Sunday, December 14, 2008

Exclusive Backgammon Accessories


Are you searching for the perfect gift that includes backgammon accessories? Backgammon accessories are a perfect gamers gift, for all occasions, for birthdays, holidays, even for graduations! In this guide, we want to tell you about some of the backgammon goodies you can purchase for the gamer you know and love most. Plus much more than you probably expect.


One of the favorite accessories a gamer will love is the entire backgammon set for the traveler, one that is hand held and which is electronic. While you will find various types of electronic backgammon our there, the best is going to be the game that has multi levels for those who are advanced in this game and need a little challenge. This makes a great accessory for their life because they can practice alone when on the go, or they can use their handheld to play multi player when on the go and traveling. Adults and children alike love this accessory.


Another great accessory for the backgammon lover is the personalized dice cup. This may or may not have the players name on the cup, but it could have a favorite scene, picture, date, or be a color or made from a type of material that the player loves to hold in their hand. Fabric covered cups, colored picture cups, or soft flexible dice cups are favorites. Most are at reasonable prices.


Great backgammon accessories include those that make the game portable. Leather carrying cases, hard board boxes so all the pieces never get lost, and then there are the accessories that personalize the game board.


Leather carrying cases make the game portable and lovely to look at. Leather comes in a variety of colors so you will be able to find one you enjoy. Hard leathers, soft leathers and leathers that are tinted in color.


Personalize the game board with letters or stickers that will adorn the playing board, or the carrying case of the player. You can find all types of stickers that accent the other interests of the game that you can use as accessories for the board. Laminating paper, stickers, and even glue can be used to create those perfect accessories that will make the gamers dreams come true so they never lose their game boards. Personalization makes for a deeper gratification from the gamer.


Dice are the other accessory you can purchase to complete your personalized backgammon set. Dice from glass, crystal, plastic, colored, or even that are filled with water are the dice that no one else is going to have! Every backgammon set has dice in the set, and the best types of backgammon gamers have a great set of dice to match their cups. Find a set of dice that are legal for the game, yet different from others to give you a great feel of the casino right in your own game.



? backgammonholygrail.com
About the Author

Saturday, December 13, 2008

Real Estate Q & A

Q. My property went into a sixty day escrow. The escrow amount was $3,000.00. Five days prior to closing the buyer's agent notified me that the contract would be cancelled due to the fact that the property did not appraise for the agreed upon value. Is the buyer's escrow forfeited?

A. In any situation, you must first turn to the closing contract itself. You should look for deadlines for certain things to occur, such as appraisals. Did this appraisal occur after the deadline? Were any other terms involving deadlines not met by the buyer? This will give you some insight as to whether or not the escrow monies must be returned. A general rule of thumb is that escrow monies cannot be released without the consent of all parties.

Q. We had a closing date set. I have just been informed that the seller is requesting a delay in the closing date. Do I have legitimate grounds for renogiation of the purchase price?

A. The reasons that a seller may wish to delay closing may vary, from the legitimate to outright procrastination. If you attempt to renegotiate the purchase price, it may be considered as a new offer, which replaces the original offer. This may therefore void the original offer and all terms negotiated pursuant to that offer. The safest way to approach this is to simply ask yourself if you are willing to wait for the property at the originally agreed upon price.

Q. I am purchasing a property. The seller has not found a replacement property, and has requested an extension of the escrow period. If I do not agree to the extension, do I lose appraisal and inspection fees, as well as my deposit?

A. The deposit will likely be refunded less a small cancellation fee. The appraisal and inspection fees will most likely be lost. If you agree to the extension, be sure to place deadlines on the seller, such as a time by which a replacement property must be found.

Q. I decided to purchase a particular home, however I have now changed my mind. How do I go about cancelling the contract?

A. A contract is a legal document which you have made with the seller. Cancellation for certain reasons may be allowed, however cancellation on the sole basis of changing your mind will likely come with ramifications. You should strongly consider these ramifications prior to backing out of the deal. You should consult an attorney regarding your potential liability in this situation. Typically, a contract cannot force parties to a transaction, however you may be responsible for paying damages to the seller. These damages can take many forms, including the lost opportunities that the seller missed as the result of taking his or her home off the market.

