it in the future.&lt;BR&gt;&lt;BR&gt;And that&amp;#39s for the long run, because these relationships will still be there no matter what might happen with your business in the future. In fact, these relationships really ARE your business.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Laurence Baker&lt;/P&gt;&lt;P&gt;About Laurence: Laurence Baker is the author of How To Win More Customers That Buy More Product More Often, presenting a solution to the biggest obstacle in making more sales on the internet -- a lack of trust. To download a FREE copy, visit http://www.netmarkhome.com?RA&lt;/P&gt;Difficult People: Understanding WHY, not WHATSusan Dunn, MA, EQ and Life Coach&lt;P&gt;What makes another person difficult? When we don&amp;#39t understand where they&amp;#39re coming from. They yell at us in an argument when we want to quietly reason; or they disengage when we want to talk it out. They say they want a vacation&lt;BR&gt;and then plan a full agenda while you it was sitting on a beach veging that you wanted. People don&amp;#39t make sense. That makes them difficult.&lt;BR&gt;&lt;BR&gt;The success of relationships depends how you deal with the other person&amp;#39s difficultness. You can learn some action-points (when X does Y, do Z), in which case you&amp;#39re basically book-bound, or you can learn how to figure out what&amp;#39s going on at a deeper level, so that you can apply&lt;BR&gt;your knowledge to the myriad of situations you&amp;#39ll be confronted with in real life that will never fit what you learned in the book or seminar, with the host of people you encounter, all of whom are difficult unless you have an&lt;BR&gt;identical twin.&lt;BR&gt;&lt;BR&gt;I&amp;#39ll admit I have an edge here. Not only because I study and teach emotional intelligence, but because I have an identical twin sister. Identical twins have the same genes. We tend to think of genes in terms of physical things, and IQ, but they relate to EQ as well.&lt;BR&gt;&lt;BR&gt;We&amp;#39re aware that genes determine that X can be a great basketball player. He&amp;#39s over 6&amp;#39 tall and athletic. Genes also allow Y to be a physicist. She&amp;#39s got an IQ over 150, conceptual ability and a knack for numbers.&lt;BR&gt;&lt;BR&gt;However, in perhaps the more important aspects of life, your personality and temperament, we&amp;#39re talking about the emotional workings of the brain, or the emotional brain. The neocortex is where we think, analyze and reason, and our IQ is largely determined at birth. The limbic brain is the seat of the emotions, and if people&amp;#39s IQs vary, so does their EQ - how they work emotionally. But our EQs are not set at birth; we can always develop our emotional intelligence.&lt;BR&gt;&lt;BR&gt;Our understanding of the functioning of the brain has escalated tremendously in the past few years with the new research tools. We can&amp;#39t peer into the brain and see cognitive intelligence, but we can see what happens when emotion happens in the brain. For instance, brain scans show that the emotional parts of a neglected orphan&amp;#39s brain work differently than a ormal baby&amp;#39s, i.e., one that&amp;#39s been well care for and had its emotional needs met.&lt;BR&gt;&lt;BR&gt;That having been said, you aren&amp;#39t likely to find someone who functions emotionally the same way you do. Close with an identical twin, but even then there are fluctuating hormones and individual past experiences (urture) which influence our emotional makeup. And it&amp;#39s emotion that motivates all our behavior.&lt;BR&gt;&lt;BR&gt;So accepting that no one else works quite the way you do is the beginning. The unhappiest people I know - and I&amp;#39m a coach who works with people around EQ - are those who think the world should be a certain way, the way they think is right, and that they can&amp;#39t be happy until everyone does it that way, their way. It&amp;#39s almost easier to be with someone insensitive and not tuned in, than the intense individual convinced they have a message for you, and you&amp;#39d better listen up, right?&lt;BR&gt;&lt;BR&gt;So what&amp;#39s the same about everyone, and what&amp;#39s different? We all want pleasure, and to avoid pain. The catch is, we all use different means for getting pleasure and avoiding pain, and we each define the concepts differently. That&amp;#39s way to elax, Alison plays two sets of tennis, and Sharon goes to the day spa.&lt;BR&gt;&lt;BR&gt;If you want to figure someone else out, then, you need to move to the meta level. We can understand meta better by examples than definitions. It comes from the Greek with,&lt;BR&gt;after, or among. You can see the problem already. It can also mean change or transformation, as in metamorphosis, changing shape, like the caterpillar that becomes a butterfly. It also means more comprehensive, or transcending, and that&amp;#39s what we&amp;#39re after. (And in physics it means something else.)&lt;BR&gt;&lt;BR&gt;Now in emotional intelligence, we work on applications: Learning the facts or theory, and the applying it to situations in your life non of which will ever have been covered in the lesson in class, if you know what I mean. For instance, let&amp;#39s take people want pleasure and not pain. Why, then, does Emily spend 14 hours a day at work and then pursue a graduate school program at night and on the weekends? This would be your definition of pain. Emily has a different definition of pleasure. The plot thickens.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s another example of getting it at the meta level.&lt;BR&gt;&lt;BR&gt;Harry said when he retired he wanted to get away from it all. He retired to Comfort, Texas (great name isn&amp;#39t it, and a place where many people retire), bought 12 acres of land and turned 11 of them into a natural habitat. He can see the stars at night, and hear the birds during the daytime. He putters around the house listening to music, reading, spending time on the Internet. His social life consists of his wife and occasionally his grown children. He rarely leaves his land.&lt;BR&gt;&lt;BR&gt;Martha, too, wanted to get away from it all when she retired. She bought a house in an active retirement community in Alabama&amp;#39s Gulf Coast, and bought a catamaran. She fills her days with volunteer activities, entertaining on land and on sea, daycaring her grandchildren after school, and taking commercial cruises every several months, traveling all over the world on group tours.&lt;BR&gt;&lt;BR&gt;What&amp;#39s up with that? Harry have been a primary care physician, his days filled with people, demands and crises since his medical school days. He wanted what he called peace - no people, nothing he had to do.&lt;BR&gt;&lt;BR&gt;Martha had lived with someone like Harry, rather isolated as a full-time homemaker who did bookkeeping part-time from her home. She rarely saw people, and they entertained infrequently because of her husband&amp;#39s demanding schedule and reclusive nature. In retirement, when her husband died, Martha wanted lots of people and activities, and getting out and going places.&lt;BR&gt;&lt;BR&gt;They both said they wanted to get away from it all, yet one fled to exactly what the other was avoiding. The meta level would tell you they wanted to get away from - what they had been doing before. Since each efore was different, each after was different. So while they were doing different particular things, at the meta-level, they were doing the same thing.&lt;BR&gt;&lt;BR&gt;It&amp;#39s the common thread. They both wanted to get away from it all, but they each had their own definition. Was it different from your definition? Each person&amp;#39s definition is uniquely different; how different, you&amp;#39d be surprised.&lt;BR&gt;&lt;BR&gt;Men are from Mars and women are from Venus, but it&amp;#39s more complex than that. Each of us lives in our own little planet, and it&amp;#39s in our heads!&lt;BR&gt;&lt;BR&gt;And by the way, if understanding what&amp;#39s going on with other people doesn&amp;#39t interest you, that&amp;#39s a given as well. I find all the time in training EQ coaches, that some people are interested in insight and meta-cognition, while others aren&amp;#39t at all. Some want only the WHAT, and not the WHY. Either route can take you to home base. However, getting the WHY allows you to navigate by the stars, while only knowing the WHAT keeps you map-bound.&lt;BR&gt;&lt;BR&gt;It may be easier to accept that other people are different, that to accept that YOU are different. We&amp;#39re all after the same thing, but our means of getting it, and the particulars of what it looks like, could hardly be more different. If you&amp;#39re the kind of person who seeks to understand the why of other people, look to the meta level. Find the common thread.&lt;BR&gt;&lt;BR&gt;When you see something different, ask yourself how it&amp;#39s the same. And if you don&amp;#39t understand at any given level, inquire. I remember planning a vacation with a friend some years ago. And let&amp;#39s not get a car, she said. I&amp;#39m sick of all the hassle.&lt;BR&gt;&lt;BR&gt;At the time I had a job 20 minutes from my home where I sat at a desk all day, ate lunch in the building cafeteria, and then went home and stayed home, as my husband was on-call most of the time. It wasn&amp;#39t until years later, when I took a job in marketing (which is what my friend did at the time of the vacation) and was in my car all day and night that I understood just what a hassle a car can be.&lt;BR&gt;&lt;BR&gt;Now when someone asks me to take a vacation with them, I check it out. If I&amp;#39m after Broadway shows and fancy restaurants and they want to climb mountains and wear Birkenstocks, we&amp;#39re in trouble. Using your EQ means understanding the emotions that are our motivating factors and learning to work with them.&lt;/P&gt;&lt;P&gt;Copyright  2005 Susan Dunn&lt;/P&gt;&lt;P&gt;About Susan: Susan Dunn, MA, EQ &amp;amp; Life Coach, ttp://www.susandunn.cc, coaches individuals in emotional intelligence for life improvement, and trains and certifies EQ coaches. She is the author of How to Live Your Life with Emotional Intelligence, and How to Develop Your Child&amp;#39s EQ. She offers Internet courses, ebooks and individual and group work. She trains and certifies EQ coaches. For more information about coaching, or about this fast, affordable, comprehensive, no-residency program, e-mail sdunn@susandunn.cc. For free ezine, email and put ezine for subject line. Visit the best ebook library on the Internet --www.webstrategies.cc/ebooklibrary.html &lt;/P&gt;&lt;P&gt;Like preparing a great meal, interviewing requires preparation. Get good ingredients and give yourself time. Prepare the food on the plate to make the meal attractive. All of these go into a great meal. Taking the time to prepare for an interview will give you a huge leg up on your completion.&lt;BR&gt;&lt;BR&gt;1. Schedule interviews at times that work for your metabolism. Are you a morning person? Why would you accept a 6PM interview? If you are a person who functions best in the afternoon, try not to accept early morning appointments. If you are a person who needs to be conscious of their blood sugar, try to schedule your appointments at times when you are at your peak. If forced to accept one of your less ideal times, have a quick bite prior to the interview to avoid fading. Avoid overeating.&lt;BR&gt;&lt;BR&gt;2. Give yourself extra time to get to their offices. There are few things worse than getting to an interview late.