Q. I signed a contract to sell my home. Now I have changed my mind and want to keep the property. Must we sell our home?

A. Again, the first thing to do is to look at the legal document itself. Look for contingencies which will allow you to back out of the transaction. The buyer may decide to enforce the contract in court. You should consult an attorney. It would be wise to make the cancellation more palatable to the buyer by compensating him or her for all of their out of pocket expenses, and maybe an additional amount for their time and effort in negotiating the transaction.

Q. I made an offer on a property. The seller came back with a counter offer. May the seller subsequently sell the property to another buyer?

A. Typically, the seller is free to sell the property to the first buyer who accepts an offer. If you have not accepted the counter offer, chances are the seller is free to do as he or she pleases.

Q. Can I negotiate the selling price of a newly-constructed home?

A. You can always negotiate the selling price of any real estate. However, the seller of a newly-constructed home is usually not willing to budge on the price, for a variety of reasons, not the least of which is the small profit margin for transactions involving newly constructed homes.

About the Author:

Catherine Nguyen was born and raised in Dallas, Texas and is a licensed real estate agent. Ms. Nguyen specializes in Dallas real estate and has a career with Renowned Realty Group ? Dallas/Ft. Worth RE/MAX.

Friday, December 12, 2008

Tips For Choosing The Right Camping Backpack

A person who is not experienced with camping or hiking may think that all backpacks are the same, but that is far from the truth. For a camper who is serious about making the most out of a camping trip, a backpack can make or break an excursion to the woods.

Take the plight of a trekker who traveled to the Appalachians in 1994. Rather than a thrilling camping expedition, he needed to return home injured from the weight of an ill-fitted backpack that damaged his hips. A decade later, the same hiker, utilizing a backpack more suited to his needs, walked over 950 miles of terrain, turning what could have been another ugly experience into a more pleasant memory.

There are a few key tips you should bear in mind when selecting a backpack for the outdoors.

First, you need to assemble a fairly comprehensive list of gear you need to bring on the trip. Whereas some campers prefer to haul a bare minimum, others like to be well equipped and ready for almost any eventuality. Consequently, the size of your backpack is important. If you intend to camp or hike for several days - or even simply overnight -you need a sufficient amount of supplies to cover your time and prospective needs.

Second, make sure your backpack is comfortable to wear for a lengthy period of time. The best styles of backpacks distribute the weight in the bag evenly so that you can wear it comfortably for a few hours while hiking. Try it on at the store to ensure it meets your need. Some camping stores even provide weights inside so you get the full effect of the backpack. By placing these in the pack, you can walk around the store to get a sense of how well the weight distributes and how much you can actually hold while remaining comfortable and not overly straining your back or shoulders.

Third, select a frame for the backpack. You can choose between an internal and external frame, each of which has advantages and disadvantages. Internal frames are more slender and allow the pack to remain close to your body which makes it great for densely wooded and more narrow trails. They do not restrain your ability to move in the least, but are admittedly more cumbersome to load and sometimes do not hold as much gear.

External frames, on the other hand, are great for clear walking paths and wider trails and are generally easier to pack. However, they tend to restrict mobility because they are larger and less flexible, making them seem more uncomfortable at first. External frames are the best option, though, when buying a backpack for beginners or children.

Finally, when purchasing a backpack, take into consideration whether it is designed to work efficiently with weather sheets that help protect your pack against dew and rain. Also assess how attachments can be accommodated for your pack. Most backpacks have either rings or snap-ons (or both), allowing the convenient integration of accessories with your pack.

Finding a backpack doesn't need to be a challenge if you familiarize yourself with options ahead of time. By following these few tips, you should be able to purchase one that fits your budget and your camping experience needs, helping to make sure you have a wonderful adventure in the woods.

By: Arthur Fletcher

Thursday, December 11, 2008

Car Seats For Your Baby And Toddler




 



Car Seats For Your Baby And ToddlerSubmitted By: James Brown   
















Car accidents have been known to be one of the main causes of deaths among teenagers and most especially children. This is the reason why parents should take extra care in making sure that their children are safe when they are inside a vehicle, whether it may be moving or parked. With this need for car safety for children, car seats were invented and introduced.