&lt;BR&gt;&lt;BR&gt;3. Arrive at the office building 7-10 minutes early. If it is summer, you want to wait in the lobby to cool off; no one likes shaking sweaty hands. If its winter, warm up; you don&amp;#39t want someone&amp;#39s early impressions of you formed by shaking a cold hand. Take a few minutes in the lobby to get focused on what you will say. Allow a few minutes to get through building security so that you actually arrive at your interview on time and ready to go.&lt;BR&gt;&lt;BR&gt;4. Properly introduce yourself to everyone you meet by saying. My name is  and I have a 1:30 interview with .&lt;BR&gt;&lt;BR&gt;5. If you are asked if they can hang your coat, accept the offer; if offered a beverage, accept a beverage. You don&amp;#39t have to drink coffee or tea. Soda, bottled water or water is fine. Thank whoever helps you. Declining the offer may be rude in some cultures.&lt;BR&gt;&lt;BR&gt;6. Take your seat in order to face the greatest number of entry points into the room so tat you can see someone approaching you. Being startled is not a good way to start a meeting.&lt;BR&gt;&lt;BR&gt;7. If you are given an application, complete it and complete it accurately and neatly. Do not attach your resume and write, See attached resume. An application is a legal document and failure to complete it accurately can be grounds for termination.&lt;BR&gt;&lt;BR&gt;8. If you are not sure about the month you started a job or your exact salary, write approx (for the word approximately) next to the item. If asked, indicate you are not absolutely certain of the exact month and don&amp;#39t wish to deceive anyone. Obviously, if you can ascertain your salary or starting date prior to interviewing, do so; for some people, the date or salary may be so far in the past to make it impossible to determine.&lt;BR&gt;&lt;BR&gt;9. Write legibly (or as legibly as you can). This may be the twelfth application you&amp;#39ve completed, but it is the first of yours that they&amp;#39ve seen. In many professions, sloppiness is seen as a flaw.&lt;BR&gt;&lt;BR&gt;10. When you hear your name announced, stand, and smile, shake the hand of your interviewer and immediately size them up as a person. Are they smart (or not). Aggressive (or not). If you were meeting this person socially, I&amp;#39m sure your instincts would be right. Unfortunately, because people think interviews are important, they think they have to feel the interviewer out. Doing that is a mistake. Hard and fast impressions of you will be formed during the next ten minutes that will be difficult to change. If you tend to be right in social situations about the people you meet, trust your instincts in professional ones, too.&lt;BR&gt;&lt;BR&gt;Using these ten steps as a check list will get you started better than your competition. What you do after that is up to you.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Jeff Altman&lt;/P&gt;&lt;P&gt;About Jeff: Jeff Altman, Managing Director with Concepts in Staffing, a New York search firm, has successfully assisted many corporations identify management leaders and staff in technology, accounting, finance, sales, marketing and other disciplines since 1971. He is also co-founder of Your Next Job, a networking group focused on assisting technology professionals with their job search, a certified leader of the ManKind Project, a not for profit organization that assists men with life issues, and a practicing psychotherapist. For additional job hunting or hiring tips, go to http://www.newyorkmetrotechnologyjobs.com&lt;BR&gt;&lt;BR&gt;If you would like Jeff and his firm to assist you with hiring staff, or if you would like help with a strategic job change, send an email to him at jeffaltman@cisny.com (If you&amp;#39re looking for a new position, include your resume).&lt;/P&gt;&lt;P&gt;Starting a business to operate on the internet alone can be a rewarding experience, but it can also be daunting. Many resources are available to assist you, but information overload can cause paralysis and keep you from moving forward.&lt;BR&gt;&lt;BR&gt;Keeping it simple is often the best way of maintaining the momentum necessary to get your business started. Every year, several thousand people develop an interest in going into business. Many of these people have an idea, a product or a service they hope to promote into an income producing business which they can operate from their own homes. If you are one of these people, here are some practical thoughts to consider before hanging out the Open-for-Business sign on the web.&lt;BR&gt;&lt;BR&gt;Whether you&amp;#39re selling products and services or providing resources and downloads, you need eye-catching content for your Website. You might run a wonderful advertising campaign; develop viral marketing tools and attractive affiliate programs. But unless your Website is rich in content, the traffic that results from your efforts will only be transient. Content that is useful, valuable, informative, educational or just plain entertaining can attract and retain an audience better than anything else. Admittedly, designing a web site can be a complex task, Site aesthetics are important and image and design are probably the first things to register in consumer awareness, but content is the most important part of the online merchandising and sales process.&lt;BR&gt;&lt;BR&gt;Write powerful and instructive sales letters by letting it all flow out. Write down everything that enters your mind as you are writing your sales letter. You can edit it later. If you just sit and start writing everything you know about your product or service and how it will benefit your customer, you will be amazed at how much information floods your mind. Write it ALL down. Then read through it - you&amp;#39ll be able to add a lot more detail to many of the points. Edit it after you have exhausted all of your ideas.&lt;BR&gt;&lt;BR&gt;Establish a marketing method and an advertising campaign. While it&amp;#39s agreed that the best e-commerce site in the world is worthless if no one can find it, but, too often, e-commerce start-ups either rely on search engines alone or use shotgun marketing, simply by advertising everywhere, to everyone, in the hope that a fraction of a percent of those who see the ads will respond. Promotion on the Internet has many methods, is complex, yet as with more traditional advertising requires that you understand where and how you will spend your marketing budget and what results are to be expected, as with any marketing campaign.&lt;BR&gt;&lt;BR&gt;Create your own newsletter and start building your database. To be successful with a newsletter, you have to specialize. Your best bet will be with new information on a subject not already covered by an established newsletter. Regardless of the frustrations involved in launching your own newsletter, never forget this truth: There are people from all walks of life, in all parts of the world, many of them with no writing ability whatsoever, who are making incredible profits with a simple newsletter. Plan your newsletter before launching it. Know the basic premise for its being, your editorial position, the layout, art work, type styles, subscription price, distribution methods, and every other detail necessary to make it look, sound and feel like the end result you have envisioned.&lt;BR&gt;&lt;BR&gt;In Conclusion- all successful businesses offer their customers something of value, but that&amp;#39s not enough. Customers constantly evaluate what they get against what they pay, and their criteria for making repeat purchases are very simple. They want everything: better, faster and cheaper! Even if you&amp;#39re clever enough to build a perfect business the first time and your product or service is ideal for your customers, your position will eventually erode because the marketplace is not static.&lt;BR&gt;&lt;BR&gt;Your product or service may be unique, but it&amp;#39s not as though someone blew the whistle and stopped innovation. Sooner or later, and very soon if you&amp;#39re noticeably successful, other businesses will copy you. If they can provide a similar product or service better, faster or cheaper, they&amp;#39re going to surpass you.&lt;BR&gt;&lt;BR&gt;Never forget that as a business owner you&amp;#39ll be in a constant race against an ever-improving marketplace and no matter where you are in the hunt, making improvements is a daily necessity.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2004-2005 MarketersEmporium.com&lt;/P&gt;&lt;P&gt;About Andy: Andy Cooper is the owner and operator of a successful online business. Andy has over 15 years in corporate business operations which include savvy marketing skills, customer service and Professional networking abilities. http://www.marketersemporium.com&lt;/P&gt;&lt;P&gt;Failure is only a matter of perspective. Change your perspective and change your outlook of failure.&lt;BR&gt;&lt;BR&gt;Have you had a challenging day or week?&lt;BR&gt;&lt;BR&gt;Maybe you&amp;#39re feeling a little tired or feel discouraged with a current situation.&lt;BR&gt;&lt;BR&gt;Maybe you are ready to throw in the towel and quit something.&lt;BR&gt;&lt;BR&gt;We all go through times of feeling that something in our life sucks, and all we can see and feel is the mess we are in.&lt;BR&gt;&lt;BR&gt;When you feel that deep discouraged feeling, take a look at this report and reflect on this man&amp;#39s record of failure. It is a testament to how we as humans can learn and grow and win despite the losses and defeats we encounter.&lt;BR&gt;&lt;BR&gt;Failed in business-------------------------------------1831&lt;BR&gt;Defeated for legislature------------------------------1832&lt;BR&gt;Failed in business again----------------------------1833&lt;BR&gt;Elected to legislature---------------------------------1834&lt;BR&gt;Sweetheart died----------------------------------------1835&lt;BR&gt;Nervous breakdown------------------------------------1836&lt;BR&gt;Defeated for speaker----------------------------------1838&lt;BR&gt;Defeated for land officer------------------------------1843&lt;BR&gt;Defeated for congress--------------------------------1843&lt;BR&gt;Elected to congress-----------------------------------1846&lt;BR&gt;Defeated for re-election-------------------------------1848&lt;BR&gt;Defeated for senate------------------------------------1855&lt;BR&gt;Defeated for vice president--------------------------1856&lt;BR&gt;Defeated for senate------------------------------------1858&lt;BR&gt;Elected President--------------------------------------1860&lt;BR&gt;&lt;BR&gt;Who was he?&lt;BR&gt;&lt;BR&gt;A simple uneducated country boy who refused to allow his uncongenial circumstances stop him. He refused to be a victim. He refused to accept failure. He refused to listen to people who told him he was crazy. He refused to stay down when he felt like nothing was going his way.&lt;BR&gt;&lt;BR&gt;Simply put, he picked himself up no matter what and kept on going after his dream.&lt;BR&gt;He educated himself and did whatever it took to keep moving in the direction of his passions.&lt;BR&gt;&lt;BR&gt;Who was he? Abraham Lincoln.&lt;BR&gt;&lt;BR&gt;If you reflect back on your life, I am sure that you can see a pattern of the times you grew the most. Many of those times are probably a result of some kind of previous &amp;#39failure.&amp;#39 Maybe even a series of them.&lt;BR&gt;&lt;BR&gt;I would like to suggest that a child doesn&amp;#39t fail when they are learning to walk. They fall down over and over again. It is the falling that teaches them and strengthens them.&lt;BR&gt;&lt;BR&gt;Each time we fail is a learning experience, and the faster we pick ourselves up, reflect on the past occurrence and go on again, the faster we can achieve our goals and dreams.&lt;BR&gt;&lt;BR&gt;So with this in mind, choose the one thing that may not be going exactly as you wish right now and do one thing to move you closer to achieving the result you want!&lt;BR&gt;&lt;BR&gt;And remember, life is about learning and growing.&lt;BR&gt;&lt;BR&gt;Have fun and create a masterpiece!&lt;/P&gt;&lt;P&gt;Copyright  2005 Dr. Jamie Fettig&lt;/P&gt;&lt;P&gt;Resource box: Sign up for your FREE Optimum Performance Report (a $197 value), a weekly report to receive the most advanced thinking for achieving extraordinary results in your life and business. The key to a lasting change in anything is to change the way you think. Learn how to literally change the neurology and hardwiring of your brain in as little as 15 minutes a day for 30 days. To register and for more details go to http://www.bazuji.com/havingitall.html&lt;/P&gt;&lt;P&gt;Oh, this is a great topic!&lt;BR&gt;&lt;BR&gt;I remember when I was younger and in school, fear stopped me from asking out a girl I wanted to date.&lt;BR&gt;&lt;BR&gt;I didn&amp;#39t understand it then but I certainly do today.&lt;BR&gt;&lt;BR&gt;Do you ever have any thoughts of fear that cause you to not to move ahead with any of your dreams or goals?&lt;BR&gt;&lt;BR&gt;Every human on earth at one time or another feels this fear and reverts back into their safety or comfort zone. The system was created to protect us in times of real danger but we must learn when danger is real or caused by our imagination of what may happen...again.&lt;BR&gt;&lt;BR&gt;What ability causes one person to face and overcome possible rejection at work, in school or in a relationship, vs. someone who is paralyzed by the mere thought?&lt;BR&gt;&lt;BR&gt;A man who goes after business like a tiger may be uncomfortable with women and therefore not be able to approach a woman for fear of rejection.&lt;BR&gt;&lt;BR&gt;A woman who is miserable in a relationship may be petrified at the thought of saying anything to her spouse in fear of the potential discussion or backlash.&lt;BR&gt;&lt;BR&gt;A child may not seek out other children to play with at school in fear of rejection.&lt;BR&gt;&lt;BR&gt;The list can go on and on, from fear of leaving your job, to fear of hurting yourself if you try something new.&lt;BR&gt;&lt;BR&gt;So, what is really going on, and how can we stop this once and for all?&lt;BR&gt;&lt;BR&gt;First and foremost, understand that fear is a very common feeling and we all have one fear or another. The feeling of fear is almost solely based on what we think may happen if we try and fail. It is different than actually knowing that we will hurt ourselves, if we fall 20 stories from a building.&lt;BR&gt;&lt;BR&gt;Most fears are illusions we create in our own head, based on past conditioning and not based on what is possible. As children we are natural born risk takers and for the most part we are fearless. The meaning we give an experience when we do not achieve the result we want, determines how we see and feel when a similar opportunity presents itself.&lt;BR&gt;&lt;BR&gt;If we experience rejection more times than we care to, we tend to mentally label the experience a negative one. Over time, this becomes our belief, and our beliefs, as you already know, becomes our reality.&lt;BR&gt;&lt;BR&gt;What would happen if we changed the meaning of an experience we didn&amp;#39t like?&lt;BR&gt;&lt;BR&gt;What if we learned to label the experience a learning one or an interesting one? Do you think your tolerance level would increase for trying again?&lt;BR&gt;&lt;BR&gt;I have learned that people who really succeed in various areas of life often frame their experiences differently than those who quickly label the experience as a negative one.&lt;BR&gt;&lt;BR&gt;When we feel fear, we are playing a mental track that is not conducive to growth. All growth comes from stretching oneself past the comfort zone that limits us. Risk is a necessary part of the reward. You cannot have one without the other.&lt;BR&gt;&lt;BR&gt;Let me suggest that you start to label your experiences in a way that serves you rather than limits you.&lt;BR&gt;&lt;BR&gt;We have very few limits except the ones that we set on ourselves. And those are mostly out of fear from the past. Do not let your past control your present thinking. Step out and grow. Step out of your comfort zone and be free again!&lt;BR&gt;&lt;BR&gt;And remember...&lt;BR&gt;&lt;BR&gt;Create a Great Day!&lt;/P&gt;&lt;P&gt;Copyright  2005 Dr. Jamie Fettig&lt;/P&gt;&lt;P&gt;Resource box: Sign up for your FREE Optimum Performance Report (a $197 value), a weekly report to receive the most advanced thinking for achieving extraordinary results in your life and business. The key to a lasting change in anything is to change the way you think. Learn how to literally change the neurology and hardwiring of your brain in as little as 15 minutes a day for 30 days. To register and for more details go to http://www.bazuji.com/havingitall.html&lt;/P&gt;&lt;P&gt;I received a very good question from a subscriber and I wanted to share it with you:&lt;BR&gt;&lt;BR&gt;I have almost 500 people signed up to receive my newsletter but each time I send it 8-9 open it and 1 =3 click onto the website. Now what do I do?&lt;BR&gt;&lt;BR&gt;Honestly, there could a lot of factors involved in the low open rate. If 8 or 9 actually open it and then you get 1-3 click...that&amp;#39s pretty good. But the problem here, seems to be with getting people to open the darned email.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s a couple things to think about:&lt;BR&gt;&lt;BR&gt;1. How much of your email is getting through? Could your email or the service you&amp;#39re using be blacklisted by certain ISPs? I would check and see if you can see how many of your emails are actually going through.&lt;BR&gt;&lt;BR&gt;2. How about a compelling subject line? Test out different subject lines to see what grabs your subscribers interest. If you&amp;#39re still writing:&lt;BR&gt;&lt;BR&gt;MyDomain.com Newsletter Issue 1 Vol 14&lt;BR&gt;&lt;BR&gt;Then cut it out!:) That&amp;#39s not going to get people to open it. Try to give them a quick glimpse of what&amp;#39s inside and make it interesting. You&amp;#39ll probably find certain things grab your subscriber&amp;#39s attention than others.&lt;BR&gt;&lt;BR&gt;3. What are the contents of your newsletter like? Is there a reason for people to open it if they don&amp;#39t have their wallet ready to buy something? I know that many people who sell products only place information about product specials, etc....but if your subscriber is not in a buying mood, they may not open your email.&lt;BR&gt;&lt;BR&gt;Go the extra mile and provide them with VALUE in your newsletter. Give them special tips and advice related to your product that will help them solve problems.&lt;BR&gt;&lt;BR&gt;For example, if you sell corporate gift baskets - give tips on developing client relationships or anything related to the goal of corporate gift giving.&lt;BR&gt;&lt;BR&gt;4. If you reach a broad audience, customize your mailing lists. I happen to know the lady who submitted this question does sell gift baskets...but she sells all kinds of gift baskets. What kind of value can you deliver to your customers / prospects if some of them:&lt;BR&gt;&lt;BR&gt;- buy new baby gift baskets&lt;BR&gt;- buy corporate gifts&lt;BR&gt;- buy Valentine&amp;#39s gifts&lt;BR&gt;&lt;BR&gt;It&amp;#39s tough. I&amp;#39d look to Amazon as the ultimate model to emulate -- they customize information for you based on your interests. They know what you looked at when you visited their website and they also keep track of what you buy. Then they deliver relevant products and content to you. You can apply the same plan to your mailing lists.&lt;BR&gt;&lt;BR&gt;You can give opt-in subscribers tell you what topics they are interested in or if you are putting your customers on your follow up list -- make sure that follow up list is related to what they bought.&lt;BR&gt;&lt;BR&gt;Keep working at it and learning what your subscribers WANT and deliver it to them. Don&amp;#39t give up...just get better. Also, do yourself a favor to help you in this process. Sign up for Alexandria K. Brown&amp;#39s (The Ezine Queen) Free Report:&lt;BR&gt;&lt;BR&gt;3 Simple Secrets to Publishing an Ezine That Makes You Money&lt;/P&gt;&lt;P&gt;http://www.aliceseba.com/ezinequeen.html&lt;/P&gt;&lt;P&gt;Copyright  2005 Alice Seba&lt;/P&gt;&lt;P&gt;About Alice: Alice Seba is a full-time online business owner that thrives on helping others say good-bye to their J-O-Bs forever. Sign up for her Internet Marketing Prescriptions to cure what ails your online business: http://www.AliceSeba.com&lt;/P&gt;&lt;P&gt;Last week, this e-mail from Jack arrived in my inbox:&lt;BR&gt;&lt;BR&gt;To: Ari Galper&lt;BR&gt;From: Jack&lt;BR&gt;Subj.: Help! I need to get more appointments&lt;/P&gt;&lt;P&gt;&lt;BR&gt;Dear Ari,&lt;BR&gt;&lt;BR&gt;I&amp;#39ve just coined a new disease for the medical books, and I&amp;#39m hoping you can help me cure it.&lt;BR&gt;&lt;BR&gt;Have you ever heard of freezing-up-on-the-first-call paralysis? It&amp;#39s brought on by the stress of selling!&lt;BR&gt;&lt;BR&gt;I&amp;#39m new to sales, and, as I&amp;#39ve been starting out, I&amp;#39ve studied all the programs from all the sales masters.&lt;BR&gt;&lt;BR&gt;They all insist that, when I call new prospects, I should be laser-focused on getting appointments.&lt;BR&gt;&lt;BR&gt;The problem is, when I make that first call and lead the conversation toward the goal of getting an appointment, I hit a wall.&lt;BR&gt;&lt;BR&gt;I know that if I can just get face-to-face with prospects, they&amp;#39ll see the value of my solution -- but I can&amp;#39t even get there because they shut me down.&lt;BR&gt;&lt;BR&gt;When they tell me I&amp;#39m not interested or I&amp;#39m busy now or We already have a vendor, I&amp;#39m left with nowhere to go.&lt;BR&gt;&lt;BR&gt;What&amp;#39s worse, I can&amp;#39t even come up with what to say next.&lt;BR&gt;&lt;BR&gt;Can you recommend some medicine that will help?&lt;BR&gt;&lt;BR&gt;Always open-minded,&lt;BR&gt;&lt;BR&gt;Jack&lt;BR&gt;&lt;BR&gt;Whew! I thought when I read this. That&amp;#39s an intense e-mail! Jack&amp;#39s e-mail started me thinking about the hundreds of conversations I&amp;#39ve had with many of you who are out there selling your solutions day in and day out.&lt;BR&gt;&lt;BR&gt;I realized that his disease is so pervasive that those of you who are suffering from it could probably use a prescription from the Unlock The Game&amp;trade; pharmacy.&lt;BR&gt;&lt;BR&gt;This was my response to Jack:&lt;BR&gt;&lt;BR&gt;To: Jack&lt;BR&gt;From: Ari Galper&lt;BR&gt;Subj.: RE: Help? I need to make more appointments&lt;BR&gt;&lt;BR&gt;Dear Jack,&lt;BR&gt;&lt;BR&gt;First of all, thank you so much for being open to sharing your painful selling challenge.&lt;BR&gt;&lt;BR&gt;You articulated so beautifully what so many other people are experiencing, and I hope you won&amp;#39t mind if I share your e-mail and this response with my newsletter subscribers.&lt;BR&gt;&lt;BR&gt;Here&amp;#39s why you&amp;#39ve been afflicted with this disease-- and what you can do to cure it.