Over the years, car seats have grown to be more popular as more and more parents have taken caution and have recognized their importance. There is however different types of car seats available in the market and each one correspond to a specific child age group or where some opine it is the weight of the child that gives the more decisive basis for getting a type of car seat. It is important that parents know this in order to get the right car seat that is appropriate for their babies and their toddler.


For babies, the parents should get a baby car seat that is rearward facing. This kind of car seat can hold room for babies that are aged from birth up to 12 or 15 months, whose weight can be as heavy as 10 kilograms or 22 pounds until 13 kilograms or 29 pounds. Babies are more out of harm's way if they are protected as they are facing the rear of the car and cosseted by the seat. With a rear facing car seat safely securing them in, they are cushioned from the bumps and jolts that the stirring car may go through. The seat shields and supports the head, the neck and the spine of the baby. It is preferred to place this rear facing car seats in the rear as compared to placing them in the front of the car. It is advised to never place the seat in front when the car has a passenger airbag as this could suffocate the child; hurting them instead of keeping them safe. It is recommended that you use rearward facing baby car seats for as long as your baby can fit on it. You will know your baby needs to move on to a bigger seat if her head is as high or even higher than the crown of the car seat or if her weight is or has already exceeded the maximum.


As your child outgrows his rear facing seat, you need now to get her a forward facing seat. This type of seat can hold a toddler of 9 to 18 kilograms or around 20 to 40 pounds, whose age could be between 9 months to 4 years old. The important factor with forward facing kid car seats is the harness that keeps the child safe in place. This should prevent the child from sliding off or bouncing in front out of the chair in case there is a collision or if dad accidentally puts on the brakes too hard. Just the same, it is favored that this seat be placed in the rear and to keep your toddler in such a seat until his age or his weight tells you to move on to the next level.











About the Author:

James Brown writes about Randall Scott Cycle Company promo code,

Wednesday, December 10, 2008

The Perks To Stroller And Car Seat Sets

When you are getting ready for the new baby to arrive, you already know that you need to buy an infant carrier before you head to the hospital. There are so many different infant car seats out there to choose from, so how do you narrow it down? When you are shopping for an infant car seat, you need to consider spending the extra money and get a stroller/car seat combo.

These combos come with an infant car seat as well as a nice, larger stroller that lays flat for infants. While they might seem big and bulky or too expensive, they are truly something that you should have when you are bringing home a new baby.

One of the main perks to these stroller/car seat combos is that the car seat fits onto the stroller so you don't have to get your baby in and out of the car seat every time you need to use the stroller. You can simply fit the car seat onto the stroller and off you go. This can save you time when the weather is bad or you are in a hurry. Plus, it can save you from waking the baby up to switch them from one to the other.

While there are some of these combos that are very expensive, the majority are very affordable. By shopping around, you can find one of these combos that is in the right price range for you and that matches your theme or personality. Since these combos come in a vast array of colors and designs, you are sure to find just the right one!

You can find these combos just about anywhere, from discount stores to designer baby stores, even online. It won't take a lot of shopping around to find just the right one for you and your baby. So, when you are out searching for an infant seat, make sure that you check out the stroller/car seat combos that are on the market today, you will be glad you did.


About the Author:

Christine Loxley writes for strollerset.com a website packed with baby strollers and jogging strollers.




Tuesday, December 9, 2008

San Diego Real Estate

The real estate climate in San Diego has been experiencing resurgence in recent years as evidenced by the various opportunities that investors can take advantage of in San Diego. If you are thinking of investing in real estate in San Diego, it would be helpful to take a look at the statistics that are indicative of the performance of the real estate sector in San Diego, this information can be very helpful in making your investment decisions.

2005 performance

In 2005, the average appreciation of the value of houses in San Diego reached 7.5 percent, and the average price for a home was $575,000 as compared to only $225,000 in 1999. This number is quite high given that the appreciation rates of homes usually hover about one percent higher than inflation. For this period, inflation was only at 3 percent, which attests to the fact that real estate in San Diego has been experiencing a boom. For condominiums, the average price increased to 7.8 percent, which now stands at $385,000. It is quite evident that real estate prices have risen well above national averages, which means that investors should get in the market so that they can take advantage of the trend of increasing real estate prices.

Forecast for 2006

For 2006, it is estimated that the average price of homes will further increase by 5 to 10 percent and sales will remain stable. Mortgage rates are also estimated to remain stable at about 6.5 percent, which is favorable for buyers and investors since a stable interest rate will reduce the risks involved in financing a real estate purchase.

Given the bright prospects that the San Diego real estate climate has in the near future, it can be beneficial for investors to explore opportunities in the county. They can do so by getting the right information as to the performance and trends of the real estate market in San Diego. They can also get information from other sources such as newsletters from realty associations as to their assessment of the market in San Diego.

San Diego Real Estate provides detailed information on San Diego Real Estate, Buying Real Estate In San Diego, Downtown San Diego Real Estate, San Diego Real Estate Agencies and more. San Diego Real Estate is affiliated with Miami Beach Real Estate.

Monday, December 8, 2008

The Dirty Little Secret About The Do Not Call List

The Do Not Call List has changed the way real estate agents can and will do business forever. After all, 76% of US adults have added their name to the list. The dirty little secret...it does not matter! The Do Not Call List does not mean that you can't still get solid qualified leads. There are a lot of real estate trainers out there claiming to have the answers, a sure fire way to beat The List and the next be all, end all real estate marketing program to have people beating down your doors to do business with you. The ads for these programs usually include a lot of hype and testimonials by agents who have increased their business by 200% and then at the end hit you with the big price tag. But where are the real numbers and hard facts behind the hype? Who really knows if those programs are going to lead you to the path of success? I certainly don't. But here is what I do know.The biggest obstacle to a real estate agents next commission, and their long term success, is finding qualified leads. You know that if you could just get the leads, you could close the deals. But most agents are at a loss once they exhaust their list of family, friends and sphere of influence. And with 3 out of 4 prospects off limits, cold calling becomes more like walking a mine field than trying to drum up business. That is why the turn-over rate for new agents in real estate is over 50% per year So how do the successful 50% find qualified leads? Well for one thing they do not passively look for leads, they actively generate them. Many successful agents have turned to toll free number call capture technology to generate leads without the risk of an $11,000 fine. When you look at the numbers, it is easy to see why it works.83% Of Americans Want Recorded InformationAccording to a Gallup Poll, 83% of Americans would rather call for recorded information before speaking to a salesperson. Give the public what they want. A toll free number call capture system allows real estate agents to offer free recorded information about properties, free reports for buyers and sellers or any other information they would like to make available to their prospects. Once the potential clients call in, their name, address and phone number are captured for the agent to follow up on. Since the prospect called into the toll free number to request information, the agent is free to call them back for up to 3 months (unless the consumer requests not to be called.)32.7% Will Buy or List Within 30-60 DaysA survey of over 25,000 prospects who called for recorded information showed 32.7% of them bought or listed a property within 30-60 days after calling. An additional 42.1% acted within twelve months. I have not heard of any other form of marketing that can tout those kinds of numbers of quality leads. A toll free number call capture system generates quality, actionable leads. And the best part? They called you. Agents who have these kinds of quality leads, calling them 24/7, could care less about the Do Not Call List.74% Will Do Business With YOU.According to NAR, 74% of the people that complete a real estate transaction do so with the FIRST agent they talked to. That being the case, it is in an agent's best interest to make sure they are the first ones to reach the prospect. A call capture system makes this easy to do. Once the potential client calls in, all the information is available to the agent; name, address, phone number, and in the better systems, even what information extension they called in on. With that kind of information at their fingertips, an agent is empowered with everything that they need to get back to the consumer in a timely fashion and with confidence.Everyone in the real estate industry knows that the Do Not Call List has completely changed the way agents do business. But some have found that by using call capture technology, they can generate even more quality leads than they ever did with cold calling. The technology gives consumers what they want by allowing them to call in for free recorded information and generates quality, actionable leads that agents can follow up on quickly and with confidence. And in spite of the Do Not Call List, agents are finding it actually easier to do business using call capture. If you want to know how that is possible, just look at the numbers and then check out call capture technology for yourself.

Brandi Cummings is a leading telecommunications consultant specializing in 800 number call capture technology for real estate professionals. Learn more secrets and tips on how to make a call capture system work for you at www.realtyone800.com.