&lt;BR&gt;&lt;BR&gt;The wall you hit when you try to get the appointment is the prospect&amp;#39s reaction to you putting your own objectives ahead of the crucial trust-building process that would actually allow an appointment to emerge.&lt;BR&gt;&lt;BR&gt;By laser-focusing on getting the appointment, you&amp;#39re sabotaging three factors that are vital if you&amp;#39re going to build trust.&lt;BR&gt;&lt;BR&gt;To build trust, you need to:&lt;BR&gt;&lt;BR&gt;1. Focus the conversation on your prospect&amp;#39s problems, while holding off on offering your solution.&lt;BR&gt;&lt;BR&gt;2. Create a two-way dialogue instead of a one-way monologue.&lt;BR&gt;&lt;BR&gt;3. Determine whether you and your prospect are a fit in terms of being in sync about putting resources toward solving the problems.&lt;BR&gt;&lt;BR&gt;All three of these elements must happen in the most natural way possible...and you can help them to come about. Here&amp;#39s how:&lt;BR&gt;&lt;BR&gt;*Invite your prospect into the conversation naturally and comfortably -- not by making a mini-introduction about yourself (that only triggers the wall), but by asking, Can you help me out for a second?&lt;BR&gt;&lt;BR&gt;*Toss out your selling scripts and create a dialogue path around the specific problems that you know your product or service can solve.&lt;BR&gt;&lt;BR&gt;For example, rather than saying, Our solution lowers costs, try, Our solution solves three specific problems that you may be experiencing.&lt;BR&gt;&lt;BR&gt;Then, state exactly what those problems are.&lt;BR&gt;&lt;BR&gt;Identifying and agreeing on the prospect&amp;#39s problems is crucial but not enough to build the trust and commitment you&amp;#39re seeking.&lt;BR&gt;&lt;BR&gt;You can continue the conversation with something along these lines: Sounds as if these issues are important for you, but, if we can just take a second, are they considered a priority, given what else might be on your plate right now? I mean, are these problems immediate enough that your company can put resources into a solution at this point?&lt;BR&gt;&lt;BR&gt;You see, Jack, the basic cause of your disease is that you&amp;#39re not focusing your calls on your prospect&amp;#39s perspective. But if you simply expand your mindset and begin implementing new problem-solving language, you might be surprised when your prospect suggests making an appointment.&lt;BR&gt;&lt;BR&gt;Warmest regards,&lt;BR&gt;&lt;BR&gt;Ari&lt;BR&gt;&lt;BR&gt;The next day, Jack replied:&lt;BR&gt;&lt;BR&gt;To: Ari Galper&lt;BR&gt;From: Jack&lt;BR&gt;Subj. Re: Help! I need to make more appointments&lt;BR&gt;&lt;BR&gt;Dear Dr. Ari,&lt;BR&gt;&lt;BR&gt;Thank you so much! Your reply gave me a huge sense of relief.&lt;BR&gt;&lt;BR&gt;All of a sudden, I&amp;#39m feeling healthy and motivated again.&lt;BR&gt;&lt;BR&gt;Your relieved patient,&lt;BR&gt;&lt;BR&gt;Jack&lt;BR&gt;&lt;BR&gt;P.S. Sure, please do share our conversation with your subscribers so they don&amp;#39t have to suffer the way I have.&lt;BR&gt;&lt;BR&gt;Try this medicine and see if it works for you.&lt;/P&gt;&lt;P&gt;Copyright  2005 Ari Galper&lt;/P&gt;&lt;P&gt;About Ari: With a Masters Degree in Instructional Design and over a decade of experience creating breakthrough sales strategies for global companies such as UPS and QUALCOMM, Ari Galper discovered the missing link that people who sell have been seeking for years.&lt;BR&gt;&lt;BR&gt;His profound discovery of shifting one&amp;#39s mindset to a place of complete integrity, based on new words and phrases grounded in sincerity, has earned him distinction as the world&amp;#39s leading authority on how to build trust in the world of selling.&lt;BR&gt;&lt;BR&gt;Leading companies such as Gateway, Clear Channel Communications, Brother International and Fidelity National Mortgage have called on Ari to keep them on the leading edge of sales performance. Visit http://www.unlockthegame.com to get his free sales training lessons.&lt;/P&gt;&lt;P&gt;Have you ever thought about how much better you could be doing in your business or career?&lt;BR&gt;What about your relationship with someone you love or the state of your health right now?&lt;BR&gt;&lt;BR&gt;I have to admit that at any point in my life, one or more of these areas needs more attention than I give it.&lt;BR&gt;&lt;BR&gt;There seems to be so much to do, so much to accomplish if &amp;#39more&amp;#39 is the focus.&lt;BR&gt;&lt;BR&gt;Let me suggest that the quest for more is a trap. It never stops.&lt;BR&gt;&lt;BR&gt;Optimum performance is about playing life at the highest possible level. If we are so full of potential, then why are most of us not living up to that potential in every area of our life?&lt;BR&gt;&lt;BR&gt;There are a couple of very good reasons that make perfect sense and we&amp;#39ll start with desire, passion and fun. &lt;/P&gt;&lt;P&gt;Do you remember when you were a kid and all you wanted to do was play?&lt;BR&gt;&lt;BR&gt;What was one thing you loved to do that you could do for hours and never want to stop?&lt;BR&gt;&lt;BR&gt;Ask yourself why?&lt;BR&gt;&lt;BR&gt;If you are like me, then it&amp;#39s because it was fun and exciting and you felt good doing it. It made you happy and you never wanted to stop doing it until you dropped.&lt;BR&gt;&lt;BR&gt;We all knew that we could get hurt running, playing, and challenging ourselves. But the reward of having fun, feeling free and the sense of accomplishment was worth the price.&lt;BR&gt;&lt;BR&gt;We were born natural risk takers back then. What happened and why is it relevant to optimum performance?&lt;BR&gt;&lt;BR&gt;Part of the reason you enjoyed what you did was the &amp;#39positive feedback&amp;#39 you received from others.&lt;BR&gt;&lt;BR&gt;The other more important part is because it was what you wanted to do. It didn&amp;#39t really matter how &amp;#39good&amp;#39 you were. The &amp;#39how good&amp;#39 was secondary to just having fun.&lt;BR&gt;&lt;BR&gt;It was the times you chose to do what you wanted that was the most fun and exhilarating. It wasn&amp;#39t when someone else said you needed to do or should do something.&lt;BR&gt;&lt;BR&gt;Optimum performance can only truly be achieved when &amp;#39all of you&amp;#39 is in the game. And believe me, life is just a game. You loved playing as a kid and it&amp;#39s time to start playing again.&lt;BR&gt;&lt;BR&gt;Just going through the motions in your relationship is so mediocre and not fun. Working in a job or career that you tolerate is not fun. Not earning the income you want is not fun. Not having the energy or health you want is not fun.&lt;BR&gt;&lt;BR&gt;What&amp;#39s NOT FUN in your life right now?&lt;BR&gt;&lt;BR&gt;So the real question you are now faced with is this...do you want to have fun again? Do you want to play?&lt;BR&gt;&lt;BR&gt;How great would the results be in each area of your life if it were fun again? Well it can be...and will be!&lt;BR&gt;&lt;BR&gt;Do not confuse having fun with not putting in effort. You will achieve results in every area of your life in direct proportion to the effectiveness of the effort you put in, not the effort. Do not confuse activity with results.&lt;BR&gt;&lt;BR&gt;In the coming months my focus will be to help you think about WHY you are getting the current results that in your life right now and how to significantly enjoy yourself more, so that the results are the by-product of having fun and doing what you love and want to do.&lt;BR&gt;&lt;BR&gt;The game of life is about choosing what you really want. The real trick in having more is in becoming more and having fun. It is natural to grow and become more, when we do what we love and what we want.&lt;BR&gt;&lt;BR&gt;Optimum performance is about doing the &amp;#39right things&amp;#39 really well.&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Dr. Jamie Fettig&lt;/P&gt;&lt;P&gt;Resource box: Sign up for your FREE Optimum Performance Report (a $197 value) A Weekly report to receive the most advanced thinking for achieving extraordinary results in your life and business. The key to lasting change in anything is changing the way you think. Learn how to literally change the neurology and hardwiring of your brain in as little as 15 minutes a day for 30 days. To register and for more details go to http://www.bazuji.com/havingitall.html&lt;/P&gt;&lt;P&gt;Here come those flying pigs!&lt;BR&gt;&lt;BR&gt;Does it ever end? I&amp;#39ve been involved with Internet-based home businesses for some time and I continue to be exposed to a seemingly endless barrage of offers (all costing me money, of course) claiming to be he secret for making a fantastic income, in a very short time, and with very little effort involved.&lt;BR&gt;&lt;BR&gt;I must admit that I may have a slightly self-serving reason for addressing this topic. My articles are published on my home-based business websites for the purpose of trying to give prospective team members a true sense of what is really involved with starting and developing a successful home based business. The self-serving part, I suppose, is that I want people joining my team to have the straight scoop going in so that we don&amp;#39t waste each other&amp;#39s time. I admit to being selfish in this regard (I don&amp;#39t want to waste time working with people that have unrealistic expectations), but it is also very efficient for both parties involved, so it is not a totally one-way thing.&lt;BR&gt;&lt;BR&gt;Now, back to the topic at hand. There&amp;#39s no magic here, folks. Once you have selected the home business that you are going to pursue, there are no substitutes for time and effort in developing your business. A dream of being an overnight success is just that, a dream.&lt;BR&gt;&lt;BR&gt;I can tell you from personal experience, that once you pay your dues and begin to have real success with a home based business, it is really terrific. Think about Nirvana or Valhalla, take your pick, but in any event it&amp;#39s really sweet.&lt;BR&gt;&lt;BR&gt;When I started developing a home based business, making a good income was obviously an objective, but I also had other sub-objectives. One of the most important things was to have nearly total time flexibility (I mean, if I was willing to continue to wear the 9-5 Mon-Fri collar I could just have just stayed in the previously raditional work force).&lt;BR&gt;&lt;BR&gt;Time flexibility was (and still is) a iggie for me. Many people working at home have the same need for various reasons. For work at home moms, a home business can be a real godsend to accommodate the hectic time pressures, particularly when the kids are quite young and mom is also spelled ransportation.&lt;BR&gt;&lt;BR&gt;In my own particular case, the reason is not quite so noble...I just want (need?) to be able to pick up my fly rod and go fishing at a moments notice (sometimes I&amp;#39ll be gone for a week or two at a time, but now the business has enough momentum that it keeps on operating just as well as if I were here tending to it on a daily basis).&lt;BR&gt;&lt;BR&gt;Bear in mind, I am only able do the breakaway thing now that I have put in all the up-front time and effort and now have developed enough kinetic energy in my home-based Internet business to be able to enjoy the fruits of my labor.&lt;/P&gt;&lt;P&gt;Copyright  2005 Kirk Bannerman&lt;/P&gt;&lt;P&gt;About Kirk: Kirk Bannerman operates his own successful home based business and also coaches others seeking to start their own home based business. For more information visit his website at Proven Work At Home Business (http://www.home-based-business-team.com)&lt;/P&gt;&lt;P&gt;There are many situations in life that will require you to take out loans. Finding the right money lenders will allow you to get the loans that are best suited to your particular need.&lt;BR&gt;&lt;BR&gt;First place to turn to in an emergency is your own family. Maybe they can help you out in emergency cases.&lt;BR&gt;&lt;BR&gt;Bank loans are a safe and secure way to borrow money. You can find banks that offer various types of loans such as auto loans, home loans and student loans.&lt;BR&gt;&lt;BR&gt;Many people want to start their own small business but back away since they do not have the start-up capital. Business loans are useful in helping such people start their own business. When starting your business, you should have a business plan ready, and then you can go out searching for small business money lenders. You can go to commercial lenders, banks or venture capitalists, give them your best sales pitch of your business idea and convince them of your future success.&lt;BR&gt;&lt;BR&gt;Cash advance money lenders can help you get money in emergency situations. If you have run out of money before the end of the month, and need some quick cash to make sure your electricity or heat is not turned off, cash advance money lenders can help. They often do not carry out background checks and so it doesn&amp;#39t matter if you have bad credit. However these loans are meant to be only for the short term and if you do not pay them off on time, they can be very damaging.&lt;BR&gt;&lt;BR&gt;Hard money lenders are a resource to turn to when you have bad or no credit and cannot find anyone to loan out money to you. They are private lenders who lend out money on homes and property, for private or business use, to finance the cost of buying or repairing the property. The advantage of hard money lenders is that they have little qualification requirements and will lend to you even if you have bad credit. Hard money lenders, however, often charge higher interest rates on their loans.&lt;BR&gt;&lt;BR&gt;Any money lender you do business with, you should make sure is legitimate and can provide you with his credentials. Well known and reputed lenders are a safer bet.&lt;BR&gt;&lt;BR&gt;If you get turned down by money lenders you can ask them why. Also you can acquire a copy of your credit report to see where you can make improvements. With a good credit score more money lenders will be willing to loan to you, and thus you will have more choices and offers available.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;&lt;P&gt;If you do not understand consumer credit, you will be far more likely to misuse credit, and ruin your financial situation. That is why the subject of consumer credit is so important.&lt;BR&gt;&lt;BR&gt;A lot of people get their first experience with consumer credit when they get their student credit card. This is where their study of consumer credit begins. Credit card users need to be knowledgeable in credit terms such as APR, rewards, balance transfer and cash back.&lt;BR&gt;&lt;BR&gt;You can also get department store cards specific to one brand name store. A department store card has its pros and cons. A lot of offers are advertised if you sign up for a card, such as discounts and free gifts. However the APR on these consumer credit cards is often considerably higher than most regular credit cards.&lt;BR&gt;&lt;BR&gt;When you are a consumer of credit you need to know your legal rights so that you can protect yourself. For example if you are being hassled by collectors, you should be aware of the Fair Debt Collection Act, which lays out the rules that limits the actions a collector can use to retrieve his money.&lt;BR&gt;&lt;BR&gt;You have a legal right to view your credit report. Your credit report is a history of your financial transactions and if you are turned down for a loan, you can view your report to determine why. You can get your credit report from a credit reporting bureau. You may be eligible for a free credit report to view your consumer credit status. How good your credit score is will determine what loans you can get and on what interest rates.&lt;BR&gt;&lt;BR&gt;Consumer credit counseling&lt;BR&gt;&lt;BR&gt;Misuse of credit can often lead to a high amount of consumer credit loans which can in turn lead to bankruptcies. If you are facing an overwhelming debt situation, it may be advantageous to seek out consumer credit counseling.&lt;BR&gt;&lt;BR&gt;If your credit situation has deteriorated, consumer credit counseling may help. Counseling can help you determine your financial situation and help you find ways to repair your credit. Counseling can help you better manage your finances, so that you can stay out of debt and become a more informed user of consumer credit.&lt;/P&gt;&lt;P&gt;Copyright  2005 Jakob Jelling&lt;/P&gt;&lt;P&gt;About Jakob: Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.&lt;/P&gt;&lt;P&gt;I am going to show you a way to easily get an extra 40 hours a month and what you need to earn per hour to achieve your yearly financial goals.&lt;BR&gt;&lt;BR&gt;Have you ever asked yourself what your highest income producing activity is?&lt;BR&gt;&lt;BR&gt;If you&amp;#39re like most people you probably go about your day-to-day business never really thinking about the moment-to-moment activities that consume your day. Here is a way to help you get a perspective on where to spend your time&lt;BR&gt;&lt;BR&gt;365 days minus all holidays and vacation days leaves us with 238 days that most people work in a year.&lt;BR&gt;&lt;BR&gt;That leaves each one of us with approximately 238 days in order to earn the income we desire. If you figure an average of working 10 hours a day you absolutely must be doing activities every hour that line up with this chart.&lt;BR&gt;&lt;BR&gt;$25k = you must be earning $10.50 for every hour of work.&lt;BR&gt;$50K = $21 per hour&lt;BR&gt;$100k = $42 per hour&lt;BR&gt;$250k = $105 per hour&lt;BR&gt;$1 M = $420 per hour&lt;BR&gt;$5 M = $2100 per hour&lt;BR&gt;$10 M = $4200 per hour&lt;BR&gt;&lt;BR&gt;What are you spending your time doing? Are you focused on the real money makers or the real time wasters? Are you making it easy for yourself to be a high-income earner or are you doing the things that can be done by someone whose income goal or ability is less than yours?&lt;BR&gt;&lt;BR&gt;If you pay someone $5-$10 an hour for 10 hours a week to do everyday tasks for you, you will end up with an extra 40 hours a month that only cost you $200-$400 to get. How much more money could you earn with 40 extra hours a week? How much more time could you spend with your family and loved ones. Would that be worth $400 to you?&lt;BR&gt;&lt;BR&gt;I can tell you that when you start to look at each hour this way, you&amp;#39ll stop doing the small stuff and you&amp;#39ll start doing the real high producing stuff that yields results. Just look at your most recent 3-5 days and count the number of hours you spent really making the big bucks vs. all the stuff that creeps up on all of us. What you discover will amaze you.&lt;BR&gt;&lt;BR&gt;People often asked me what the next step would be if they wanted to achieve more income so here are just a few thoughts for you to ponder.&lt;BR&gt;&lt;BR&gt;1-What skills must I now learn in order to command that income per hour? Please be brutally honest with yourself.&lt;BR&gt;&lt;BR&gt;2- How long will that take?&lt;BR&gt;&lt;BR&gt;3- Am I committed to doing that?&lt;BR&gt;&lt;BR&gt;4- What beliefs about myself must I have in order to achieve a higher income?&lt;BR&gt;&lt;BR&gt;5- Am I committed to changing my internal beliefs?&lt;BR&gt;&lt;BR&gt;6- Am I prepared to take action now?&lt;BR&gt;&lt;BR&gt;7- Who can guide me the fastest to reach my desired income/revenue?&lt;BR&gt;&lt;BR&gt;The secret is putting it all in the right order and right sequence now!&lt;BR&gt;&lt;BR&gt;To You Having It All&lt;BR&gt;&lt;/P&gt;&lt;P&gt;Copyright  2005 Dr. Jamie Fettig&lt;/P&gt;&lt;P&gt;Resource box: Sign up for your FREE Optimum Performance Report (a $197 value) A Weekly report to receive the most advanced thinking for achieving extraordinary results in your life and business. The key to lasting change in anything is changing the way you think. Learn how to literally change the neurology and hardwiring of your brain in as little as 15 minutes a day for 30 days. To register and for more details go to http://www.bazuji.com/havingitall.html&lt;/P&gt;&lt;P&gt;As you read every word of this article, you&amp;#39ll be stunned by how quickly and easily you can build a massive list of opt-in subscribers without spending a fortune. (The idea is to make money, not spend money. Right?)&lt;BR&gt;&lt;BR&gt;I&amp;#39ll get right to the point...&lt;BR&gt;&lt;BR&gt;It can be a real pain in the butt trying to build an opt-in list using the old school methods of list building that every Internet marketing guru out there is teaching these days.&lt;BR&gt;&lt;BR&gt;They tell you... Use pop ups and pop unders, delayed pops, and exit pops, Put a subscription box on every page of your website, Use Pay-Per-Click (PPC) search engines to drive traffic to your opt-in page, etc. etc. etc.&lt;BR&gt;&lt;BR&gt;Those methods are OK, in my opinion. If you&amp;#39re using them now and they are effective for you, continue using them. If you&amp;#39re not, I&amp;#39d suggest that you at least experiment with them to see if they work for your situation.&lt;BR&gt;&lt;BR&gt;---&amp;gt; THE BIG PROBLEM IS THIS...&lt;BR&gt;&lt;BR&gt;The two biggest problems you&amp;#39ll face using the old school methods are... either it takes way too much of YOUR TIME or it costs way too much of YOUR MONEY to build a list of any respectable size.&lt;BR&gt;&lt;BR&gt;(In the BizOp, MLM, and Internet marketing arenas, many potential joint venture partners won&amp;#39t even talk to you unless your list has at least 50,000 - 100,000 subscribers.)&lt;BR&gt;&lt;BR&gt;---&amp;gt; WHAT&amp;#39S THE SOLUTION?&lt;BR&gt;&lt;BR&gt;Very simple...&lt;BR&gt;&lt;BR&gt;Instead of waiting for customers to come to you (which you have to do even with PPC search engines)...&lt;BR&gt;&lt;BR&gt;You can BUY subscribers.&lt;BR&gt;&lt;BR&gt;That&amp;#39s right! There are companies out there that will sell you the names and email addresses of people that have REQUESTED information about business opportunities.&lt;BR&gt;&lt;BR&gt;---&amp;gt; WARNING: NOT ALL LEAD SOURCES ARE CREATED EQUAL&lt;BR&gt;&lt;BR&gt;There are 8 things you want to look for from any lead/subscriber source.&lt;BR&gt;&lt;BR&gt;Here they are:&lt;BR&gt;&lt;BR&gt;1. 100% Opt-In: You want to buy the contact information of people that have actively requested more information. There are various methods of capturing contact information. Some leads sources sell you names that came from CD-ROM that has 12 million names on it. Some lead sources pre-check the subscription box, so many of their leads didn&amp;#39t know that they were going to be sent any information from you. You want to make sure that all the names you buy have explicitly requested the information that you are going to send them.&lt;BR&gt;&lt;BR&gt;2. Targeted: You want Business Opportunity Seekers ONLY! What good is it if the names you buy really just wanted to be on someone&amp;#39s joke list or recipe newsletter? I&amp;#39ll tell you... Absolutely NOTHING! Actually, less than nothing if you get a lot of SPAM complaints and your ISP bans you from sending emails or your email addresses ends up on blacklists all throughout the Internet.&lt;BR&gt;&lt;BR&gt;3. Only Fresh Leads: Plain and simple... The older the list, the less responsive it will be to your offer. As time goes by, people become less and less interested in what they requested information on. The more time between their initial request and your first contact, the easier it is for them to forget that they even requested information. My personal recommendation is that you never buy leads that are over 30 days old, unless you can get them at a steep discount.&lt;BR&gt;&lt;BR&gt;4. Quick Turn-around: You don&amp;#39t want to wait months for your leads source to fulfill your order. Many smaller sites aren&amp;#39t able to keep up with the demand for leads so you could be waiting months if your order is large. You want a source that can fulfill large orders in a timely basis. Time really is money... especially when someone has yours, and you&amp;#39re left waiting months for your list.&lt;BR&gt;&lt;BR&gt;5. Accessible &amp;amp; Effective Support: You want to be able to ask a question any time, day or night, and get a fast, courteous, and most importantly, effective solution to your concern. With some companies, you send them an email and it takes them days to get back to you, if they reply at all. And, speaking bluntly, many of them use incompetent people for their support because they&amp;#39re only after a quick buck. Their motto, Grab the money and run... They should be able to figure it out.&lt;BR&gt;&lt;BR&gt;6. CAN-SPAM Compliant: If you buy a list that has been harvested from websites, forums, newsgroups or any number of other places, you could get in serious trouble just for sending them your email. It&amp;#39s just not worth it! Please, only send your information and promotional material to people that want to hear from you.&lt;BR&gt;&lt;BR&gt;7. Exclusivity: You don&amp;#39t want to compete for your leads attention any more than you have to. Spam filter, blacklist, and unexplainable Internet glitches cause email marketers enough grief. You want to know that your list is not going to be resold to a dozen or a hundred different marketers. My personal recommendation is that you NEVER purchase a lead that is sold to more than 5 marketers. The quality of response will be horrible if you&amp;#39re competing with that many people for your prospects&amp;#39 limited time and attention.&lt;BR&gt;&lt;BR&gt;8. Alternate Means Of Communication: If you can get them, you also want their home address and home telephone number. If you&amp;#39re really serious about promoting your opportunity, you should be communicating with your prospects with more than just email. Postcards and short phone calls/message have been proven to increase response to almost any offer - especially offers where people are naturally skeptical at the outset.&lt;BR&gt;&lt;BR&gt;BTW, some websites (I won&amp;#39t name any names.) make it sound like they&amp;#39re doing you a favor by giving you their name at no additional cost. Give me a break! Names are MANDATORY!&lt;BR&gt;&lt;BR&gt;ACTION STEP:&lt;BR&gt;Now that you have the criteria, you should evaluate your current lead sources and check out a few new ones.&lt;/P&gt;&lt;P&gt;Copyright  2005 Dan Kelly&lt;/P&gt;&lt;P&gt;About Dan: Dan Kelly is the CEO and webmaster of BizOpListbuilder.com - Helping entrepreneurs build and profit from their single greatest marketing asset - their list. To see how inexpensive it can be to get your very own list check out http://www.BizOpListbuilder.com/ today. You&amp;#39ll be glad you did!&lt;/P&gt;&lt;P&gt;If you work for yourself, the odds that you will still be in business in the year 2005 are only 1 in 5. In today&amp;#39s workplace swirling with change, one million people will start a new business this year. The UGLY truth is that 800,000 of those will be out of business in the year 2005.&lt;BR&gt;&lt;BR&gt;If you work for someone else: It is likely you won&amp;#39t be with them in five years. Even major corporations lack staying power in today&amp;#39s international economy. Years of experience can become obsolete overnight. In fact most will change careers (not jobs) five to seven times over the next 40 years.&lt;BR&gt;&lt;BR&gt;Security is no longer in the job, company, or industry. The only transferable skill is your ability to express yourself persuasively and convincingly. These skills never become obsolete. Research studies prove that a strong command of the English Language is directly linked to your career advancement, your earnings, and also social success. The same studies show that in hard times those laid off first tend to be those with poor communications skills.&lt;BR&gt;&lt;BR&gt;Michael Leaven, in his book, Guerrilla P.R., tells us that the ability to use language persuasively is arguably the most important attribute for success.&lt;BR&gt;&lt;BR&gt;FUTURIST Rolf Jensen, director of the Copenhagen Institute for Future Studies, says, We are in the twilight of a society based on personal communication skills. Companies will recruit people based on how they express their ideas.&lt;BR&gt;&lt;BR&gt;Oscar Bruce, in his book, WINNING WORDS WINNING WAYS, asserts: With a strong command of language you will go farther and get ahead faster.&lt;BR&gt;&lt;BR&gt;Give Yourself The Edge: Stack the deck in your favor professionally and socially. Give your conversation an upgrade.&lt;/P&gt;&lt;P&gt;Copyright  2005 Oscar Bruce&lt;/P&gt;&lt;P&gt;About Oscar: Oscar Bruce&amp;#39s books are considered the ultimate field manuals for managing conversations with power and persuasion. His website offers verbal strategies that will add power to your persuasion. His free newsletter is also available at the website. http://www.oscarbruce.com&lt;/P&gt;&lt;P&gt;Once you have made your choice, the two most important things are to stay focused and not to get discouraged...it takes a long time to become an overnight success!&lt;BR&gt;&lt;BR&gt;I&amp;#39ve had many active and enthusiastic business team members that were their own worst enemies because they exhibited the classic flea on a griddle behavior pattern and jumped around chasing one business opportunity today, and then another one tomorrow without ever putting in enough sustained and focused effort to reasonably give themselves a chance to succeed at any of them.&lt;BR&gt;&lt;BR&gt;I can really relate to this situation since I briefly fell prey to this same dog in a meat market syndrome when I first started my own home based business a few years ago. I caught myself trying to chase several different opportunities at once and not being very successful with any of them.&lt;BR&gt;&lt;BR&gt;There are so many home business opportunities (some real, some not) that it takes real personal discipline to avoid the scattergun approach...you know, throw enough against the wall and something is bound to stick. In the early going, it is really important to resist this temptation and to stay tightly focused on a single business.&lt;BR&gt;&lt;BR&gt;Some will argue that I don&amp;#39t want to have all my eggs in one basket. To those people I say, diversification is fine, but only after you have achieved solid success with your initial business. A premature attempt at diversification will quite likely cause a loss of focus and actually slow down your success rate.&lt;BR&gt;&lt;BR&gt;If your main marketing vehicle is a website, you can fairly easily leverage your initial success and effectively promote a few other complimentary and closely related home based business propositions from the same website.&lt;BR&gt;&lt;BR&gt;However, it is important not to go overboard and offer too many choices to visitors to your website. If you do, there is a good chance of confusing your visitors to the point where they will take no action and you have, in effect, diluted the effectiveness of your website.&lt;BR&gt;&lt;BR&gt;Whatever you decide to do, you will need to stick with it for a reasonable length of time (give it at least one year) and put in a solid and sustained effort. Stay focused and don&amp;#39t get discouraged. As much as you would like it to be, starting and developing a real home based business is certainly not an instant gratification situation.&lt;/P&gt;&lt;P&gt;Copyright  2005 Kirk Bannerman&lt;/P&gt;&lt;P&gt;About Kirk: Kirk Bannerman operates his own successful home based business and also coaches others seeking to start their own home based business. For more information visit his website at http://www.home-based-business-team.com&lt;/P&gt;&lt;P&gt;Google has always been the search industry&amp;#39s innovator and that&amp;#39s just what Google&amp;#39s aging delay symbolizes, the evolution of search innovation... yet another significant step forward for Google. &lt;/P&gt;&lt;P&gt;Google&amp;#39s success as a search engine can undeniably be attributed to its ability to consistently return the most relevant search engine results. That&amp;#39s what kept the search giant on top of the pack and leading the multi-billion dollar search industry &amp;amp; that&amp;#39s what&amp;#39s going to keep them there! &lt;/P&gt;&lt;P&gt;Now that said, is it any wonder why Google incorporated the infamous aging delay into their ranking criterion? The simple truth is, Google&amp;#39s aging delay is a full frontal assault on artificial link inflation. &lt;/P&gt;&lt;P&gt;With the induction of multiple clever off-page reciprocal-linking strategies engineered to artificially inflate link popularity and PageRank, Googles aging delay wasn&amp;#39t only necessary and long overdue; it was the next logical step in the evolution of search. &lt;/P&gt;&lt;P&gt;The confusion and misunderstanding of the aging delay among site owners is nothing short of amazing. Many of my clients are confounded because their new sites are well positioned in Yahoo, MSN &amp;amp; the other large search engines while they&amp;#39re site is no where to be found in Google&amp;#39s search engine result&amp;#39s pages (SERPs)... except for perhaps on the most obscure search terms. &lt;/P&gt;&lt;P&gt;Current and unconfirmed speculation has been misplacing the blame on Google&amp;#39s &amp;#39sandbox&amp;#39 effect. While this is a possibility I believe it&amp;#39s also highly improbable. &lt;/P&gt;&lt;P&gt;The sandbox holding period is typically anywhere between 90 to 120 days, the aging delay appears to be much longer. I&amp;#39ve seen new sites delayed for up to 6-8 months. &lt;/P&gt;&lt;P&gt;The premise of the sandbox delay theory suggests that new sites are being penalized for gaining too many links too fast. To date I haven&amp;#39t seen a scrap of evidence to support that claim. &lt;/P&gt;&lt;P&gt;The sandbox theory is further disproved by the fact that newer sites engaged in procuring relevant links experience the same delay in climbing Google&amp;#39s SERPs as other new sites utilizing scores of purchased text links. This lends credibility to my thought that new sites are not being penalized on the premise of acquisition or quantity of inbound links and; supports my theory that it&amp;#39s the reciprocated links that are being delayed by an aging filter. &lt;/P&gt;&lt;P&gt;It just doesn&amp;#39t seem &amp;#39reasonable&amp;#39 for Google to penalize sites for acquiring legitimate directory listings &amp;amp; building an optimized reciprocal link based network. In my opinion, mainstream SEOs are confusing the existing sandbox effect, with Google&amp;#39s new &amp;#39aging filter&amp;#39 that arrived on the search scene earlier this year. &lt;/P&gt;&lt;P&gt;It seems more likely that Google&amp;#39s aging filter is weighing the &amp;#39maturity&amp;#39 of inbound links and not the new site itself. Meaning that in addition to the traditional ranking criterion, the age of a sites inbound links are also now considered. &lt;/P&gt;&lt;P&gt;My own theory is that newly acquired inbound links are placed on a &amp;#39probationary&amp;#39 status until they&amp;#39ve &amp;#39matured&amp;#39 before they&amp;#39re considered. For example, a new and relevant inbound PR 6 link would not be given the same weight or consideration as a &amp;#39grandfathered&amp;#39 PR 6 link until the aging delay expired. &lt;/P&gt;&lt;P&gt;By placing newly acquired links on a probationary period and delaying the ranking of newer sites Google has effectively offset the instant free ride to the top of their SERPs. Purchasing volumes of brokered links to that end is now a moot point. After all, your site will still be delayed regardless of the amount of links you purchase and you won&amp;#39t see any return on investment (ROI) for at least 6 - 8 months. &lt;/P&gt;&lt;P&gt;Existing Site owners interested in immediate (ROI) are now strongly motivated to build new pages or expand existing sites in order to avoid Googles lengthy aging delay. With the &amp;#39all-the-rage&amp;#39 mini-network strategy shifting to more of a long-term commitment it seems likely that&amp;#39s exactly what will happen! &lt;/P&gt;&lt;P&gt;Whether by clever design or not, the only alternative to riding out the aging delay that produces immediate results in Googles SERPs is to advertise through Google&amp;#39s AdWords Program. So it seems that Google&amp;#39s solution vis--vis the aging delay has turned out to be an excellent vehicle to promote Googles own AdWords Program as well. Hmm... &lt;/P&gt;&lt;P&gt;How do you survive Google&amp;#39s aging delay? By taking pro-active action! &lt;/P&gt;&lt;P&gt;I haven&amp;#39t seen any new sites with new domains appear at the top of Google&amp;#39s (SERPs) since early to mid 2004. I&amp;#39ve consulted with and tracked many of my clients&amp;#39 new sites and despite the fact they have hundreds of #1 positions in Yahoo, Alta Vista, AllTheWeb &amp;amp; MSN for their keywords I&amp;#39ve yet to see any remarkable results in Google until the 6 - 8 month period. &lt;/P&gt;&lt;P&gt;The trend I&amp;#39ve noticed suggests that new sites are initially indexed; ranked accordingly in Google&amp;#39s SERPs for a week or so and then literally vanish from the SERPs for several months. In most cases they can&amp;#39t even be found with the most obscure search terms... including their own name and address. &lt;/P&gt;&lt;P&gt;If you&amp;#39re launching a new site don&amp;#39t panic. Once you&amp;#39ve registered your domain name and configured the hosting, you should set up a few temporary pages. Obtain links to them from other sites in Google&amp;#39s index to start the aging delay count down. I recommend launching a site immediately with enough content to set up and facilitate the requirements for directory listings to start. The sooner Google is aware of your domain the better. Just don&amp;#39t hold your breath waiting to see results... It could be as long as 6 - 8 months! &lt;/P&gt;&lt;P&gt;Gauge your optimization efforts by where your site ranks in the other search engines. Provided you&amp;#39re not engaged in unethical practices and followed Google&amp;#39s Webmaster&amp;#39s guidelines this should give you a ballpark indication of where Google will rank your site after the aging delay, just be patient. &lt;/P&gt;&lt;P&gt;To that end, don&amp;#39t keep tweaking and changing your pages source code and trying to manipulate your rankings until your site has been in Google&amp;#39s index for at least 6 - 8 months. In other words, there&amp;#39s no need to reinvent the wheel here because it doesn&amp;#39t seem to matter what you do, your site will still be delayed regardless. &lt;/P&gt;&lt;P&gt;Don&amp;#39t keep submitting your pages to Google either! It won&amp;#39t make any difference. &lt;/P&gt;&lt;P&gt;Check your server logs to confirm Googlebots&amp;#39 crawl and then forget about it. Googlebot will find your site again if you&amp;#39re actively reciprocating links so your time would be better served building an optimized reciprocal link network to get your site out there and linked to as early as possible. &lt;/P&gt;&lt;P&gt;If traffic from Google is crucial to your marketing and promotion plan, and I don&amp;#39t know anyone who would argue otherwise... budget to run an AdWords campaign for a few months until the site is indexed and positioned. You might even consider running an Overture campaign as well! &lt;/P&gt;&lt;P&gt;If you purchase non-directory links, reallocate that budget to Adwords advertising. &lt;/P&gt;&lt;P&gt;It&amp;#39s pointless to purchase links when you can invest in an AdWords or Overture campaign. Purchasing links is an investment you won&amp;#39t see a red cent ROI for at least 6 - 8 months while an Adwords campaign will drive targeted traffic to your site that can convert immediately. Keep in mind that Lycos, HotBot, AOL, Ask Jeeves, Iwon, Netscape &amp;amp; Teoma also receive paid results from Google! MSN, AllTheWeb, AltaVista &amp;amp; Yahoo receives paid results from Overture. &lt;/P&gt;&lt;P&gt;Do other search engines have an aging delay? &lt;/P&gt;&lt;P&gt;Google provides primary search results to other search engines. It only seems reasonable to expect that your site may be delayed in Google&amp;#39s partner sites as well. &lt;/P&gt;&lt;P&gt;One-way you may be able to work around this, and I can&amp;#39t emphasize this enough; is to make sure you submit your site to DMOZ, the open source directory. Google, in addition to the other major engines, receives directory results directly from DMOZ. &lt;/P&gt;&lt;P&gt;Yahoo and its partner sites don&amp;#39t seem to be utilizing an aging delay, nor does MSN, so focusing your early efforts on these search engines might give you a competitive edge in the Yahoo network. &lt;/P&gt;&lt;P&gt;At the end of the day when it&amp;#39s all said and done surviving Google&amp;#39s aging delay is just a matter of time. The days of purchasing instant link popularity and PageRank are over and in due course you will see Google give your site the recognition it deserves. &lt;/P&gt;&lt;P&gt;Copyright  2005 Lawrence Deon &lt;/P&gt;&lt;P&gt;About the author: Lawrence Deon is an SEO/SEM Consultant and Author of the popular search engine optimization and marketing model Ranking Your Way To The Bank. http://www.rankingyourwaytothebank.com&lt;/P&gt;&lt;P&gt;I&amp;#39m literally inundated with questions on the subject of invisible text &amp;amp; hosting so I thought I&amp;#39d debunk some myths and give you the facts straight up. &lt;/P&gt;&lt;P&gt;What is invisible text? Invisible text is the body text that&amp;#39s the same or similar color to the background. You know, the stuff you can very easily see on a page if you press Ctrl-A or highlight everything on the page with your left mouse button. &lt;/P&gt;&lt;P&gt;Will invisible text hurt your search engine rankings? Undoubtedly! If you attempt to use the same color text as the background color of your web pages the search engines will penalize you. &lt;/P&gt;&lt;P&gt;Why? The use of invisible text is commonly considered black hat seo by the search engines and a blatant spam tactic. If your visitors can&amp;#39t see or read the text then what good is it anyway? It&amp;#39s deceptive period. &lt;/P&gt;&lt;P&gt;Trust Google when they say in their Quality Guidelines &amp;amp; Specific recommendations to avoid hidden text or hidden links. &lt;/P&gt;&lt;P&gt;http://www.google.com/webmasters/guidelines.html &lt;/P&gt;&lt;P&gt;Now here&amp;#39s why this topic is so interesting... and I know you&amp;#39re saying, why should I worry or care about invisible text if I&amp;#39ve never used any on my web site? Well the answer is simple. &lt;/P&gt;&lt;P&gt;You may be hosting invisible text on your website right now &amp;amp; not even know it. In fact you were never intended to know it... That&amp;#39s why it&amp;#39s invisible! &lt;/P&gt;&lt;P&gt;WHAT? Yeah... you may be getting duped! &lt;/P&gt;&lt;P&gt;So just what exactly am I talking about? I&amp;#39m talking about your hosting company (usually the free ones) leeching your Google PageRank &amp;amp; building link popularity for their clients off your web pages &amp;amp; bandwidth. If you don&amp;#39t think they do it... guess again. It&amp;#39s a lucrative business. &lt;/P&gt;&lt;P&gt;Now with that said I&amp;#39m not going to name or badmouth any specific hosting service. What I am going to do is tell you how to determine if you&amp;#39re an unsuspecting victim. &lt;/P&gt;&lt;P&gt;Here&amp;#39s an invaluable tool to help you detect search engine spam penalties! &lt;/P&gt;&lt;P&gt;http://tool.motoricerca.info/spam-detector/ &lt;/P&gt;&lt;P&gt;Secondly, double-check your cached pages to see what the search engine robots actually see when they index your page. Look for additional links &amp;amp; advertising in the source code that isn&amp;#39t in your original source code. &lt;/P&gt;&lt;P&gt;If you find additional advertising or links that aren&amp;#39t on your current pages... your host MAY be killing your search engine rankings. The simple solution to this problem is to immediately transfer your domain to a trusted service provider. &lt;/P&gt;&lt;P&gt;http://www.tkqlhce.com/click-1604302-10294265 &lt;/P&gt;&lt;P&gt;Now let&amp;#39s talk about the invisible text you can&amp;#39t see at all on a page. Yes, you could still be hosting invisible text. Even if you press Ctrl-A or highlight everything on the page with your left mouse button &amp;amp; nothing shows up! &lt;/P&gt;&lt;P&gt;Just for the record you&amp;#39ll find some content management programs employing this very technique. Imagine my surprise when I discovered my PageRank 5 realty site had two sets of Meta keywords on my pages, easily seen when I view Google&amp;#39s cached versions.... &lt;/P&gt;&lt;P&gt;I was choked... especially since their user agreement didn&amp;#39t disclose this fact! &lt;/P&gt;&lt;P&gt;Is using invisible text in cascading style sheets good? Nope! &lt;/P&gt;&lt;P&gt;There&amp;#39s a new school of thought claiming you can use an alternative cascading style sheet (CSS) approach to placing invisible text on your web pages without penalty. &lt;/P&gt;&lt;P&gt;The theory is predicated on the premise that you could employ an external style sheet in another directory. There you&amp;#39 d simply define a special class for a tag like &amp;lt; P &amp;gt; where the font and background colors are identical. &lt;/P&gt;&lt;P&gt;The claim is there&amp;#39s no way for the current search engines algorithms to distinguish the color codes and penalize you. While this may or may not be the immediate situation it&amp;#39s fundamentally WRONG! &lt;/P&gt;&lt;P&gt;Invisible text is invisible text &amp;amp; it&amp;#39s spam. &lt;/P&gt;&lt;P&gt;Since many invisible text tricks utilize CSS positioning properties to hide their contents, you&amp;#39ll soon see (if not already) the search engines employing advanced algorithms to find hidden text in CSSs. &lt;/P&gt;&lt;P&gt;If you subscribe to the CSS theory you&amp;#39ll undoubtedly be revisiting your strategy or paying later by being blacklisted or removed entirely from the various search engine indexes. &lt;/P&gt;&lt;P&gt;Incidentally, before you roll the dice on this one you might want to consider the fact that the tool I just referred you to is only the beta version and the developer is already planning to add support for identifying invisible text in CSSs! Just how much more advanced and further ahead do you think the search engine techs are? &lt;/P&gt;&lt;P&gt;So what does it all mean to you &amp;amp; what should you do? &lt;/P&gt;&lt;LI&gt;Check your cached pages for invisible text. &lt;/LI&gt;&lt;LI&gt;If you find Invisible text or advertising determine it&amp;#39s origin &lt;/LI&gt;&lt;LI&gt;Read every user agreement very carefully &lt;/LI&gt;&lt;LI&gt;Take action &amp;amp; do something about removing it! &lt;/LI&gt;&lt;P&gt;The bottom line lesson here is simple. Trying fool the search engines with Spammy tricks or hocus pocus schemes has never worked for long in the past. Don&amp;#39t employ unethical spam techniques and don&amp;#39t become an unsuspecting victim yourself. &lt;/P&gt;&lt;P&gt;Copyright  2005 Lawrence Deon &lt;/P&gt;&lt;P&gt;About the author: Lawrence Deon is an SEO/SEM Consultant and Author of the popular search engine optimization and marketing model Ranking Your Way To The Bank. http://www.rankingyourwaytothebank.com&lt;/P&gt;&lt;P&gt;Let me preface this report by citing advertisers in 2004 have spent 4 Billion dollars on search engine marketing according to the Search Engine Marketing Professional Organization (SEMPO). &lt;/P&gt;&lt;P&gt;Website marketers cited Search engine positioning was the top method to drive traffic to their sites (66%), followed by email marketing (54%). Source: Direct Marketing Association. Accordingly, the most cost effective way to market your web site online is to obtain several top 10-search engine rankings in the major search engines for your keywords. &lt;/P&gt;&lt;P&gt;According to a recent Jupiter Research Survey, searching on the search engines is one of the main uses of the Internet among 79% of users. Source: September 2002 Jupiter Research Survey. So that being the case, whatever your promoting you&amp;#39ll want to make sure it can be found on the first page of the search engines results page. &lt;/P&gt;&lt;P&gt;The reason is numerically simple. An Iprospect Survey in 2002 reported that 78% of web users abandon their search if the first 3 pages don&amp;#39t provide an answer to their question, and 28% don&amp;#39t scroll past the 2nd page of results. Source: Media Post article reporting results of Spring 2002 IProspect survey. &lt;/P&gt;&lt;P&gt;Combine those facts with the Internets explosive growth rate of 1.8 Million people worldwide going online every week for the very first time, Source: Official Guide To Internet Promotion and you can soon appreciate what a top 10 ranking can mean to you. &lt;/P&gt;&lt;P&gt;Google receives approximately 39.4% of all search engine traffic. Yahoo receives approximately 30.4%. They&amp;#39re simply the largest search engines being utilized online today. &lt;/P&gt;&lt;P&gt;Bringing up the rear is MSN at 29.6%, and AOL 15.5% then Ask Jeeves with 8.5%. Source: Nielsen//NetRatings January 2004 &lt;/P&gt;&lt;P&gt;How much traffic is that? Well, Google and its partner sites were reporting a whopping 250 million searches a day in February 2003. &lt;/P&gt;&lt;P&gt;Overture and its partners were reporting over 167 million searches per day. Inktomi reported 80 million followed by LookSmart with 45 million per day. &lt;/P&gt;&lt;P&gt;FindWhat reported 33 million while Ask Jeeves reported 20 million, Alta Vista reported 18 million and finally Fast reported 12 Million searches per day. Source: Searchenginewatch.com 2004. &lt;/P&gt;&lt;P&gt;With all said, you can easily see how your search engine rankings are directly proportional to the traffic your web site receives, and your site traffic is directly related to your potential to profit online. &lt;/P&gt;&lt;P&gt;Oh, and in case your wondering how much money is spent online; a recent Forrester Research Report indicated that online spending reached $95,700,000,000 million in 2003! That&amp;#39s a cool 95.7 billion dollars. Projected online spending is estimated to grow to $229 billion in 2008! A whopping 139% increase in online spending! Source: Forrester Research &lt;/P&gt;&lt;P&gt;Now with these facts in mind I&amp;#39m confident you can clearly see what a top 10-search engine ranking can mean for your bottom line. Although it does leave a question unanswered in my mind, what has a higher ROI... organic search engine optimization or paid search? &lt;/P&gt;&lt;P&gt;According to SEMPO&amp;#39s key analysis, the U.S. &amp;amp; Canadian SEM Industry Size Estimate by tactic in 2004, organic SEO accounted for 12% of the market share or $492,057,200 while Paid Placement accounted for $3,341,878,176 or 81.8%. &lt;/P&gt;&lt;P&gt;Interestingly, 9 out of 10 respondents are actively engaged in organic SEM marketing programs accounting for 89% of the respondent advertisers. This trend can be contributed to the average cost of popular keywords continuing to escalate. &lt;/P&gt;&lt;P&gt;If the escalation continues to rise it could make paid search engine advertising exponentially cost prohibitive for all but the largest advertisers... the 900lb gorillas! &lt;/P&gt;&lt;P&gt;Simply put, ROI is outpacing inflation: SEMPO&amp;#39s key analysis indicates advertisers could afford to pay on average 33% more for their keywords and remain profitable, while they say prices have gone up 26% on average in the last 12 months. That&amp;#39s leaves a 7% advertising margin to maintain current profits for 2005! &lt;/P&gt;&lt;P&gt;SEMPO&amp;#39s data also noted that advertisers will get smarter about managing their paid placement programs before they cut back on spending. &lt;/P&gt;&lt;P&gt;This is also consistent with a report released by Nielsen/NetRatings indicating that the growing demand for search engine advertising is outstripping the supply of currently available advertising space. &lt;/P&gt;&lt;P&gt;These findings seem to indicate the inventory of keywords is approaching a critical demand problem however; most advertisers felt they still have some degree of price flexibility in their paid placement programs before they will reach the threshold of diminishing returns. &lt;/P&gt;&lt;P&gt;Is there any wonder why organic search engine positioning has gained popularity for online marketers in 2004? Could it be higher (ROI) return on investments? &lt;/P&gt;&lt;P&gt;SEMPO also cites that 43% of advertiser respondents have shifted their budgets away from other marketing programs for Organic SEO. &lt;/P&gt;&lt;P&gt;So what does it all mean? Let the numbers speak for themselves. &lt;/P&gt;&lt;P&gt;Organic SEO is undeniably gaining favor over the lower ROI paid advertising. This is evidenced by virtue of the fact that paid advertising is becoming less profitable. &lt;/P&gt;&lt;P&gt;Although paid advertising will continue to hold a large portion of the market share, as paid advertising returns diminish and keyword costs soar my early 2005 forecast is for the materialization of a progressive organic SEO market trend to facilitate the need for advertising space. &lt;/P&gt;&lt;P&gt;Copyright  2005 Lawrence Deon &lt;/P&gt;&lt;P&gt;About the author: Lawrence Deon is an SEO/SEM Consultant and Author of the popular search engine optimization and marketing model Ranking Your Way To The Bank. http://www.rankingyourwaytothebank.com&lt;/P&gt;&lt;P&gt;Time.&lt;BR&gt;&lt;BR&gt;As a small business owner, it&amp;#39s the commodity you covet most but never seem to have enough of.&lt;BR&gt;&lt;BR&gt;If you had more time, you could complete all the administrative chores required to operate your business.&lt;BR&gt;&lt;BR&gt;With enough time, you could do more marketing, more networking, more planning and systemizing.&lt;BR&gt;&lt;BR&gt;If you had just a little more, you&amp;#39d be a whole lot less hurried and stressed.&lt;BR&gt;&lt;BR&gt;But how on earth do you create more time to do all the things necessary to run smoothly, build business, and create revenue?&lt;BR&gt;&lt;BR&gt;The obvious answer is to increase your manpower. But hiring staff is not always an easy or affordable proposition for the small business owner. Fortunately, there&amp;#39s an outsourcing alternative - Virtual Assistance.&lt;BR&gt;&lt;BR&gt;Virtual Assistants provide office support on an independent contractor basis. They primarily serve small to mid-sized businesses who have smaller workloads, need only occasional help, or who don&amp;#39t have the budget or space for in-house office staff, much less the time to train and manage them.&lt;BR&gt;&lt;BR&gt;A Virtual Assistant (VA) works from their own office utilizing computers and other technology to deliver their services and communicate with clients.&lt;BR&gt;&lt;BR&gt;They provide just about any secretarial service you can think of: word processing, transcription, data-entry, database management, spreadsheet creation, proofreading  you name it.&lt;BR&gt;&lt;BR&gt;Many VAs offer additional specialties such as bookkeeping, web design, desktop publishing, writing and legal support services.&lt;BR&gt;&lt;BR&gt;The savings can be huge compared to the cost of an actual employee because there are no payroll taxes or benefits to pay, and no extra office space or equipment needs.&lt;BR&gt;&lt;BR&gt;Not to mention that not all employee time is productive (think breaks, sick leave, vacations and other downtime). With Virtual Assistance, clients pay only for the time the VA spends working on their behalf.&lt;BR&gt;&lt;BR&gt;That&amp;#39s 100% productive time; you can&amp;#39t get more efficient than that!&lt;BR&gt;&lt;BR&gt;The Virtual Assistance profession has been around well over 10 years now, and has its own industry associations and certification programs.&lt;BR&gt;&lt;BR&gt;Virtual Assistants operate their businesses as professional service providers. They come from a variety of business backgrounds, but the common denominator is that they are typically overachievers with extensive administrative experience and superior skill sets and training.&lt;BR&gt;&lt;BR&gt;Virtual Assistants are not temps. They are highly-skilled entrepreneurs who love what they do and in business to provide consistently top-quality work to clients to whom they are committed.&lt;BR&gt;&lt;BR&gt;Virtual Assistants are commonly interested in establishing long-term partnerships with their clients. As the VA learns about the owner and his or her business, supporting the client becomes more intuitive.&lt;BR&gt;&lt;BR&gt;The ideal is to achieve a very simpatico working relationship where the VA&amp;#39s support not only instills more efficiency and productivity, but is key to helping the client create more time to concentrate on the roles they love most while growing their business successfully.&lt;BR&gt;&lt;BR&gt;Although Virtual Assistants are able to serve clients from anywhere in the world, you can find a VA near you by referencing your local Chamber of Commerce directory, or searching the Internet using keywords Virtual Assistant or Virtual Assistance + your city or state. There is also a great Virtual Assistant directory sorted by country and state located at:&lt;BR&gt;http://www.mediamage.com/links/pages/UnitedStates/&lt;/P&gt;&lt;P&gt;&lt;BR&gt;Copyright  2005 Danielle Keister, The Relief&lt;BR&gt;&lt;/P&gt;&lt;P&gt;About the author: Danielle Keister is the owner of The Relief, a virtual assistance practice located in Tacoma, Washington, that has been delivering expert, personalized office support services to businesses large and small since 1997. She has over 
